Buy Buy Buy or Sell Sell Sell?

[Qhunman]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund. Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

[ChocolateBitcoinK]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund. Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

It is definitely very very wrong when we decide to invest aggressively beyond the financial ability. Buying aggressively Bitcoin when deep, it just a optional and a side strategy, our main focus always should be on DCA strategy. We should invest just that amount of money which is never affect negitably in our daily financial life for the investment, it should be just with discretionary income, because the investment is long term, so if we invest our needed money, then it is never possible to hold this investment long term without any unexpected financial crisis. So overall the investment should be always in our ability, the investment is for the future, But we should never invest at the risk of jeopardizing our financial situation.

[Merit.s]

True.. as much as technical analysis may not be able to accurately predict when a dip is going to occur, it gives at least some advantage of buying at a low price... I know of someone who predicted Bitcoin was going to go below 70k as at last year November. Everyone doubted him saying it's not possible. He did that solely using his technical analysis skill besides he is a well known trader and it happened before our eyes. No body believed Bitcoin will dip so low. So technical analysis can eventually give you an edge on when to go in but regardless, consistent regular buying remains the best

We are not talking about trading in this thread but how to buy and hodli bitcoin for the future while you keep your bitcoin accumulation ongoing for 4-10 years or more.

A brand new bitcoin investor or a low coiner don't have any business to do with technical analysis because his focus is to keep his DCA ongoing regular every week consistent and persistent till he reaches his bitcoin target irrespective of the price of bitcoin.

When you get distracted with technical analysis, that will discourage you to ongoingly continue accumulating bitcoin because you will be waiting for a specific price that your mind tells you bitcoin will reach before buying. Before you know it, you will be left with little size of bitcoin portfolio in future. Technical analysis isn't always correct and there's no guarantee that bitcoin price will play out as predicted.

[Jaksonhard]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund. Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

You have made a valid argument for why it is wise to buy bitcoin aggressively if done so in moderation and utilizing available discretionary income. There are limits to spending beyond what your current budget is capable of supporting. Emergency funds were specifically created to help in cases of a true emergency, so do not put any more than your original budgeted amount into purchasing any form of investment, including bitcoin. The best approach to successfully accumulating bitcoin is by using sound investment (i.e.. DCA, lump sum or purchasing from he public marketplace during a period of market correction) instead of jeopardizing your original investment/essentials.

[Bigjoe33]

It is more important to think about increasing income rather than reducing expenses. Because as time passes, your responsibilities will increase and your expenses will increase. You will not be able to reduce the necessary expenses. And apart from going out to eat, there are many types of pleasant activities where even if you spend money, it gives you mental peace. A person needs everything. There some expenses by fulfilling your family needs, doing your own entertainment, engaging yourself in social activities, after all these expenses, if you have extra money, then you can start investing in Bitcoin with that discretionary income. And if discretionary income is not generated, then focus on increasing income sources.

Eventually expenses dont decreases it keeps pilling up with time, which is why I am in total support of the idea that focusing on increasing the income is better than laying focus on expenses. I have realized that in the process of reducing expenses, unpexected evens occurs in the future, limiting the zeal to maintain consistency in the investments. Some investors have run out of emergency funds and savings due to the slow growth of their income. As the world evolves, the value of money decreases with time, and purchasing power also decreases. More income will be the only solution.

In the orderly way of life people expenses increase as they grow older. A single man expenses double the moment he get married and having children, this make it hard and at times impossible to cut down on some expenses, making an increase in wage or a growth in other source of income the only way out for an investor to incre it discretionary income. And using DCA in accumulating bitcoin still give investors the freedom to accumulate bitcoin and hold.over the long term in this situation.

Surely, as ones family increases in size, so also the expenses does, and that's only natural. So the matter of finding a way to increase income inorder to increase discretionary is important, but it isn't a do or die. Everyone would love to have an increased Income, yet, if it's not coming fort for the main time,  I think one can still adjust and still keep on with his little investments in bitcoin as he can afford provided he has his discretionary income available.

