Buy Buy Buy or Sell Sell Sell?

[Nightwatchmare]

Snip

Snip

That's right, emergency funds are safety cushion, and as such they should never be used for dip buying, coz doing otherwise simply puts that person and his investment at risk anytime an unexpected situation turns up. As the name implies, Emergency fund should only be used to tackle real life emergency situation.  Dip buying is best done when an investor already has a reserve funds or some form of other extra cash gotten from certain monetary source like gift from friends etc......And honestly speaking is best that folks continue using their discretionary income to DCA as usual as they  can while building a reserve on the other side, and when the dips comes, they can take advantage of that without distorting their investment or even financial stability.

I don’t know who gave you guys this type of orientation that emergency funds can’t be used for something like this or it should be rigid everyone must follow one pattern which was coined by another person but I’m here to disagree with you that emergency funds can be used to buy the dip , as long as it is able to cover you for at least 3 to 6 months then taking a little out of it to buy the dip won’t kill you so stop putting everyone to just one direction and disputing ideas or inspirations which can be tested and probably work out just because you have a specific belief system on ways to acquire bitcoin.

Taking a little money out from your emergency funds could have been a good option to buy the dip since you will still have emergency funds that can be able to cover up for at least 5 months, but i think such practice is never good for people investing in Bitcoin for the long term because if they prioritise taking a little money out from their emergency funds to buy the dip, they can be tempted to use all their emergency funds and buy the dip, and when their emergencies occur, they will have nothing to use to solve their emergencies, and it will force them to sell a little of their Bitcoin or all of it to solve their emergencies. The main purpose for creating emergency funds is to be in the position of solving your emergency problems all the time. If you do not have money to buy Bitcoin when you want, do not use your emergency funds and buy Bitcoin because such practice will take you out of the game.

[Kelward]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

Bitcoin investment for the long term is not for everybody, people who don't have the discipline to accumulate and hodl without being distracted by price skyrocketing to take profit should have a rethink. If you adopt DCA method you should have a long term focus to continuously be buying for a number of years no matter what price is at every point of accumulation. This is because you believe that Bitcoin will always hit ATH and you will always be in profit at the peaks, it has been happening since it's creation and nothing has changed. Every investors that are on DCA method should only be concerned about refilling their discretionary funds because that is from where they will be buying Bitcoin from. If you don't have money to buy Bitcoin again that is an automatic stop.

[BigBos]

Therefore, it is realistic to choose a strategy according to the income level. Where a one-time purchase, a step-by-step DCA or waiting for a dip can all be right in certain situations.

Whatever your income level, if you want to invest in Bitcoin, it would be wise to continue investing in the DCA strategy because DCA is the best method. However, you may have the ability to make a one-time purchase, but it would be better to use the DCA strategy to buy at an average price. Also, if you wait to buy the dip, you may fail to invest, because there are many stories in the past of people who waited to buy the dip but could not invest at the end of the day. So, whatever our income level, it would be better for us to always continue investing in the DCA strategy.

This is a common occurrence: they wait for a deeper decline before investing, and ultimately, they don't invest for various reasons. This could be because prices turn out to be higher, or the money they intended to invest is simply used up for necessities.

My experience shows that no matter how much money we have, if it's just cash and we hold it, we'll unconsciously withdraw it little by little to use, and we'll only realize it when the amount we have has drastically decreased. What we had planned to invest ends up being used for unspecified purposes.

[Kaliandra]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Currently, for investors with small capital, this is definitely the right moment because even with small capital, we can now obtain a lot of BTC, which is certainly different from usual when the price of BTC is above $100k. And yes, people who are currently implementing the DCA technique using small capital are definitely happy because the price of BTC is falling and they will definitely be more enthusiastic about buying BTC because the price of BTC is discount. However, people with large capital are certainly more satisfied because they can buy BTC with large capital and will definitely be more enthusiastic because they will definitely get more BTC.

