|
Gallar
|
 |
February 07, 2026, 04:32:15 PM |
|
When it comes to age, I think this is something that needs to be taken into consideration, because when investing in bitcoin, we definitely need to be able to hold onto our bitcoins for at least two cycles. So when an elderly person starts investing in Bitcoin,, I think that's fine, but what needs to be considered is that once they have purchased Bitcoin in a lump sum or through DCA, I think it is mandatory to inform their family of their Bitcoin wallet phrase. That way, if the elderly person passes away, their children or spouse will still be able to access the Bitcoin. Because if this is not done, what will happen when the elderly person passes away and no one knows their Bitcoin wallet phrase?? The Bitcoin will definitely be unusable. Therefore, I believe informing their closest family members about their wallet phrase is highly appropriate as a precautionary measure in case of unforeseen circumstances.
I am not in favor of telling the seed phrase directly to any family member. Because giving the seed phrase means giving access to the wallet. Whoever is can transfer Bitcoin from there if they want. Even if they are a family member, there are still some problems. Misunderstandings, strained relationships are very natural. That is why I think the seed phrase should be kept in such a way that after death, his family member will find it. For example, he can write it on paper in a locker, which his children or family members will naturally have access to after death. And if they see his seed phrase there, they will be able to access that asset. So the Bitcoins will not be fridge after death. Yes, that's quite reasonable, but what if the children don't know or suspect that their parents are investing in Bitcoin? So, of course, they won't suspect anything or find out anything about it. Furthermore, what if the children don't know about Bitcoin? It would certainly be even worse, and perhaps even if they found the wallet phrase, they would think it was nothing and might throw it away. So that's why I say that telling them about the wallet phrase is definitely not a bad thing, especially for elderly parents. And if giving them the wallet statement is too extreme, perhaps telling the children that their parents are investing in Bitcoin might be a better solution. So, with that in mind, when their parents die, the children will definitely look for the wallet phrase.
|
|
|
|
|
Gost ms
|
 |
February 07, 2026, 04:32:48 PM |
|
If a person has discretionary income and the ability to learn, he can still invest in Bitcoin. It does not take a lot of money to learn the knowledge needed to know about Bitcoin investment. if i talk about myself that I had the ability to know, I tried to know. I used to search various things on the Internet about Bitcoin investment. Later I found this forum. Here, I have understood a lot about investment by spending time here, and I did not spend any money to learn it.
If someone is really interested in knowing, then he can learn in other ways besides this forum. First, he will make mistakes, then he will learn later. But if he does not have the ability to know, interest, desire, he will not know anything.
And there is no such concept that all kinds of people in the world who have to invest in Bitcoin. It is not mandatory for every to invest in bitcoin. If you buy Bitcoin outside of your discretionary income, it is difficult to continue investing for a long time. That is why poor people who do not have any extra money in addition to their daily expenses should not hope to invest in Bitcoin. A person invests in Bitcoin with the intention of making a profit. To become rich. To have financial security at the end of the day. This is the reality. People invest in Bitcoin for this purpose. If someone invests in Bitcoin without discretionary income, without backup funds, without strong cash flow, then he will not be able to continue or hold it for a long time. If the price drops, he may panic sell or if he needs money for an emergency in the future, he will be forced to sell his Bitcoin holdings to meet the expenses.
Bitcoin investment does not require much knowledge. If a person has a source of discretionary income, then he can invest. Money is not required to gain knowledge related to investment. Everything is available online now and you can learn everything related to Bitcoin from there. We do not need a strong cash flow to invest, we do not need an emergency fund first to invest. If someone has a source of daily income and if he is able to find a source of discretionary income through proper financial management, then he can invest. There is no condition that there must be a strong cash flow to invest. A person can have both emergency funds and investments at the same time. Suppose your discretionary income is $ 100. You can invest $ 100 to $ 20 and keep $ 15 in emergency funds. The remaining $ 75 you can keep in cash or save. We do not need an emergency fund first to invest. Our first task is to start investing and after starting investing, we can create an emergency fund, reserve fund at the same time.
|
|
|
|
|
Pandorak
|
 |
February 07, 2026, 05:17:59 PM |
|
(...)
I wonder why people have this mentality that poor people can't invest in Bitcoin or do the DCA, investment in general is about saving/holding on to an asset for a longer period and if someone that's poor, (i don't mean someone without a job) can be determined to save for a very longer period and determine their discretionary fund from the income they generate then nothing stops the person from investing in Bitcoin. Atleast the person can start with as little as possible but consistently and gradually increase the discretionary funds if more income can get generated along the line, Bitcoin investment is for everybody, so far the person hss a income whereby they can generate the discretionary funds from. Honestly, as long as someone has discretionary funds, no matter how small, they still have the same right to invest in Bitcoin. The difference lies only in the amount, not the opportunity, everyone has the same opportunity. Many people may think that you need a large amount of money to start investing, but that's not the case. Someone who only has $10–$50 per week to spare may seem small, but the discipline of consistently investing that amount is often better than those who can buy thousands of dollars worth but lack consistency in their investments. Those with limited funds often value what they build more, as their goal is clear, to invest in a better future.