And that's one of the beauty of the DCA strategy, which gives an investor the freedom to manage his investment, adjusting to any financial situation at hand(either adjusting investment price upwards when there is more discretionary and also downwards when there is low discretionary as a result of increased expenses or so). Therefore, if an investor makes his bitcoin investment his priority, he would for sure seek to ways increase his investment amount if there is an increased discretionary at anytime, and also adjusting down if his discretionary drops, and that's what really matters, the zeal to keep up with your investment and grow it gradually

[Derekfunds]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund. Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

It is definitely very very wrong when we decide to invest aggressively beyond the financial ability. Buying aggressively Bitcoin when deep, it just a optional and a side strategy, our main focus always should be on DCA strategy. We should invest just that amount of money which is never affect negitably in our daily financial life for the investment, it should be just with discretionary income, because the investment is long term, so if we invest our needed money, then it is never possible to hold this investment long term without any unexpected financial crisis. So overall the investment should be always in our ability, the investment is for the future, But we should never invest at the risk of jeopardizing our financial situation.

Often time I realized people who purchase Bitcoin aggressively even when they don't have a discrestionary income left are the people who take this Investment as a competition, maybe they have a friend that has more fraction of Bitcoin in there portfolio so they want to compete or want to o over take them. Anyone who tries this, is  putting his or her investment at a high risk because the money they are using are not supposed to be used for Bitcoin accumulation and if they are unable to replace the money back immediately they will be doomed when time comes, we shulod always accumulate with our discretionary income and we can invest aggressively with our discretionary income.

[Cgrexp]

You have made a valid argument for why it is wise to buy bitcoin aggressively if done so in moderation and utilizing available discretionary income. There are limits to spending beyond what your current budget is capable of supporting. Emergency funds were specifically created to help in cases of a true emergency, so do not put any more than your original budgeted amount into purchasing any form of investment, including bitcoin. The best approach to successfully accumulating bitcoin is by using sound investment (i.e.. DCA, lump sum or purchasing from he public marketplace during a period of market correction) instead of jeopardizing your original investment/essentials.

The amount we want to invest in Bitcoin should be an amount we can afford to lose. That doesn't mean we're willing to lose all of our discretionary income, because we can use our discretionary income in three ways: investing, saving, or using it discretionarily. Each of us chooses how much of our discretionary income we're ready and willing to invest, and the fact that we're able to invest more doesn't mean we're willing to invest it all (100% of our discretionary funds). There are many who invest too aggressively. What's important is that they prioritize Bitcoin within their own limits and invest in Bitcoin from the discretionary funds they have.

[alankasman]

Often time I realized people who purchase Bitcoin aggressively even when they don't have a discrestionary income left are the people who take this Investment as a competition, maybe they have a friend that has more fraction of Bitcoin in there portfolio so they want to compete or want to o over take them. Anyone who tries this, is  putting his or her investment at a high risk because the money they are using are not supposed to be used for Bitcoin accumulation and if they are unable to replace the money back immediately they will be doomed when time comes, we shulod always accumulate with our discretionary income and we can invest aggressively with our discretionary income.

Without needing to realize that someone is doing something like what you said because currently many things are happening and even happening when the price is in a decline, but what is done is not wrong in a way that is certainly quite aggressive but it is permissible to do things in such a way but we must have funds saved or emergency funds so that when we are able to meet two things, one of which is we accumulate Bitcoin but the needs needed are certainly sufficient for the money spent. This is with the existence of these funds that make us a savior when our position is in an impossible situation and problems are good with the family whose hopes are with us and also what we do in accumulating Bitcoin as an investment for our future so that we have assets with the results we do by accumulating BTC in a long-term way.

[laspol65]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund. Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

You should buy Bitcoin aggressively only when you have extra to spare, your discretionary income is good then you can add money to your continuous purchase DCA method weekly then you can add money to the purchase amount. This will make Bitcoin investment more powerful, because the more Bitcoin you buy, the more chances you will have to profit later. So it is a very good idea to buy Bitcoin for future purposes by following the right strategy. To make yourself more accurate, of course, the Bitcoin investment portfolio must be large.

