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Author Topic: [V2] Big List of Crypto Debit Cards  (Read 4672 times)
NotATether (OP)
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April 04, 2024, 08:11:56 AM
 #141

First time I hear about it, but it looks to be only for solana and tokens on that blockchain.
Top up fee is 5%  Tongue


Minimum deposit 0.5 SOL  Undecided

Which is not really a problem as deposit minimums closer to $100 are becoming commonplace I think.

However, I do not know about the fees of Solana itself. USDT and USDC are immediately ruled out as payment methods for me, because Ethereum has ridiculous gas fees that have costed me live money before. I am hoping that Solana blockchain has a much lower and more reasonable fee for transactions.

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April 04, 2024, 01:04:19 PM
 #142

USDT and USDC are immediately ruled out as payment methods for me, because Ethereum has ridiculous gas fees that have costed me live money before.

Use USDT over TRON trc20, it's pretty cheap, even exchanges charge only $1 for it.

And speaking of cards, has anyone tried gate card? it's only available in the EEU.
https://www.gate.io/card

Old exchange, visa card, google pay ready, cashback 1% in usdt

Quote
Daily spending limit: 25,000 EUR
Monthly spending limit: 50,000 EUR
Annual spending limit: 250,000 EUR
Max ATM withdrawal per day: 1000 EUR
Max contactless payment per transaction: 50 EUR
Max total contactless payment: 150 EUR or 5 counts of contactless payments (before authentication is required; Click here for details about contactless payment)

Quote
Card Issuance: Free
Crypto Conversion: 0.9%
Foreign Transaction Fee (non-EUR, within Europe): 0.2%
Foreign Transaction Fee (non-EUR, outside Europe): 2%
ATM withdrawal Fee: 0%

Of course mandatory KYC, you can't do a thing on that exchange without KYC.

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joker_josue
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April 04, 2024, 11:16:43 PM
 #143

And speaking of cards, has anyone tried gate card? it's only available in the EEU.
https://www.gate.io/card

Old exchange, visa card, google pay ready, cashback 1% in usdt

It doesn't seem like a bad card to me.

My question is: does it convert BTC only when we make the purchase (use the card) or when we add balance to the card?
Anybody know?

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April 12, 2024, 06:46:16 PM
 #144

OK, so I updated the information about Wirex card and it seems that they are still using VISA as their card issuer according to this blog post: https://wirexapp.com/blog/post/weve-signed-a-long-term-global-strategic-partnership-with-visa-0720

Fees have also changed, but the list of supported countries is mostly the same.

Annoyingly, it was very hard finding any useful information about this card on their website.

I was unsure on "what's real" because I am not using their card much, but I can come now with updates on Wirex.
I've received past week my replacement card, since the previous one has expired.
Both the previous card and the new/current card are Mastercard.

The production cost is 0$, but the delivery costs at least 5 EUR.
Service fee is 0, but they usually have quite a spread at their exchange.
The official list of fees is https://wirexapp.com/help/article/wirex-fees-1379


PS. I don't know if my new card works good or not, most of last year it didn't and now I try to avoid spending bitcoin for a bit longer.

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NotATether (OP)
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May 10, 2024, 02:36:15 AM
 #145

Bump

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May 11, 2024, 06:49:22 AM
 #146

It doesn't seem like a bad card to me.

My question is: does it convert BTC only when we make the purchase (use the card) or when we add balance to the card?
Anybody know?

I don't have the card and I'm not sure if you got the answer you're looking for already, but from my understanding of their  article[1], you do need to convert the crypto to fiat in order to be able to spend the funds but they're planning to make it convert in real-time as you're spending in 2024 (not sure if done yet or not):

[1] https://www.gate.io/article/34086


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joker_josue
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May 11, 2024, 08:13:18 AM
 #147

It doesn't seem like a bad card to me.

My question is: does it convert BTC only when we make the purchase (use the card) or when we add balance to the card?
Anybody know?

I don't have the card and I'm not sure if you got the answer you're looking for already, but from my understanding of their  article[1], you do need to convert the crypto to fiat in order to be able to spend the funds but they're planning to make it convert in real-time as you're spending in 2024 (not sure if done yet or not):

[1] https://www.gate.io/article/34086

If they really implement this, they will have a card similar to what Binance had.

Well, as I'm not subscribed to the platform, I can't check. But, if anyone here has it on the platform and can check it would be interesting.