|
|
|
|
|
|
| R |
▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | | | 4,000+ GAMES███████████████████ ██████████▀▄▀▀▀████ ████████▀▄▀██░░░███ ██████▀▄███▄▀█▄▄▄██ ███▀▀▀▀▀▀█▀▀▀▀▀▀███ ██░░░░░░░░█░░░░░░██ ██▄░░░░░░░█░░░░░▄██ ███▄░░░░▄█▄▄▄▄▄████ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ | █████████ ▀████████ ░░▀██████ ░░░░▀████ ░░░░░░███ ▄░░░░░███ ▀█▄▄▄████ ░░▀▀█████ ▀▀▀▀▀▀▀▀▀ | █████████ ░░░▀▀████ ██▄▄▀░███ █░░█▄░░██ ░████▀▀██ █░░█▀░░██ ██▀▀▄░███ ░░░▄▄████ ▀▀▀▀▀▀▀▀▀ |
| | | | | | | | | ▄▄████▄▄ ▀█▀▄▀▀▄▀█▀ ▄▄░░▄█░██░█▄░░▄▄ ▄▄█░▄▀█░▀█▄▄█▀░█▀▄░█▄▄ ▀▄█░███▄█▄▄█▄███░█▄▀ ▀▀█░░░▄▄▄▄░░░█▀▀ █░░██████░░█ █░░░░▀▀░░░░█ █▀▄▀▄▀▄▀▄▀▄█ ▄░█████▀▀█████░▄ ▄███████░██░███████▄ ▀▀██████▄▄██████▀▀ ▀▀████████▀▀ | . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ ░▀▄░▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄░▄▀ ███▀▄▀█████████████████▀▄▀ █████▀▄░▄▄▄▄▄███░▄▄▄▄▄▄▀ ███████▀▄▀██████░█▄▄▄▄▄▄▄▄ █████████▀▄▄░███▄▄▄▄▄▄░▄▀ ████████████░███████▀▄▀ ████████████░██▀▄▄▄▄▀ ████████████░▀▄▀ ████████████▄▀ ███████████▀ | ▄▄███████▄▄ ▄████▀▀▀▀▀▀▀████▄ ▄███▀▄▄███████▄▄▀███▄ ▄██▀▄█▀▀▀█████▀▀▀█▄▀██▄ ▄██▀▄███░░░▀████░███▄▀██▄ ███░████░░░░░▀██░████░███ ███░████░█▄░░░░▀░████░███ ███░████░███▄░░░░████░███ ▀██▄▀███░█████▄░░███▀▄██▀ ▀██▄▀█▄▄▄██████▄██▀▄██▀ ▀███▄▀▀███████▀▀▄███▀ ▀████▄▄▄▄▄▄▄████▀ ▀▀███████▀▀ | | OFFICIAL PARTNERSHIP SOUTHAMPTON FC FAZE CLAN SSC NAPOLI |
|
|
|
|
nikola22
|
 |
February 07, 2026, 05:22:15 PM |
|
Bitcoin investment does not require much knowledge. If a person has a source of discretionary income, then he can invest. Money is not required to gain knowledge related to investment. Everything is available online now and you can learn everything related to Bitcoin from there.
buying Bitcoin is especially easy now with so many options available. many exchanges offer direct fiat purchases, as well as apps and even some wallets. there's no longer a need to buy stablecoins first and then use them to buy Bitcoin. everything is incredibly simple now and anyone who says it's difficult is just making an excuse.
|
|
|
|
|
Showlove01
|
 |
February 07, 2026, 07:57:16 PM |
|
I agree with you, it is very wrong to go into Bitcoin investment with a fearful mindset because there is a high possiblity that you won't make it to the target you have if at all the person even has a target because the moment someone starts his accumulation with fear, everything will be so scary to the person and they may even sell when there is a massive Dip which is happening currently. But I disagree when you said it is wrong not to invest at all, it is not written anywhere that everyone must invest in Bitcoin but rather it is a choice we have to make when we can figure out discretionary income from our source of income.
Fear only stops you from taking the best risk that could change your life forever no one who is knowledgeable about the importance of having a good future and a fulfilled life through good asset will be scared to invest in Bitcoin unless such person is poor mentally or has no vision. Why get scared of losing money when it's even simple to invest for a long term like 10 -15 years and expect to make something cool for yourself and family or would you rather work all your life and still end up having a bad experience when you should retire and be having your coffee in your comfort home? Kill that fear by investing with an affordable amount of ltu can do it constantly keep doing it and see how the fear won't leave you when you are able to do it for a period of 5 years, stop getting scared and start investing just get something that gives you good income so you won't be scared to sell at loss due to fear and panic during this time of dip. I think fear is natural, but if we keep learning, we can gradually reduce that fear. Experience also plays a big role in lessening fear in investing. However, I don't think it can be an excuse for anything, especially if we are investing with discretionary income that won't affect our lives. This way, whatever happens to our investments, it won't lead to a life of hardship. So, I believe we should keep learning and doing many things to gain experience so that fear doesn't prevent us from continuing to invest. There will be risks in everything but if we are afraid of that risk and if we fall behind because of that fear, then we will not be able to succeed in anything. That is why we have to start first not with fear, but with courage, when we start everything becomes easier, and similarly when we start investing in Bitcoin, it will become natural for us to continue. Risk is present in everything, but the potential risk must be accepted by us through management so that our chances of success are greater than the risk. But those who are afraid and do not start, end up they just with nothing and zero. Different people has different problem I mean there are people that are so scared to start their Bitcoin investment and there are also people who has started and yet scared because they have trader's mindset and some people started Bitcoin investment with double thoughts that's why they always make the wrong choice and decision. Starting is very important but if you must start ensure you have the long term mindset and believe that you will make it even though nothing is certain.
|
|
|
|
Regardme
Member

Offline
Activity: 125
Merit: 29
|
 |
February 07, 2026, 08:00:45 PM |
|
(...)