Of course, many investors are currently selling BTC because they bought it at lower prices. However, for me, this is the right time to buy because we may not see BTC prices this low again in the future. Let others sell their BTC and profit, but for me, the current BTC price is still low because I aim for greater returns from my BTC investment. In short, for those practicing DCA, stay motivated and hold onto your BTC for the long term.

[Gallar]

Talking about flexibility, using emergency funds to buy the dip can actually backfire. Emergency funds are meant for unexpected real-life situations like medical needs, job loss, or urgent repairs  not for investment opportunities, even if the market looks perfect.

You are actually right and I think that we both share the same sentiment on this issue here, an emergency funds is strictly reserved for emergency purpose, so investing with it is like gambling with your investment which may likely not ends well if carried out.
The funds kept aside to buy aggressively or accumulate during the dip is reserve funds, not emergency funds that stands as the last layer of protection to your Bitcoin investment.

You should never buy aggressively with reserve funds.

Why not? Reserve funds are those extra money outside of our emergency funds, and the major thing that makes a reserve funds what it is, is it's flexibility. Flexibility here means that it isnt locked up like emergency funds for one purpose only, rather it can be used to do anything, anything like meeting up with even our personal needs, it can even be used for buying the dip or any kind of aggressive buying which of course shouldn't be beyond your financial capacity.      Since reserve funds are flexible, the way you use it depends on your situation or what you reserved the money for.

I think investing in bitcoin using reserve funds is certainly possible, but it's important to remember the purpose of accumulating those reserves in the first place. As far as I know, reserve funds are intended for a planned need. Such as planned home renovations, or children's school fees, or even to buy something we want, like a bag or something else. So, with this in mind, we need to first consider the purpose of having reserve funds in the first place. So, if, for example, our reserve funds are earmarked for home renovations that will be done in the next two years, I don't think that money should be invested in Bitcoin.

Investing in Bitcoin essentially has a long time horizon, around 8-10 years. Therefore, I personally don't recommend investing reserve funds in Bitcoin if the money will be used immediately. However, if our reserve funds are only intended to buy items like bags or watches, I think that money can be used to invest in Bitcoin. Because buying a watch or something similar isn't particularly urgent, and if we don't buy it, it won't have any impact on our lives. So, that's my conclusion.

[Cossyblack]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

That is it, selling too early is how people break their own long term plan without even realizing it. If someone has not reached their target or that over accumulation zone, every small pump should not start looking like an exit door..  That’s how you end up chasing short term excitement instead of building real conviction and your portfolio.

It is better they break the long term holding to solve financial challenges around them, there are some challenges if you fail to solve now it can cause a lot of damage that will even lead you to life imprisonment or reduce your family to nothing  in that environment, if you are going into long term holding, know that you are not going to sell in a short term because you have a target to achieve from the long term holding which you must achieve and you need to hold for long term before you can achieve what you want, sometimes you don't have to blame some holders that sell in the Short term but some of them is not their wish to release coins, but situation punish them to it.

Emergency funds cannot handle all emergency problems but selling off your Bitcoin holdings to solve a financial challenge is a lame mentality. You have a financial challenge and what you had in mind was to sell off your Bitcoin holdings to solve it. So you think selling off your Bitcoin holding will solve your financial problems,if you sell it today and another problem erupt,what else are you going to sell.
However,I don't think you have an emergency funds because if you do,then you wouldn't have allow this problems to get to this stage. Every investor is expected to buildup his/her emergency funds and reserve funds so that in case of any real-life emergencies,his/ her Bitcoin investment won't be affected.

[Cgrexp]

Emergency funds cannot handle all emergency problems but selling off your Bitcoin holdings to solve a financial challenge is a lame mentality. You have a financial challenge and what you had in mind was to sell off your Bitcoin holdings to solve it. So you think selling off your Bitcoin holding will solve your financial problems,if you sell it today and another problem erupt,what else are you going to sell.
However,I don't think you have an emergency funds because if you do,then you wouldn't have allow this problems to get to this stage. Every investor is expected to buildup his/her emergency funds and reserve funds so that in case of any real-life emergencies,his/ her Bitcoin investment won't be affected.

