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Author Topic: Women are more economical than men.  (Read 1751 times)
knowngunman
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October 09, 2023, 12:41:17 PM
 #161

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

This should not call for debate because men are typically known for spending for the family regardless of wife's worth. The level of house expenses between a man and woman are incomparable. Men are more economical in managing their homes better than women when it comes to money spending and every other domestic expenses. Women are only economical when it comes to spending their own money but spend lavishly when the money is not theirs and moreover women spend money on personal materials that might be less useful to the household.

I still maintain that men are more economical despite the fact that spending is their thing and responsibilities because men are spending for the sake of women in almost all what they spend money on. To believe this, you need to study a single guy living alone and a single lady living alone as well and you will agree with me that men are more economical and manage home better as to compare to women. Imagine men's expenditure style without women involved and see how economical they can be.

R


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harapan
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October 09, 2023, 01:31:10 PM
 #162

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

This is a big yes that women are more economical in spending than men.
A man can spend his entire savings for just the fact to meet up Responsibility. And in that same vein he might not keep track of how that money was spent cause his responsibility are larger than their expectation.

But a woman can be very discipline her spending and stick to it.she will carry on certain plan to ascertain that aim.
A woman will have money with her and when you demand of her,she will tell you its for something important and she will stand by it..thus this makes them more economical.
Most times the man may run out of cash cause of his big responsibility but at that moment what makes the woman to be able to raise out money that period makes her more economical than men.

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October 09, 2023, 01:43:02 PM
 #163

This is a big yes that women are more economical in spending than men.
A man can spend his entire savings for just the fact to meet up Responsibility. And in that same vein he might not keep track of how that money was spent cause his responsibility are larger than their expectation.

But a woman can be very discipline her spending and stick to it.she will carry on certain plan to ascertain that aim.
A woman will have money with her and when you demand of her,she will tell you its for something important and she will stand by it..thus this makes them more economical.
Most times the man may run out of cash cause of his big responsibility but at that moment what makes the woman to be able to raise out money that period makes her more economical than men.

I think that when OP say "economic" here, I don't think that compulsory expenditures come into play. When we subtract the expenditures that consist of compulsory needs such as household expenditures, groceries, heating, clothing, etc., all expenditures for luxury, hobbies and pleasure come to mind. Are women more economic or men? Who likes to buy more expensive brands, who spends more on cosmetics? When you think about things like this, it's proven by statistics that women are not more economic. We are not talking about the school bus fare for the child or the gasoline spent on the way to work. When we think about things like buying a branded bag when you could buy a more affordable bag, or going to an expensive restaurant instead of eating at an affordable price, we see which gender is more wasteful. Of course, this is a generalization and like all generalizations, it's never 100% true. It just gives us an idea of the general trend.

R


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October 09, 2023, 01:54:19 PM
 #164

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I absolutely disagree with this, because in my family, all women, on the contrary, are spenders. Only my aunt, who has an education, is an accountant who knows how to manage money perfectly, but this is an exception. I think that in most cases the situation is exactly the same, because women are more impulsive, they really like to buy expensive things that they just liked right now. At the same time, they do not think about future spending that they need to save money for a rainy day or for some unpleasant times. And even talking to them about it only makes them aggressive, and they don't want to discuss this issue with me.

At the same time, all men are great with money, have an application where they record, all spending knows where every dollar is spent.
I have also seen several women like the ones you mentioned who use their money to buy whatever they want without thinking about saving and when they no longer have an income. Talking about this with them won't make anything change if they don't want to change their habits. Recording all types of expenses is a good thing to be able to know where we have used the income we have and if we use it for things we don't need then we will be able to avoid it in the future.

Of course I have an application that allows you to keep track of all expenses. And I often mean that we exceed the cost items for Entertainment - it's delicious food delivery and cafes. And also the Clothing category - since buying new beautiful clothes is an excellent anti-stress. In general, you need to control yourself, but in the family it's still half the case - so it's important to be able to build a dialogue with a woman and look for points of interests. Only such an attitude will save the budget from waste.

