Fortify
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July 21, 2024, 09:26:40 AM |
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It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
Maybe you should start rethinking the type of friends that you have around you, because it seems like they are often trying to take advantage of you. If they are true friends then I would give them money on the basis that I do not expect it to be returned, if they do return it that is a bonus. However that should be a rare occasion, not a common or reoccurring pattern, because then they are treating you like an informal lender which is bound to end badly eventually. Why would you make the distinction about lending to "female" friends, are you a woman? Are you suggesting that it would somehow give you some other advantages, because that is a rather lousy viewpoint. If you don't feel comfortable lending, simply say no.
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junder
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July 21, 2024, 09:55:27 AM |
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I am sorry to say that I think it will not be a wise decision to lend money to a gambler though many times we have to lend it can make loser both the lender as well as a borrower as the gambler can lose the funds and for that reason if the person can't repay the fund then s/he can fall on a bad situation.
The major loans on this forum end up being done for gambling and few for emergency needs. If the player wins big, they will return if they dont, they have to cough it up from next salary. Either way it does act same on the borrower and the lender both having lost. However there is no alternative to this, gamblers on this forum come to the forum loans sharks and would not want to take money from the nearest bank for gambling. Hence these things are risky to take as loan because its gambling all the way. Always avoid playing with borrowed money. That's true, both of these parties can equally suffer losses. And if you say what is wrong I think the two are wrong, the borrower is wrong to dare to take at risk such as this even though borrowing money to do gambling is an action that is not recommended at all. I can't understand that the borrower makes a loan of money to gamble on the basis of advice from other people such as friends or anyone. It is very stupid to follow the advice of friends who give advice to borrow money to be able to return to gamble. This action will only make things worse it has become a major chance, because the opportunity to win is very small, even luck does not know when it will happen. If you don't have money to gamble, you should stop, don't force yourself to continue to gamble because there is no guarantee to be able to get a victory. Gambling using your own money but excessively includes wrong actions, especially gambling using money from the loan from other people is very fatal. There are two things that will happen because of course losing money then what will happen we have to pay off the money that has been borrowed, and we must find ways to cover the losses we experience. The decision that Hars will make well is considered not to worsen the situation unless you want life to be destroyed then do it, but I think no one wants to be destroyed.
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Marykeller
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July 21, 2024, 03:19:09 PM |
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Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
Life has taught me a lesson that I shouldn't lend people money I don't feel comfortable with when they find it hard to repay. So many people have created enemies for themselves all because they were asking for the repayment of the money loan to their friends. In the course of everything, hatred or a fight may occur that will end the friendship. To avoid such an occurrence, I give out the small amounts that I know that whether I get the loan money back or not, it doesn't affect the relationship I have with the person. We both live our lives without misunderstanding when to repay the loan money
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Republikcoin.com
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July 21, 2024, 03:37:22 PM |
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When a gambler tells you he's borrowing money to gamble, he's implicitly warning you that if he loses, repaying the loan might be difficult, and you could end up sharing the loss. As someone with my mindset, I should be cautious and well-informed in such situations.
As long as you don't lend money to someone to gamble, you don't have to be afraid when someone else invites you to gamble with that kind of money. Because the person who has to return the money is the borrower, not you unless you have made a promise to return the money together when you lose at gambling. But if you are only invited and are not told about it by the person who invited you, I think you are free from anything so you don't have to bear paying the money.
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Dr.Bitcoin_Strange
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July 21, 2024, 06:06:24 PM |
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When a gambler tells you he's borrowing money to gamble, he's implicitly warning you that if he loses, repaying the loan might be difficult, and you could end up sharing the loss. As someone with my mindset, I should be cautious and well-informed in such situations.
As long as you don't lend money to someone to gamble, you don't have to be afraid when someone else invites you to gamble with that kind of money. Because the person who has to return the money is the borrower, not you unless you have made a promise to return the money together when you lose at gambling. But if you are only invited and are not told about it by the person who invited you, I think you are free from anything so you don't have to bear paying the money. I think a lender should have a binding agreement that the borrowers have to sign before they can be granted the loan, so that no matter how the borrower tries to outsmart the lender so that they won't have to repay the loan, the agreement will be presented as evidence before every legal panel. If one lends money to friends and the lender is expected to get the loan repaid, I think they should present strict rules to the borrowers because there are some people who love being debtors. Even if they have the money, such people don't like to pay back their loans. But if the borrower is lending to a best friend or relative and doesn't care if they get repaid or not, then the borrower can just give the loan with strict rules.
