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Author Topic: Women are more economical than men.  (Read 1751 times)
ancafe
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October 23, 2023, 03:10:31 AM
 #241

We cannot compare the way women reason to that of how men do, being economical does not lies in the inability to make a financial source for one self due to being dependent for that, but women have the tenacity of making plans both short and a long term plan in working out things for the sustainability of the family in the economy and this is just their own way of complementing every efforts rendered by men in financial support.
Men and women do have different levels of thinking in managing finances and even though she is a career woman, they still have a different side to the way men think. Women are much more understanding in making spending plans for living expenses and they are much more able to take care of themselves compared to men. Women were also created to complement the shortcomings of men in managing finances in the household in particular.

This is indeed an advantage that women have that men do not have, although there are also some women who are unable to save on their expenses. But of the many women I know, they do have the ability to save money when spending on things they need, both for household purchases and for themselves.

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October 23, 2023, 03:18:59 AM
 #242

Of course it's true, women are better managers than men, men always spend money randomly. In that case women understand well where to spend money and they always spend money calculatedly. Besides, women are used to saving, they never waste money unnecessarily, they can save very well, which protects them from big dangers later. In this case, women are more frugal than men.
I don't know if you're answer is based on statistics or on experience but if it's experience, it would be an unreliable answer because it's not basing off a large population, I would probably say the same thing because in my family, my mother is the one that does the budgeting but that can't mean that women are economical, what if the answer is that both gender are economical and that they're main difference is scaling, women are good at money managing in household level but men at the stocks level or investment fund level although that's another gender equality in the workplace debate which digresses from the point.
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October 23, 2023, 03:43:14 AM
 #243

Quote from: Queentoshi
Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I disagree with that option that women are economical than men, because if you look at the history of the richest people in the whole world, you will discovered that men are the one leading in that aspect to prove to people that they are the most economical human being on earth. Men are the one doing everything possible to provide food and shelter to the family, because they have the mentality of managing their companies and resources to ensure there is a flow income at the end of the investment which will be very difficult for women to have such mentality to make the income massive like the way men do. There are some women who don't know how to manage the resources man struggle to made available than to mismanaged such resources that will make the man get angry.


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October 23, 2023, 04:05:51 AM
 #244

It all depends on the situation and conditions. Indeed, in this case there are advantages for each individual and it is very clear when seen from their main duties, especially if you are married. The husband's job is to earn a living for his wife and children and the wife's job is to be responsible for managing household finances because she is considered capable of navigating expenses and is wise in compartmentalizing which expenses are important and urgent (conservative). But, the head of the family remains male if in the process there is inequality in terms of management and the mandate can be withdrawn at any time.

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October 23, 2023, 04:51:33 AM
 #245

In the case of home management, I'll subscribe to this idea cos most ladies undergo special house keeping trainings from their virtuous mothers, and the same cannot be said for men.  Girls again have the natural sense of discernment and arrangement from very little in comparison to boys if properly observed at infant stages.
This analysis above is not applicable to all women as some are irresponsible and behave irrationally. Some men are also good in this home keeping category regardless. A typical example is Serena Williams husband, who was taking custody of the children while she pursued her career.
When we take this to a broader perspective, Economics boils down to being able to maximize your income and make your inflow larger than the outflow and at this juncture I disagree with OP cos the thick skin of these economic handling are not possessed mostly by women as statistics shows that there are more rich men than women. Men are great risk takers and manage themselves properly to meet home needs, office needs, personal need, relatives needs, and even have some more left for investment. I admit there are women in this category, but truth be told, they are lesser than men. I think this being economic minded is situation specific and never to be generalized.

