Buy Buy Buy or Sell Sell Sell?

[PhilosopherKing]

I thought discretionary income is the leftover after all expenses its been figured out, so if we eventually have all our expenses figured out and also cut out some shares for our emergency funds, backup funds,and reserved funds then the Left over is supposed to be for our Bitcoin purchase so I see no reason why we would choose to save some portion of our discretionary funds than to go all in because saving some portion makes it look as if we are building emergency funds or backup funds inside our discretionary fund when we have already settled those funds .

You gave the perfect definition of discretionary income, and later made your point without referencing your definition. If discretionary income is an income left after covering all expenses, then emergency funds, backup fund, or reserve fund are under discretionary income. Inside your discretionary income is where you remove a percentage for emergencies and possibly a reserve fund. I am still surprised most of you do not understand the basic things in investment, yet you claim to know them.

Are you trying to say that emergency funds is the same thing as discretionary income. This is wrong, emergency funds and discretionary income are not the same thing. Infact they are two different things , emergency funds is for emergency and is usually 3-6 months of our expenses. Discretionary income is an extra cash that is left after covering for our expenses. You don't spend emergency funds but you can decide to use your discretionary income either for buying bitcoin or for others things.

@Hardyrobust I really think that you are Misunderstooding what @Solodoski said. His explanation wasn't that Discretionary Income and Emergency Funds are the same, but rather he was saying that emergency fund as well as other backup funds like reserve funds as well as float, are being built from your discretionary income, which is definitely true. And just because something comes from another source does not make both of them the same. This idea applies here in that, just because discretionary income creates an emergency funds, Doesn't make them the same. Discretionary income is the cash that is left after you have all covering all your important expenses. From that money you can decide how to allocate it, part can go into investing in BTC and then another part cango into creating your emergency fund, and another can go into create in reserve funds and once you have set aside a particular amount for your Emergency fund, then it already has a purpose, and should not be treated as a discretionary.

[Mehmet69]

What you said is certainly logical, but I personally think that if a person wants to start investing in Bitcoin, he should increase his income as much as possible without spending too much time on creating funds because the stronger his financial stability, the more advantageous he will be in a position and the matter will not be limited to his investment only, he will also be able to enjoy its benefits personally and family-wise. If you only create funds, you can miss out on many good investment opportunities. And besides, there is the fear of unexpected or emergency situations. You cannot depend on the same funds repeatedly and since Bitcoin is a long-term investment, your stability is important to continue investing here. It is better to be strong than to accumulate strength. Because the price will continue to increase due to inflation. You will not get the same price in the future as you are getting it now. So try to make your financial position as stable as possible.

Yes, you are right. Starting to invest in Bitcoin quickly is a good sign. Bitcoin is a best option for investment. So we need to start investing as soon as possible. We do not need a lot of funds to invest in Bitcoin. Having funds is a good sign, but if someone stops investing and spends time just saving funds, then he will keep missing out on many good opportunities to invest in Bitcoin. So, it is better to start investing in Bitcoin as soon as possible.

[Derekfunds]

What you said is certainly logical, but I personally think that if a person wants to start investing in Bitcoin, he should increase his income as much as possible without spending too much time on creating funds because the stronger his financial stability, the more advantageous he will be in a position and the matter will not be limited to his investment only, he will also be able to enjoy its benefits personally and family-wise. If you only create funds, you can miss out on many good investment opportunities. And besides, there is the fear of unexpected or emergency situations. You cannot depend on the same funds repeatedly and since Bitcoin is a long-term investment, your stability is important to continue investing here. It is better to be strong than to accumulate strength. Because the price will continue to increase due to inflation. You will not get the same price in the future as you are getting it now. So try to make your financial position as stable as possible.

Yes, you are right. Starting to invest in Bitcoin quickly is a good sign. Bitcoin is a best option for investment. So we need to start investing as soon as possible. We do not need a lot of funds to invest in Bitcoin. Having funds is a good sign, but if someone stops investing and spends time just saving funds, then he will keep missing out on many good opportunities to invest in Bitcoin. So, it is better to start investing in Bitcoin as soon as possible.

