Buy Buy Buy or Sell Sell Sell?

[Joeboy]

Holding doesn't mean ignoring the the perfect entry butbdi does mean having a clear plan and not making emotional decisions every time the price dips everyone strategy is different but discipline is what usually make the whole difference.i like the point you gave on having defined objective, without one, it's easy to get distracted by short term price movement.

Crytohillss there is no such thing as a perfect entry, where are you even getting such an idea from.. If there was then it would have been very easy for folks to just wait, then time the market  to make easy profit.. Moreso, holding is about accumulating and then keeping your Bitcoin for longer term durations, and why doing so it would obviously make no sense to then start involving yourself with the perfect entry.. Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

[Rabata]

Which strategy did you say the dude cut off and it is lucrative you mean " buy the Dip" ?  I would not want to argue with you but you should know that it can only be lucrative for those who has gotten a lot of Bitcoin stash before now  or those who has gotten to overaccumulation stage because they don't have to bother about anything but as for a newbie or beginner, the buy Dip method is never a lucrative strategy to start with because it will delay or sometime make you lose interest, so the DCA is the best.

Buying the dip may seem perfect in theory, but let me tell you, it is something that works only for whale accounts or people who have built an enormous Bitcoin pile up over the years. For them, it is not hard at all they can just wait for the crash and buy even more with ease.

But when it comes to a newcomer, it is totally wrong advice to give them. They would definitely lose their psychological game trying to time the market because it will only make them watch as prices fluctuate, and they will eventually lose all interest in crypto or sell in panic.

This is exactly why DCA is such a perfect strategy to adopt. It takes all the emotions away from you. Just buy a certain amount of coins every month and average the prices.

You have made the only determination of the suitability of the strategy by just the capital sky which may not be realistic. Because money management is more important than the size of the capital. Even if someone is a new investor, he can still buy some extra in the fall if he determines in advance how much he will use beyond the regular buying money. While buying extra, he has to consider his cash flow, discretionary income, emergency fund. But if someone thinks that every fall is minimal and spends all his money or invests the necessary money, then he may be forced to sell. And this mistake can be made by both small and large investors.

[gracreavix]

Holding doesn't mean ignoring the the perfect entry butbdi does mean having a clear plan and not making emotional decisions every time the price dips everyone strategy is different but discipline is what usually make the whole difference.i like the point you gave on having defined objective, without one, it's easy to get distracted by short term price movement.

Crytohillss there is no such thing as a perfect entry, where are you even getting such an idea from.. If there was then it would have been very easy for folks to just wait, then time the market  to make easy profit.. Moreso, holding is about accumulating and then keeping your Bitcoin for longer term durations, and why doing so it would obviously make no sense to then start involving yourself with the perfect entry.. Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

[Solokan]

Holding doesn't mean ignoring the the perfect entry butbdi does mean having a clear plan and not making emotional decisions every time the price dips everyone strategy is different but discipline is what usually make the whole difference.i like the point you gave on having defined objective, without one, it's easy to get distracted by short term price movement.

Crytohillss there is no such thing as a perfect entry, where are you even getting such an idea from.. If there was then it would have been very easy for folks to just wait, then time the market  to make easy profit.. Moreso, holding is about accumulating and then keeping your Bitcoin for longer term durations, and why doing so it would obviously make no sense to then start involving yourself with the perfect entry.. Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

Yes, investing in BTC is certainly not trading, so there's no need to wait for the right time to buy BTC, as waiting for the right time is similar to trading. Long-term investing in BTC is certainly very easy, which is certainly different from trading because all you need to do is buy BTC at any price and hold it for the long term. However, holding BTC for the long term is certainly full of obstacles, and a long-term BTC investor must be prepared for the temptations that are usually always present, such as rising BTC prices, which of course not a small number of people sell their BTC and ultimately fail as long-term BTC investors.

[Olatundespo]

Holding doesn't mean ignoring the the perfect entry butbdi does mean having a clear plan and not making emotional decisions every time the price dips everyone strategy is different but discipline is what usually make the whole difference.i like the point you gave on having defined objective, without one, it's easy to get distracted by short term price movement.

Crytohillss there is no such thing as a perfect entry, where are you even getting such an idea from.. If there was then it would have been very easy for folks to just wait, then time the market  to make easy profit.. Moreso, holding is about accumulating and then keeping your Bitcoin for longer term durations, and why doing so it would obviously make no sense to then start involving yourself with the perfect entry.. Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

The perfect entry time in investing is when you have excess available funds. The perfect time is when you have discretionary income and are confident that you will reach your Bitcoin goal. Just as human life depends on a hidden future, you cannot predict anything for sure, similarly in investing you have to invest based on a hidden assumption. The more discipline you have in life, the more successful you will be. The same applies to investing. The more regular and long-term discipline you can be in Bitcoin accumulation, the easier it will be to reach the over accumulation stage. Set a target time of 4-10 years and save Bitcoin regularly in the DCA method.