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October 09, 2023, 03:36:38 PM
 #165

I have also seen several women like the ones you mentioned who use their money to buy whatever they want without thinking about saving and when they no longer have an income. Talking about this with them won't make anything change if they don't want to change their habits. Recording all types of expenses is a good thing to be able to know where we have used the income we have and if we use it for things we don't need then we will be able to avoid it in the future.
The subject is actually similar to my life. In fact, I fulfill the needs of my family and try to save as well. But my partner doesn't understand the wastefulness and overspending, what I see in her.
So in my case or anyone who matches with me, will have the same opinion that women are not more economical than men. So my opponion is that men are genetically different from women so from women I think men are a bit more responsible with the household so I think men are more economical than women. But I won't say that my opinion will be 100% true or applicable to everyone, because there may be some differences, in many places it will be seen that men are not more economical than women.

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October 09, 2023, 04:08:00 PM
 #166

Has nothing to do with gender related traits but rather with individual differences. This is an undending topic that we shouldn’t be arguing with as others have mentioned ‘coz there are many underlying factors to be considered such as one’s privilege and circumstances, when it comes on spending behaviors. This is a subjective observation of yours and might be having its limitations perhaps on your circle. Some females qould be spending with discounts but with higher frequency while some men would be spending one big amount on a single purchase, who’s more ‘economical’ as OP have cited? What matters is how your income will manage your finances. As long as it is beneficial at any point then it is a good purchase.

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October 09, 2023, 07:55:10 PM
 #167

Women and men have different needs. And women seem to be more likely to pay attention to their appearance, so quite a few of them spend their money to have an attractive and beautiful appearance. What's different about men is that they don't really pay attention to their appearance and most of them spend money to fulfill their hobbies, such as buying the latest edition of PS and others.

Meanwhile, in terms of financial management, it comes down to each individual, as long as they don't chase prestige too much, it seems like everything will be fine.

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October 09, 2023, 08:56:32 PM
 #168

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
When it comes on being economical and practicality then i do admit that women does have it and men do fail most of the time (not all though) which there are some men which are really that more economical or
really that practical than women but we know that we men do really take the hard work on earning money and this is why budgeting isnt really our genre or job which we do really just hand over our salary to our wives
and let them do the groceries or paying up the bills or anything that do  talks about those casual payments or things needs to be paid and this is why they are really that known when it comes to budgeting or allocating funds basing up on what they do recieve from their husbands plus most women doesnt really like on losing money on useless things and this is why they would really be that meticulous when it comes to spending which unlike men
that whatever things that might interest them then its likely they would be buying it out without minding in tomorrows needs on which i could say something like this because this is my behavior and also my wifes behavior too and much sure that majority of Father or providers out there when it comes to this kind of talks then we do really relate on it all.

Doesnt matter though as long you do give your priorities to your family then it isnt really that bad on spending on somethings which makes you happy but dont come into a certain condition or situation
where spending in useless things turns out to be severe because it would really be making out such impact on which it isnt really that something that you do want to happen into your life
or within your family.

R


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October 10, 2023, 05:14:23 AM
 #169

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
When it comes on being economical and practicality then i do admit that women does have it and men do fail most of the time (not all though) which there are some men which are really that more economical or
really that practical than women but we know that we men do really take the hard work on earning money and this is why budgeting isnt really our genre or job which we do really just hand over our salary to our wives
and let them do the groceries or paying up the bills or anything that do  talks about those casual payments or things needs to be paid and this is why they are really that known when it comes to budgeting or allocating funds basing up on what they do recieve from their husbands plus most women doesnt really like on losing money on useless things and this is why they would really be that meticulous when it comes to spending which unlike men
that whatever things that might interest them then its likely they would be buying it out without minding in tomorrows needs on which i could say something like this because this is my behavior and also my wifes behavior too and much sure that majority of Father or providers out there when it comes to this kind of talks then we do really relate on it all.