Starting sometimes is not the problem, the problem is your intention and your perspective about Bitcoin, some people don't even believe in Bitcoin that is why whenever they saw a little Dip there mind is always up because they just want to play around with Bitcoin but the sad thing is that you can not instead Bitcoin will play around you if you don't have a long term mindset. And before starting we should try to start with our discretionary income because some people make mistake by using their expenses money to invest in Bitcoin and sometimes it is really trading but rather lack of knowledge so, one should always use what is from their discretionary regardless of how small or big.

[Lembo69]

What you said is certainly logical, but I personally think that if a person wants to start investing in Bitcoin, he should increase his income as much as possible without spending too much time on creating funds because the stronger his financial stability, the more advantageous he will be in a position and the matter will not be limited to his investment only, he will also be able to enjoy its benefits personally and family-wise. If you only create funds, you can miss out on many good investment opportunities. And besides, there is the fear of unexpected or emergency situations. You cannot depend on the same funds repeatedly and since Bitcoin is a long-term investment, your stability is important to continue investing here. It is better to be strong than to accumulate strength. Because the price will continue to increase due to inflation. You will not get the same price in the future as you are getting it now. So try to make your financial position as stable as possible.

Yes, you are right. Starting to invest in Bitcoin quickly is a good sign. Bitcoin is a best option for investment. So we need to start investing as soon as possible. We do not need a lot of funds to invest in Bitcoin. Having funds is a good sign, but if someone stops investing and spends time just saving funds, then he will keep missing out on many good opportunities to invest in Bitcoin. So, it is better to start investing in Bitcoin as soon as possible.

Starting sometimes is not the problem, the problem is your intention and your perspective about Bitcoin, some people don't even believe in Bitcoin that is why whenever they saw a little Dip there mind is always up because they just want to play around with Bitcoin but the sad thing is that you can not instead Bitcoin will play around you if you don't have a long term mindset. And before starting we should try to start with our discretionary income because some people make mistake by using their expenses money to invest in Bitcoin and sometimes it is really trading but rather lack of knowledge so, one should always use what is from their discretionary regardless of how small or big.

If an investor has cash flow, he can buy dips at any time. He can deposit BTC through DCA from discretionary income. And as you said, he wants to take advantage of the opportunity, I agree with your idea. Because this is an opportunity for investors, and if he wants to take advantage of this falling market, he should invest only from his discretionary income. He should invest without any pressure. Investors who invest under pressure not only ruin their mental state and patience, they also struggle to grow their portfolio. Because he cannot understand what to do due to pressure, he decides to sell the investment later. So he should only create a discretionary fund and an emergency fund and then take the opportunity to buy the dip with any risk. So that his mentality is always stable and active.

[Silikiem]

but I personally think that if a person wants to start investing in Bitcoin, he should increase his income as much as possible

I’m finding your  statement here a bit misleading because of the fact that you said if a person wants to start investing in bitcoin that he should increase his income as much as possible, meanwhile all what is needed to get started with in our bitcoin accumulation and investment is just a discretionary income . No doubt that having some level of  income or finances will go a long way towards helping us achieve some goals in our bitcoin investment, but it doesn’t mean that one cannot get started with accumulating and investing in bitcoin no matter the level of income one have at the moment because what is only needed to get started with in  accumulating bitcoin is just our discretionary income. We must not wait to try to increase our income before we can get started in bitcoin investment, the most important thing is to be able to have a discretionary income available, once our discretionary income is available it’s advisable we should just get started first in accumulating bitcoin and as Time goes on we can be figuring out ways to improve and increase our finances. No matter the level of one’s income, if an individual is able to get a discretionary income after sorting out his major financial obligations, then the person is good to go.

[ejikeme24]

I thought discretionary income is the leftover after all expenses its been figured out, so if we eventually have all our expenses figured out and also cut out some shares for our emergency funds, backup funds,and reserved funds then the Left over is supposed to be for our Bitcoin purchase so I see no reason why we would choose to save some portion of our discretionary funds than to go all in because saving some portion makes it look as if we are building emergency funds or backup funds inside our discretionary fund when we have already settled those funds .