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October 23, 2023, 05:50:55 AM
 #246

Of course it's true, women are better managers than men, men always spend money randomly. In that case women understand well where to spend money and they always spend money calculatedly. Besides, women are used to saving, they never waste money unnecessarily, they can save very well, which protects them from big dangers later. In this case, women are more frugal than men.
I don't know if you're answer is based on statistics or on experience but if it's experience, it would be an unreliable answer because it's not basing off a large population, I would probably say the same thing because in my family, my mother is the one that does the budgeting but that can't mean that women are economical, what if the answer is that both gender are economical and that they're main difference is scaling, women are good at money managing in household level but men at the stocks level or investment fund level although that's another gender equality in the workplace debate which digresses from the point.
In fact, the attitude of women and men can be said to be the same financially. Because women can spend money the same way a man can spend. But when I keep only men ahead, women can get laid. In fact, since there are no instances where women are lagging behind, especially economically, there is little need to make comparisons. But if a difference is made on the average of the whole world without considering any specific area, I personally think that women are economical than men. They can better understand how to maintain a family with a certain amount of money. But it doesn't really have any statistics.

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October 23, 2023, 09:37:52 AM
 #247

Most girls like to keep calculating. There are few girls who may live a free life but more girls prefer to be calculated. There are many reasons why girls are more economical than boys, boys spend most of the day outside the house, they do different things and it is normal to spend a little more money when going out, but it is different for girls. Most girls are busy with their families and spend most of their time at home so a girl has fewer friends than a boy and has less external expenses. Boys calculate that with the amount of money they struggle to manage the family, with the same amount of money, girls can keep some money for savings even after running the household expenses. It is not right to spend money without need. We must spend money in the right place. We must spend money in the right place when needed.

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October 23, 2023, 11:28:49 AM
 #248

It all depends on the situation and conditions. Indeed, in this case there are advantages for each individual and it is very clear when seen from their main duties, especially if you are married. The husband's job is to earn a living for his wife and children and the wife's job is to be responsible for managing household finances because she is considered capable of navigating expenses and is wise in compartmentalizing which expenses are important and urgent (conservative). But, the head of the family remains male if in the process there is inequality in terms of management and the mandate can be withdrawn at any time.

Well I agree with your statement, basically it is very difficult to distinguish who is more frugal between women and men, because in my opinion of course it depends on the condition of each person at the same time. Financial conditions or how much they earn must be balanced with how much they have to spend or vice versa, by assessing how much the budget must be spent then we will be able to find out whether the person is frugal or not, and also may be less likely for us to know because this is quite confidential for some people.

For those who have a family, it is clear that the responsibility and burden of thought will be greater, there will be many other costs that they must fulfill, especially a father who acts as the head of the family as well as a person who must earn money to support his family. Every time they receive a salary from their work, then the next salary will usually be given to a wife to manage, not because women are good at managing finances but indeed usually the money the husband gets will be given to his wife for various allocations of family needs such as basic needs or children's school fees. And in fact it is not uncommon for us to see a wife who fails to manage family finances and they are instead busy for their own needs in the allocation of money that should be for the needs of the family. So whether or not people are frugal in my opinion depends on their habits and economic conditions at that time, regardless of whether they are women or men.

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October 23, 2023, 12:01:56 PM
 #249

We cannot compare the way women reason to that of how men do, being economical does not lies in the inability to make a financial source for one self due to being dependent for that, but women have the tenacity of making plans both short and a long term plan in working out things for the sustainability of the family in the economy and this is just their own way of complementing every efforts rendered by men in financial support.
That's right. But basically, whether men or women cannot be used as a reference as to which individual is more able to save money or not between the two. Because there are women who are wasteful and there are also women who are good at managing finances. Likewise with men. There are men who are wasteful but there are also men who can manage their finances well. I personally work together in managing finances with my wife. Sometimes I get wasteful and my wife reminds me. And sometimes my wife becomes wasteful and I always remind my wife. In essence, we advise each other and continue to work together to improve our financial lives. I can't even judge who is better at managing finances between me and my wife. But each person has different characteristics. And usually the question of what is wasteful and what is not really arises from a person's habits and background in life and not from a matter of gender.