When investing in Bitcoin, one should be within the discretionary income and be comfortable enough. If one is investing using a large portion of one's income, one should have enough room for additional funds and expenses, which are essential for mental and social well-being. Investment money is usually locked up for 4 to 10 years or more, so one should not be tempted to use it prematurely. While everyone can do whatever they want with their investments, getting involved in investments voluntarily or overdoing it regularly can be risky for the stability of the investment.

[Tmoonz]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

That is it, selling too early is how people break their own long term plan without even realizing it. If someone has not reached their target or that over accumulation zone, every small pump should not start looking like an exit door..  That’s how you end up chasing short term excitement instead of building real conviction and your portfolio.

It is better they break the long term holding to solve financial challenges around them, there are some challenges if you fail to solve now it can cause a lot of damage that will even lead you to life imprisonment or reduce your family to nothing  in that environment, if you are going into long term holding, know that you are not going to sell in a short term because you have a target to achieve from the long term holding which you must achieve and you need to hold for long term before you can achieve what you want, sometimes you don't have to blame some holders that sell in the Short term but some of them is not their wish to release coins, but situation punish them to it.

Emergency funds cannot handle all emergency problems but selling off your Bitcoin holdings to solve a financial challenge is a lame mentality. You have a financial challenge and what you had in mind was to sell off your Bitcoin holdings to solve it. So you think selling off your Bitcoin holding will solve your financial problems,if you sell it today and another problem erupt,what else are you going to sell.
However,I don't think you have an emergency funds because if you do,then you wouldn't have allow this problems to get to this stage. Every investor is expected to buildup his/her emergency funds and reserve funds so that in case of any real-life emergencies,his/ her Bitcoin investment won't be affected.

It is essential that good investment practices should be put in consideration such as having a good cash flow management because most of the problems some people encountered could be as a result of bad cash flow management, another important thing is a provisional back up funds which comprises of the emergency funds, reserve and float funds, which will help us not to sell our holding too soon, for those selling too soon as a result of financial crisis i only give exception to health related issues which maybe if all your backup funds has been exhausted without the problem being solved at that point I don't see anything wrong selling part of your Bitcoin at that point but at first we should try to avoid putting our self in to a tight corner that will lead us in to selling our Bitcoin too soon to settle our financial crisis.

[Floczy]

It is better they break the long term holding to solve financial challenges around them, there are some challenges if you fail to solve now it can cause a lot of damage that will even lead you to life imprisonment or reduce your family to nothing  in that environment, if you are going into long term holding, know that you are not going to sell in a short term because you have a target to achieve from the long term holding which you must achieve and you need to hold for long term before you can achieve what you want, sometimes you don't have to blame some holders that sell in the Short term but some of them is not their wish to release coins, but situation punish them to it.

People are doing long-term holding the wrong way. Before they start stacking for the long term, do they have an emergency fund, or are they planning to let real-life problems become the reason why they are forced to sell their bitcoin early?

A lot of folks fall in the category of early selling of their bitcoin because they fail to set up a backup fund, an emergency fund, and all the necessary initial planning before starting to hold long. Planning properly must be done at the beginning stage, and there will always be consequences of neglecting even a single detail in the plan. There is a saying " when you fail to plan, you plan to fail"

The good thing about setting up an emergency fund is that you don't have to delay your accumulation. You can start accumulating bitcoin at the same time you start building an emergency fund. With time, you will gather enough in your emergency fund, saving you from all unexpected life events that may happen in the future.

[Finebone]

. As far as I know, reserve funds are intended for a planned need. Such as planned home renovations, or children's school fees, or even to buy something we want, like a bag or something else.

You are getting it wrong mate, reserve funds is a money kept aside to support or services your bitcoin investment, those examples you spoke of like children school fees and house renovations are basic needs that can't be over looked, so they should be addressed first before thinking of something else.