[The Founding Titan]

Holding doesn't mean ignoring the the perfect entry butbdi does mean having a clear plan and not making emotional decisions every time the price dips everyone strategy is different but discipline is what usually make the whole difference.i like the point you gave on having defined objective, without one, it's easy to get distracted by short term price movement.

Crytohillss there is no such thing as a perfect entry, where are you even getting such an idea from.. If there was then it would have been very easy for folks to just wait, then time the market  to make easy profit.. Moreso, holding is about accumulating and then keeping your Bitcoin for longer term durations, and why doing so it would obviously make no sense to then start involving yourself with the perfect entry.. Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

Why look for a perfect entry when you can't start buying whenever as long as you've figured out your discretionary income, the idea of looking for a perfect entry point will always lead go people delaying and not starting to buy bitcoin when they should, whether the delay is to look for a perfect time to buy or whether it is to gather knowledge before investing it is still the wrong move to make for an investor, what's important is figuring out our discretionary income, once that has been done we can start buying bitcoin.

[Barikui1]

Why look for a perfect entry when you can't start buying whenever as long as you've figured out your discretionary income, the idea of looking for a perfect entry point will always lead go people delaying and not starting to buy bitcoin when they should, whether the delay is to look for a perfect time to buy or whether it is to gather knowledge before investing it is still the wrong move to make for an investor, what's important is figuring out our discretionary income, once that has been done we can start buying bitcoin.

I agree with your sentiment here bro, figuring out your discretionary income is the main thing needed to get started, and the only valuable reason someone should put an hold to his Bitcoin accumulation or starting his Bitcoin investment is if he can't figure out his discretionary income, but once he can figure it out, starting right away is the best way forward.

The problem most investors have is that they invested in Bitcoin without figuring out their discretionary income, which is more of gambling than investment, and in most cases scenario, it doesn't ends well. So if laps can be avoided, the chances of your investment being a success is very high.

[Popkon6]

Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

Why look for a perfect entry when you can't start buying whenever as long as you've figured out your discretionary income, the idea of looking for a perfect entry point will always lead go people delaying and not starting to buy bitcoin when they should, whether the delay is to look for a perfect time to buy or whether it is to gather knowledge before investing it is still the wrong move to make for an investor, what's important is figuring out our discretionary income, once that has been done we can start buying bitcoin.

You should not delay in investing in Bitcoin at all, the more time you delay in investing in Bitcoin, the more time you feel like you have lost in the future. So if you start investing in Bitcoin without delay, then you will definitely start benefiting from it, and it is most important to have an idea about how to make Bitcoin investment long-term and over time you can form an emergency fund to protect your Bitcoin investment.
Forming an emergency fund makes it much easier to hold your Bitcoin investment in the long term and you can protect your Bitcoin holding from any danger. So undoubtedly, there should be no delay in investing in Bitcoin and you will get the opportunity to gain more knowledge about Bitcoin along with the investment.

[Crytohillss]

Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

Why look for a perfect entry when you can't start buying whenever as long as you've figured out your discretionary income, the idea of looking for a perfect entry point will always lead go people delaying and not starting to buy bitcoin when they should, whether the delay is to look for a perfect time to buy or whether it is to gather knowledge before investing it is still the wrong move to make for an investor, what's important is figuring out our discretionary income, once that has been done we can start buying bitcoin.

You should not delay in investing in Bitcoin at all, the more time you delay in investing in Bitcoin, the more time you feel like you have lost in the future. So if you start investing in Bitcoin without delay, then you will definitely start benefiting from it, and it is most important to have an idea about how to make Bitcoin investment long-term and over time you can form an emergency fund to protect your Bitcoin investment.
Forming an emergency fund makes it much easier to hold your Bitcoin investment in the long term and you can protect your Bitcoin holding from any danger. So undoubtedly, there should be no delay in investing in Bitcoin and you will get the opportunity to gain more knowledge about Bitcoin along with the investment.

Investing in Bitcoin is a big decision that require careful consideration, while delaying an investment may mean miss potential opportunities it is equally important to understand Bitcoin risks market volatility and your own financial goal before committing funds. Long term approach to Bitcoin investment involves learning how the asset work setting realistic expectation and developing a strategy that fits one financial situation.