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May 11, 2024, 08:47:07 AM
Merited by NotATether (2)
 #148

gnosis card:

https://gnosispay.com/

zebec card:

https://card.zebec.io/

curve card (more an "aggregator" than a card really):

https://www.curve.com/en-gb/

1inch card (virtual only so far):

https://1inch.io/card/

gate.io card:

https://www.gate.io/card

bitrefill card (soon)

https://www.bitrefill.com/card
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May 12, 2024, 06:22:07 AM
 #149

gnosis card:

https://gnosispay.com/

zebec card:

https://card.zebec.io/

curve card (more an "aggregator" than a card really):

https://www.curve.com/en-gb/

1inch card (virtual only so far):

https://1inch.io/card/

gate.io card:

https://www.gate.io/card

bitrefill card (soon)

https://www.bitrefill.com/card

Acknowledged. I'll try to add all these cards in the next two weeks.

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May 12, 2024, 10:02:36 AM
 #150


Acknowledged. I'll try to add all these cards in the next two weeks.

sorry for being lazy and not adding more details to the post.
i do have gnosis, 1inch, curve and zebec so if you have any questions about those, shoot.
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May 12, 2024, 01:08:13 PM
 #151


Acknowledged. I'll try to add all these cards in the next two weeks.

sorry for being lazy and not adding more details to the post.
i do have gnosis, 1inch, curve and zebec so if you have any questions about those, shoot.

Sure, if you have details on what the fees are for all these cards and where they are available at, I would appreciate it if you could give me that info. I'll take care of the graphics myself.

I'll try to find the info on accepted cryptocurrencies myself, as that is quite cumbersome. I've been thinking of switching to a table-based layout for some time now, and have BTC, ETH, USDT, etc on separate columns.

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May 12, 2024, 03:09:40 PM
Last edit: May 12, 2024, 03:31:29 PM by Bulltard
Merited by dkbit98 (3), JayJuanGee (1), Saint-loup (1)
 #152


Acknowledged. I'll try to add all these cards in the next two weeks.

sorry for being lazy and not adding more details to the post.
i do have gnosis, 1inch, curve and zebec so if you have any questions about those, shoot.

Sure, if you have details on what the fees are for all these cards and where they are available at, I would appreciate it if you could give me that info. I'll take care of the graphics myself.

I'll try to find the info on accepted cryptocurrencies myself, as that is quite cumbersome. I've been thinking of switching to a table-based layout for some time now, and have BTC, ETH, USDT, etc on separate columns.

-hmm, about gnosis:
i paid 30 euros for the physical card. it landed in less than a week inside the EU. it ships from the uk.
no transaction fees.
big plus is it's linked to your 0x and not to a CEX. you obviously have to KYC for it though.
it's fairly new so gnosis treats you well. you get a free nft and the right to mint a gnosis domain name for free (gnosis is a chain for those who don't know). they say it should get you a few advantages in the future.
the issue i have with it is it's a bit complicated to use. you have to swap/bridge (with li.fi) from whichever chain your assets are on to gnosis where you get EURe. then you have to transfer those euros to your personal account.
the whole process is a bit annoying so the best may be to transfer large amounts each time so that you don't have to go through it too often.

-zebec
it was the most appealing to me... because there was no KYC needed. they ask for a name and an address to send the card to, that's all lol. you can say your name is Marlon Brando, they won't care.
this is what their site says "For cards valued up to $2500, we require your name and your address, beyond that, full KYC requirements apply"
i took that one, to try. problem is, besides the amount limit, it lasts something like 6 months. so you have to renew it after that. at least, that's the case for the card i got.
it's also linked to your 0x.
no fees. but you have to deposit $10 to your account to be able to order it. the card took a month to arrive.
ah i just looked at their site and apparently, they're pausing the issuance of new cards. they say they're upgrading.  Huh

-1inch
it's new... and fairly shitty for now. you can only order a virtual card and you have to deposit your assets from eth mainnet. who wants to pay eth gas fees to use a card? not me! it was free to order so i took it, we'll see if the service improves.

-curve
that one i don't use anymore. it's like i said some kind of aggregator. you link your other cards to it so instead of holding multiple physical cards, you only have one.
i'm not using it because they blocked it after i tried to withdraw cash from an atm with my bybit card that was out of funds. the transaction didn't go through, they blocked the card and asked me to kyc again. i told them to f... off Smiley)
i don't really need it anyway.

i also tried to get the gate.io one but for some reason they refused my kyc even though i'm kyced on the cex. i complained and some dude from cs told me i couldn't get the card, that i couldn't even try to kyc again. he had no idea why though.

i'm waiting to see what bitrefill does. i liked using their amazon vouchers, easy to get and totally anonymous. i'm hoping they'll do something close to that for the card.

i've also got the cdc and the bybit card. those and the gnosis card are the ones i use really, mostly bybit. before that, my favorite one was obviously binance's.