. So, if, for example, our reserve funds are earmarked for home renovations that will be done in the next two years, I don't think that money should be invested in Bitcoin.

You are getting it wrong, reserve funds can be used to invest in bitcoin, if you intend renovating your house, what you do is to plan by saving towards it, and it should be addressed as a basic needs, not from your discretionary income.

[Showlove01]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

That is it, selling too early is how people break their own long term plan without even realizing it. If someone has not reached their target or that over accumulation zone, every small pump should not start looking like an exit door..  That’s how you end up chasing short term excitement instead of building real conviction and your portfolio.

It is better they break the long term holding to solve financial challenges around them, there are some challenges if you fail to solve now it can cause a lot of damage that will even lead you to life imprisonment or reduce your family to nothing  in that environment, if you are going into long term holding, know that you are not going to sell in a short term because you have a target to achieve from the long term holding which you must achieve and you need to hold for long term before you can achieve what you want, sometimes you don't have to blame some holders that sell in the Short term but some of them is not their wish to release coins, but situation punish them to it.

Emergency funds cannot handle all emergency problems but selling off your Bitcoin holdings to solve a financial challenge is a lame mentality. You have a financial challenge and what you had in mind was to sell off your Bitcoin holdings to solve it. So you think selling off your Bitcoin holding will solve your financial problems,if you sell it today and another problem erupt,what else are you going to sell.
However,I don't think you have an emergency funds because if you do,then you wouldn't have allow this problems to get to this stage. Every investor is expected to buildup his/her emergency funds and reserve funds so that in case of any real-life emergencies,his/ her Bitcoin investment won't be affected.

We should never even consider selling our Bitcoin investment to take care of a challenge as an option because it is not an option and yes unforseen circumstances or challenges rather, can not really be measured or determined, bu we safe emergency funds hoping it will be enough to take care of our challenge when the time comes and we don't pray or wish for challenge that will be more than our emergency funds to come up because we can not really handle it properly if such happens.

[Sonia_123]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

That is it, selling too early is how people break their own long term plan without even realizing it. If someone has not reached their target or that over accumulation zone, every small pump should not start looking like an exit door..  That’s how you end up chasing short term excitement instead of building real conviction and your portfolio.

It is better they break the long term holding to solve financial challenges around them, there are some challenges if you fail to solve now it can cause a lot of damage that will even lead you to life imprisonment or reduce your family to nothing  in that environment, if you are going into long term holding, know that you are not going to sell in a short term because you have a target to achieve from the long term holding which you must achieve and you need to hold for long term before you can achieve what you want, sometimes you don't have to blame some holders that sell in the Short term but some of them is not their wish to release coins, but situation punish them to it.

Emergency funds cannot handle all emergency problems but selling off your Bitcoin holdings to solve a financial challenge is a lame mentality. You have a financial challenge and what you had in mind was to sell off your Bitcoin holdings to solve it. So you think selling off your Bitcoin holding will solve your financial problems,if you sell it today and another problem erupt,what else are you going to sell.
However,I don't think you have an emergency funds because if you do,then you wouldn't have allow this problems to get to this stage. Every investor is expected to buildup his/her emergency funds and reserve funds so that in case of any real-life emergencies,his/ her Bitcoin investment won't be affected.

We should never even consider selling our Bitcoin investment to take care of a challenge as an option because it is not an option and yes unforseen circumstances or challenges rather, can not really be measured or determined, bu we safe emergency funds hoping it will be enough to take care of our challenge when the time comes and we don't pray or wish for challenge that will be more than our emergency funds to come up because we can not really handle it properly if such happens.

You only consider to sell your bitcoin investment only when you know are about to die and have no one to transfer your bitcoin inheritance to because of lack of trust and betrayal among those you will be leaving behind after your death, if not that there is no need to sell your bitcoin .

[Barrykbest]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

That is it, selling too early is how people break their own long term plan without even realizing it. If someone has not reached their target or that over accumulation zone, every small pump should not start looking like an exit door..  That’s how you end up chasing short term excitement instead of building real conviction and your portfolio.