[The Founding Titan]

Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

Why look for a perfect entry when you can't start buying whenever as long as you've figured out your discretionary income, the idea of looking for a perfect entry point will always lead go people delaying and not starting to buy bitcoin when they should, whether the delay is to look for a perfect time to buy or whether it is to gather knowledge before investing it is still the wrong move to make for an investor, what's important is figuring out our discretionary income, once that has been done we can start buying bitcoin.

You should not delay in investing in Bitcoin at all, the more time you delay in investing in Bitcoin, the more time you feel like you have lost in the future. So if you start investing in Bitcoin without delay, then you will definitely start benefiting from it, and it is most important to have an idea about how to make Bitcoin investment long-term and over time you can form an emergency fund to protect your Bitcoin investment.
Forming an emergency fund makes it much easier to hold your Bitcoin investment in the long term and you can protect your Bitcoin holding from any danger. So undoubtedly, there should be no delay in investing in Bitcoin and you will get the opportunity to gain more knowledge about Bitcoin along with the investment.

You shouldn't rush to start buying bitcoin if you are yet to figure out your discretionary income or even worse you are not even generating any discretionary income to begin with, bitcoin is a good asset to invest in but that doesn't mean people should invest in bitcoin blindly, if you don't have discretionary income then your efforts should be towards being able to generate discretionary income instead of on investing, you can start buying bitcoin after you are able to generate discretionary income and not before.

[Agbam]

Which strategy did you say the dude cut off and it is lucrative you mean " buy the Dip" ?  I would not want to argue with you but you should know that it can only be lucrative for those who has gotten a lot of Bitcoin stash before now  or those who has gotten to overaccumulation stage because they don't have to bother about anything but as for a newbie or beginner, the buy Dip method is never a lucrative strategy to start with because it will delay or sometime make you lose interest, so the DCA is the best.

Buying the dip may seem perfect in theory, but let me tell you, it is something that works only for whale accounts or people who have built an enormous Bitcoin pile up over the years. For them, it is not hard at all they can just wait for the crash and buy even more with ease.

But when it comes to a newcomer, it is totally wrong advice to give them. They would definitely lose their psychological game trying to time the market because it will only make them watch as prices fluctuate, and they will eventually lose all interest in crypto or sell in panic.

This is exactly why DCA is such a perfect strategy to adopt. It takes all the emotions away from you. Just buy a certain amount of coins every month and average the prices.

You have made the only determination of the suitability of the strategy by just the capital sky which may not be realistic. Because money management is more important than the size of the capital. Even if someone is a new investor, he can still buy some extra in the fall if he determines in advance how much he will use beyond the regular buying money. While buying extra, he has to consider his cash flow, discretionary income, emergency fund. But if someone thinks that every fall is minimal and spends all his money or invests the necessary money, then he may be forced to sell. And this mistake can be made by both small and large investors.

The direction of your post is not clear to understand and I think you also did not understand fully all that Gragebox was saying and this is something we’ve said here over and over again.

Everyone can buy the dip: plebs or whales but this is not a strategy you will introduce to a newbie because it stunts the growth of their investment portfolio, the time waiting for the dip, missing several opportunities. Newbies are better sticking to a consistent DCA strategy.

A whale or someone who’s reach a level of over accumulation can comfortably wait for the dip and when it happens they buy more aggressively.. this strategy will not affect their investment already they’re in the upper echelon of their goals.

[Rebirth01]

Trying to get the perfect entry will only but lead folks to timing the market and chasing the perfect time to kickstarting your accumulation journey, which isn't wise at all...

I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

Why look for a perfect entry when you can't start buying whenever as long as you've figured out your discretionary income, the idea of looking for a perfect entry point will always lead go people delaying and not starting to buy bitcoin when they should, whether the delay is to look for a perfect time to buy or whether it is to gather knowledge before investing it is still the wrong move to make for an investor, what's important is figuring out our discretionary income, once that has been done we can start buying bitcoin.

You should not delay in investing in Bitcoin at all, the more time you delay in investing in Bitcoin, the more time you feel like you have lost in the future. So if you start investing in Bitcoin without delay, then you will definitely start benefiting from it, and it is most important to have an idea about how to make Bitcoin investment long-term and over time you can form an emergency fund to protect your Bitcoin investment.
Forming an emergency fund makes it much easier to hold your Bitcoin investment in the long term and you can protect your Bitcoin holding from any danger. So undoubtedly, there should be no delay in investing in Bitcoin and you will get the opportunity to gain more knowledge about Bitcoin along with the investment.

