Your aging and retirement plan is your responsibility.

[Silberman]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

The young often believe themselves to be invincible, and in a way they are, however they fail to see that those that are old now were young at some point during their lives, so on the future they will become the old people they see while someone else will happen to be young, so while they are still strong and have a lot of time on their hands, they need to use their time and money wisely, and that is precisely what many people refuse to do since they see those days as being too far away, but eventually they will become old and despite knowing all the problems the elderly have to go through, they will still be caught on the same dilemma, and at that point they will have almost no opportunity to reverse their situation.

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[God bless u]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

I think it should be left to the person who has sacrificed his whole life while serving his family and friends. Now after all that hard work you want him again to make plans for the future?

That is not just, after the retirement in my opinion the person should only be responsible for himself not any other person. This excludes the responsibility of an handicap person rather all should be responsible enough to take care of themselves. For himself be should make enough plans to survive till his death.

[shield132]

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

I can tell from my experience that Americans and Europeans care the most about retirement plans. In my country retirement plans don't exist, people work till they can or die. Too many people in their 70s work where I live and I have even seen some 80-year-old people working as a cleaner and in farming.
In poor countries, young people don't earn enough to make savings and when their parents grow older, their kids, now adults, have to feed them and take care of them. Years pass, parents die and these people still don't have any money saved. Then they get older without a retirement plan and then they end. That's what lifecycle looks like in poor countries. Parents luck education and their children have to pay for it.

[Smack That Ace]

Most people who don't care about retirement is low or low middle class people.

Their parents didn't teach them how to manage money, their curiosity make them want to explore anything and since they always get bullied due to being poor, now they want to prove anyone if they have expensive stuffs.

It's a trauma that makes them like that, since I'm not in their shoes, I can't relate and they might have a point for doing that.

If you weren't in their situation, you don't know why they did what they did, how can you claim that their parents didn't teach them or they didn't think about it? And what social class do you belong to? Are you rich? How do you have the right to criticize middle and lower class people? The poor are still struggling to cover each daily meal and maintain their lives, they also want to have a retirement plan but they don't have enough time or energy to do it.

I have a good income but have never dared to think about retirement because the future of my two sons and taking care of my parents is what I aim for. My parents have worked hard all their lives to raise me, I don't want them to live the rest of their days hard, and I need to prepare my two sons for a future not inferior to their friends. I don't have enough time to think about retirement, and I will prioritize more important things than my retirement.

[sunsilk]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Every retirement opportunity, we have to take it and prepare for it. Because while we're strong right now, we don't know what will happen in the future.

We have no idea if we still have the strength to carry on and keep going on with our employment. That's why we need to be wise in preparation of our retirement plans and investments as well.

If you're very well fortunate and you've got all the means to invest, enjoy and save your money. You're one of the few that will have no problem with your future but again, you don't know what might happen in the next day so prepare for it because no one is there to help you out but only you.

[angrybirdy]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Every retirement opportunity, we have to take it and prepare for it. Because while we're strong right now, we don't know what will happen in the future.

We have no idea if we still have the strength to carry on and keep going on with our employment. That's why we need to be wise in preparation of our retirement plans and investments as well.

If you're very well fortunate and you've got all the means to invest, enjoy and save your money. You're one of the few that will have no problem with your future but again, you don't know what might happen in the next day so prepare for it because no one is there to help you out but only you.

That's right, once we work or earn money, we should also prepare for our retirement, we should not only focus on investment and savings because we are not sure how long we will have the opportunity to earn money. It's hard because if our retirement is only dependent on our children in the future, let's stop that mindset, we ourselves should manage and prepare for that because our children will also have their own lives and own family so they shouldn't be forced to do that kind of thing for you.

[Kelward]

It's true that if you fail to plan, then you've planned to fail, therefore it's very important to plan for old age, because old age must come, unless the person unfortunately dies young, in old age you won't have the strength to work and earn money to take care of your responsibilities, without help from loved ones, the person will live a miserable life. So it's very important to have budget for your income, and try to save and have an investment, no matter how small, so you can fall back on them when you're old.

Although many people especially in underdeveloped countries where poverty is much, they don't even make enough money to feed their families, not to talk about having savings or investments, they're so impoverished that they only struggle for food to eat. In their own cases, you can't really blame them for not saving or investing for their futures, because even when they have the mindset to invest, their poverty will not let them to actualize it.