It is better they break the long term holding to solve financial challenges around them, there are some challenges if you fail to solve now it can cause a lot of damage that will even lead you to life imprisonment or reduce your family to nothing  in that environment, if you are going into long term holding, know that you are not going to sell in a short term because you have a target to achieve from the long term holding which you must achieve and you need to hold for long term before you can achieve what you want, sometimes you don't have to blame some holders that sell in the Short term but some of them is not their wish to release coins, but situation punish them to it.

Emergency funds cannot handle all emergency problems but selling off your Bitcoin holdings to solve a financial challenge is a lame mentality. You have a financial challenge and what you had in mind was to sell off your Bitcoin holdings to solve it. So you think selling off your Bitcoin holding will solve your financial problems,if you sell it today and another problem erupt,what else are you going to sell.
However,I don't think you have an emergency funds because if you do,then you wouldn't have allow this problems to get to this stage. Every investor is expected to buildup his/her emergency funds and reserve funds so that in case of any real-life emergencies,his/ her Bitcoin investment won't be affected.

We should never even consider selling our Bitcoin investment to take care of a challenge as an option because it is not an option and yes unforseen circumstances or challenges rather, can not really be measured or determined, bu we safe emergency funds hoping it will be enough to take care of our challenge when the time comes and we don't pray or wish for challenge that will be more than our emergency funds to come up because we can not really handle it properly if such happens.

You only consider to sell your bitcoin investment only when you know are about to die and have no one to transfer your bitcoin inheritance to because of lack of trust and betrayal among those you will be leaving behind after your death, if not that there is no need to sell your bitcoin .

You made your points about holding long-term, but saying people should never sell unless they’re dying might be too extreme.
In real life, financial balance matters sometimes selling a small portion isn’t failure; it’s smart management, especially if it prevents bigger problems later. To hold blindly isn't the aim but to hold wisely. Having a plan, an emergency fund, and a clear boundary between life needs and investment goals keeps both your savings and your Bitcoin secure for the long run.

[Umulala-alala]

Talking about flexibility, using emergency funds to buy the dip can actually backfire. Emergency funds are meant for unexpected real-life situations like medical needs, job loss, or urgent repairs  not for investment opportunities, even if the market looks perfect.

You are actually right and I think that we both share the same sentiment on this issue here, an emergency funds is strictly reserved for emergency purpose, so investing with it is like gambling with your investment which may likely not ends well if carried out.
The funds kept aside to buy aggressively or accumulate during the dip is reserve funds, not emergency funds that stands as the last layer of protection to your Bitcoin investment.

You should never buy aggressively with reserve funds.

Why not? Reserve funds are those extra money outside of our emergency funds, and the major thing that makes a reserve funds what it is, is it's flexibility. Flexibility here means that it isnt locked up like emergency funds for one purpose only, rather it can be used to do anything, anything like meeting up with even our personal needs, it can even be used for buying the dip or any kind of aggressive buying which of course shouldn't be beyond your financial capacity.      Since reserve funds are flexible, the way you use it depends on your situation or what you reserved the money for.

I think investing in bitcoin using reserve funds is certainly possible, but it's important to remember the purpose of accumulating those reserves in the first place. As far as I know, reserve funds are intended for a planned need. Such as planned home renovations, or children's school fees, or even to buy something we want, like a bag or something else. So, with this in mind, we need to first consider the purpose of having reserve funds in the first place. So, if, for example, our reserve funds are earmarked for home renovations that will be done in the next two years, I don't think that money should be invested in Bitcoin.

Investing in Bitcoin essentially has a long time horizon, around 8-10 years. Therefore, I personally don't recommend investing reserve funds in Bitcoin if the money will be used immediately. However, if our reserve funds are only intended to buy items like bags or watches, I think that money can be used to invest in Bitcoin. Because buying a watch or something similar isn't particularly urgent, and if we don't buy it, it won't have any impact on our lives. So, that's my conclusion.