Investing in Bitcoin is a big decision that require careful consideration, while delaying an investment may mean miss potential opportunities it is equally important to understand Bitcoin risks market volatility and your own financial goal before committing funds. Long term approach to Bitcoin investment involves learning how the asset work setting realistic expectation and developing a strategy that fits one financial situation.

Keep investing i woke up this and i noticed that Bitcoin have grown up to 65k plus. Keep buying and hold unto your assets. Although holding your assets does not mean that the market is favourable but there are signs that the light is close. The market is unpredictable t and volatile that's true. Keep holding your assets and learn from the previous mistakes people did. There are those who sold their assets out of fear. Their is no perfect time than this time because the perfect time you are waiting for might not come.

[G_Besar]

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I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

People who frequently search for entry points to buy Bitcoin are usually those who are hesitant or afraid to buy Bitcoin at a certain price or at the current market price. Therefore, such people are usually not the type to hold Bitcoin for the long term because they are influenced by their fear of buying Bitcoin. And I also believe that such a step is not worth following or emulating by anyone because there are other, more worthy approaches, such as investing, which is clearly much better than the uncertain approach of thinking about entry points.

[Razmirraz]

I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

People who frequently search for entry points to buy Bitcoin are usually those who are hesitant or afraid to buy Bitcoin at a certain price or at the current market price. Therefore, such people are usually not the type to hold Bitcoin for the long term because they are influenced by their fear of buying Bitcoin. And I also believe that such a step is not worth following or emulating by anyone because there are other, more worthy approaches, such as investing, which is clearly much better than the uncertain approach of thinking about entry points.

This is the most common disease in Bitcoin investment "paralysis by analysis" or thinking too long about the entry point. The reason chasing the perfect entry point becomes a trap is because you are too controlled by fear, still have a dominant trading mentality, and don't really understand market movements.
The type of person you mean is usually unable to hold long-term because they are basically already afraid, when -20% they will be more likely to panic and sell their assets. When investing in Bitcoin, there is no need to think too much or guess the right time, investors only need to apply one thing "no one can ever predict the future", so instead of continuing to guess, it is better to be disciplined by following the rules contained in the DCA strategy.

[abaeze]

Why look for a perfect entry when you can't start buying whenever as long as you've figured out your discretionary income, the idea of looking for a perfect entry point will always lead go people delaying and not starting to buy bitcoin when they should, whether the delay is to look for a perfect time to buy or whether it is to gather knowledge before investing it is still the wrong move to make for an investor, what's important is figuring out our discretionary income, once that has been done we can start buying bitcoin.

No one can say for sure whether the price will increase or decrease in the next week or month. As a result, many people end up staying out of the market waiting for the perfect time or buying out of FOMO when the price increases further. So there is no such thing as a perfect entry. However, I do not completely agree with this part that "gaining knowledge before investing is also a wrong step" because gaining basic knowledge is very important. An investor should at least know how to buy and save for the long term or how important it is to save the wallet seeds well. Also, many people think that what is Bitcoin and why it is valuable. In short, an investor should know how to store his Bitcoin safely.

However, of course, it is not right that if years pass by saying that I will learn a little more and then buy, that is also not a good strategy. Learning and investing in small amounts can both go together. Many people choose the method of investing a fixed amount regularly, which is called DCA. And through this, consistency is emphasized rather than timing the market and the investment can be kept safe from wasting time.

[SPIDERMAN008]

Keep investing i woke up this and i noticed that Bitcoin have grown up to 65k plus. Keep buying and hold unto your assets. Although holding your assets does not mean that the market is favourable but there are signs that the light is close. The market is unpredictable t and volatile that's true. Keep holding your assets and learn from the previous mistakes people did. There are those who sold their assets out of fear. Their is no perfect time than this time because the perfect time you are waiting for might not come.

Whether the Bitcoin price is $65k today, $60k today, or $70k today, you should not decide to buy Bitcoin just by seeing the price going up. The main thing is that you should not make any decision by seeing the price change in a short time. DCA should be done depending on the cash flow according to the income and expenses. Many people cannot really invest while looking for the perfect time, but today should not be the best time either. The best time should be according to your financial situation. When the investor has discretionary income, then the investment should start.

[Silikiem]

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I agree with you, how can you be looking for a perfect entry. First of, that's enemies lane. Are you an investor or a trader? That term is used by traders more. What we talking about more here is how to invest in Bitcoin. That's the whole essence of this forum. To educate and show you how to invest in bitcoin. No such things as perfect entry.