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October 23, 2023, 03:18:39 PM
 #250

It all depends on the situation and conditions. Indeed, in this case there are advantages for each individual and it is very clear when seen from their main duties, especially if you are married. The husband's job is to earn a living for his wife and children and the wife's job is to be responsible for managing household finances because she is considered capable of navigating expenses and is wise in compartmentalizing which expenses are important and urgent (conservative). But, the head of the family remains male if in the process there is inequality in terms of management and the mandate can be withdrawn at any time.
But in today's period, women have got also lots of opportunities especially in areas where the businesses are found.
There are some cases that it is the woman that earns a living while the husband becomes the houseband. On a practicality setting, it's always the talks and agreement of the couple on what's going to work best for them.


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October 23, 2023, 04:39:48 PM
Last edit: October 23, 2023, 04:51:50 PM by junder
 #251

It all depends on the situation and conditions. Indeed, in this case there are advantages for each individual and it is very clear when seen from their main duties, especially if you are married. The husband's job is to earn a living for his wife and children and the wife's job is to be responsible for managing household finances because she is considered capable of navigating expenses and is wise in compartmentalizing which expenses are important and urgent (conservative). But, the head of the family remains male if in the process there is inequality in terms of management and the mandate can be withdrawn at any time.
But in today's period, women have got also lots of opportunities especially in areas where the businesses are found.
There are some cases that it is the woman that earns a living while the husband becomes the houseband. On a practicality setting, it's always the talks and agreement of the couple on what's going to work best for them.

Yes, that's right, I myself am even at first glance often confused because of this reversal, many companies are opening up jobs for women why is it like this, but what I see today is that more companies need women to join the existing jobs. I don't know clearly why more women are needed even though basically women are tasked as housewives, not required to work. I see now that usually most of the men find it difficult to get jobs, even though they have struggled here and there looking for work but with the final results that are always not in line with expectations. As we know, it is men who have full responsibility because they will be the head of the family later. Most of them are like this because of their limited economy, so they are forced to have women work and men work at home. So sometimes I like to see this matter become an argument in the family because of the reversal of circumstances. Either way, I'm still confused about this myself.

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October 24, 2023, 06:07:03 PM
 #252

It all depends on the situation and conditions. Indeed, in this case there are advantages for each individual and it is very clear when seen from their main duties, especially if you are married. The husband's job is to earn a living for his wife and children and the wife's job is to be responsible for managing household finances because she is considered capable of navigating expenses and is wise in compartmentalizing which expenses are important and urgent (conservative). But, the head of the family remains male if in the process there is inequality in terms of management and the mandate can be withdrawn at any time.
But in today's period, women have got also lots of opportunities especially in areas where the businesses are found.
There are some cases that it is the woman that earns a living while the husband becomes the houseband. On a practicality setting, it's always the talks and agreement of the couple on what's going to work best for them.

Yes, that's right, I myself am even at first glance often confused because of this reversal, many companies are opening up jobs for women why is it like this, but what I see today is that more companies need women to join the existing jobs. I don't know clearly why more women are needed even though basically women are tasked as housewives, not required to work. I see now that usually most of the men find it difficult to get jobs, even though they have struggled here and there looking for work but with the final results that are always not in line with expectations. As we know, it is men who have full responsibility because they will be the head of the family later. Most of them are like this because of their limited economy, so they are forced to have women work and men work at home. So sometimes I like to see this matter become an argument in the family because of the reversal of circumstances. Either way, I'm still confused about this myself.
There can be some psychological reasons why companies do hire more women in every sector that they're needed.
It is no longer about the specific workforce that's coming from the manpower and pooling. But it's more of what the companies are needing when it's about production and who's more gonna produce numbers for them and that's being seen through women.


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October 24, 2023, 07:18:57 PM
 #253

It all depends on the situation and conditions. Indeed, in this case there are advantages for each individual and it is very clear when seen from their main duties, especially if you are married. The husband's job is to earn a living for his wife and children and the wife's job is to be responsible for managing household finances because she is considered capable of navigating expenses and is wise in compartmentalizing which expenses are important and urgent (conservative). But, the head of the family remains male if in the process there is inequality in terms of management and the mandate can be withdrawn at any time.
But in today's period, women have got also lots of opportunities especially in areas where the businesses are found.
There are some cases that it is the woman that earns a living while the husband becomes the houseband. On a practicality setting, it's always the talks and agreement of the couple on what's going to work best for them.