Doesnt matter though as long you do give your priorities to your family then it isnt really that bad on spending on somethings which makes you happy but dont come into a certain condition or situation
where spending in useless things turns out to be severe because it would really be making out such impact on which it isnt really that something that you do want to happen into your life
or within your family.
Family finances can be complicated, right? Interesting that you've found women to be more practical and economical. There's some validity to your observations, even though everyone's financial habits are different

Men are generally major earners, but should they be away from budgeting? Isn't it fascinating how social conventions affect finance? Many men give their wives their earnings to manage home expenses. Don't both partners need to make financial decisions? Wasn't financial literacy a shared responsibility?

Spending on fun stuff isn't wrong. Don't you think financial wisdom involves balancing personal and family needs?

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October 10, 2023, 08:39:05 AM
 #170

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
I don't know, I'm confused about this. Because I have many female friends with different characteristics. One of my female friends is really good at financial management. He can still be a fashionable person but with a measurable budget. And another female friend is very different. She is the type of woman who likes shopping. He prioritizes style in life so he often complains about finances at the end of the month.
But I also have female acquaintances who are married. He does seem more reliable in financial matters. He seems to be smarter at saving money.

But apart from that, I also met many men who had characteristics that were not much different from my female friends described above. So my conclusion is that both are the same. It depends on the characteristics they have developed since they were small or young.

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October 10, 2023, 11:09:55 AM
 #171

Has nothing to do with gender related traits but rather with individual differences. This is an undending topic that we shouldn’t be arguing with as others have mentioned ‘coz there are many underlying factors to be considered such as one’s privilege and circumstances, when it comes on spending behaviors. This is a subjective observation of yours and might be having its limitations perhaps on your circle. Some females qould be spending with discounts but with higher frequency while some men would be spending one big amount on a single purchase, who’s more ‘economical’ as OP have cited? What matters is how your income will manage your finances. As long as it is beneficial at any point then it is a good purchase.
This depends on the individual character traits of each person, according to my observations, this happens differently in each family, but if the family is engaged in one common business, have a common budget, and strive to achieve common goals, then their financial management will be more harmonious, without any significant differences. If this is not the case and only one family member provides for the family, then the situation may be different, the one who earns may consider that he is more economical, because he values his work more.
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October 10, 2023, 12:34:16 PM
 #172

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

Actually, it depends on who makes the money and who spends the money. There are no men and women thing when it comes to spending money. It depends on who earns it. If it's their own hard-earned money, usually, people do not spend their hard-earned money on something that is useless. If the money is from some sugar mommy and from sugar daddy, then people love to spend others' money.

It happens in the family as well. When men earn money, their wives love to spend that money by shopping, eating outside, and doing various activities. At time same time, if the money was earned by her own, she does not want to spend that money on unnessesary things. I hope you got my point.

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October 10, 2023, 12:38:25 PM
 #173

Every man and woman has some responsibility. Some work outside to earn money and some do household chores. In most cases, women are responsible for maintaining the family. How can they spend money to live well? How can they build wealth in the future? Moreover, they plan in advance what their sons and daughters will do in the future. Since women are quite capable of carrying out regular duties, it is possible for them to become more responsible, though there may be a few individuals who are not same. But men usually put more effort into earning money. They are ahead in terms of spending as well as making money.
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October 10, 2023, 01:46:23 PM
 #174

A man has to face many situations inside and outside the house, which a woman would never be able to do.  A man works hard to support his family, but never depends on a woman.  That's why women are a bit frugal and they understand savings very well. In today's age men and women perform almost the same duties. Some work outside to earn money and some do housework.  Although men and women spend their money depending on their earnings.

