Would you rather make your investments in FIAT or CRYPTO?

[Woodie]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market.

The crypto market is one huge market with everything ...If you are worried about volatility, the crypto market has stable coins which give you the benefit to enjoy coins on the basis of what you see is what you get, let volatility not hinder from enjoying your crypto journey

Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

I think what determines what choice you go for is what currency the platform takes when paying for the asset, besides what seperates these two is usually KYC, with crypto platforms you are likely not going to go through the KYC process like you would with fiat platforms as paying with bank cards need the proof that you are the owner of the cards and not using stolen cards...hence if a platform has both options would rather go for crypto which will require less questions, paper work etcetera

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[goinmerry]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Why choose? There's no such thing as "rather" where in the first place we can take advantage of both.

It depends on how far you understand the risks if you tend to choose either fiat or crypto. There's no easy road to success. Dealing with the volatility is the challenge in crypto. While in fiat, dealing with inflation should be the priority.

Like any other investment, it should be well-planned from the start, and understanding the basics is necessary before engaging.

[GideonGono]

Why not have in on both of them if you could?
Invest some in crypto then start your own small business and on that business accept crypto payment, it is hitting two birds in one stone.
If you could use both of them to earn money why would you even need to ignore the other one?

[Faisal2202]

Basically I’m talking about all forms of crypto investment in compare to fiat investments. Crypto investments are very risky but yet they pose high profit than fiat investments that you make in banks.  

Ok, I got it and tried to answer before that, if you are talking other than BTC then, you will also make some profit but you might make more loss then the amount you will lose due to the inflation if you will keep your funds in Fiat. I hope you got my point. Crypto is so volatile, BTC is less but ALTs are too much volatile, And ALT's price depends on the BTC dominance and price segments.

In short, even if you selected a good alt that might not bankrupt or rug pull you, or flew away by making some lame accuses still then you have to be aware of the BTC price movements because alts are connected with BTC and we should not ignore that.

[legendbtc]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market.

The crypto market is one huge market with everything ...If you are worried about volatility, the crypto market has stable coins which give you the benefit to enjoy coins on the basis of what you see is what you get, let volatility not hinder from enjoying your crypto journey

I think if someone is afraid of volatility, it's best not to invest in the cryptocurrency market, there are many other markets that are less volatile and have more options. It is useless and a waste of our time and money when we choose cryptocurrencies and invest in stable coins. Instead, investing in gold is both safe and offers better returns than stable coins.

Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

I think what determines what choice you go for is what currency the platform takes when paying for the asset, besides what seperates these two is usually KYC, with crypto platforms you are likely not going to go through the KYC process like you would with fiat platforms as paying with bank cards need the proof that you are the owner of the cards and not using stolen cards...hence if a platform has both options would rather go for crypto which will require less questions, paper work etcetera

I think, KYC is not the issue when comparing both these investments but the huge difference in their returns and risks. People invest in cryptocurrencies because they are willing to take risks in search of greater rewards. For those willing to stay with fiat money, they prefer safety even though the returns are very small and will even be negative if inflation increases.

[Peanutswar]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Currently one of the problems of people right now is inflation, if you make an investment in the banks or the fiat currency the price of your asset might get lower due to it, in cryptocurrency you are getting a ride with the market volatility, and your asset has a chance to gain profit or to lose depends on the price action movement, still an ideal move is to invest in asset that possibly giving a good cashflow so you don't need to get worried with your fiat or even in crypto. Only the time frame, price and the risk matters here.

[Xcode7]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

First we must have careful consideration before deciding to invest.
It cannot be denied that investing in Crypto has a very high level of risk, but it is quite worth it with the possible profits that will be obtained, so to minimize this risk we must really understand the investment.
So with the choices we have made, we also have to be ready and learn to learn about the investment we are going to make.
I still choose to invest in Crypto even though I am aware that the risks are very large, but I have the confidence to be able to take advantage of the knowledge I have learned.

In choosing to invest, we must be realistic, there is no investment that will provide large profits with small risks.
Investing in Fiat is actually a good choice too, but this investment is relatively stable and the risk is very small.
We have to understand both and then decide which direction we want to go.

[Minecache]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

First we must have careful consideration before deciding to invest.
It cannot be denied that investing in Crypto has a very high level of risk, but it is quite worth it with the possible profits that will be obtained, so to minimize this risk we must really understand the investment.
So with the choices we have made, we also have to be ready and learn to learn about the investment we are going to make.
I still choose to invest in Crypto even though I am aware that the risks are very large, but I have the confidence to be able to take advantage of the knowledge I have learned.