I wonder why people have this mentality that poor people can't invest in Bitcoin or do the DCA, investment in general is about saving/holding on to an asset for a longer period and if someone that's poor, (i don't mean someone without a job) can be determined to save for a very longer period and determine their discretionary fund from the income they generate then nothing stops the person from investing in Bitcoin. Atleast the person can start with as little as possible but consistently and gradually increase the discretionary funds if more income can get generated along the line, Bitcoin investment is for everybody, so far the person hss a income whereby they can generate the discretionary funds from. Honestly, as long as someone has discretionary funds, no matter how small, they still have the same right to invest in Bitcoin. The difference lies only in the amount, not the opportunity, everyone has the same opportunity. Many people may think that you need a large amount of money to start investing, but that's not the case. Someone who only has $10–$50 per week to spare may seem small, but the discipline of consistently investing that amount is often better than those who can buy thousands of dollars worth but lack consistency in their investments. Those with limited funds often value what they build more, as their goal is clear, to invest in a better future. You’re right! The ability to invest in bitcoin is mindset, determination and consistency, so the barrier isn’t just money… anyone with a little discretionary income can invest in bitcoin using DCA method which enables one buy a fixed amount on a daily or weekly basis no matter the price which also tend to remove the tension and stress to monitor the market. Size of bitcoin doesn’t really matter, discipline does, and a small start, staying consistent, hodl for 4-10years will definitely reward since it’s been proven that long term trend has rewarded patient holders
|
|
|
|
|
JayJuanGee
Legendary
Online
Activity: 4354
Merit: 13963
Self-Custody is a right. Say no to "non-custodial"
|
 |
February 07, 2026, 08:30:28 PM Last edit: February 07, 2026, 08:42:27 PM by JayJuanGee |
|
I think fear is natural, but if we keep learning, we can gradually reduce that fear. Experience also plays a big role in lessening fear in investing. However, I don't think it can be an excuse for anything, especially if we are investing with discretionary income that won't affect our lives. This way, whatever happens to our investments, it won't lead to a life of hardship. So, I believe we should keep learning and doing many things to gain experience so that fear doesn't prevent us from continuing to invest.
You're Right, Fear Is completely natural and it's very normal when It comes to investing in a risky asset like Bitcoin. But I Believe that if a person has good Discretionary Income then the Fear is non-existent or minimised. If a Person Is investing 5-10% of his discretionary income then if he loses all of it he won't be that affected by it,but if he uses all of his discretionary income then it will be very hard for him to not react to market not going his way. A person uses 5-10% of his discretionary income when it's Big but uses All of it when discretionary income is less or not built. I don't believe in Waiting for Building a discretionary income and wasting your time of exposure in the Market But we are talking about fear right now, so if a person builds a big discretionary income that it's 5-10% Is a good amount than a person will be able to invest without fear and earn good on the little risk too. But I believe in life A little Risk and Fear is needed in order to become successful. Waiting for a discretionary income to build up whose 5-10% is a large amount must waste a lot of time and will be the reason many opportunities may slip out of our hand. So a little Fear and Risk should be Present in Our life if we want to Go big and be successful in our life!! Investing 5-10% of your discretionary income is overly whimpy.. Maybe think about investing 30% to 70%, depending on the extent to which you are also still building up your back up funds. If you are ONLY investing 5% to 10% of your discretionary funds, then what are you doing with the other 90% to 95% of your discretionary funds? Consumption? Of course, you can do what you like, yet being whimpy is a choice that you seem to be making if you are only investing 5% to 10% of your discretionary funds into bitcoin. You are safe, but you might end up staying poor forever. Maybe I could two comparative examples to help? Let's say that a guy came into bitcoin 10 years ago and he was in his late 20s, and so he had an income of $30k per year ($2,500 per month) and he had expenses that tended to be $1,500 per month. That left him with $1k per month discretionary funds. Right now, the guys is in his late 30s... .Here are two possible places Outcome 1 - invested 43.3% of his discretionary income into bitcoin: 1) The guy invested $100 per week into bitcoin, which was $5,200 per year (which was 17.3% of his income and 43.3% of his discretionary funds). 2) Up until now, he invested $52,300 into bitcoin, and right now his total BTC stash is 14.134. 3) Right now, based on a 200-WMA valuation of $820k, a 14.134 BTC stash would support a sustainable annual income of $82k with a 7% increase in the dollar amount each year. Outcome 2 - invested 7.5% of his discretionary income into bitcoin: 1) The guy invested $17.31 per week into bitcoin, which was $900 per year (which was 3% of his income and 7.5% of his discretionary funds). 2) Up until now, he invested $9,050 into bitcoin, and right now his total BTC stash is 2.45. 3) Right now, based on a 200-WMA valuation of $142k, a 2.45 BTC stash would support a sustainable annual income of $14.2k with a 7% increase in the dollar amount each year. Which outcome would you have had preferred? Sure, when it comes to investment amounts that guys might choose, there are variants of whimpy versus aggressive, and past performance does not guarantee figure performance... and so far in bitcoin's history, bitcoin has tended to reward the persons who had errored on the side of accumulating it and holding it.