You gave the perfect definition of discretionary income, and later made your point without referencing your definition. If discretionary income is an income left after covering all expenses, then emergency funds, backup fund, or reserve fund are under discretionary income. Inside your discretionary income is where you remove a percentage for emergencies and possibly a reserve fund. I am still surprised most of you do not understand the basic things in investment, yet you claim to know them.

I think you're the one missing the whole concept here, you didn't even go through my text very well here you're jumping into conclusion. What you said here is just the same thing I said in my previous post or maybe you just read the first paragraph? I talked about cutting some shares from our discretionary funds to build our emergency funds backup funds and reserved funds just like you said here rather you're just trying to rephrase it into removing a percentage for emergency funds and reserved funds but all still boil down to what I said earlier so don't get yourself confused.

[G_Besar]

---

Yes, you are right. Starting to invest in Bitcoin quickly is a good sign. Bitcoin is a best option for investment. So we need to start investing as soon as possible. We do not need a lot of funds to invest in Bitcoin. Having funds is a good sign, but if someone stops investing and spends time just saving funds, then he will keep missing out on many good opportunities to invest in Bitcoin. So, it is better to start investing in Bitcoin as soon as possible.

Saving fiat money is an old method that is sometimes still used by people today to save their finances. However, it was a method used by ordinary people in the past who didn't know what to do to save their lives from hardship because they didn't have many investment options or didn't know how to invest. Things should be very different now, both in terms of how they think about investing and in choosing investment assets like Bitcoin. This is what will differentiate today's people from those ordinary people in the past. It wouldn't be wrong for them to immediately buy Bitcoin with the money they want to save, because Bitcoin can be considered both savings and an investment asset for the future. So don't think any harder about this because what you said is true.

[Skydrill]

I thought discretionary income is the leftover after all expenses its been figured out, so if we eventually have all our expenses figured out and also cut out some shares for our emergency funds, backup funds,and reserved funds then the Left over is supposed to be for our Bitcoin purchase so I see no reason why we would choose to save some portion of our discretionary funds than to go all in because saving some portion makes it look as if we are building emergency funds or backup funds inside our discretionary fund when we have already settled those funds .

You gave the perfect definition of discretionary income, and later made your point without referencing your definition. If discretionary income is an income left after covering all expenses, then emergency funds, backup fund, or reserve fund are under discretionary income. Inside your discretionary income is where you remove a percentage for emergencies and possibly a reserve fund. I am still surprised most of you do not understand the basic things in investment, yet you claim to know them.

Are you trying to say that emergency funds is the same thing as discretionary income. This is wrong, emergency funds and discretionary income are not the same thing. Infact they are two different things , emergency funds is for emergency and is usually 3-6 months of our expenses. Discretionary income is an extra cash that is left after covering for our expenses. You don't spend emergency funds but you can decide to use your discretionary income either for buying bitcoin or for others things.

@Hardyrobust I really think that you are Misunderstooding what @Solodoski said. His explanation wasn't that Discretionary Income and Emergency Funds are the same, but rather he was saying that emergency fund as well as other backup funds like reserve funds as well as float, are being built from your discretionary income, which is definitely true. And just because something comes from another source does not make both of them the same. This idea applies here in that, just because discretionary income creates an emergency funds, Doesn't make them the same. Discretionary income is the cash that is left after you have all covering all your important expenses. From that money you can decide how to allocate it, part can go into investing in BTC and then another part cango into creating your emergency fund, and another can go into create in reserve funds and once you have set aside a particular amount for your Emergency fund, then it already has a purpose, and should not be treated as a discretionary.

well even in real life scenarios, there is something called Contingency, it means a future event or circumstances which is possible but can't be predicted with certainty, now the discretionary income is actually that extra fund that is left after all your important or necessary needs have been duly taken care of but note that this doesn't necessarily mean that you can't take advantage of reinvesting you discretionary income if an opportunity of investing presents itself, perhaps it becomes easier for you to invest with your discretionary income because you have nothing to lose hence the funds are available to invest.