Your reserve fund is not for shoes and bags or to pay for children school fees before you get reserve fund you have already make sure that you have sort out all necessary needs including paying of your children school fees, so the reserve fund is part of your discretionary income which you uses to buy BTC so in such case your reserve fund can also be used to buy bitcoin. Like for example now that the price of BTC is low you can use your reserve fund to buy more BTC you can even be aggressive with it without you overly doing it.

[Barikui1]

You made your points about holding long-term, but saying people should never sell unless they’re dying might be too extreme.
In real life, financial balance matters sometimes selling a small portion isn’t failure; it’s smart management, especially if it prevents bigger problems later. To hold blindly isn't the aim but to hold wisely. Having a plan, an emergency fund, and a clear boundary between life needs and investment goals keeps both your savings and your Bitcoin secure for the long run.

No, selling some potion of your Bitcoin holdings is a sign of wanting to fail in your Bitcoin investment because you are not doing the right thing or putting the right measures in place to safeguard your investment against any unforseen circumstances that may have warrant you to temper with your Bitcoin investment.

If you have already put down your emergency and reserve funds in place that can sustain you and your investment for a period of three months or more, you wouldn't have to sell or temper with your investment if a serious emergency situation arise, because your emergency and reserve funds will be enough to deal with it, it is only when they are too small or not in place that you will be forced to temper or sell a portion of your holdings when faced with real life emergencies.
So in essence of what am trying to say is that you wouldn't have to sell or temper with your investment if you are actually doing the right thing while investing in Bitcoin.

[YUriy1991]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

In the current market downturn, I think the most important thing is to remember your financial goals so you don't get stressed out when prices drop, panic, and sell. However, after you sell, the price will return to normal, and you'll actually profit from the difference in your initial capital. If you're playing for daily profits, there are certainly methods you can use to maintain your profits amidst the current situation. However, if you're saving in the hope of making a large profit quickly, I think panic during a market downturn is understandable. The key to the crypto market is patience and strong analytical skills. There are no instant profits in a high-risk market. 4 to 10 years is a consistent time to wait for assets to grow and avoid peaks during bear markets.

[PhilosopherKing]

It is better they break the long term holding to solve financial challenges around them, there are some challenges if you fail to solve now it can cause a lot of damage that will even lead you to life imprisonment or reduce your family to nothing  in that environment,

Really? So imagine someone who has been holding Bitcoin for as long as a cycle- which is usually 4 years, so you think it is okay for that person to waste his effort and patient that he used to accumulate it, by selling off due to a financial challenge. I really don't think that is the right way to go about. Because if everyone begins selling off what they have accumulated  because of a life threatening situation, then I don't think anyone would even have a BTC portfolio anymore, because they will all keep starting from square one

The fact still is that life-threatnening situation will come whether we planned for it or not. That is why emergency funds exist. Having emergency funds shouldn't even be debatable, they are a neccesity. It shields your BTC investment from being broken whenever emergency comes up, thereby allowing your Bitcoin to keep growing. Without this emergency funds, every situations both the life threatening and otherwise will then become a reason of breaking your long term investment, which will be defeating the reason for investing in the first place.

[ruykeri]

Currently, for investors with small capital, this is definitely the right moment because even with small capital, we can now obtain a lot of BTC, which is certainly different from usual when the price of BTC is above $100k. And yes, people who are currently implementing the DCA technique using small capital are definitely happy because the price of BTC is falling and they will definitely be more enthusiastic about buying BTC because the price of BTC is discount. However, people with large capital are certainly more satisfied because they can buy BTC with large capital and will definitely be more enthusiastic because they will definitely get more BTC.

Of course, many investors are currently selling BTC because they bought it at lower prices. However, for me, this is the right time to buy because we may not see BTC prices this low again in the future. Let others sell their BTC and profit, but for me, the current BTC price is still low because I aim for greater returns from my BTC investment. In short, for those practicing DCA, stay motivated and hold onto your BTC for the long term.

