Do you believe in savings or investment

[JunaidAzizi]

Investmentt is better than saving money. When we save our money at the bank the bank invests our money and earns on our money and all profits go to the bank, instead, a person can invest his money by hand and take the benefits from it. But the problem is people do not understand this mindset at the beginning they are afraid of investment they think if they invest their ymmoneyhey might face loss and lose all their savings. This type of people cannot go upward, what if they give their money to the bank and the bank is robbed or burned due to fire, but still they take the risk, if you are taking the risk then at least make an investment which saves your money and gives profits as well.

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[kawetsriyanto]

Having money in the bank is good but having a profitable investment is much better. So, to me is more about investment rather than just saving, because saving add little or no interest on your money but investment in various sectors like example in the housing sector guarantees return on investment in the long run. So I go with investment over savings.

If your purpose is for gaining money, investment is the choice. But we don't always expect for earning money, sometimes we are trying to secure money for the future. You need to understand that investment doesn't automatically gain profits, it has the risk of losing money. When you are not lucky or do the investment in careless way, you may have a chance to lose money. Meanwhile saving the money in bank will have no the risk of losing money as in the investment. You may pay for monthly fee in bank, but our money is safe in bank.

Anyway, just try to understand what the purpose of saving. It is not to get the interest, it to secure reserved money. So, don't compare the purpose of investment and saving!

[erep]

Having money in the bank is good but having a profitable investment is much better. So, to me is more about investment rather than just saving, because saving add little or no interest on your money but investment in various sectors like example in the housing sector guarantees return on investment in the long run. So I go with investment over savings.

If your purpose is for gaining money, investment is the choice. But we don't always expect for earning money, sometimes we are trying to secure money for the future. You need to understand that investment doesn't automatically gain profits, it has the risk of losing money. When you are not lucky or do the investment in careless way, you may have a chance to lose money. Meanwhile saving the money in bank will have no the risk of losing money as in the investment. You may pay for monthly fee in bank, but our money is safe in bank.

Anyway, just try to understand what the purpose of saving. It is not to get the interest, it to secure reserved money. So, don't compare the purpose of investment and saving!

The choice of saving in a bank is more guaranteed for financial security than investment if the purpose of saving is not to make a profit, but the negative effect of long-term saving in a bank can be the risk of losing the value of the currency due to ongoing global inflation, let's say the price of gold has now increased drastically and the impact of inflation has increased the price of gold depending on the local currency. This is influenced by the weakening of local currency exchange prices so that the decision to save money in the bank will be very risky. I still choose to allocate some of my savings to invest for the long term.

[angrybirdy]

Having money in the bank is good but having a profitable investment is much better. So, to me is more about investment rather than just saving, because saving add little or no interest on your money but investment in various sectors like example in the housing sector guarantees return on investment in the long run. So I go with investment over savings.

If your purpose is for gaining money, investment is the choice. But we don't always expect for earning money, sometimes we are trying to secure money for the future. You need to understand that investment doesn't automatically gain profits, it has the risk of losing money. When you are not lucky or do the investment in careless way, you may have a chance to lose money. Meanwhile saving the money in bank will have no the risk of losing money as in the investment. You may pay for monthly fee in bank, but our money is safe in bank.

Anyway, just try to understand what the purpose of saving. It is not to get the interest, it to secure reserved money. So, don't compare the purpose of investment and saving!

The choice of saving in a bank is more guaranteed for financial security than investment if the purpose of saving is not to make a profit, but the negative effect of long-term saving in a bank can be the risk of losing the value of the currency due to ongoing global inflation, let's say the price of gold has now increased drastically and the impact of inflation has increased the price of gold depending on the local currency. This is influenced by the weakening of local currency exchange prices so that the decision to save money in the bank will be very risky. I still choose to allocate some of my savings to invest for the long term.