[Baridomale]

What you said is certainly logical, but I personally think that if a person wants to start investing in Bitcoin, he should increase his income as much as possible without spending too much time on creating funds because the stronger his financial stability, the more advantageous he will be in a position and the matter will not be limited to his investment only, he will also be able to enjoy its benefits personally and family-wise. If you only create funds, you can miss out on many good investment opportunities. And besides, there is the fear of unexpected or emergency situations. You cannot depend on the same funds repeatedly and since Bitcoin is a long-term investment, your stability is important to continue investing here. It is better to be strong than to accumulate strength. Because the price will continue to increase due to inflation. You will not get the same price in the future as you are getting it now. So try to make your financial position as stable as possible.

Yes, you are right. Starting to invest in Bitcoin quickly is a good sign. Bitcoin is a best option for investment. So we need to start investing as soon as possible. We do not need a lot of funds to invest in Bitcoin. Having funds is a good sign, but if someone stops investing and spends time just saving funds, then he will keep missing out on many good opportunities to invest in Bitcoin. So, it is better to start investing in Bitcoin as soon as possible.

@ Mehmet69

Firstly let me start by saying you’re right that starting early gives people a better long-term Bitcoin position but saying “we do not need a lot of funds, just start quickly” oversimplifies a process that actually depends on financial stability and risk management.

If someone begins investing without a stable cashflow or without even building emergency reserves, they are not “starting early”…
they are setting themselves up to sell early.

From my little experience why do I think this matter

Firstly , I have observed that Bitcoin rewards patience, not desperation

If someone invests too early with money they actually need for daily life, the first dip won’t make them a long-term holder — it will force them to panic-sell.
That destroys the whole point of early investing.

Then secondly :You don’t accumulate Bitcoin with speed, you accumulate with consistency

DCA from discretionary income works because:
it’s predictable, it doesn’t pressure your lifestyle, it lets you hold through volatility, it builds discipline, not stress. Thats why I still believe DCA is the best method.

Starting “as soon as possible” is only smart if the foundation is solid.

Lastly Strong finances = strong hands

This was the original point @Graph001 was making, and it’s important if you have stable income, emergency fund, no pressure to sell, long-term mindset
then starting early actually works for you.

If not, early investment becomes a liability, not an advantage.

If one has  Speed without structure, it leads to burnout

Many people rush into Bitcoin because of FOMO.
But without planning, they end up selling during:

medical emergencies

job loss

unexpected bills

family needs

Clearly you know that is not investment, that’s gambling with your life savings.

I would conclude by saying:
Yes, start investing , but only after securing the foundation that allows you to stay invested.
Bitcoin is a marathon, not a race to buy the first sat the moment you hear about it.

My simple Opinion though! After all what do I know?

[Barikui1]

If someone begins investing without a stable cashflow or without even building emergency reserves, they are not “starting early”…
they are setting themselves up to sell early.

You are getting it wrong here, as a newbie you should be reading more than trying to lecture those that has been in the space long before you, because you are getting it wrong.
First you need to understand that you don't need a stable cash flow for you to invest in Bitcoin and be successful because their are so many folks out there that has a stable source of income but still can't figure out their discretionary income, what an investor need in other to invest in Bitcoin consistently is discretionary income, not a stable cash flow.

Secondly, you start building your emergency funds once you have already start your Bitcoin accumulation, and true that way, you build your emergency funds gradually alongside your investment, not by putting them in place first before start, because it might delay you in starting your investment journey.

[PhilosopherKing]

What you said is certainly logical, but I personally think that if a person wants to start investing in Bitcoin, he should increase his income as much as possible without spending too much time on creating funds because the stronger his financial stability, the more advantageous he will be in a position and the matter will not be limited to his investment only, he will also be able to enjoy its benefits personally and family-wise. If you only create funds, you can miss out on many good investment opportunities. And besides, there is the fear of unexpected or emergency situations. You cannot depend on the same funds repeatedly and since Bitcoin is a long-term investment, your stability is important to continue investing here. It is better to be strong than to accumulate strength. Because the price will continue to increase due to inflation. You will not get the same price in the future as you are getting it now. So try to make your financial position as stable as possible.

Yes, you are right. Starting to invest in Bitcoin quickly is a good sign. Bitcoin is a best option for investment. So we need to start investing as soon as possible. We do not need a lot of funds to invest in Bitcoin. Having funds is a good sign, but if someone stops investing and spends time just saving funds, then he will keep missing out on many good opportunities to invest in Bitcoin. So, it is better to start investing in Bitcoin as soon as possible.