|
1) Self-Custody is a right. Resist being labelled as: "non-custodial" or "un-hosted." 2) ESG, KYC & AML are attack-vectors on Bitcoin to be avoided or minimized. 3) How much alt (shit)coin diversification is necessary? if you are into Bitcoin, then 0%......if you cannot control your gambling, then perhaps limit your alt(shit)coin exposure to less than 10% of your bitcoin size...Put BTC here: bc1q49wt0ddnj07wzzp6z7affw9ven7fztyhevqu9k
|
|
|
bitmover
Legendary
Offline
Activity: 2940
Merit: 7277
Trêvoid █ No KYC-AML Crypto Swaps
|
 |
February 07, 2026, 08:43:52 PM |
|
Hypothetical 2 - invested 7.5% of his discretionary income into bitcoin: 1) The guy invested $17.31 per week into bitcoin, which was $900 per year (which was 3% of his income and 7.5% of his discretionary funds). 2) Up until now, he invested $9,050 into bitcoin, and right now his total BTC stash is 2.45. 3) Right now, based on a 200-WMA valuation of $142k, a 2.45 BTC stash would support a sustainable annual income of $14.2k with a 7% increase in the dollar amount each year.
Which guy would you rather be?
Sure, when it comes to investment amounts that guys might choose, there are variants of whimpy versus aggressive, and past performance does not guarantee figure performance... and so far in bitcoin's history, bitcoin has tended to reward the persons who had errored on the side of accumulating it and holding it.
I think it is time to live of the advanced months withdrawals, in this hypothetical situation. It is time to buy, not to sell I have sold some btc and bought gold. I am considering selling gold to buy btc in a few weeks. I want to see more blood first;)
|
|
|
|
JayJuanGee
Legendary
Online
Activity: 4354
Merit: 13963
Self-Custody is a right. Say no to "non-custodial"
|
 |
February 07, 2026, 09:17:19 PM Last edit: February 07, 2026, 09:30:39 PM by JayJuanGee |
|
Hypothetical 2 - invested 7.5% of his discretionary income into bitcoin: 1) The guy invested $17.31 per week into bitcoin, which was $900 per year (which was 3% of his income and 7.5% of his discretionary funds). 2) Up until now, he invested $9,050 into bitcoin, and right now his total BTC stash is 2.45. 3) Right now, based on a 200-WMA valuation of $142k, a 2.45 BTC stash would support a sustainable annual income of $14.2k with a 7% increase in the dollar amount each year.
Which guy would you rather be?
Sure, when it comes to investment amounts that guys might choose, there are variants of whimpy versus aggressive, and past performance does not guarantee figure performance... and so far in bitcoin's history, bitcoin has tended to reward the persons who had errored on the side of accumulating it and holding it.
I think it is time to live of the advanced months withdrawals, in this hypothetical situation. My whole point attempts to contrast the two outcomes for the same guy who had an annual income of $30k, so the first outcome was more aggressive and invested 43.3% of his discretionary funds into bitcoin for 10 years and in the second outcome the guy only invested only 7.5% of his discretionary income into bitcoin during that same 10 years. It is the same guy with two quite differing outcomes after 10 years of investing, so surely he cannot go back and redo his earlier choices once the outcome had already played out and surly the first outcome gets him to a place where he is able to start to withdraw nearly 3x of his current annual income, and the second outcome gets him to a place where he is ONLY able to withdraw half of his annual outcome. I think in the second outcome, the guy likely would have to spend another cycle or more accumulating bitcoin to get his stash up to a higher amount, yet in the first outcome, the guy is largely at a place fuck you status that gives him nearly 3x his current income. I cannot see how advance withdrawal resolves the issue for the second outcome since the guy likely was trying to achieve some kind of sustainable and steady situation that would give him an income that is similar or higher than his current income. It seems to me that he just did not stack enough, which is too bad since he had a discretionary income that was high enough to achieve a much larger bitcoin stash as was shown with the first outcome. Of course in both of the outcomes, most of the performance came towards the beginning of the stacking in 2016 and early 2017, yet I am still trying to show a situation in which the guy was steadily stacking from his income for the whole 10 years..and surely guys who started to stack bitcoin in early 2016 and 2017 were much better off than guys who might have had started stacking in late 2017 or 2018 or later, yet we cannot go back in time and fix whatever mistakes that we might have had made. And surely the guys who started stacking BTC in late 2017 or 2018 are much better off than the guys who came to bitcoin in 2022 and 2023, yet with the passage of time, guys are still stuck with whatever level of aggressiveness that they had chosen to execute, whether they did it at a consistent level or if they might have had some success to be more aggressive during dipping times, which it can be difficult for newbies to know when the dipping times are - and even longer term bitcoiners might have troubles with those matters, too... even though you are right (bitmover) to point out that the sustainable withdrawal tool might help to give some indication about whether BTC prices are high or low - at least relative to the 200-WMA. It is time to buy, not to sell
The guy with the first outcome could still ongoingly withdraw, and just reduce his withdrawal rate to the extent that the spot price happens to be less than 25% above the 200-WMA. Sure a person could keep buying, but if a person has gotten to overaccumulation status (or fuck you status), he might have had quit his job and he might not haver any other income to be able to buy bitcoin, so he does not need to buy more once he reaches such status and maybe if he is already in sustainable withdrawal status.. Buying is optional. I have sold some btc and bought gold. I am considering selling gold to buy btc in a few weeks. I want to see more blood first;)
I surely would not be playing around with gold.. or gold/btc pairs, but sure, that is your choice.