I am seeing some inconsistencies in your concept regarding long-term Bitcoin investment. In the case of Bitcoin accumulation, the price of Bitcoin does not depend on whether it is low or high or on any specific time. An investor should give more importance to its consistent income flow and fund management than the price of Bitcoin. If you give importance to whether you should buy now or take this opportunity when the price has fallen, then DCA accumulation can be disrupted. If you do regular DCA, you can always buy Bitcoin at the average price. What fund do you actually mean by investment capital? You should invest in Bitcoin with discretionary income all the time. Being consistent is more important in investing. Because if you can buy Bitcoin regularly without looking at the price and waiting for an opportunity, it is possible to beat the price fluctuations of Bitcoin.

You said that the price of Bitcoin will not go down any further. But how did he say it so confidently? No one can accurately predict what the price of Bitcoin will be. It's good to buy aggressively at the current price, but it's more important to plan ahead for the long term.

[Xcode7]

To an investor with little portfolio, this bearish is the right time to start one's investment into Bitcoin because its cheaper  to accumulate reasonable Bitcoin using DCA to navigate through the market and hold for as long as possible in order to have the bullish of the coin to set in, where most investors activate sales in order to actualize more profits as  an investor...

Activation of sales or selling off  at the sight of every bullish market, shouldn't be the priority for someone who is yet to reach their personal target or an over accumulation stage. If investors with little portfolio begin making sales anytime the price of Bitcoin goes up, it will simply  distort their long term plan, slow down their accumulation and as well push them into having the wrong mindset which is that that Bitcoin is what we can buy today and sell off tomorrow. So as investors who are yet to reach your over accumulation stage, their focus should be on continuously buying and holding for the long term which is usually the period of 4-10years+.

In the current market downturn, I think the most important thing is to remember your financial goals so you don't get stressed out when prices drop, panic, and sell. However, after you sell, the price will return to normal, and you'll actually profit from the difference in your initial capital. If you're playing for daily profits, there are certainly methods you can use to maintain your profits amidst the current situation. However, if you're saving in the hope of making a large profit quickly, I think panic during a market downturn is understandable. The key to the crypto market is patience and strong analytical skills. There are no instant profits in a high-risk market. 4 to 10 years is a consistent time to wait for assets to grow and avoid peaks during bear markets.

Investors will aim for the long term. If someone hoping to profit quickly from Bitcoin is a trader, not an investor.

The sharp decline will certainly cause some panic, especially if you see a significant loss in your portfolio. There's a fear that it will worsen, but that only applies to a few people, especially novice investors.

And for investors who have implemented careful planning, I think the sharp decline will actually encourage them to accumulate more Bitcoin, So if we find ourselves in this position, it's better to focus on buying as much Bitcoin as possible rather than watching the news and lamenting the price correction, Take this opportunity to buy Bitcoin while it's currently cheap.

[woez]

Investors will aim for the long term. If someone hoping to profit quickly from Bitcoin is a trader, not an investor.

The sharp decline will certainly cause some panic, especially if you see a significant loss in your portfolio. There's a fear that it will worsen, but that only applies to a few people, especially novice investors.

And for investors who have implemented careful planning, I think the sharp decline will actually encourage them to accumulate more Bitcoin, So if we find ourselves in this position, it's better to focus on buying as much Bitcoin as possible rather than watching the news and lamenting the price correction, Take this opportunity to buy Bitcoin while it's currently cheap.

I agree on this. Perhaps for some, this is the most unpleasant moment to watch, annoying, and strange as the price continues to fall. But I believe that when the selling pressure subsides, the market correction will end, and the price reversal can occur very quickly without having time to set buy orders at lower levels, instead of chasing prices without much thought. That's for traders looking to profit at this moment.

This situation may not apply to those who use long-term investment techniques and have a long-term investor mindset. They understand that maximum results come from hard work and patience, and ultimately, those who choose a persistent and long-term approach are "The real young man a whiz.", and the real profits won't happen overnight or in a short time. It's difficult at first, but sweet in the end.