You are right on track. And what people out there usually don't understand is that starting to invest in Bitcoin, really don't need you to have all the knowledge in the whole world to start. Bitcoin is currently dipping so hard, within a couple of week or so it dipped from $105k to around $95k. This is normal for Bitcoin it pump and it dips, and once one can understand this and also have your dicretionary income which you can use to DCA, then you really can start accumulating, instead of fucking around wasting your time and future. And I'm the course of accumulating Bitcoin, other knowledge can be acquired and also solidified.

[barisbilgili]

If someone begins investing without a stable cashflow or without even building emergency reserves, they are not “starting early”…
they are setting themselves up to sell early.

You are getting it wrong here, as a newbie you should be reading more than trying to lecture those that has been in the space long before you, because you are getting it wrong.
First you need to understand that you don't need a stable cash flow for you to invest in Bitcoin and be successful because their are so many folks out there that has a stable source of income but still can't figure out their discretionary income, what an investor need in other to invest in Bitcoin consistently is discretionary income, not a stable cash flow.

Secondly, you start building your emergency funds once you have already start your Bitcoin accumulation, and true that way, you build your emergency funds gradually alongside your investment, not by putting them in place first before start, because it might delay you in starting your investment journey.

As long as you don't overthink it and delay starting to invest.
I don't think it matters much but the most important thing is to have a strong determination to invest and to understand the appropriate strategies to implement, It's also worth considering several factors to avoid to prevent your investment from being disrupted.
And one more thing to realize is that everyone is different, Here I'm just emphasizing not to overthink it and simply focusing and being consistent with your investments.

[Yablee0]

What you said is certainly logical, but I personally think that if a person wants to start investing in Bitcoin, he should increase his income as much as possible without spending too much time on creating funds because the stronger his financial stability, the more advantageous he will be in a position and the matter will not be limited to his investment only, he will also be able to enjoy its benefits personally and family-wise. If you only create funds, you can miss out on many good investment opportunities. And besides, there is the fear of unexpected or emergency situations. You cannot depend on the same funds repeatedly and since Bitcoin is a long-term investment, your stability is important to continue investing here. It is better to be strong than to accumulate strength. Because the price will continue to increase due to inflation. You will not get the same price in the future as you are getting it now. So try to make your financial position as stable as possible.

Yes, you are right. Starting to invest in Bitcoin quickly is a good sign. Bitcoin is a best option for investment. So we need to start investing as soon as possible. We do not need a lot of funds to invest in Bitcoin. Having funds is a good sign, but if someone stops investing and spends time just saving funds, then he will keep missing out on many good opportunities to invest in Bitcoin. So, it is better to start investing in Bitcoin as soon as possible.

Starting sometimes is not the problem, the problem is your intention and your perspective about Bitcoin, some people don't even believe in Bitcoin that is why whenever they saw a little Dip there mind is always up because they just want to play around with Bitcoin but the sad thing is that you can not instead Bitcoin will play around you if you don't have a long term mindset. And before starting we should try to start with our discretionary income because some people make mistake by using their expenses money to invest in Bitcoin and sometimes it is really trading but rather lack of knowledge so, one should always use what is from their discretionary regardless of how small or big.

I think what should be our major point of concentration is on how to figure out our discretionary funds no matter how small it is, you can start from the little you have then maybe along the line you can start topping up your investment gratually after you might have checked your self financially and you are good. Ie try  making a bold step with the little in your disposal and believe me the later outcome of it will shock you.

Secondly their is one thing about bitcoin investment we need to get right:

The passion, if the passion for what you want isn't there believe me even if you have all the financial capability it takes to invest you won't, Because the major factor there is missing out, however it's fundamental having passion in all you do because it only set you at ease and gives you fulfillment at the end.