pfew that was a long post, i'm gonna take a nap now.
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May 15, 2024, 09:55:22 AM
Merited by JayJuanGee (1), dkbit98 (1)
 #153

oh i forgot about sendex. fairly new:

https://twitter.com/SendexAI/status/1776696259568427375

no kyc, top up limit of $2k
it's a virtual card that you recharge via telegram bot

https://docs.sendex.ai/sendex-cards

i never used it personally


another one is holyheld. no idea about this one really but a few friends mentioned it to me:
https://holyheld.com/

here is their faq (fees, limits etc...):
https://holyheld.com/faq
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May 16, 2024, 01:28:40 PM
 #154

oh i forgot about sendex. fairly new:
https://twitter.com/SendexAI/status/1776696259568427375
no kyc, top up limit of $2k
it's a virtual card that you recharge via telegram bot
https://docs.sendex.ai/sendex-cards
i never used it personally
~snip~


I didn't find anything about whether it is a 3D card, but as far as I can see France is listed as a country where the card is not accepted in local stores. Does this mean online stores or payment via Google/Apple Pay on POS devices?

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June 06, 2024, 12:55:01 PM
Merited by JayJuanGee (1), dkbit98 (1)
 #155

Looks like Binance Visa card is working again, which is certainly a good news as it has been probably the best crypto debit card on the market.

Since I withdrew everything from Binance when Visa stopped working and are kinda reluctant to send money again I can't try it anytime soon, but I do hope someone who has it will confirm that is actually working again.

As well as allowing payments using Mastercard, Binance-branded Visa card has also resumed functionality on the exchange. Withdrawal services using Mastercard will be resumed at a later date, Binance said.

Last year’s decision by the card networks to part ways with Binance happened around the time the exchange was grappling with legal challenges in the U.S., including multiple charges by the U.S. Securities and Exchange Commission (SEC) and U.S. Commodity Futures Trading Commission (CFTC).

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June 06, 2024, 01:42:11 PM
Merited by dkbit98 (1)
 #156

Bitcoin.com is launching a card (V-card)[1]. You can now join the waitlist through their site. It says that the card is planned to launch in the first half of the year though, so I would imagine it's any moment now...
The card cost 49.99$ to order (by buying the VERSE token). There isn't much about the rest of the fees.

[1] https://verse.bitcoin.com/card/

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June 06, 2024, 02:40:47 PM
 #157

Looks like Binance Visa card is working again, which is certainly a good news as it has been probably the best crypto debit card on the market.

Hmmm...
Quote
Correction: Removes updates on Visa-branded cards from story

So, we're safe to assume that it was the usual crappy journalism with an article made from anonymous tweets?
As the article goes now the only thing you can do is buy crypto with your Mastercard, but that is you have a card already issued by a bank.

The card cost 49.99$ to order (by buying the VERSE token). There isn't much about the rest of the fees.

They can have the smallest fees on the market, that $50 order for a new card is going to be a turn-off.
Also, seems to be restricted in the US:
Quote
Citizens and/or residents of the United States and U.S. Territories are not eligible to purchase and/or use V-Card.
plus, I always find those restrictions interesting...
Quote
Crimea Region, Donetsk, Kherson Oblast, Luhansk,  Russia, Ukraine, Zaporizhzhia,

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June 06, 2024, 03:09:20 PM
 #158

So, we're safe to assume that it was the usual crappy journalism with an article made from anonymous tweets?
As the article goes now the only thing you can do is buy crypto with your Mastercard, but that is you have a card already issued by a bank.
Yeah I guess you are right, the usual bullshit journalism. Tbh, even if that was true I don't think I would use it again as I got used to selling bitcoin for cash and then putting my money on the bank card, the way I was doing it before.



They can have the smallest fees on the market, that $50 order for a new card is going to be a turn-off.
$50 fee for a card is just ridicolous, its like we are regressing.


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June 07, 2024, 06:29:56 AM
 #159

Sorry about not updating this list in a while guys, I plan to make an update in the next few days.

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June 07, 2024, 10:27:42 AM
Merited by Rikafip (1)
 #160

Yeah I guess you are right, the usual bullshit journalism. Tbh, even if that was true I don't think I would use it again as I got used to selling bitcoin for cash and then putting my money on the bank card, the way I was doing it before.
~
its like we are regressing.


"This is the Way!Cheesy

Including the thing about the $50 upfront for a card indeed it seems like we're going back in time, a more expensive service, with crappier support, with no security, a card that might get voided at any time, we're basically exchanging a traditional bank with something a hundred times worse, and you get little to nothing in return!
The only advantage is the ability to load that card with crypto directly and have the funds available faster but if you're in no rush, it makes little sense to overcomplicate yourself.

The cards were fun in the beginning, including the little KYC required,  but nowadays...meh!



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