|
1) Self-Custody is a right. Resist being labelled as: "non-custodial" or "un-hosted." 2) ESG, KYC & AML are attack-vectors on Bitcoin to be avoided or minimized. 3) How much alt (shit)coin diversification is necessary? if you are into Bitcoin, then 0%......if you cannot control your gambling, then perhaps limit your alt(shit)coin exposure to less than 10% of your bitcoin size...Put BTC here: bc1q49wt0ddnj07wzzp6z7affw9ven7fztyhevqu9k
|
|
|
Crytohillss
Member

Offline
Activity: 185
Merit: 48
|
 |
February 07, 2026, 10:08:10 PM |
|
I agree with you, it is very wrong to go into Bitcoin investment with a fearful mindset because there is a high possiblity that you won't make it to the target you have if at all the person even has a target because the moment someone starts his accumulation with fear, everything will be so scary to the person and they may even sell when there is a massive Dip which is happening currently. But I disagree when you said it is wrong not to invest at all, it is not written anywhere that everyone must invest in Bitcoin but rather it is a choice we have to make when we can figure out discretionary income from our source of income.
Fear only stops you from taking the best risk that could change your life forever no one who is knowledgeable about the importance of having a good future and a fulfilled life through good asset will be scared to invest in Bitcoin unless such person is poor mentally or has no vision. Why get scared of losing money when it's even simple to invest for a long term like 10 -15 years and expect to make something cool for yourself and family or would you rather work all your life and still end up having a bad experience when you should retire and be having your coffee in your comfort home? Kill that fear by investing with an affordable amount of ltu can do it constantly keep doing it and see how the fear won't leave you when you are able to do it for a period of 5 years, stop getting scared and start investing just get something that gives you good income so you won't be scared to sell at loss due to fear and panic during this time of dip. I think fear is natural, but if we keep learning, we can gradually reduce that fear. Experience also plays a big role in lessening fear in investing. However, I don't think it can be an excuse for anything, especially if we are investing with discretionary income that won't affect our lives. This way, whatever happens to our investments, it won't lead to a life of hardship. So, I believe we should keep learning and doing many things to gain experience so that fear doesn't prevent us from continuing to invest. There will be risks in everything but if we are afraid of that risk and if we fall behind because of that fear, then we will not be able to succeed in anything. That is why we have to start first not with fear, but with courage, when we start everything becomes easier, and similarly when we start investing in Bitcoin, it will become natural for us to continue. Risk is present in everything, but the potential risk must be accepted by us through management so that our chances of success are greater than the risk. But those who are afraid and do not start, end up they just with nothing and zero. Absolutely you are right, fear can hold us back from the opportunities that have the potential to change people's lives,, it is easy to get caught up in short term fluctuations but if people truly believe in something like BTC or any Long term investment it's about looking at into the bigger pictures it is not all about getting wealthy overnight but rather about making consistent or educated decision for people's future, it is the individual who have the vision and persistence that end up reaping the rewards in the end. Most of the successful investors are the one who look at their investment as part of a larger plan not just a quick aim if people can conquer that fear and stay committed the future truly can be brighter some day.
|
|
|
|
|
|
I_Anime
|
 |
February 07, 2026, 10:13:17 PM |
|
Hypothetical 2 - invested 7.5% of his discretionary income into bitcoin: 1) The guy invested $17.31 per week into bitcoin, which was $900 per year (which was 3% of his income and 7.5% of his discretionary funds). 2) Up until now, he invested $9,050 into bitcoin, and right now his total BTC stash is 2.45. 3) Right now, based on a 200-WMA valuation of $142k, a 2.45 BTC stash would support a sustainable annual income of $14.2k with a 7% increase in the dollar amount each year.
Which guy would you rather be?
Sure, when it comes to investment amounts that guys might choose, there are variants of whimpy versus aggressive, and past performance does not guarantee figure performance... and so far in bitcoin's history, bitcoin has tended to reward the persons who had errored on the side of accumulating it and holding it.