[Mr_Brilliant$]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund. Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

It is definitely very very wrong when we decide to invest aggressively beyond the financial ability. Buying aggressively Bitcoin when deep, it just a optional and a side strategy, our main focus always should be on DCA strategy. We should invest just that amount of money which is never affect negitably in our daily financial life for the investment, it should be just with discretionary income, because the investment is long term, so if we invest our needed money, then it is never possible to hold this investment long term without any unexpected financial crisis. So overall the investment should be always in our ability, the investment is for the future, But we should never invest at the risk of jeopardizing our financial situation.

Often time I realized people who purchase Bitcoin aggressively even when they don't have a discrestionary income left are the people who take this Investment as a competition, maybe they have a friend that has more fraction of Bitcoin in there portfolio so they want to compete or want to o over take them. Anyone who tries this, is  putting his or her investment at a high risk because the money they are using are not supposed to be used for Bitcoin accumulation and if they are unable to replace the money back immediately they will be doomed when time comes, we shulod always accumulate with our discretionary income and we can invest aggressively with our discretionary income.

Yeah I have noticed that too..  Some people take stacking Bitcoin like it is kind of race with their friends or people online, trying to prove who hold pass the others.. But I will say that mindset can easily push someone to make bad financial decisions..

Accumulation makes sense when it is done with money you can comfortably set aside, not money that is so important.. Once someone starts using rent money or money meant for daily living just to buy more Bitcoin, the pressure will become too much..

[PhilosopherKing]

making an increase in wage or a growth in other source of income the only way out for an investor to incre it discretionary income.

Dude your wrong. Why do you lot always keep thinking that discretionary income must always come from growing your source of income. There are many ways to increase discretionary income. This is some of them I can think of.
a. You can increase discretionary income by cutting down useless expenses that people blow their money on
b. You can increase discretionary income from bonuses, gifts.
c. you can increase discretionary income from selling things that you have no use for you anymore
d. you can increase discretionary income by cancelling subscription and service you hardly use.

[JayJuanGee]

It is more important to think about increasing income rather than reducing expenses. Because as time passes, your responsibilities will increase and your expenses will increase. You will not be able to reduce the necessary expenses. And apart from going out to eat, there are many types of pleasant activities where even if you spend money, it gives you mental peace. A person needs everything. There some expenses by fulfilling your family needs, doing your own entertainment, engaging yourself in social activities, after all these expenses, if you have extra money, then you can start investing in Bitcoin with that discretionary income. And if discretionary income is not generated, then focus on increasing income sources.

Eventually expenses dont decreases it keeps pilling up with time, which is why I am in total support of the idea that focusing on increasing the income is better than laying focus on expenses. I have realized that in the process of reducing expenses, unpexected evens occurs in the future, limiting the zeal to maintain consistency in the investments. Some investors have run out of emergency funds and savings due to the slow growth of their income. As the world evolves, the value of money decreases with time, and purchasing power also decreases. More income will be the only solution.

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively.

I frequently suggest that guys should strive to invest in bitcoin as aggressively as they can without overdoing it.  Of course, the stronger their cashflow management (including back up funds) then the more aggressive that they are reasonably able to be.

You (As-Soon-As) seem to have a different understanding (as compared with mine) of the meaning of "aggressive."

It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

I find the above to be an agreeable description, and I don't see how your above description would not be compatible with a guy's also being able to be aggressive in his bitcoin accumulation.

Yes, many people do not increase their investment in Bitcoin even after their discretionary income increases. This is one of the bad decisions. A person should invest in Bitcoin according to his comfort level. Because people's standard of living is not always at the same situation. When an investor's discretionary income increases, he should increase his investment amount in the DCA method, and when his discretionary income decreases, he should keep his investment amount in the DCA method normal because I believe that an investor definitely has an emergency fund and it is very important to keep it so that investment in Bitcoin is not hindered.