Yes, that's right, I myself am even at first glance often confused because of this reversal, many companies are opening up jobs for women why is it like this, but what I see today is that more companies need women to join the existing jobs. I don't know clearly why more women are needed even though basically women are tasked as housewives, not required to work. I see now that usually most of the men find it difficult to get jobs, even though they have struggled here and there looking for work but with the final results that are always not in line with expectations. As we know, it is men who have full responsibility because they will be the head of the family later. Most of them are like this because of their limited economy, so they are forced to have women work and men work at home. So sometimes I like to see this matter become an argument in the family because of the reversal of circumstances. Either way, I'm still confused about this myself.
There can be some psychological reasons why companies do hire more women in every sector that they're needed.
It is no longer about the specific workforce that's coming from the manpower and pooling. But it's more of what the companies are needing when it's about production and who's more gonna produce numbers for them and that's being seen through women.
I do agree with this on which there are really indeec companies are really just that  finding on a specific gender basing up on the work that they are really that looking for. Ex. If they are hiring some secretary then most likely it would really be that a female rather than on male. Why? Traditional reasons? Or simply that it is really just that women do fits out on such role or position on which it is really that there are some certain key
areas on which women do really fits out and this is why its not really that shocking that finding out a certain gender would really be that something relevant on said position.

Speaking about economical things, then i do agree somehow basing up on real experience on which we know that women are really that too serious on spending up money on which everything should
really be in according to plan and according to those set up things. They cant really just easily afford on things on doing on what arent really that something economical or worth.
This is why they would really be that spending up money wisely rather or in compared with man.Just like my wife or women out there that they are really that too careful
on buying something because they've been thinking up on advance that spending unwise will really be resulting into such problem later on.

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October 24, 2023, 08:20:09 PM
 #254

There can be some psychological reasons why companies do hire more women in every sector that they're needed.
It is no longer about the specific workforce that's coming from the manpower and pooling. But it's more of what the companies are needing when it's about production and who's more gonna produce numbers for them and that's being seen through women.
I do agree with this on which there are really indeec companies are really just that  finding on a specific gender basing up on the work that they are really that looking for. Ex. If they are hiring some secretary then most likely it would really be that a female rather than on male. Why? Traditional reasons? Or simply that it is really just that women do fits out on such role or position on which it is really that there are some certain key
areas on which women do really fits out and this is why its not really that shocking that finding out a certain gender would really be that something relevant on said position.

Speaking about economical things, then i do agree somehow basing up on real experience on which we know that women are really that too serious on spending up money on which everything should
really be in according to plan and according to those set up things. They cant really just easily afford on things on doing on what arent really that something economical or worth.
This is why they would really be that spending up money wisely rather or in compared with man.Just like my wife or women out there that they are really that too careful
on buying something because they've been thinking up on advance that spending unwise will really be resulting into such problem later on.
Those positions that are specific for women can't be filled by men and that is a reality and the same goes for some position of men can't do the opposite as well.
Talking about how women spends a lot for themselves, it will change when the time comes that they have their own families already. And it's a case to case by basis as to why they're like that.
Because just as men, we have reasons as well why we're spending on something and just as them as well.


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October 25, 2023, 01:56:24 AM
 #255

I think this simply depends of a person or individual as I personally don’t fancy generalization as I’ve seen and also know women who live very lavish lifestyle and are very poor with management and I’ve also seen men who are very economical and also manage their lives and homes very perfectly. I’m not trying to defend men here but I’m just standing on a neutral ground to correct a point that, this things isn’t just about a particular gender but varies  from one individual to another but on the long run, women are truly good with managing their homes than men and that’s one indisputable fact.