[ruykeri]

If an investor has cash flow, he can buy dips at any time. He can deposit BTC through DCA from discretionary income. And as you said, he wants to take advantage of the opportunity, I agree with your idea. Because this is an opportunity for investors, and if he wants to take advantage of this falling market, he should invest only from his discretionary income. He should invest without any pressure. Investors who invest under pressure not only ruin their mental state and patience, they also struggle to grow their portfolio. Because he cannot understand what to do due to pressure, he decides to sell the investment later. So he should only create a discretionary fund and an emergency fund and then take the opportunity to buy the dip with any risk. So that his mentality is always stable and active.

It is true that anyone can take advantage of the drop in Bitcoin price if they want. But you have not analyzed the issue of buying in dips correctly. If someone starts doing DCA with 50% of their discretionary income, then if the price of Bitcoin suddenly drops, they will invest more aggressively. By doing this, they will get some Bitcoin at a lower price. But I never think it is right to buy Bitcoin with emergency fund or reserve fund. Because no one can understand when people's financial problems and emergencies will arise. That is why I personally do not support buying Bitcoin from emergency fund and reserve fund. And if you invest for a long time, you will not notice much difference between buying Bitcoin in this type of dip or not.

[sotelorene]

If an investor has cash flow, he can buy dips at any time. He can deposit BTC through DCA from discretionary income. And as you said, he wants to take advantage of the opportunity, I agree with your idea. Because this is an opportunity for investors, and if he wants to take advantage of this falling market, he should invest only from his discretionary income. He should invest without any pressure. Investors who invest under pressure not only ruin their mental state and patience, they also struggle to grow their portfolio. Because he cannot understand what to do due to pressure, he decides to sell the investment later. So he should only create a discretionary fund and an emergency fund and then take the opportunity to buy the dip with any risk. So that his mentality is always stable and active.

It is true that anyone can take advantage of the drop in Bitcoin price if they want. But you have not analyzed the issue of buying in dips correctly. If someone starts doing DCA with 50% of their discretionary income, then if the price of Bitcoin suddenly drops, they will invest more aggressively. By doing this, they will get some Bitcoin at a lower price. But I never think it is right to buy Bitcoin with emergency fund or reserve fund. Because no one can understand when people's financial problems and emergencies will arise. That is why I personally do not support buying Bitcoin from emergency fund and reserve fund. And if you invest for a long time, you will not notice much difference between buying Bitcoin in this type of dip or not.

Yea, using emergency funds to buy Bitcoin is totally wrong because emergency funds can not or should not serve the purpose of discretionary income and discretionary income should not serve the purpose of emergency funds and these are among the basic knowledge one need before starting up Bitcoin investment because these are silly or little mistakes some people makes and they will end not accomplishing there dream. But as for reserve funds, I think it can be use to some extent because it is more like our discretionary income.

[jems]

If an investor has cash flow, he can buy dips at any time. He can deposit BTC through DCA from discretionary income. And as you said, he wants to take advantage of the opportunity, I agree with your idea. Because this is an opportunity for investors, and if he wants to take advantage of this falling market, he should invest only from his discretionary income. He should invest without any pressure. Investors who invest under pressure not only ruin their mental state and patience, they also struggle to grow their portfolio. Because he cannot understand what to do due to pressure, he decides to sell the investment later. So he should only create a discretionary fund and an emergency fund and then take the opportunity to buy the dip with any risk. So that his mentality is always stable and active.

It is true that anyone can take advantage of the drop in Bitcoin price if they want. But you have not analyzed the issue of buying in dips correctly. If someone starts doing DCA with 50% of their discretionary income, then if the price of Bitcoin suddenly drops, they will invest more aggressively. By doing this, they will get some Bitcoin at a lower price. But I never think it is right to buy Bitcoin with emergency fund or reserve fund. Because no one can understand when people's financial problems and emergencies will arise. That is why I personally do not support buying Bitcoin from emergency fund and reserve fund. And if you invest for a long time, you will not notice much difference between buying Bitcoin in this type of dip or not.

If we use the DCA method, we should never care about the decline that occurs and whatever the amount because buying using the DCA method is consistent in doing the same thing with the same amount too, but if we want to buy aggressively to collect more, there is nothing wrong with that and that is outside of the consistency that we do with the DCA method and I still prioritize it by buying using discretionary income otherwise it will have a bad impact on the investments we make.