The decision to increase DCA in Bitcoin as discretionary income increases is a completely personal matter. It is the decision of the investor how aggressively he will invest. It is better for a person's DCA to be 25% of his income.

Most people are, at best, are able to achieve somewhere in the neighborhood of 10% to 15% invested into bitcoin and/or any other savings (or backup funds) that they might do. It is not very common for normal people to be able to achieve DCAing 25% of their income into bitcoin, even though sure, there are situations in which it is possible, it is just not very common for most normies to be able to achieve such high levels of investment into bitcoin.

But if discretionary income decreases, the idea of ​​continuing DCA as before is sound like good, but in reality it breaks down. If income decreases or expenses increase, and you still forcefully run the same DCA, then where will you get the money from? From the backup fund? Then you are actually eating up the backup fund, and after a few days, when an emergency moment comes in life, it will force you to sell bitcoin. If discretionary income decreases, first make sure that the backup fund is okay. If necessary, reduce DCA amount or temporarily stop it, so that you do not have to force sell .If discretionary income increases, increase DCA step by step and strengthen the backup fund at the same time.

Sure there can be situations in which guys need to adjust the amounts that they are investing in bitcoin and perhaps even temporarily suspend their buying of bitcoin in situations in which income has gone down and/or expenses have gone up... and surely some amount of back up funds could be used to continue to buy bitcoin, yet if the situation persists, then buying of bitcoin might need to be temporarily suspended, and surely most of us should be striving to avoid getting ourselves into any situations in which we might end up having to tap into our bitcoin at a time that is not completely of our own choosing and especially if we had gotten to such a problematic cash reserves situation due to our own poor cashflow management practices.

[Solokan]

Yes, many people do not increase their investment in Bitcoin even after their discretionary income increases. This is one of the bad decisions. A person should invest in Bitcoin according to his comfort level. Because people's standard of living is not always at the same situation. When an investor's discretionary income increases, he should increase his investment amount in the DCA method, and when his discretionary income decreases, he should keep his investment amount in the DCA method normal because I believe that an investor definitely has an emergency fund and it is very important to keep it so that investment in Bitcoin is not hindered.

Indeed, if our discretionary income increases, and for example, the number of BTC purchases increases, we will certainly have the potential to quickly acquire a lot of BTC due to the increased number of BTC purchases due to increased discretionary income. And in my opinion, it would certainly be better if our reserve funds and emergency funds were increased, because of course, increasing emergency funds and reserve funds will certainly make long-term investment in BTC more comfortable.

However, in my opinion, even if discretionary income increases but the number of BTC during DCA is not increased, I think there's nothing wrong with it. In my opinion, investing in BTC must be voluntary. Everyone certainly has different opinions on this matter. However, in essence, I think there's nothing wrong with not increasing BTC purchases, it's not a big deal because we don't know what will happen to the BTC price in the future. So, if we use money that wasn't added when buying BTC, even if discretionary income increases, it will still keep people investing in BTC calm, because of course, we live in a world that isn't just about investing, there are other things. but if you follow your advice it is good if you are ready for the risks.

[MissNonFall9]

The decision to increase DCA in Bitcoin as discretionary income increases is a completely personal matter. It is the decision of the investor how aggressively he will invest. It is better for a person's DCA to be 25% of his income.

But if discretionary income decreases, the idea of ​​continuing DCA as before is sound like good, but in reality it breaks down. If income decreases or expenses increase, and you still forcefully run the same DCA, then where will you get the money from? From the backup fund? Then you are actually eating up the backup fund, and after a few days, when an emergency moment comes in life, it will force you to sell bitcoin. If discretionary income decreases, first make sure that the backup fund is okay. If necessary, reduce DCA amount or temporarily stop it, so that you do not have to force sell .If discretionary income increases, increase DCA step by step and strengthen the backup fund at the same time.