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October 10, 2023, 02:07:23 PM
 #175

A man has to face many situations inside and outside the house, which a woman would never be able to do.  A man works hard to support his family, but never depends on a woman.  That's why women are a bit frugal and they understand savings very well. In today's age men and women perform almost the same duties. Some work outside to earn money and some do housework.  Although men and women spend their money depending on their earnings.
However, men tend to spend a lot of time with friends and do things that cannot be predicted, so they spend a lot of money that they can't afford and men are also people who are looking for money and always think optimistically that they will be able to get other money afterward. spend what you have.
In contrast to women who manage the household, they are required to prepare and estimate all expenses to meet all the needs of the family.
But I think it's different from career women (women who have permanent jobs), they are almost the same as men in managing money spending.

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October 10, 2023, 02:35:56 PM
 #176

A man has to face many situations inside and outside the house, which a woman would never be able to do.
It depends on the responsibility. Have you ever seen a single mom who works hard to raise her kids? I have seen them. If their husband dies or they get divorced, women must take responsibility for their kids. Imagine a woman who has no brothers, but she has her old parents, and she has to take care of them. The only way for her is to work and make money for them. So, women face too many issues, too. It varies from person to person. The responsibility matters here.

A man works hard to support his family, but never depends on a woman.
It's not always right. Sometimes women work for her family and her husband had to rely on her income. I guess you haven't seen situations like this.


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October 10, 2023, 02:53:43 PM
 #177

I do not agree with the title. If that were true then most of the applicants would be women. It has nothing to do with gender. We should choose our profession based on our interests. If you do not enjoy your work then you will not be able to be proficient in it. If a woman has an interest in music and becomes an accountant, then she won't produce quality output. 

However genetically men are stronger than women and in some cases, smart as well. That doesn't mean all the women are dumb and all the men are smart.

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October 10, 2023, 03:00:18 PM
 #178

Has nothing to do with gender related traits but rather with individual differences. This is an undending topic that we shouldn’t be arguing with as others have mentioned ‘coz there are many underlying factors to be considered such as one’s privilege and circumstances, when it comes on spending behaviors. This is a subjective observation of yours and might be having its limitations perhaps on your circle.
I was discussing the same idea in the gambling section about gender differences in the gambling industry and I almost reached the same conclusions that I quoted from you, which can be summarized in that any comparisons cannot lead to correct results due to the overlapping factors and the complexities of the connections between them. There are no accurate statistics, whether in the field of behavioral psychology or economic psychology, that study these comparisons between the desires of women and the desires of men. The difficulty of finding samples can disrupt the study process, in addition to the fact that institutions are not prepared to hand over this type of data because they do not want these results to appear in public because of its impact on consumer habits in particular.
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October 10, 2023, 03:12:13 PM
 #179

This depends on the individual character traits of each person, according to my observations, this happens differently in each family, but if the family is engaged in one common business, have a common budget, and strive to achieve common goals, then their financial management will be more harmonious, without any significant differences. If this is not the case and only one family member provides for the family, then the situation may be different, the one who earns may consider that he is more economical, because he values his work more.
Agree with your opinion, actually the issue of being thrifty and not thrifty depends on each person, not a matter of gender. Because many men are more frugal than women who are more wasteful and cannot control their spending. Financial skills are a skill that needs to be mastered by all groups, both men and women.

In conclusion, financial success depends on previous generations. In this case his parents.
1. If parents are good at managing money, their children can achieve good financial success
2. If there are parents who cannot manage money, then those parents will make their children a wasteful generation.

In essence, the man is the head of the family in the household, he is the one who earns money and his partner is the one who manages all the finances so that the family remains financially stable.

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October 11, 2023, 03:40:11 AM
 #180

Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

It is not of unpopular to me because I grew up watching my mom being more economical than my dad.
At a time of extravagant and unnecessary financial spending addition of my dad, my mom would do all necessary means to pintch or extort some percentages from my dad because she is concious that sometimes things doesn't works out for me man like could be so she could keep them on savings projected that it would be in used during the hard days of my dad.
Oh yes, such of her tactics has assisted to secure supposed lavished money of my dad and has been later on been in used during my dad's downtown (broke ness) times.

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