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I_Anime
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July 21, 2024, 06:35:34 PM |
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At first I don't think I can borrow anyone money for gambling, because am already familiar with the risk in gambling that one can either win or lose and most time the chances of losing is higher than that of winning. And you asking people to lend you money for gambling is a sign of gambling irresponsibly. Because one point about gambling is to gamble with what you can afford to risk not the other way round, because the money you are asking for is not for you, so In other word you are using money you can't afford to risk which is bad . Better still one should just wait till he or she have any amount of money to spare rather than borrowing money that you may lose at the end.
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$weetne$$
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July 21, 2024, 06:40:35 PM |
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As long as you don't lend money to someone to gamble, you don't have to be afraid when someone else invites you to gamble with that kind of money. Because the person who has to return the money is the borrower, not you unless you have made a promise to return the money together when you lose at gambling. But if you are only invited and are not told about it by the person who invited you, I think you are free from anything so you don't have to bear paying the money.
You should not be held accountable for something that you know nothing about, if your friend borrows money to gamble and invites you, then he is looking for someone to accompany him to the casinos and not someone to help him pay back the loan when he loses it. It could be you are going to participate in sharing the profits that comes out from the bets but the loss should not be your concerns as you do not join him in borrowing the money. If he also decided not to give you some share of the profits that you made from gambling, you should not be angry but that act should tell you the type of individual you are friends with. If you find out that he borrowed the money, as a good friend you should advice him to not use the money in gambling but return it and only use spare money for gambling incase it gets lost.
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uneng
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July 21, 2024, 06:52:42 PM |
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I think a lender should have a binding agreement that the borrowers have to sign before they can be granted the loan, so that no matter how the borrower tries to outsmart the lender so that they won't have to repay the loan, the agreement will be presented as evidence before every legal panel. If one lends money to friends and the lender is expected to get the loan repaid, I think they should present strict rules to the borrowers because there are some people who love being debtors. Even if they have the money, such people don't like to pay back their loans. But if the borrower is lending to a best friend or relative and doesn't care if they get repaid or not, then the borrower can just give the loan with strict rules.
The problem is that in some countries like mine it's forbidden to lend money, as you can be considered a loan shark by the local justice system. Therefore, a document signed by lender and borrower will just corroborate in favour of the borrower in debt, as he can blackmail the lender. And there is nothing the lender can do, because if he goes to the court, he is the one going to be punished by the crime of lending money. If someone asks money, especially for betting purposes, the best answer you can give is to tell them to seek for a lending platform or bank, instead of asking you for funds. It's just too complicated to deal with loans without guarantees ensured by the law of your country. Unfortunatelly the truth is that the law protects the monopoly of banks on this matter, so they don't have competition on this business, where common citizens could be offering loans with cheaper interest rates in an open market.
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wheelz1200
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July 21, 2024, 07:13:04 PM |
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They keep asking ypu because ypu keep handing it out. It's simple just say no. I guess there are some exceptions but most of the time money amd friends or family don't mix well. In the case that someone can't pay it back I wouldn't want that to divide us and our relationship. And just tell them that. They should respect your position.
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slapper
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July 21, 2024, 07:13:43 PM |
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I am sorry to say that I think it will not be a wise decision to lend money to a gambler though many times we have to lend it can make loser both the lender as well as a borrower as the gambler can lose the funds and for that reason if the person can't repay the fund then s/he can fall on a bad situation.