I agree with your other words but I think it will be very difficult for a person to invest 25 percent of his total income in the DCA method. I hope that if this percentage is reduced a little, there will be no disruption in investment in the future. The main thing behind success in the world is consistency. So, if you reduce the investment rate in the DCA method as you said and keep some money for regular emergency sectors, the investment will be strong and consistent, as well as the emergency sector will be strong. Then we can hope that in the future we will not have to break Bitcoin, no matter how difficult the situation may be.

[sotelorene]

The decision to increase DCA in Bitcoin as discretionary income increases is a completely personal matter. It is the decision of the investor how aggressively he will invest. It is better for a person's DCA to be 25% of his income.

But if discretionary income decreases, the idea of ​​continuing DCA as before is sound like good, but in reality it breaks down. If income decreases or expenses increase, and you still forcefully run the same DCA, then where will you get the money from? From the backup fund? Then you are actually eating up the backup fund, and after a few days, when an emergency moment comes in life, it will force you to sell bitcoin. If discretionary income decreases, first make sure that the backup fund is okay. If necessary, reduce DCA amount or temporarily stop it, so that you do not have to force sell .If discretionary income increases, increase DCA step by step and strengthen the backup fund at the same time.

I agree with your other words but I think it will be very difficult for a person to invest 25 percent of his total income in the DCA method. I hope that if this percentage is reduced a little, there will be no disruption in investment in the future. The main thing behind success in the world is consistency. So, if you reduce the investment rate in the DCA method as you said and keep some money for regular emergency sectors, the investment will be strong and consistent, as well as the emergency sector will be strong. Then we can hope that in the future we will not have to break Bitcoin, no matter how difficult the situation may be.

Though this is quite impossible but what would probably make someone to invest this percentage is their expenses, if someone has a good source of income and they have a very little expenses there's every possibility that this person's discretionary income will be so big and I believe there are folks like that but they are not plenty. Secondly investing with 25 percent is not wrong that is if they can really afford to lose the money ( discretionary income) but if it's not from their discretionary income that will be a collateral damage for the person.

[Zackz5000]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund. Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

It is definitely very very wrong when we decide to invest aggressively beyond the financial ability. Buying aggressively Bitcoin when deep, it just a optional and a side strategy, our main focus always should be on DCA strategy. We should invest just that amount of money which is never affect negitably in our daily financial life for the investment, it should be just with discretionary income, because the investment is long term, so if we invest our needed money, then it is never possible to hold this investment long term without any unexpected financial crisis. So overall the investment should be always in our ability, the investment is for the future, But we should never invest at the risk of jeopardizing our financial situation.

Often time I realized people who purchase Bitcoin aggressively even when they don't have a discrestionary income left are the people who take this Investment as a competition, maybe they have a friend that has more fraction of Bitcoin in there portfolio so they want to compete or want to o over take them. Anyone who tries this, is  putting his or her investment at a high risk because the money they are using are not supposed to be used for Bitcoin accumulation and if they are unable to replace the money back immediately they will be doomed when time comes, we shulod always accumulate with our discretionary income and we can invest aggressively with our discretionary income.

What so ever thing that makes any one invest in Bitcoin without the use of their discretionary income is totally wrong, making Bitcoin investment outside what is supposed to be your discretionary income is gambling is either we uses our discretionary income to accumulate Bitcoin or we use our reservation funds to accumulate Bitcoin when necessary such as trying to accumulate aggressively without overly doing it. Bitcoin shouldn't be what we should see as a competition every body should invest according to their level of their income even though it's done gradually but consistently for a long time one will surely accumulate a good amount of Bitcoin.

[Barikui1]

I agree with your other words but I think it will be very difficult for a person to invest 25 percent of his total income in the DCA method. I hope that if this percentage is reduced a little, there will be no disruption in investment in the future. The main thing behind success in the world is consistency. So, if you reduce the investment rate in the DCA method as you said and keep some money for regular emergency sectors, the investment will be strong and consistent, as well as the emergency sector will be strong. Then we can hope that in the future we will not have to break Bitcoin, no matter how difficult the situation may be.