I think it is time to live of the advanced months withdrawals, in this hypothetical situation. It is time to buy, not to sell I have sold some btc and bought gold. I am considering selling gold to buy btc in a few weeks. I want to see more blood first;) Obviously time to buy more especially when the market is down. Selling now is not even an option for me , because right now I’m quite in loss but still won’t panic (but me of then would have lol) but after the know have acquired sofar this is just a phase bitcoin still going to bounce back , and bitcoin movement is so unpredictable. Buying Gold is not bad though, especially when come diversifying. But time like this focusing on Bitcoin will be beneficial, buying now will give more quantity.
|
▄▄█████████████████▄▄ ▄█████████████████████▄ ███▀▀█████▀▀░░▀▀███████ ███▄░░▀▀░░▄▄██▄░░██████ █████░░░████████░░█████ ████▌░▄░░█████▀░░██████ ███▌░▐█▌░░▀▀▀▀░░▄██████ ███░░▌██░░▄░░▄█████████ ███▌░▀▄▀░░█▄░░█████████ ████▄░░░▄███▄░░▀▀█▀▀███ ██████████████▄▄░░░▄███ ▀█████████████████████▀ ▀▀█████████████████▀▀ | Rainbet.com CRYPTO CASINO & SPORTSBOOK | | | █▄█▄█▄███████▄█▄█▄█ ███████████████████ ███████████████████ ███████████████████ █████▀█▀▀▄▄▄▀██████ █████▀▄▀████░██████ █████░██░█▀▄███████ ████▄▀▀▄▄▀███████ █████████▄▀▄███ █████████████████ ███████████████████ ███████████████████ ███████████████████ | | | |
▄█████████▄ █████████ ██ ▄▄█░▄░▄█▄░▄░█▄▄ ▀██░▐█████▌░██▀ ▄█▄░▀▀▀▀▀░▄█▄ ▀▀▀█▄▄░▄▄█▀▀▀ ▀█▀░▀█▀
| 10K WEEKLY RACE | | 100K MONTHLY RACE | | | ██
█████
| ███████▄█ ██████████▄ ████████████▄▄ ████▄███████████▄ ██████████████████▄ ░▄█████████████████▄ ▄███████████████████▄ █████████████████▀████ ██████████▀███████████ ▀█████████████████████ ░████████████████████▀ ░░▀█████████████████▀ ████▀▀██████████▀▀ | ████████ ██████████████ |
|
|
|
|
Sonia_123
|
 |
February 07, 2026, 10:50:40 PM |
|
I agree with you, it is very wrong to go into Bitcoin investment with a fearful mindset because there is a high possiblity that you won't make it to the target you have if at all the person even has a target because the moment someone starts his accumulation with fear, everything will be so scary to the person and they may even sell when there is a massive Dip which is happening currently. But I disagree when you said it is wrong not to invest at all, it is not written anywhere that everyone must invest in Bitcoin but rather it is a choice we have to make when we can figure out discretionary income from our source of income.
Fear only stops you from taking the best risk that could change your life forever no one who is knowledgeable about the importance of having a good future and a fulfilled life through good asset will be scared to invest in Bitcoin unless such person is poor mentally or has no vision. Why get scared of losing money when it's even simple to invest for a long term like 10 -15 years and expect to make something cool for yourself and family or would you rather work all your life and still end up having a bad experience when you should retire and be having your coffee in your comfort home? Kill that fear by investing with an affordable amount of ltu can do it constantly keep doing it and see how the fear won't leave you when you are able to do it for a period of 5 years, stop getting scared and start investing just get something that gives you good income so you won't be scared to sell at loss due to fear and panic during this time of dip. I think fear is natural, but if we keep learning, we can gradually reduce that fear. Experience also plays a big role in lessening fear in investing. However, I don't think it can be an excuse for anything, especially if we are investing with discretionary income that won't affect our lives. This way, whatever happens to our investments, it won't lead to a life of hardship. So, I believe we should keep learning and doing many things to gain experience so that fear doesn't prevent us from continuing to invest. There will be risks in everything but if we are afraid of that risk and if we fall behind because of that fear, then we will not be able to succeed in anything. That is why we have to start first not with fear, but with courage, when we start everything becomes easier, and similarly when we start investing in Bitcoin, it will become natural for us to continue. Risk is present in everything, but the potential risk must be accepted by us through management so that our chances of success are greater than the risk. But those who are afraid and do not start, end up they just with nothing and zero. Different people has different problem I mean there are people that are so scared to start their Bitcoin investment and there are also people who has started and yet scared because they have trader's mindset and some people started Bitcoin investment with double thoughts that's why they always make the wrong choice and decision. Starting is very important but if you must start ensure you have the long term mindset and believe that you will make it even though nothing is certain. If you are scared about bitcoin investment why do you get yourself involved because your investment is being guided by your mindset, you can easily be manipulated and influenced even get scammed because you are not sure of what you want, that is why you need to be self confidence and be strong when investing in bitcoin, or is it that they are not investing with their discretionary income but loans and your monthly income and so being scare of losses because that is the only reason one can be scared of bitcoin investment. Investment in bitcoin does not call for fear because you are using your discretionary income to invest and then with the help of dca strategy you have nothing to worry about because it is stress free, that is why most investors goes for a long term of 4-10 years and above comfortable. Being scared means you are not following the rules of bitcoin investment or you don't really understand it, then you have to be more knowledgeable to build your confidence in bitcoin.
|
|
|
|
|
Churchillvv
|
 |
February 07, 2026, 11:38:11 PM |
|
Being scared means you are not following the rules of bitcoin investment or you don't really understand it, then you have to be more knowledgeable to build your confidence in bitcoin.