R


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October 25, 2023, 03:03:47 AM
 #256

~snip~
I do agree with this on which there are really indeec companies are really just that  finding on a specific gender basing up on the work that they are really that looking for. Ex. If they are hiring some secretary then most likely it would really be that a female rather than on male. Why? Traditional reasons? Or simply that it is really just that women do fits out on such role or position on which it is really that there are some certain key
areas on which women do really fits out and this is why its not really that shocking that finding out a certain gender would really be that something relevant on said position.

Speaking about economical things, then i do agree somehow basing up on real experience on which we know that women are really that too serious on spending up money on which everything should
really be in according to plan and according to those set up things. They cant really just easily afford on things on doing on what arent really that something economical or worth.
This is why they would really be that spending up money wisely rather or in compared with man.Just like my wife or women out there that they are really that too careful
on buying something because they've been thinking up on advance that spending unwise will really be resulting into such problem later on.
I've seen it, so have you, and so have we all... Indeed, companies have these biases when recruiting for certain positions on occasion. It is incorrect, but it exists. Now, when it comes to secretaries, women have been favoured historically. Why? Some say it's for traditional reasons, while others say it's because women are better suited for certain duties. But let's be explicit, the year is 2023, and we must move past these prejudices, correct?

On the economic front, I have witnessed it firsthand. In general, women are very careful with their money. They plan, budget, and consider the future... It's remarkable! According to my knowledge of advanced finance, this type of foresight is essential for financial success. In this regard, men can learn a bit or two from women. I've always said, if you want to know if someone is economical, observe how they shop. Women, like your wife, are long-term thinkers. They consider the future. They consider not only today, but also tomorrow, next week, and next year... This is a clever financial strategy that we should all employ

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October 25, 2023, 07:34:00 AM
 #257

I've always said, if you want to know if someone is economical, observe how they shop. Women, like your wife, are long-term thinkers. They consider the future. They consider not only today, but also tomorrow, next week, and next year... This is a clever financial strategy that we should all employ

I think you vision is considered only from food shopping or buying household stuff. Indeed women are more experienced in such things than men. They do more planning in that than men. But consider buying clothes. How can they be more long-term thinkers, if they buy high heel shoes or dress only for 1 night out or party with colleagues in the office? Men are more practical. If they buy jeans or suit, they will wear it for years Smiley Men will never buy shoes because there were a discount from 199 to 169, even though they dont match their other clothes and they have nothing to wear it with. Women will.

R


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October 26, 2023, 02:31:09 PM
 #258

Agree only when she can stop depending on another person for MONIES! May be? But it is too amusing I don't even know how to make them listen, they are totally unhinged!

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October 26, 2023, 03:34:06 PM
 #259

Agree only when she can stop depending on another person for MONIES! May be? But it is too amusing I don't even know how to make them listen, they are totally unhinged!

The point is even when they depend on another person usually a man whichever way it is whether the husband, boyfriends or brothers, she is more prudent with the money by her spending on like men. After all she got the money from the man meaning the man is already spending on her while she is saving  Grin

Most times those men who give her especially the husband could come back to her to borrow same money he gifted to her in loan. That is the point but it is unfortunate that men will always be giving while women receive despite her things have changed, this aspect is yet to change.

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October 26, 2023, 05:32:34 PM
 #260

The point is even when they depend on another person usually a man whichever way it is whether the husband, boyfriends or brothers, she is more prudent with the money by her spending on like men. After all she got the money from the man meaning the man is already spending on her while she is saving  Grin
Most times those men who give her especially the husband could come back to her to borrow same money he gifted to her in loan. That is the point but it is unfortunate that men will always be giving while women receive despite her things have changed, this aspect is yet to change.

This is right because men usually engage themselves with their friends outside the home where they spend a lot. Also, they have some home burdens and they provide each and everything a woman should need. So, he has left with less money. In the case of women, she didn't engage in these activities outside the home, especially in our country it is not done in any way and they didn't have that much responsibility in the home.

Also, there are 20% of women who have home responsibilities through which they are going in a way where they spend a lot. In the end, they have less money left which turned out to be no economic I think  Grin. So it's all about the responsibilities someone is facing or someone has to deal with.

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