In choosing to invest, we must be realistic, there is no investment that will provide large profits with small risks.
Investing in Fiat is actually a good choice too, but this investment is relatively stable and the risk is very small.
We have to understand both and then decide which direction we want to go.

I agree that cryptocurrency is much riskier than any other investment but as you also said, the rewards are worth the risks we take. But I wouldn't say investing in fiat is a good choice, fiat devaluation is unacceptable. So fiat should only be used as a medium of exchange and we should only keep the amount necessary for daily needs. For the rest, if we don't like cryptocurrency because it's too risky, we can also choose other assets like gold or real estate...those assets will secure the value of our assets more than investing in fiat.

[crwth]

Investing in general not just in cryptocurrency in general should have the matter of understanding what the market is. You cannot just apply and put all your money in one basket because that's going to make lose your investment if you don't have any idea about it. It's best that you do it properly by learning all about it and understanding the focus of the investment and how you will have the ROI.

I would love to use FIAT instead of cryptocurrency just for easier computation in my head. I would like to put it on to a spreadsheet so I would know what to do.

[posi]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market.

Yes, but the volatility of cryptocurrency is the reason why it presented great opportunities and it's also the reason why it's an outstanding asset in the investment space.

I think people who choose cryptocurrency not only don't need to learn about its volatility because they are already attracted to its volatility. Volatility is considered a distinguishing characteristic of cryptocurrencies compared to any other market, and people choose cryptocurrencies for the volatility, the stronger the volatility, the higher the chance of making a profit.

Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

I will always choose crypto over fiat currency anytime and day. It is not something that's hard to know that the end of the era of fiat currency is getting closer and people are looking for alternatives in crypto.

I have never considered fiat currency an investment, it is just a unit of measurement and method of payment. If we compare cryptocurrencies, I think it would be more appropriate to compare them to financial markets like stocks and gold rather than fiat.

[Don Pedro Dinero]

<...> will you still choose crypto over fiat when it comes to making investments?

Well, I have investments in both, although not specifically 'crypto' but more specifically bitcoin, but I also have investments in fiat. It is not incompatible, and although there are bitcoin maximalists on the forum who have all or almost all their assets in bitcoin, I prefer to diversify more.

I have never considered fiat currency an investment, it is just a unit of measurement and method of payment. If we compare cryptocurrencies, I think it would be more appropriate to compare them to financial markets like stocks and gold rather than fiat.

Well, in my case I am referring to fiat investments such as bonds, equities or mutual funds. Not buying currencies as in forex.

[libert19]

Most of crypto is too fragile for long term investment — hacks, scams, volatility and also require individual ability to secure funds.

However, returns are greater in crypto, if one wants to make good amount of money in short time, crypto is the way but do your due diligence and stay away from shady part where scams lie.

[Bitcoinpoly]

Just as CryptopreneurBrainboss said fiat has nothing to write home about when it comes to investment, too much inflation affecting fiat, most especially my country's currency naira. 1 Worth of USD converted to my country's fiat in binance exchange is N898, so why the hell should I even think of investing in fiat when Bitcoin exist.
Some crypto are not worth investing in, especially when they are altcoin you have to be careful when dealing with such coins and tokens. Even if I'll be paid in altcoin, coin swapping would be ASAP to Bitcoin to ensure I'll not be a victim when the coin crashes. They say prevention is better than cure, it's better to avoid them than to say had it been I knew.

Your points are really great, nevertheless there are still altcoins with good utility and great potential, they can equally worth investing in. Anyways I’ve always make most of my investment in crypto through hodling and sometimes I use the shark fin product of Bitget in order to get monthly interest up to 7% APR.

[Bitcoinpoly]

<...> will you still choose crypto over fiat when it comes to making investments?

Well, I have investments in both, although not specifically 'crypto' but more specifically bitcoin, but I also have investments in fiat. It is not incompatible, and although there are bitcoin maximalists on the forum who have all or almost all their assets in bitcoin, I prefer to diversify more.

I have never considered fiat currency an investment, it is just a unit of measurement and method of payment. If we compare cryptocurrencies, I think it would be more appropriate to compare them to financial markets like stocks and gold rather than fiat.

Well, in my case I am referring to fiat investments such as bonds, equities or mutual funds. Not buying currencies as in forex.

I think you got my point here! There are savings we made in banks that yield interest like 3% per month, it’s equally in the crypto space, you can hodl your BTC and still subscribe into a particular savings product like the Bitget shark Fin where you get 7% interest if your saving as APR. which would you rather choose, is it that of fiat or that of the crypto space?

[Wend]

<...> will you still choose crypto over fiat when it comes to making investments?

Well, I have investments in both, although not specifically 'crypto' but more specifically bitcoin, but I also have investments in fiat. It is not incompatible, and although there are bitcoin maximalists on the forum who have all or almost all their assets in bitcoin, I prefer to diversify more.