The major loans on this forum end up being done for gambling and few for emergency needs. If the player wins big, they will return if they dont, they have to cough it up from next salary. Either way it does act same on the borrower and the lender both having lost. However there is no alternative to this, gamblers on this forum come to the forum loans sharks and would not want to take money from the nearest bank for gambling. Hence these things are risky to take as loan because its gambling all the way. Always avoid playing with borrowed money. That's true, both of these parties can equally suffer losses. And if you say what is wrong I think the two are wrong, the borrower is wrong to dare to take at risk such as this even though borrowing money to do gambling is an action that is not recommended at all. I can't understand that the borrower makes a loan of money to gamble on the basis of advice from other people such as friends or anyone. It is very stupid to follow the advice of friends who give advice to borrow money to be able to return to gamble. This action will only make things worse it has become a major chance, because the opportunity to win is very small, even luck does not know when it will happen. If you don't have money to gamble, you should stop, don't force yourself to continue to gamble because there is no guarantee to be able to get a victory. Gambling using your own money but excessively includes wrong actions, especially gambling using money from the loan from other people is very fatal. There are two things that will happen because of course losing money then what will happen we have to pay off the money that has been borrowed, and we must find ways to cover the losses we experience. The decision that Hars will make well is considered not to worsen the situation unless you want life to be destroyed then do it, but I think no one wants to be destroyed. Why do we take the shittiest advice from our so-called friends when it comes to something as dumb as gambling? We're connection junkies. People are pack animals, wired to trust and belong. Our nature is lovely and foolish. Fitting in is preferable to making a smart choice Gambling is about more than just earning or losing money. It depicts human life as a tumultuous dance of hope and misery. Every gamble is a tale of foolish optimism and risk-taking Imagine changing our perspective. Instead than condemning gambling, why not use it for self-discovery? An ludicrous but informative mirror of our deepest wants, anxieties, strategies, and failures. We risk love, careers, and goals in this microcosm of life
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hahay
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July 21, 2024, 07:22:31 PM |
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They keep asking ypu because ypu keep handing it out. It's simple just say no. I guess there are some exceptions but most of the time money amd friends or family don't mix well. In the case that someone can't pay it back I wouldn't want that to divide us and our relationship. And just tell them that. They should respect your position.
When it comes about money, I don't think it will be as easy as imagined, because when someone or a friend needs money, I don't know what the money is used for, but when they don't get a loan then they will no longer be happy with us. Indeed, everyone also has the right to refuse a request to borrow money, but when we also know about his gambling habits or perhaps the habit of continuing to borrow money then these factors will of course be difficult for us to lend him money. But yes, if for example they have done it before even for gambling and in fact they can still pay off their debt, then maybe it is not a problem if we give them another loan as requested. But, if the person has previously been proven irresponsible, then of course lending money on other occasions would be better to say, no.
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Mate2237
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July 21, 2024, 07:34:47 PM |
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You didn't asked them what they were going to do to with the money but you just guest that they asking for gambling well probably your instinct informed you but I advise that you should not give but id you have you can dash them the money but borrowing them to gamble is not advisable. Those who addicted to gamble would win and still finished them in the casino and come back and tell you that they lose the game.
If someone came to me and said I should borrow him money to go and play gamble, I won't give him because I indirectly promoting his gambling ambition. And as I said, if I have money instead of borrowing him, I will gift him the money.
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GxSTxV
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July 21, 2024, 07:50:29 PM |
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Fortunately for me, I don’t have many friends who are into gambling or heavily involved in such activities. We all participate for fun, and if someone doesn’t have extra money, we simply refrain from gambling and it doesn’t come to our minds that gambling is a solution to make money. Instead, we look for ways to earn and pay our bills first.
Let’s say, If a close friend were to approach me asking to borrow money for gambling or betting purposes, my answer would be a NO. I would do my best to explain the dangers of gambling and honestly question how they plan to repay the money if they can't afford to gamble in the first place.
Hopefully, many people reads these answers and post over here, and learn a lesson to not borrow money or lend it for gambling.
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nara1892
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July 21, 2024, 07:51:26 PM |
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So far, I am not someone who is considered a bank by most of my friends, so it is very rare for them to ask me to lend them money, but on the other hand, to be honest, I have twice experienced a situation like the one experienced by the OP, where one of my friends who is not very close to me (just acquaintances) who came later said that he wanted to borrow some money which, if I'm not mistaken, was around $3.
To be honest, I don't usually refuse other people's requests when they ask for help, so I agreed and then gave him the money in physical form, but not long after that I asked a normal question which was nothing more than a joke where I asked him about what it was for. the money and he said that it was money to buy illegal drugs. Somehow I really feel disappointed with the purpose, I don't mind the amount of money, I think you all understand how I feel, and if only before I gave the money I knew about the purpose then most likely I would not have given the loan .
Another thing, if the money is used for something useful such as buying food or other things then of course I am quite happy to be able to help, but if it turns out to be for something that is prohibited and dangerous such as illegal drugs, that is another thing.