Bitcoin used to be considered a gamble back when it was still very much in the early stages where fear was a word but fast forward to today, after all the speculations and the ups and downs, name calling and bitcoin is dead blah blah things bitcoin in my opinion has now come to a stage where I believe it’s not going to die or any of such will happen to it, but instead it’s now more like an asset that the word is in view of and hence it’s probability of going extinction has been reduced yet nothing is guaranteed on earth not even bitcoin yet we can say that fear is not long an attribute that can be mentioned along side bitcoin except one is only careless in terms of person security and safety of coins.
|
|
|
|
BTC_pokaop
Member

Offline
Activity: 148
Merit: 39
|
 |
Today at 12:22:16 AM |
|
Being scared means you are not following the rules of bitcoin investment or you don't really understand it, then you have to be more knowledgeable to build your confidence in bitcoin.
Bitcoin used to be considered a gamble back when it was still very much in the early stages where fear was a word but fast forward to today, after all the speculations and the ups and downs, name calling and bitcoin is dead blah blah things bitcoin in my opinion has now come to a stage where I believe it’s not going to die or any of such will happen to it, but instead it’s now more like an asset that the word is in view of and hence it’s probability of going extinction has been reduced yet nothing is guaranteed on earth not even bitcoin yet we can say that fear is not long an attribute that can be mentioned along side bitcoin except one is only careless in terms of person security and safety of coins. The word gambling is associated with altcoins and shitcoins, because they are very risky. Although in the early stages of Bitcoin, most people did not consider Bitcoin trustworthy, they were afraid to invest, but times have changed, Bitcoin has now become a popular asset worldwide, big and famous companies and personalities in the world have invested in Bitcoin. There was such a decline in the past but it turned around again, so it is normal to be like this, so we cannot think that the price of Bitcoin will drop to zero or Bitcoin will disappear. This is a natural process, so we should not panic, we should move forward with confidence in Bitcoin.
|
|
|
|
|
|
Gallar
|
 |
Today at 03:55:10 AM |
|
Obviously time to buy more especially when the market is down. Selling now is not even an option for me , because right now I’m quite in loss but still won’t panic (but me of then would have lol) but after the know have acquired sofar this is just a phase bitcoin still going to bounce back , and bitcoin movement is so unpredictable.
Buying Gold is not bad though, especially when come diversifying. But time like this focusing on Bitcoin will be beneficial, buying now will give more quantity.
Yes, Bitcoin is currently at a very low price,, and that's why we shouldn't miss this opportunity to buy more Bitcoin. I'm sure Bitcoin's price will rise again after this. It's already starting to climb back up,, a clear sign that Bitcoin will rise again. That's why we should buy more Bitcoin now. When else can you buy Bitcoin at this price? It's possible that the current price won't be touched again by Bitcoin in the future. Therefore, capitalizing on this momentum is the right move. I also just accumulated Bitcoin yesterday, and it's five times my usual value. As for gold, I also have gold assets, but not from new purchases, but from purchases made several years ago. So for now, I'm solely focused on Bitcoin.
|
|
|
|
|
Just Say
|
 |
Today at 04:48:13 AM Last edit: Today at 05:09:01 AM by Just Say |
|
You are confused waiting to buy Bitcoin, look at the market and see that the market has already returned to a high level. Therefore you should never delay buying Bitcoin because you had the opportunity to buy Bitcoin at $60k but it has already reached the $70 thousand level. So new or expert investors should try to understand that the price of Bitcoin reached the lowest level of $60k in the new year after touching ATH in October 2025, due to which you could buy a lot of Bitcoin for $2000 but now due to the recovery of the market that may not be possible. However we are observing that Bitcoin has reached a lot of heights in a day, so without being confused by many people, i.e. based on the news of various geopolitical violence on the Twitter platform and US violence in Greenland, Venezuela, no one should ever refrain from buying Bitcoin and it's important to remember that the government cannot control the price of Bitcoin.
The price of Bitcoin can decrease or increase for various reasons. No one can say anything about it correctly. The fluctuation of the price of Bitcoin has connection with global politics and economic conditions. But that is for a short time. Because no country can sustain its political and economic problems for years. Yes, I agree with you that sometimes it seems that the price of Bitcoin is related to global politics and economic conditions, look, currently there is a huge collapse in the BTC market due to various various violence with Greenland and Venezuela. But I think this political turmoil or conflict will never be able to keep the price of Bitcoin down it has never happened before and it will not happen now. So in the current situation, an opportunity like a lottery should be taken to buy this currency aggressively. You yourself said that within a day the price of Bitcoin has gone from around 60k to $70. Which we have also noticed. Even from 125k to 70k in a few months. This means that it is a very volatile asset. After understanding so much, how do you decide to buy Bitcoin now without mentioning any system or basis. Everyone should be calm now. Anyone can invest aggressively as much as possible from discretionary income. You still have doubts about Bitcoin or Bitcoin statistics. Even what you mentioned that it has fallen from 125k to 70k thousand dollars in a few months and I mentioned that in this new 2026, the price of this currency has gone from 60k to 70k dollars in just one day. So considering the current situation, capitalizing on this momentum in Bitcoin is the right move even short-term volatility needs to be eliminated, and if there is a discretionary income system and a reserve system of fiat, it is easy to enter the market because Bitcoin can be broken into pieces.