Well said, There's a risk with both savings and investment that's why we need to think well on how we properly handle our money so it won't go to waste in the future. That's true that saving money in bank for long term will decrease it's market value due to inflation. For me, If we want long term plans about our money, we'll go for investment because there's a high probabilty of profit, but we shouldn't set aside having a savings, both of them is important when it comes to financial security.

[boty]

Investmentt is better than saving money. When we save our money at the bank the bank invests our money and earns on our money and all profits go to the bank, instead, a person can invest his money by hand and take the benefits from it. But the problem is people do not understand this mindset at the beginning they are afraid of investment they think if they invest their ymmoneyhey might face loss and lose all their savings. This type of people cannot go upward, what if they give their money to the bank and the bank is robbed or burned due to fire, but still they take the risk, if you are taking the risk then at least make an investment which saves your money and gives profits as well.

There is very little profit that we can get from saving the money we have in the bank, but if we have a good understanding of how banks work, of course we prefer to invest the money we have in the form of assets or other investments that are more profitable and those that If they don't have a good understanding of investment, they can choose the type of investment they want and learn about it so they can benefit from investment rather than saving their money in the bank, which will lose value when inflation occurs.

[Lanatsa]

Having money in the bank is good but having a profitable investment is much better. So, to me is more about investment rather than just saving, because saving add little or no interest on your money but investment in various sectors like example in the housing sector guarantees return on investment in the long run. So I go with investment over savings.

If your purpose is for gaining money, investment is the choice. But we don't always expect for earning money, sometimes we are trying to secure money for the future. You need to understand that investment doesn't automatically gain profits, it has the risk of losing money. When you are not lucky or do the investment in careless way, you may have a chance to lose money. Meanwhile saving the money in bank will have no the risk of losing money as in the investment. You may pay for monthly fee in bank, but our money is safe in bank.

Anyway, just try to understand what the purpose of saving. It is not to get the interest, it to secure reserved money. So, don't compare the purpose of investment and saving!

The choice of saving in a bank is more guaranteed for financial security than investment if the purpose of saving is not to make a profit, but the negative effect of long-term saving in a bank can be the risk of losing the value of the currency due to ongoing global inflation, let's say the price of gold has now increased drastically and the impact of inflation has increased the price of gold depending on the local currency. This is influenced by the weakening of local currency exchange prices so that the decision to save money in the bank will be very risky. I still choose to allocate some of my savings to invest for the long term.

Well said, There's a risk with both savings and investment that's why we need to think well on how we properly handle our money so it won't go to waste in the future. That's true that saving money in bank for long term will decrease it's market value due to inflation. For me, If we want long term plans about our money, we'll go for investment because there's a high probabilty of profit, but we shouldn't set aside having a savings, both of them is important when it comes to financial security.

Dont let yourself goes into a point that you would really be having that kind of regret specially on the time that you are on a tough situation specially in correlation with financial aspect or problems
just because you had made out yourself that being non caring about having savings or investment on which this one would really be causing up that kind of problem in the future.
We do know that there's no such thing about assurance thing into this world on where you would really be able to experience up those potential problems and you would be able to
need up some emergency funds. We do know that savings arent that for the sake of this matter but also it does give out that kind of back up when you do tend to make up some investment or making out
some business.

You would really be able to tell its relevance or its actual usage on the time that you do need it. It is really just that people are really just that neglecting this common stuff
and would really be just tending to have that kind of problem which ended up on having those regrets.

[dunfida]

Investmentt is better than saving money. When we save our money at the bank the bank invests our money and earns on our money and all profits go to the bank, instead, a person can invest his money by hand and take the benefits from it. But the problem is people do not understand this mindset at the beginning they are afraid of investment they think if they invest their ymmoneyhey might face loss and lose all their savings. This type of people cannot go upward, what if they give their money to the bank and the bank is robbed or burned due to fire, but still they take the risk, if you are taking the risk then at least make an investment which saves your money and gives profits as well.