Investing 25% of your net income is totally wrong because investment in Bitcoin is not done that way where you will divide your income into four places and invest with one place, that's not proper because you should first of all try to address all your basic needs first, then anything that is left after all your basic needs have been met, which is now the discretionary income is what he should be investing with, since he might miscalculate his basic needs and will later be compel to temper with his Bitcoin holdings. So in other not to miscalculate, he just have to address his basic needs first before investing with what's left.

[Yablee0]

making an increase in wage or a growth in other source of income the only way out for an investor to incre it discretionary income.

Dude your wrong. Why do you lot always keep thinking that discretionary income must always come from growing your source of income. There are many ways to increase discretionary income. This is some of them I can think of.
a. You can increase discretionary income by cutting down useless expenses that people blow their money on
b. You can increase discretionary income from bonuses, gifts.
c. you can increase discretionary income from selling things that you have no use for you anymore
d. you can increase discretionary income by cancelling subscription and service you hardly use.

In addition to what you have earlier stated above, their are some people that are still into luxurious life even as they are now an investor which is absolutely a big red flag to any investor and we keep on setting you backwards if you didn't abstain from it.

 You don't need anything that will make you spend unnecessarily instead you can decide to covert those funds you use in funding your reckless spending life style into your discretionary funds, by counting off clubbing, womanizing, gambling, drinking , hanging out with friends and all of that, this are things we might be looking as a common thing but you can imagine how far you will go in your investment journey if you decide channelling all those wasted funds to your discretionary funds.

[Qhunman]

Often time I realized people who purchase Bitcoin aggressively even when they don't have a discrestionary income left are the people who take this Investment as a competition, maybe they have a friend that has more fraction of Bitcoin in there portfolio so they want to compete or want to o over take them. Anyone who tries this, is  putting his or her investment at a high risk because the money they are using are not supposed to be used for Bitcoin accumulation and if they are unable to replace the money back immediately they will be doomed when time comes, we shulod always accumulate with our discretionary income and we can invest aggressively with our discretionary income.

Your right,it is quite crazy how some people could go as far as using their bitcoin portfolio for entertainment. Some them may even be aware of the danger of investing when they don't have discretionary income but because they want to accumulate more than their friends, they simply ignore all warnings and acted recklessly. Such recklessness could jeopardize their bitcoin investment if any goes wrong. Accumulating aggressively isn't bad but it shouldn't be done within discretionary income and shouldn't be in a competition with others.

[Sticky Bomb]

In Bitcoin investment, discretionary income certainly plays a big role, but in Bitcoin investment, one should never buy Bitcoin aggressively. It is very important to buy and hold Bitcoin according to one's ability, and to keep Bitcoin investment for the long term, it is necessary to form an emergency fund. This emergency fund will protect Bitcoin investment to face any danger. Therefore, if these strategies are followed correctly, it will be possible to maintain Bitcoin investment for the long term, so in this case, discretionary income must be good and if the continuity of purchase is maintained in the future, the Bitcoin investment will increase. As a result, this continuous purchase of Bitcoin will become the maximum benefit to eliminate economic shortages in the future.

Your wrong, buying bitcoin aggressively isn't a bad idea as long as you are buying within your discretionary income. Buying aggressively is a good idea but overdoing it is what is bad. It is gambling when you buy bitcoin outside of your discretionary income that is why buying aggressively must be done when there is a reserve fund.

Aggressive buying is not dependent on reserve fund but having a reserve fund is important alongside your accumulating bitcoin, You can still be as aggressive as you can while even still building out your backup funds.

Emergency fund isn't a bitcoin strategy instead there are three bitcoin strategies which is the DCA,lump sum and buy the dip. These are the strategies to accumulate bitcoin,emergency fund are kept incase of emergencies and is not a strategy to accumulate bitcoin.

There's also front-loading which you have a quite big discretionary income but instead of buying at once, you spread it across some period, thereby increasing your buy amounts considerably for that period so you can get further ahead in your accumulation journey. When the extra funds have gone into bitcoin, you continue with your normal buy amounts based on your ability.