[sunsilk]

Every retirement opportunity, we have to take it and prepare for it. Because while we're strong right now, we don't know what will happen in the future.

We have no idea if we still have the strength to carry on and keep going on with our employment. That's why we need to be wise in preparation of our retirement plans and investments as well.

If you're very well fortunate and you've got all the means to invest, enjoy and save your money. You're one of the few that will have no problem with your future but again, you don't know what might happen in the next day so prepare for it because no one is there to help you out but only you.

That's right, once we work or earn money, we should also prepare for our retirement, we should not only focus on investment and savings because we are not sure how long we will have the opportunity to earn money. It's hard because if our retirement is only dependent on our children in the future, let's stop that mindset, we ourselves should manage and prepare for that because our children will also have their own lives and own family so they shouldn't be forced to do that kind of thing for you.

Actually, investing and savings are part of retirement and that's also part of the preparation that we're doing. And with your investments, you'll choose what's going to help you set for life and you should be wise on it.

If you're into opportunities that are short term then you have to make sure that you shouldn't miss any of them when there's a chance to make a profit.

And you don't forget to help but before anything else, you have to help yourself first and establish those ways of making money before you become too generous to other people.

But I've seen people believing about being generous is also blessing them back but, you don't have to give all of it because again, going to the main reason why you're working hard, investing and saving a lot and that's because for your retirement.

[Don Pedro Dinero]

Well, that depends. In many European countries, if you have nothing when you retire, the state gives you all sorts of benefits, and even before you retire. What happens is that these benefits are only for subsistence, not much more. But knowing that the state network is there makes many people not to worry about their retirement. However, the best thing to do, even if you have a public pension in the future or benefits if you are not entitled to a pension, is to supplement it with savings and investments throughout your working life.

[erep]

Preparing retirement savings needs to be done early on as a source of income when you are no longer actively working due to age. The reason it is important to prepare retirement funds from the time you are still productive is because the needs that must be met in retirement are not small. The high cost of living due to inflation that occurs every year makes expenses increase. If you already have savings for old age or retirement, you will avoid worrying about the amount of expenses when retirement arrives.

Another benefit of preparing retirement funds is so that you don't have to depend on other people such as children or other family members. If you have prepared for financial freedom during retirement, you will reduce worries about financial resources to finance all your needs.

[Haunebu]

Whatever you stated is all common sense basically op. The majority don't bother with retirement plans due to various reasons while the minority make effective retirement plans in advance in a smart manner.

HODLING BTC and other crypto could possibly be a great retirement plan if luck is on your side thanks to their extremely volatile nature.

[0t3p0t]

The bad economic conditions in my country have made survival my most important priority. The high cost of living caused by inflation has made survival difficult and saving impossible. Most of my colleagues in my workplace are taking loans to survive because our salary cannot cover our monthly expenses.

However just as you said OP, we have to plan for the future because the time will come when we might not have the strength to work as hard as we did when we were young. Seeking alternative means of making extra income should be an option to enable us to save and invest in viable businesses. Bitcoin is a good investment option and using the DCA strategy is advisable.

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old age times would be.

Anybody who fails to make use of his opportunity at a young age will have to suffer the punishment of wasteful spending. The understanding that there will be a time when you might not have the opportunity you have now to make money triggers the drive to keep saving and investing for the rainy days.

Yeah and that is why people keep on working until they get old it is because they don't prioritize investing in assets that could help them when they decide for an early retirement. It could also be that income is not enough or could have a lot of factors like overspending on wants rather than needs, vices, gambling and more. For me crypto has huge potential when it comes to future investments so choose the right one. Good luck.

[boty]

It's true that if you fail to plan, then you've planned to fail, therefore it's very important to plan for old age, because old age must come, unless the person unfortunately dies young, in old age you won't have the strength to work and earn money to take care of your responsibilities, without help from loved ones, the person will live a miserable life. So it's very important to have budget for your income, and try to save and have an investment, no matter how small, so you can fall back on them when you're old.

Although many people especially in underdeveloped countries where poverty is much, they don't even make enough money to feed their families, not to talk about having savings or investments, they're so impoverished that they only struggle for food to eat. In their own cases, you can't really blame them for not saving or investing for their futures, because even when they have the mindset to invest, their poverty will not let them to actualize it.

In my opinion, failure occurs because the planning we do cannot work well and no one plans failure for themselves and I agree with what you say. It is very important for us to be able to have plans for the future because we will never know when we will will not be able to do work that can provide us with income by having a plan for the future so when the time comes when we are no longer able to do work, we can enjoy the results of what we have prepared while still able to work.

