Forsyth Jones (OP)
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May 27, 2024, 06:43:01 PM |
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It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
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Odohu
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If someone ask me for money and I can verify it is for gambling, I will humbly refuse because I know I will not be helping such fellow. Imagine the trauma of borrowing money and losing it all to gambling only to be in debt, that is compounded pain for him so I will not want to share in the blame. It is nearly impossible to win gamble with borrowed funds because the moment you realise the money is not yours, your psychology is already messed up. The best approach is always to gamble with personal money and such amount that one can afford to lose. Even gambling company advise their customers to gamble responsibly.
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Oshosondy
Legendary
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Gamble responsibly
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May 27, 2024, 06:53:42 PM |
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Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
I do not borrow people the money that I can not give them. So I do not feel disappointed if the borrower is not able to pay the money. But I will expect the person not to come to borrow money again. And when they are female friends, do you lend them?
I treat female like male if it is money.
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acroman08
Legendary
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May 27, 2024, 07:02:25 PM |
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Do you usually lend money to relatives, friends, etc.?
to relatives(not immediate family)? no, they are one of the most entitled people on this planet, they get angry when you try to ask them for the money you have lent to them, they would even involve other relatives and badmouth you to them. to friends? yeah, but it's very rare, In my experience, friends are more likely to pay you back than your relatives. Have you ever felt bad about it, done it unwillingly?
yeah, it's the reason why I used to lend money to relatives but not anymore. And when they are female friends, do you lend them?
I am not sure why being a female would affect whether I will lend them or not, if they have a good reason or an emergency that I think is valid enough, then I'll lend them money.
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rachael9385
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May 27, 2024, 07:14:38 PM |
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If someone ask me for money and I can verify it is for gambling, I will humbly refuse because I know I will not be helping such fellow. Imagine the trauma of borrowing money and losing it all to gambling only to be in debt, that is compounded pain for him so I will not want to share in the blame. It is nearly impossible to win gamble with borrowed funds because the moment you realise the money is not yours, your psychology is already messed up. The best approach is always to gamble with personal money and such amount that one can afford to lose. Even gambling company advise their customers to gamble responsibly.
I like that. When you know the reason why your friend is asking for a loan from you is to gamble and you gave him/her the money you are also putting the person in more danger and no doubt that you might not receive your back your money even without interest. One funniest part we should know is that even when the person that collected a loan from you won, he's attention will not go to pay back the loan he collected but to double the money or triple the money. It's not good to gamble with loan money because when gambling with loan money I don't think the person will be concentrated but only thinking on how to win and double the money and at the time he managed win he's attention will not be to pay back the loan but to triple it and that's the moment lose starts and still the gambler still chase loses.
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darkangel11
Legendary
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Don't let others control your BTC -> self custody
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May 27, 2024, 07:19:01 PM |
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I don't know where people get the amount of money they think I have, they must think I look like a bank...
Nobody asks me for money, which means you're doing something wrong. You either talk about gambling too much, or you talk about crypto, or you drive a nice vehicle to work, or you wear expensive clothes and have a good phone... They must be getting information from somewhere, or they somehow suspect you might have money. Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
Wrong answer . If you talk to them like that they'll think you have money, just don't want to give it to them. And when they are female friends, do you lend them?
Depends if they're close friends. If we're dating, or I'd like to date them, I'll be willing to lend them some money. Not for favors, but to check them out if they're worth my time. A woman that will lie about something as stupid as a small loan is dishonest and not a girlfriend material.
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| | . .Duelbits. | │ | ..........UNLEASH.......... THE ULTIMATE GAMING EXPERIENCE | │ | DUELBITS FANTASY SPORTS | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ████████████████▀▀▀ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | . ▬▬ VS ▬▬ | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ███████████████████ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | /// PLAY FOR FREE /// WIN FOR REAL | │ | ..PLAY NOW.. | |
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WillyAp
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Looking for guilt best look first into a mirror
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May 27, 2024, 07:19:07 PM |
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Just don't lend or lend with interest.
Over here 10% per month is not unusual.
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GideonGono
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May 27, 2024, 07:19:29 PM |
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I would lend out money, but it would depend on where it would be used. If it would only be used for gambling, isn't emergency and not really important then I wouldn't help them out, I mean I could use that money on something important for me or my family so why would I lend it to others? It would also depend on a situation, if I know that the person who is asking to borrow money from me spent his/her money on unnecessary then I wouldn't help them, for me they are the problem not the money if I help them then they would just continue to live like it, they wouldn't change.
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Sakanwa
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★Bitvest.io★ Play Plinko or Invest!