|
|
|
|
|
barisbilgili
|
 |
Today at 07:46:40 AM |
|
Obviously time to buy more especially when the market is down. Selling now is not even an option for me , because right now I’m quite in loss but still won’t panic (but me of then would have lol) but after the know have acquired sofar this is just a phase bitcoin still going to bounce back , and bitcoin movement is so unpredictable.
Buying Gold is not bad though, especially when come diversifying. But time like this focusing on Bitcoin will be beneficial, buying now will give more quantity.
Yes, Bitcoin is currently at a very low price,, and that's why we shouldn't miss this opportunity to buy more Bitcoin. I'm sure Bitcoin's price will rise again after this. It's already starting to climb back up,, a clear sign that Bitcoin will rise again. That's why we should buy more Bitcoin now. When else can you buy Bitcoin at this price? It's possible that the current price won't be touched again by Bitcoin in the future. Therefore, capitalizing on this momentum is the right move. I also just accumulated Bitcoin yesterday, and it's five times my usual value. As for gold, I also have gold assets, but not from new purchases, but from purchases made several years ago. So for now, I'm solely focused on Bitcoin. Bitcoin investment is still intended for the future, although corrections in this market can also be profitable if we only hold it for a short time, but I don't think that would be effective. No one can deny that now is indeed a time to accumulate more, but I think we still need to implement a strategy and accumulate using the DCA method because we also don't know how far the correction will go, so continuously buying slowly to accumulate without worrying about anything is the right way.
|
| | | | | | ✦ ✦ | | ✦ | | ✦ ✦ | Claim your reward every day until December 25th! | | | ██
█████
| ███████▄█ ██████████▄ ████████████▄▄ ████▄███████████▄ ██████████████████▄ ░▄█████████████████▄ ▄███████████████████▄ █████████████████▀████ ██████████▀███████████ ▀█████████████████████ ░████████████████████▀ ░░▀█████████████████▀ ████▀▀██████████▀▀ | ████████ ██████████████ |
|
|
|
leo96
Newbie
Offline
Activity: 5
Merit: 0
|
 |
Today at 08:58:52 AM |
|
This is the problem people have. They will not not want to buy when the price is low but later want to buy when the price is high. The safest coin to buy right now is bitcoin. If you buy it, it is better not to be checking your wallet balance in dollars. Just leave the coin and be expecting bitcoin to get to $100000. Because the price is falling, some people will panic and sell just like what happened yesterday. Do not do that. Do not sell if you buy even now.
Yes brother you are right, but how do we know when the price of Bitcoin will decrease and when it will increase. In my opinion, the price of Bitcoin will increase day by day and so from now on we have to invest in Bitcoin through DCA. We hope that Bitcoin will reach $100000 one day. This is a long term investment where there is nothing to fear. We just have to have confidence and patience in ourselves then we will get success one day.
|
|
|
|
|
|
Cossyblack
|
Being scared means you are not following the rules of bitcoin investment or you don't really understand it, then you have to be more knowledgeable to build your confidence in bitcoin.
Someone don't need to be much knowledgeable or know everything about bitcoin to be able to build confidence in bitcoin. You don't have to build confidence in bitcoin before investing it's just flimsy excuse to justify why you haven't invested yet. If you have discretionary income, money you can afford to lose then you begin investing As you are investing you will develop confident in bitcoin and your knowledge will increase over time. Furthermore you can't build confident when your scared Confident in bitcoin is build from eliminating fear and begin investing with discretionary income, otherwise may end up not investing at all.
|
|
|
|
|
cyberninja2
|
 |
Today at 09:40:03 AM |
|
Bitcoin investment is still intended for the future, although corrections in this market can also be profitable if we only hold it for a short time, but I don't think that would be effective. No one can deny that now is indeed a time to accumulate more, but I think we still need to implement a strategy and accumulate using the DCA method because we also don't know how far the correction will go, so continuously buying slowly to accumulate without worrying about anything is the right way.
I think that what we should do now is when the market conditions are like what has happened so far even though it is not effective it is better to accumulate by increasing Bitcoin as our holding through DCA because currently by using the DCA method we will feel a lot in terms of profits that will occur when the market conditions improve again because the current conditions that occur cannot be denied for the reason that now who is mentally strong in terms of increasing BTC by buying with the aim only to make our investment for our future its use is to become an asset as our holding even though our old age holding by actively accumulating BTC as much as possible and when we have done something like that of course there is no need to make corrections if there is a little doubt, but slowly we will not worry anymore because we did it right when investing.
|
|
|
|
|
|