There is very little profit that we can get from saving the money we have in the bank, but if we have a good understanding of how banks work, of course we prefer to invest the money we have in the form of assets or other investments that are more profitable and those that If they don't have a good understanding of investment, they can choose the type of investment they want and learn about it so they can benefit from investment rather than saving their money in the bank, which will lose value when inflation occurs.

Bank deposit or having that APY? it do only plays around 1-2% per annum which is shit. If we do speak only into those amounts like emergency funds then it would really be something that you would be able to
consider out and the rest of those funds should really be applied into something which is really more worth or you do know that it would really be something beneficial. This is why it would really be that best on having that kind of option so that you would really be having that opportunity to make some other source.Although you should be wary that not all risks taking investment or business would really be that successful.
This is the main reason on why people would really be just remaining on saving up without having those kind of further risky steps just because they cant be able to do such thing.

[AirtelBuzz]

I like and believe in saving and investing but both have their own perks and risks involved.I would say you get attached to either of these two and proceed accordingly with specific goal focus. We usually prefer to deposit our money in the bank for savings so that we get annual profit or gain from it. But there are many people who are willing to invest their money instead of depositing it in the bank because they think that investing instead of keeping the money in the bank can make more profit. I think investing is much more risky than keeping money in the bank because you can lose your entire money from investing. On the other hand, if the bank in which you put money for savings is robbed or goes bankrupt, then you may lose your savings. So if we are saving and investing we must or should do these two with the highest thought.

[Marvell1]

Having money in the bank is good but having a profitable investment is much better. So, to me is more about investment rather than just saving, because saving add little or no interest on your money but investment in various sectors like example in the housing sector guarantees return on investment in the long run. So I go with investment over savings.

If your purpose is for gaining money, investment is the choice. But we don't always expect for earning money, sometimes we are trying to secure money for the future. You need to understand that investment doesn't automatically gain profits, it has the risk of losing money. When you are not lucky or do the investment in careless way, you may have a chance to lose money. Meanwhile saving the money in bank will have no the risk of losing money as in the investment. You may pay for monthly fee in bank, but our money is safe in bank.

Anyway, just try to understand what the purpose of saving. It is not to get the interest, it to secure reserved money. So, don't compare the purpose of investment and saving!

That is an issue that many people do not understand clearly and make too lame comparisons. Obviously the roles of saving and investing are completely different, it's funny when people try to compare and think that investing is better than saving.

Most people save because they are planning for the unexpected or to secure reserves, no one is stupid enough to think that keeping money in the bank is a source of passive income. Meanwhile, investing will bring us a lot of profits but there will also be risks involved. We should stop comparing the two because they are basically indispensable necessities in life. A smart person will usually plan and prepare for both instead of choosing one or the other.

[Jody.Drummer]

I like and believe in saving and investing but both have their own perks and risks involved.I would say you get attached to either of these two and proceed accordingly with specific goal focus. We usually prefer to deposit our money in the bank for savings so that we get annual profit or gain from it. But there are many people who are willing to invest their money instead of depositing it in the bank because they think that investing instead of keeping the money in the bank can make more profit. I think investing is much more risky than keeping money in the bank because you can lose your entire money from investing. On the other hand, if the bank in which you put money for savings is robbed or goes bankrupt, then you may lose your savings. So if we are saving and investing we must or should do these two with the highest thought.

That's right, both have their positive and negative values. But for risk I think it is more likely to lead to investment, because with only one side, namely understanding or knowledge to invest, while to do saving in my opinion it does not require good knowledge and understanding. Therefore, before making an investment, you must have good thinking and knowledge.

When the savings money in the bank is lost because the bank is robbed as you said, they will indeed experience bankruptcy, but I think they don't seem to be silent, maybe they will replace our money that has been deposited in their bank.