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May 27, 2024, 07:49:20 PM |
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I would lend out money, but it would depend on where it would be used. If it would only be used for gambling, isn't emergency and not really important then I wouldn't help them out, I mean I could use that money on something important for me or my family so why would I lend it to others? It would also depend on a situation, if I know that the person who is asking to borrow money from me spent his/her money on unnecessary then I wouldn't help them, for me they are the problem not the money if I help them then they would just continue to live like it, they wouldn't change.
If I am to borrow somebody money for gambling,the first thing I will do is to be in agreement will the person over the payment structure of the money,we must sign an agreement,and indicate a place where he has to sign that he collected money from me for gambling on a particular date,and would refund it on a given date, failure to refund it will carry penalties,which might include me taking any of his properties that will be worth the amount borrowed from me.In that case,I and the borrower will not have problem.
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Davidvictorson
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May 27, 2024, 07:57:15 PM |
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Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly? I treat borrowing money just the way I treat gambling. I borrow money which I know that I can afford to lose. I'd rather give out the money and not expect a repayment. Experience has taught me that it is easier to lend money to someone out out of pity but the borrower would almost make you drag them to court when the due date for repayment is close. They almost never keep to their words. And when they are female friends, do you lend them?
I don't see gender, I see humans, and personalities as well as their tendencies. There is no difference.
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cabron
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May 27, 2024, 08:05:31 PM |
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When you lend money to someone and the word is out, everybody thinks you have some money to spare. And especially if they learn you have Bitcoin I guess it's not surprising anymore to see friends asking for loans.
This is not a good practice to do since it can make you a bad guy in the end when you refuse them. A friend can turn into an enemy after that. Even to a relative, it's better to just give a little and not expect a return for the relationship will just turn sour.
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_act_
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Lightning network is good with small amount of BTC
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May 27, 2024, 08:15:42 PM |
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When you lend money to someone and the word is out, everybody thinks you have some money to spare. And especially if they learn you have Bitcoin I guess it's not surprising anymore to see friends asking for loans.
I loan a friend money and we later went out together to drink beer and eat barbecue and some meats in a way that I spent money just for us to enjoy, but what I later noticed is that the friend did not want to pay the money and some days after he asked me to give him money. You are right. I corrected it later and if I do not have money and he later believe. People need to be very wise. This is not a good practice to do since it can make you a bad guy in the end when you refuse them. A friend can turn into an enemy after that. Even to a relative, it's better to just give a little and not expect a return for the relationship will just turn sour.
This is the reason some people will be doing as it they are not rich. They can be rich but they know how people are.
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Baofeng
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DGbet.fun - Crypto Sportsbook
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May 27, 2024, 08:16:00 PM |
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Just don't lend or lend with interest.
Over here 10% per month is not unusual.
I think some of them are borrowing money from friends because they just wanted to pay the principal only. If they wanted to loan with interest then they should go to a bank. Although lending money to people that you know is tricky, because sometimes they will tell you a lot of excuses or bringing sad stories in their live so that at least you won't hesitate to lend them money. And then you will hear after that the money is just being used for gambling. So I guess this might discourage you to borrow money to some individuals down to road. But we all know the risk involved in borrowing money just to gamble it. So to answer the question, no, I won't lend someone the money so that he will gamble it. Chances are he had already an addicted and might not return the money to you.
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Wiwo
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May 27, 2024, 08:54:05 PM |
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First of all, let me give you this advice for free.
Letting people know that you have money is only going lead you into financial crisis both with them a d others who may come after them and even attracting criminals to yourself, before people feels you have money to borrthem, you might have shown them some traces of being an easy going person who can give out and once you give a person you have turn to their bank where they come to loan all manner of amount anytime their need money to fund any of they desire.
The thing with borrowing a gamblers money is that you may never get the money back no matter the amount pf time you give them, because by gambling, they already lose the money or even being addicted to gambling already so just give at your own risk, just as you said in you concluding part, when you want to borrow anyone money, you need to add interest to such loan and with a strong collateral if not you are just gifting them the money and not loaning since they not gona pay back.
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WillyAp
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Looking for guilt best look first into a mirror
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May 27, 2024, 08:58:21 PM |
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I think some of them are borrowing money from friends because they just wanted to pay the principal only. If they wanted to loan with interest then they should go to a bank.
Over here most people don't use banks. They are not aware that having a good credit record is worth something.
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BABY SHOES
Sr. Member
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HODL - BTC
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May 27, 2024, 09:03:17 PM |
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I felt how I used to lend money to a colleague but what happened after the due date was difficult to collect for various reasons, I was like a beggar by wanting the money back again, and since then I have never lent money to anyone sometimes they forget themselves after being helped by lending but they will forget when they want to be collected.
Moreover, this is borrowing money for gambling, it is clear that the money will be returned to you very low, what if you lose and never pay the loan to you even if it is small money if you give it without any pity he will continue to meet you and ask for another loan.