People who frequently search for entry points to buy Bitcoin are usually those who are hesitant or afraid to buy Bitcoin at a certain price or at the current market price. Therefore, such people are usually not the type to hold Bitcoin for the long term because they are influenced by their fear of buying Bitcoin. And I also believe that such a step is not worth following or emulating by anyone because there are other, more worthy approaches, such as investing, which is clearly much better than the uncertain approach of thinking about entry points.

As a result of bitcoin being highly volatile which really makes it difficult for investors to predict the future price at any point in time, waiting for a certain price might prove unrealistic for the investor to catch, and instead of wasting such time it’s better to channel the attention towards getting a discretionary income so to buy at any market price with the DCA method which allows investors to buy bitcoin no matter the price without getting to feel much of the impact of risk associated with price volatility. Rather than investing with large amounts of money at once, the investor have the liberty of buying with a smaller unit of his cash regularly and still be able to buy more when there’s a dip in price which is what most investors termed as a perfect entry.

[Showlove01]

Keep investing i woke up this and i noticed that Bitcoin have grown up to 65k plus. Keep buying and hold unto your assets. Although holding your assets does not mean that the market is favourable but there are signs that the light is close. The market is unpredictable t and volatile that's true. Keep holding your assets and learn from the previous mistakes people did. There are those who sold their assets out of fear. Their is no perfect time than this time because the perfect time you are waiting for might not come.

Whether the Bitcoin price is $65k today, $60k today, or $70k today, you should not decide to buy Bitcoin just by seeing the price going up. The main thing is that you should not make any decision by seeing the price change in a short time. DCA should be done depending on the cash flow according to the income and expenses. Many people cannot really invest while looking for the perfect time, but today should not be the best time either. The best time should be according to your financial situation. When the investor has discretionary income, then the investment should start.

Exactly, I have seen someone who uses the DCA method and then invest when price is down and then after he won't invest again if the price went up while he has a discrestionary income, Instead he will be waiting for the price to drop again before he will start his accumulation I don't know what call that this strategy perhaps it is buy the Dip but that doesn't even make any sense because sometimes it can take him a long period of time before he will see the price going down. Why will someone be doing this when they are holding for a long term? Trust me this person will surely touch his discretionary before he will see downtrend.

[MainIbem]

Keep investing i woke up this and i noticed that Bitcoin have grown up to 65k plus. Keep buying and hold unto your assets. Although holding your assets does not mean that the market is favourable but there are signs that the light is close. The market is unpredictable t and volatile that's true. Keep holding your assets and learn from the previous mistakes people did. There are those who sold their assets out of fear. Their is no perfect time than this time because the perfect time you are waiting for might not come.

Whether the Bitcoin price is $65k today, $60k today, or $70k today, you should not decide to buy Bitcoin just by seeing the price going up. The main thing is that you should not make any decision by seeing the price change in a short time. DCA should be done depending on the cash flow according to the income and expenses. Many people cannot really invest while looking for the perfect time, but today should not be the best time either. The best time should be according to your financial situation. When the investor has discretionary income, then the investment should start.

There's nothing like a perfect time, the volatility of the market is very intense currently making it tough to get a perfect timing so instead of monitoring the market for that,  it's better to buy consistently so you can buy at different price point. There are some investors who think the price of Bitcoin is too much so they feel the best option is to save up and wait for the market to dip. It's never a nice way of investing and the price of Bitcoin shouldn't be a barrier nor warrant people to wait till it dips. That's why we have the DCA so people can buy consistently, either weekly or monthly.

[Merit.s]

However, of course, it is not right that if years pass by saying that I will learn a little more and then buy, that is also not a good strategy. Learning and investing in small amounts can both go together. Many people choose the method of investing a fixed amount regularly, which is called DCA. And through this, consistency is emphasized rather than timing the market and the investment can be kept safe from wasting time.

When using DCA, you mustn't invest with a fixed amount of money so that, you don't put yourself under pressure in times that your discretionary income will be very small due to high increase on your monthly expenses. It's only those that invest in a whimpish way that can use a fix amount of money from their discretionary income to invest into bitcoin and I don't think that even a whimpy investor will do that because if he sees that his discretionary income is smaller than normal, he will want to reduce how much to buy bitcoin with that week.

You should buy according to the size of your discretionary income. For example if your income is $300 and your basic needs and monthly expenses consumes $200. Your discretionary income is $100, you can invest $50. In a week that your basic needs and monthly expenses increase to $250. You will be left with $50 as your discretionary income, you can invest with $25 since you have already set up your backup funds during the early stage of your bitcoin accumulation