I have never considered fiat currency an investment, it is just a unit of measurement and method of payment. If we compare cryptocurrencies, I think it would be more appropriate to compare them to financial markets like stocks and gold rather than fiat.

Well, in my case I am referring to fiat investments such as bonds, equities or mutual funds. Not buying currencies as in forex.

I think you got my point here! There are savings we made in banks that yield interest like 3% per month, it’s equally in the crypto space, you can hodl your BTC and still subscribe into a particular savings product like the Bitget shark Fin where you get 7% interest if your saving as APR. which would you rather choose, is it that of fiat or that of the crypto space?

But holding bitcoins on a centralized exchange like bitget to earn interest is already a bad idea, although bitget is offering higher interest rates than savings interest rates in banks. If I am forced to put my bitcoins in risky centralized exchanges, I would rather accept that depositing my money in a bank is safer. Investing in bitcoin offers better returns than bank deposits, but if you invest incorrectly, you take on greater risk than holding fiat currency.

[Bitcoinpoly]

<...> will you still choose crypto over fiat when it comes to making investments?

Well, I have investments in both, although not specifically 'crypto' but more specifically bitcoin, but I also have investments in fiat. It is not incompatible, and although there are bitcoin maximalists on the forum who have all or almost all their assets in bitcoin, I prefer to diversify more.

I have never considered fiat currency an investment, it is just a unit of measurement and method of payment. If we compare cryptocurrencies, I think it would be more appropriate to compare them to financial markets like stocks and gold rather than fiat.

Well, in my case I am referring to fiat investments such as bonds, equities or mutual funds. Not buying currencies as in forex.

I think you got my point here! There are savings we made in banks that yield interest like 3% per month, it’s equally in the crypto space, you can hodl your BTC and still subscribe into a particular savings product like the Bitget shark Fin where you get 7% interest if your saving as APR. which would you rather choose, is it that of fiat or that of the crypto space?

But holding bitcoins on a centralized exchange like bitget to earn interest is already a bad idea, although bitget is offering higher interest rates than savings interest rates in banks. If I am forced to put my bitcoins in risky centralized exchanges, I would rather accept that depositing my money in a bank is safer. Investing in bitcoin offers better returns than bank deposits, but if you invest incorrectly, you take on greater risk than holding fiat currency.

Depending on what your choice of exchange is either CEX or DEX, holding your asset on a centralized exchange isn’t a bad idea at all. Basically top tier exchanges like Binance, Bitget, OKX has been building the industry so well than to pose more risk than good, also with the recent proof of reserve by this exchanges especially Bitget, I’m sure your investment will yield great.

[Bitcoinpoly]

Most of crypto is too fragile for long term investment — hacks, scams, volatility and also require individual ability to secure funds.

However, returns are greater in crypto, if one wants to make good amount of money in short time, crypto is the way but do your due diligence and stay away from shady part where scams lie.

I guess doing a very good research and trying to do your due diligence is very important once you already understand the volatility of the market.

[Bitcoinpoly]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market.

Yes, but the volatility of cryptocurrency is the reason why it presented great opportunities and it's also the reason why it's an outstanding asset in the investment space.

I think people who choose cryptocurrency not only don't need to learn about its volatility because they are already attracted to its volatility. Volatility is considered a distinguishing characteristic of cryptocurrencies compared to any other market, and people choose cryptocurrencies for the volatility, the stronger the volatility, the higher the chance of making a profit.

Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

I will always choose crypto over fiat currency anytime and day. It is not something that's hard to know that the end of the era of fiat currency is getting closer and people are looking for alternatives in crypto.

I have never considered fiat currency an investment, it is just a unit of measurement and method of payment. If we compare cryptocurrencies, I think it would be more appropriate to compare them to financial markets like stocks and gold rather than fiat.

You need to understand that you can make investments in bank by having your money saved without being touched and you get your interest monthly. The crypto space also have such opportunities but I feel saving in cryptocurrency is more better

[Bitcoinpoly]

Investing in general not just in cryptocurrency in general should have the matter of understanding what the market is. You cannot just apply and put all your money in one basket because that's going to make lose your investment if you don't have any idea about it. It's best that you do it properly by learning all about it and understanding the focus of the investment and how you will have the ROI.

I would love to use FIAT instead of cryptocurrency just for easier computation in my head. I would like to put it on to a spreadsheet so I would know what to do.

I think there are more opportunities for easy computation in crypto too. I can definitely put you there provided you need help.

[WillyAp]

Depending what I plan.
At the moment FIAT is way better,  as Advertisement, and such are not really paid in Bitcoin.