Now I no longer feel bad for them, because I have learned to see the previous incident, keep your own money, never lend it unless your brother is in need.
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Hatchy
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May 27, 2024, 09:04:52 PM |
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It depends on what the person want for use the money for. If he tells me that he wants s to gamble with the money, then I won't be willing to give out any penny as I will only be aiding some gambling addicts who doesn't have funds to fuel his gambling activities. Why would someone take loan to gamble, if he isn't addicted. I don't know where people get the amount of money they think I have, they must think I look like a bank
I guess it how you potrate your self out there to them, that's how and why they think you have so much and then wants you to give them a hand to fund their gambling activities. If you are the type that always spends in front of others the they will have the mindset that you are rich and when you don't give them id they asks, you become an enemy.
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Wexnident
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May 27, 2024, 09:14:00 PM |
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Why bother lending them then if you have so much difficulty in the first place? My friend had this experience a couple of years back, money was used for vacation purposes (together with his gf) and the loan took like a year to be paid. After that, he never had anymore intention to give out loans unless for emergencies lol. Now imagine that in your case since they're using it for gambling. And really? Small amounts? Jesus I'd pass on that. I'm more likely to forget about them really. And no, I rarely do. Only for emergencies at most really. As for female friends, like hell I will. Gender ain't an advantage here.
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▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | | | 4,000+ GAMES███████████████████ ██████████▀▄▀▀▀████ ████████▀▄▀██░░░███ ██████▀▄███▄▀█▄▄▄██ ███▀▀▀▀▀▀█▀▀▀▀▀▀███ ██░░░░░░░░█░░░░░░██ ██▄░░░░░░░█░░░░░▄██ ███▄░░░░▄█▄▄▄▄▄████ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ | █████████ ▀████████ ░░▀██████ ░░░░▀████ ░░░░░░███ ▄░░░░░███ ▀█▄▄▄████ ░░▀▀█████ ▀▀▀▀▀▀▀▀▀ | █████████ ░░░▀▀████ ██▄▄▀░███ █░░█▄░░██ ░████▀▀██ █░░█▀░░██ ██▀▀▄░███ ░░░▄▄████ ▀▀▀▀▀▀▀▀▀ |
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$crypto$
Legendary
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Smart is not enough, there must be skills
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May 27, 2024, 09:33:16 PM |
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All men/women are the same if it is only for gambling, they will never lend it because the risk of losing money will be high, let alone getting addicted to borrowing again.
Still I will refuse if borrowing money is only for gambling because this behavior is bad, right? Some people suggest gambling not with loans because the profit is impossible to get let alone return the money, so refuse whoever it is relatives or own family.
Feeling bad about lending money to them, of course we must feel especially when friends or relatives are in need, as long as it is not for gambling and the person can be trusted then I will lend small money.
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▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | | | 4,000+ GAMES███████████████████ ██████████▀▄▀▀▀████ ████████▀▄▀██░░░███ ██████▀▄███▄▀█▄▄▄██ ███▀▀▀▀▀▀█▀▀▀▀▀▀███ ██░░░░░░░░█░░░░░░██ ██▄░░░░░░░█░░░░░▄██ ███▄░░░░▄█▄▄▄▄▄████ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ | █████████ ▀████████ ░░▀██████ ░░░░▀████ ░░░░░░███ ▄░░░░░███ ▀█▄▄▄████ ░░▀▀█████ ▀▀▀▀▀▀▀▀▀ | █████████ ░░░▀▀████ ██▄▄▀░███ █░░█▄░░██ ░████▀▀██ █░░█▀░░██ ██▀▀▄░███ ░░░▄▄████ ▀▀▀▀▀▀▀▀▀ |
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Oilacris
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May 27, 2024, 09:38:00 PM |
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If someone ask me for money and I can verify it is for gambling, I will humbly refuse because I know I will not be helping such fellow. Imagine the trauma of borrowing money and losing it all to gambling only to be in debt, that is compounded pain for him so I will not want to share in the blame. It is nearly impossible to win gamble with borrowed funds because the moment you realise the money is not yours, your psychology is already messed up. The best approach is always to gamble with personal money and such amount that one can afford to lose. Even gambling company advise their customers to gamble responsibly.
Same here on which it would really be never that something good if you would really be letting them borrow money on which you do know that they would really be that making use of it on doing gambling. Not on that you are really that wanting to let them borrow but if its for gambling then better not fuel up their addiction. Also, on the moment that they are really that addicted then it would really be something that pertains on things about having no control plus having the inability on repaying up those loans that they had borrowed from you. If you dont like on not getting repaid or returning those money back then it would really be best that you shouldnt really be letting them borrow on the amount on which they would be asking. Refuse on them properly and tell you dont have money but of course expect that there would be some sort of gaps on the moment that you would be refusing into them.
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