For those who can only earn enough to eat, of course it will be impossible for them to think about their future so this will continue until they earn enough income for their needs and some of it they can save, but this will it is very difficult if the country where they live does not make it easy for their people to generate a decent income for them.

[MiF]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Well everything you do today is a preparation for tomorrow, if you do nothing you will surely suffer tomorrow because you will not prepared, in my county many people get thier retirement pay at thier retirement age that was millions but still they turn into poor because they did not use thier money wisely, we need to use money wisely and make a profit on it to avoid becoming poor in a long run, our future is our responsibility so we need to prepare for it.

[Balmain]

I don't have any plans for retirement. I can manage the current situation well. Maybe in the future, I can start saving bitcoins for old age. I think I can save it in a separate fund that I can use only for old age, without touching it. This is something that is our responsibility. Some people do not care at all. Of course, they feel like they will not grow old and will always remain young, but this is an illusion. The needs will always increase in old age, so it will be beneficial to leave some savings aside.

[stomachgrowls]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

Well everything you do today is a preparation for tomorrow, if you do nothing you will surely suffer tomorrow because you will not prepared, in my county many people get thier retirement pay at thier retirement age that was millions but still they turn into poor because they did not use thier money wisely, we need to use money wisely and make a profit on it to avoid becoming poor in a long run, our future is our responsibility so we need to prepare for it.

On the time that you would really be getting your retirement pay then this is the time that you would really be making yourself that being confident that you do have that huge money but same as you said that
majority of those people would really be ended up on losing it all due to mismanagement of those funds on which this is something that we do really need up to consider specially when we are already old.
Always put up into our minds that not all our kids or children would really be looking back at us on the time that we do get old and this is where some people do really think up of in this regard on which this is really very wrong. Always think up ahead about into those things when you do get old.

Yes, we dont really need up that much money but dont come into a point that losing it all or on the time that you have a hard time on surviving on your daily needs on which this is
an absurd thing for you to do so. This is why it would really be better that you thinking up differently.

[Mpamaegbu]

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.

This is where active trading is advisable. Nothing compares to that. Except a trader develops a mental illness or is incapacitated in a way that their mental health is affected, nothing stops them from earning till they drop dead. Trading is stress–free on the long run. It's just that most people don't want to endure through the learning process first. Profitable traders keep paying themselves for life and they're pensionable by themselves without depending on anyone. They won't be vulnerable financially once they're profitable.

At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

So true! Only a foolish person falls into the same pit they see someone before them fall into.

[GeorgeJohn]

I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.

While I've come way too far thinking about this as I also goes around the towns and sees old people aging so helplessly as they're vulnerable, I fear not to be in such situations so then, I'm striving on making positive differences.
I've decided to have a diverse of my bitcoin investment for my retirement purpose.
At some points in life, you don't expect to be thought lessions before you could learn but you can learn from others experiences.

many persons invest with a target handsome people does not invest with target considering retirement in working service some people does not think of investment that they will benefit after they have been retired from their government work so from my own understanding concerning a bitcoin investment it is someone that is alive that will benefit and also someone who knows the rules and regulations or bitcoin and the timing of investing in Bitcoin be the one that will profit into bitcoin investment

[Hypnosis00]

Whatever you stated is all common sense basically op. The majority don't bother with retirement plans due to various reasons while the minority make effective retirement plans in advance in a smart manner.

HODLING BTC and other crypto could possibly be a great retirement plan if luck is on your side thanks to their extremely volatile nature.

They don't care as they don't care about their future as well. Some people start a business, put money into investment, etc because they think who will give them money when they grow old and are incapable of working. At least, they still have income aside from relying on their pension.
This should be put in our mind, even if we are poor, it is not an excuse to think about it as we are working not just for today and tomorrow but also in the following days. It should be backed up with plan and preparation as we never know what awaits us in the future at least we are ready.

[STT]

Buy a Gold Dollar or equal value coin every year of your working life and the legend says you will retire and be happy and able to pay your bills.    That one track idea may not work so well in modern economies where we believe we  are beyond basic commodities especially the precious metals that have always been there.

I disagree we have surpassed any prior mistake in economics so I imagine gold will continue to be useful to some extent but not exclusively is that a strategy I would deploy.

    On the other hand some people rely on government bonds in retirement as the safest possible option and that lack of diversity could easily result in problems imo.