[Xcode7]

I like and believe in saving and investing but both have their own perks and risks involved.I would say you get attached to either of these two and proceed accordingly with specific goal focus. We usually prefer to deposit our money in the bank for savings so that we get annual profit or gain from it. But there are many people who are willing to invest their money instead of depositing it in the bank because they think that investing instead of keeping the money in the bank can make more profit. I think investing is much more risky than keeping money in the bank because you can lose your entire money from investing. On the other hand, if the bank in which you put money for savings is robbed or goes bankrupt, then you may lose your savings. So if we are saving and investing we must or should do these two with the highest thought.

These are two different things and everyone doesn't always think about profits because sometimes people are afraid of not being able to have money immediately when they need it in a short time, I think that is a consideration for saving rather than investing.
Investing has a high level of risk and it is quite worth it with the possible profits that will be obtained and I think everyone knows and is aware of this, but for the choice between investing and saving, of course everyone has their own goals and desires.

[leonair]

I like and believe in saving and investing but both have their own perks and risks involved.I would say you get attached to either of these two and proceed accordingly with specific goal focus. We usually prefer to deposit our money in the bank for savings so that we get annual profit or gain from it. But there are many people who are willing to invest their money instead of depositing it in the bank because they think that investing instead of keeping the money in the bank can make more profit. I think investing is much more risky than keeping money in the bank because you can lose your entire money from investing. On the other hand, if the bank in which you put money for savings is robbed or goes bankrupt, then you may lose your savings. So if we are saving and investing we must or should do these two with the highest thought.

These are two different things and everyone doesn't always think about profits because sometimes people are afraid of not being able to have money immediately when they need it in a short time, I think that is a consideration for saving rather than investing.
Investing has a high level of risk and it is quite worth it with the possible profits that will be obtained and I think everyone knows and is aware of this, but for the choice between investing and saving, of course everyone has their own goals and desires.

People always run for profit but to make profit one must invest with risk. Profit is not possible without investment. And when you save it will only accumulate your small amount and it will not bring any profit. So if you want to profit and become rich, you must take risks. And to invest in various potential areas like business, real estate, gold silver etc. I am more motivated to invest on these than savings. because those are able to bring good profit

[boyptc]

When the savings money in the bank is lost because the bank is robbed as you said, they will indeed experience bankruptcy, but I think they don't seem to be silent, maybe they will replace our money that has been deposited in their bank.

There's a solution to this and that's through not depositing to a bank that's new to the business. But about those banks that have been in the industry for so long, you have no problem with them because they've got insurance if ever something unexpected comes.

And if they ever file for chapter 11, there's always the contingency plan that the customers will be insured with their money.

But the moral lesson here, don't deposit all of your money in the bank. And this plays the important role of Bitcoin and as they say "be your own bank".

[Negotiation]

Think of savings as your financial safety net, ready to catch you if life throws a curveball your way—like unexpected medical costs or an emergency car repair. On the other hand, investing is like planting a fruit tree, where your money grows over time, ideally outpacing inflation and increasing your wealth

If the financial goal is long term and if you can wait a long time to realize the profit from the investment then your investment may be worth it. As it allows you to build wealth for your next generation over time it also provides a guaranteed income for you and your spouse in retirement.

[boty]

Bank deposit or having that APY? it do only plays around 1-2% per annum which is shit. If we do speak only into those amounts like emergency funds then it would really be something that you would be able to
consider out and the rest of those funds should really be applied into something which is really more worth or you do know that it would really be something beneficial. This is why it would really be that best on having that kind of option so that you would really be having that opportunity to make some other source.Although you should be wary that not all risks taking investment or business would really be that successful.
This is the main reason on why people would really be just remaining on saving up without having those kind of further risky steps just because they cant be able to do such thing.

Leaving emergency fund savings is of course very important and we have to use these funds for things that we really need and don't let us use these funds for things that are not important, looking for several sources of income is very important if we still want to do it. investing in the future and it is true that this is very risky because we will never know before making an investment, but if we have a good understanding of the investment we are making, of course when we face problems when carrying out investments, of course we will be able to overcome them so that We don't experience big losses or we won't even experience losses because we can handle the problem well.

