4 years is a bare minimum for any one who wants to invest in bitcoin but the simple truth is that it's not in any way easy for a person to hit what can be considered as over-accumulation for them in such a time period, achieving that would require a few more cycles to pull of, of course I have no idea how much the intended weekly investment amount is or if the person even intends to invest with the DCA, for all I know they could have lump summed $500k 4 years ago (granted, they would need to be in a really good financial stand to be able to pull that off) and have over $1 million worth of bitcoin in their possession right now but for them such an amount still can't be considered as over-accumulation.
Ideally just holding for 4 years wouldn't be enough, it would definitely be encouraging to have consistently accumulated and held for 4 years but that would still just be the start with even more accumulation to be done in the near future.
I totally agree with your statement! Also, Bitcoin has been considered a safe asset to invest in for 4 years but many find it very difficult to get to an "over-accumulation" level within that time-frame. Accumulation typically requires multiple cycles in the market, patience, and ongoing consistency in the effort put into acquiring etc. The way everyone is accumulating is very different. For example, there are some investors that will be gradually accumulating through dollar-cost averaging over time; while there are other investors that are able to afford a lump sum accumulation of funds early on (e.g. friends/family). Regardless, the quantity of bitcoin that will be stockpiled will vary from person to person based upon individual goals, income levels, and risk tolerance, etc.
That’s a good point. The general consensus is that four years is the minimum timeframe for investing in Bitcoin. To reach what some call an “over-accumulation” in four years is not easily done. Usually, it takes multiple years, numerous market cycles, patience, and consistent effort to accomplish that. Everybody’s situation is different. Some may DCA moderately sized amounts weekly, while others may have a significant enough financial base that from the very start they could afford to have done a lump-sum investment. Even someone who has a very substantial holding in the eyes of another person may not see that as an overabundance of holdings. In the end, a person’s ability to accumulate is very individual and all accumulation will be based on a person’s own unique circumstances (e.g., goals, income level, and risk comfort).