[Promocodeudo]

If someone begins investing without a stable cashflow or without even building emergency reserves, they are not “starting early”…
they are setting themselves up to sell early.

Mate I have to be sincere with you, I think you're not supposed to teach, am not saying newbies shouldn't educate their fellow newbies but the point am trying to make is you being sure of what you want to say before saying them openly, it is very obvious that you may have a clue of what you're saying but you aren't making it clear and I don't think is right to give anyone heads up when you know that you aren't putting the advice straight and the way it should be.

With what I understand here, you're advising that investors should have a steady income before they can invest in Bitcoin right?  Do you think you're right on this, I know that many folks here might have said what i want to tell you now but that won't stop me from making my point, I don't know if you've heard of discretionary income, if you can set it aside from your earnings no matter how small, that's what you need to invest with in Bitcoin.
Man as for having emergency fund before you start investing that's misunderstanding from your own side because is either you've have before you start or build it gradually as you start investing in Bitcoin, it is not a must that you will have your emergency fund ready before you start investing in Bitcoin, note, anything that'll stand as a discouragement in your way as a Bitcoin investor should be ignored to avoid not starting at all.

[Dreadboost]

If an investor has cash flow, he can buy dips at any time. He can deposit BTC through DCA from discretionary income. And as you said, he wants to take advantage of the opportunity, I agree with your idea. Because this is an opportunity for investors, and if he wants to take advantage of this falling market, he should invest only from his discretionary income. He should invest without any pressure. Investors who invest under pressure not only ruin their mental state and patience, they also struggle to grow their portfolio. Because he cannot understand what to do due to pressure, he decides to sell the investment later. So he should only create a discretionary fund and an emergency fund and then take the opportunity to buy the dip with any risk. So that his mentality is always stable and active.

An investor that uses DCA do not have to be worried about Bitcoin price, so there should be no pressure with such investor,
Only lump or buy the dip and hold type of investor's that get worried.

Nevertheless no investor should get worried at all because the coin will still go up, I guess the emotional investors will be Shaked off with these present movement that the coin is on. It will go up but slowly.

[liasbaa]

If an investor has cash flow, he can buy dips at any time. He can deposit BTC through DCA from discretionary income. And as you said, he wants to take advantage of the opportunity, I agree with your idea. Because this is an opportunity for investors, and if he wants to take advantage of this falling market, he should invest only from his discretionary income. He should invest without any pressure. Investors who invest under pressure not only ruin their mental state and patience, they also struggle to grow their portfolio. Because he cannot understand what to do due to pressure, he decides to sell the investment later. So he should only create a discretionary fund and an emergency fund and then take the opportunity to buy the dip with any risk. So that his mentality is always stable and active.

An investor that uses DCA do not have to be worried about Bitcoin price, so there should be no pressure with such investor,
Only lump or buy the dip and hold type of investor's that get worried.

Nevertheless no investor should get worried at all because the coin will still go up, I guess the emotional investors will be Shaked off with these present movement that the coin is on. It will go up but slowly.

This Bitcoin price action seems a bit different than other times. You will see that the price has been in a gradual and gradual downward trend and is currently at a lower price. The Bitcoin price is part of a temporary reaction that could soon start a bull run. DCA investors continue to buy Bitcoin regardless of the price, so the price drop is the right time for them to buy aggressively.

Real investors are not worried about the price of Bitcoin because most of them know that the price will increase significantly soon and the correction period is very short. The price correction may continue for a few more days and prudent investors are continuing to buy Bitcoin.

[Cossyblack]

If someone invests too early with money they actually need for daily life, the first dip won’t make them a long-term holder — it will force them to panic-sell.
That destroys the whole point of early investing.

Mate, it is wrong to invest in Bitcoin with funds actually needed for your basic needs. You need take care of yourself before thinking of investing in Bitcoin, atleast you owe yourself that responsibility. Attending to your Basic needs first is a top priority and should be consider so because you cannot think of Bitcoin without looking out for yourself.
What you need to invest in Bitcoin is a Discretional income and a long term investment mindset. I think persons with short term investment mindset panic- sells to avoid losses when the Market start moving towards a direction that's against them. However if you invest for the Long term,there is nothing to worry about panicking when it dips.