[Proty]

Investment is far more better than saving bcos with investment there will be constant cash flow while with saving de reverse is de case. investment is an asset while saving is not bcos with saving there is no cash flow .u cannot have savings without an investment bcos u have responsibility that is going to take up dis saved money.

[Hamphser]

Investment is far more better than saving bcos with investment there will be constant cash flow while with saving de reverse is de case. investment is an asset while saving is not bcos with saving there is no cash flow .u cannot have savings without an investment bcos u have responsibility that is going to take up dis saved money.

Its not reverse but rather it would really be something that will really be sitting idle on which we know that it would really be just that a wasteful thing if  you do really have this kind of aims that we should really be that aiming for earning for more. WE are living in a world on which inflation is inevitable and if you wont really be finding up yourself into something which is really that giving out that chance on trying to patch up that kind of problem then of course this is one of the common way or method.Although not all would really be risk takers and this is why they would really be choosing up savings rather than on
making out some investment or having that kind of business because they are aware on what are the risks that they would really be needing up to take but well this is really on someones choice.

[AnonBitCoiner]

There is very little profit that we can get from saving the money we have in the bank, but if we have a good understanding of how banks work, of course we prefer to invest the money we have in the form of assets or other investments that are more profitable and those that If they don't have a good understanding of investment, they can choose the type of investment they want and learn about it so they can benefit from investment rather than saving their money in the bank, which will lose value when inflation occurs.

There will be a greater profit for a person who invests money instead to save it therefore try to use your money to make more money instead of saving it because saving can reduce in value while investment can give you a good payback when needed.

People think differently so if someone doesn't want to take risks then they don't want to invest in things where there is also a possibility of loss as it's human nature that they want pure success without facing any difficulties. I think the more you face hardships the more you will be successful therefore don't be afraid of taking risks but take the risk and eliminate it through your efforts to make your future brighter.

[Cookdata]

Investmentt is better than saving money. When we save our money at the bank the bank invests our money and earns on our money and all profits go to the bank, instead, a person can invest his money by hand and take the benefits from it. But the problem is people do not understand this mindset at the beginning they are afraid of investment they think if they invest their ymmoneyhey might face loss and lose all their savings. This type of people cannot go upward, what if they give their money to the bank and the bank is robbed or burned due to fire, but still they take the risk, if you are taking the risk then at least make an investment which saves your money and gives profits as well.

Savings and investment are two different metrics and are not to be compare with each other but the reason why people often discuss it is that people save and think they are investing but doing that is total waste of value of your money because by the time inflation is done with you, the money will be worthless most especially if you are coming from a place where inflation is not minimize.

Savings is not to be confused with Investment, each of them has their own advantage. If you dare savings it should be for the purpose of keeping it for short period of time maximum less than a year and can be used at anytime, anything above a year it would have become less than the value you saves the money and price of things you have the money to use for might have increased.

Investment is money you are risking and you are not ready to use it for that particular time and you are looking forward to make interest after some time. Depending on the risk, you can make as much as high profits but with savings, you get nothing keeping the money, even the banks can't offer you anything because why would you accept interest rate of 3% per annum with inflation of 10%, that's a bad investment.

[livingfree]

People think differently so if someone doesn't want to take risks then they don't want to invest in things where there is also a possibility of loss as it's human nature that they want pure success without facing any difficulties.

They don't want to take risk and that's normal for some people. They want to play safe and investing isn't a thing to them but saving is.

I think the more you face hardships the more you will be successful therefore don't be afraid of taking risks but take the risk and eliminate it through your efforts to make your future brighter.

It's because those hardships that you have encountered gave you a lot of lessons. And with those lessons, you're applying them in your own life so that you become greater and better.

This is how the success people goes through with investing, it's hard but it's worth it. They all knew that money don't grow on trees.