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sunsilk
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July 21, 2024, 08:41:25 PM |
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They keep asking ypu because ypu keep handing it out. It's simple just say no. I guess there are some exceptions but most of the time money amd friends or family don't mix well. In the case that someone can't pay it back I wouldn't want that to divide us and our relationship. And just tell them that. They should respect your position.
This is the reality, these people will take advantage of the good heart that we've got. We have to learn to say no. Because if we don't, they're going to abuse that attitude of ours and they'll keep on asking it even though they haven't paid yet their outstanding balance. I am done with that era that I've got no obligations yet in the past years and that's why I am not that strict at all in lending money. But come on, we're working hard to earn for ourselves and we just can't keep on handing it out.
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DaNNy001
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July 21, 2024, 08:47:53 PM |
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It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
As someone that is into gambling I can't lend money to someone that has an intention of gambling with it Cause this might cause conflict later on and affect the relationship you have with that person There's this thing that happens when you gamble with a borrowed money ,it doesn't always work out I've experienced this several times, so it's best to just avoid the problem that might come at the end of the day Not giving out money for this reason doesn't make you a bad person, if the person is rational he or she would know You are just trying to save them from their careless decision
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Issa56
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July 21, 2024, 09:46:43 PM |
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They keep asking ypu because ypu keep handing it out. It's simple just say no. I guess there are some exceptions but most of the time money amd friends or family don't mix well. In the case that someone can't pay it back I wouldn't want that to divide us and our relationship. And just tell them that. They should respect your position.
When someone comes to me and asks me to borrow their money, first I will ask them what they will be using the money for, and if I notice the money is meant for gambling or something else that I notice is not really necessary, then I will say no. It’s really easy to request a loan from someone, but most people always find it very difficult to pay it back. I have borrowed some people, whom I call friends, but they couldn’t pay them back, and the funniest part is that some of them stopped talking to me just because they took a loan and couldn’t pay it back. So if I'm giving money to anyone, then it’s always an amount that I know, even if they don’t pay, it’s not going to affect me in any way.
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Forsyth Jones (OP)
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July 21, 2024, 10:44:52 PM |
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This is the reality, these people will take advantage of the good heart that we've got. We have to learn to say no.
Because if we don't, they're going to abuse that attitude of ours and they'll keep on asking it even though they haven't paid yet their outstanding balance.
I am done with that era that I've got no obligations yet in the past years and that's why I am not that strict at all in lending money. But come on, we're working hard to earn for ourselves and we just can't keep on handing it out.
That's right, when we don't want to lend money, whether for any reason, regardless of whether the person wants to spend it on gambling or not, we have every right to deny the loan, since the money was earned by you, that doesn't make us bad people. And not only that, opportunistic people tend to take advantage of the generosity of good people, first they ask them to borrow money, they don't pay it back and then this just evolves into other things, leading to disrupting their personal life. I believe that the first sign of an opportunistic person is when we lend some money and in addition to not paying it back, they never mention the debt.
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KTChampions
Legendary
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Activity: 2436
Merit: 1921
Leading Crypto Sports Betting & Casino Platform
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July 21, 2024, 11:05:56 PM |
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At first I don't think I can borrow anyone money for gambling, because am already familiar with the risk in gambling that one can either win or lose and most time the chances of losing is higher than that of winning. And you asking people to lend you money for gambling is a sign of gambling irresponsibly. Because one point about gambling is to gamble with what you can afford to risk not the other way round, because the money you are asking for is not for you, so In other word you are using money you can't afford to risk which is bad . Better still one should just wait till he or she have any amount of money to spare rather than borrowing money that you may lose at the end.
I can borrow money for anything as long as it's a small amount like beer money. Even if it's gambling and even if I consider such behavior irresponsible. And I’m ready to say goodbye to this money in advance, but that doesn’t mean that I won’t expect it to be returned to me. If I don’t get them back, then I’ll say goodbye to him, I can give a person a chance, but if he missed it, then he won’t get a second one.
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Zigabel
Full Member
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July 21, 2024, 11:09:14 PM |
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When a gambler tells you he's borrowing money to gamble, he's implicitly warning you that if he loses, repaying the loan might be difficult, and you could end up sharing the loss. As someone with my mindset, I should be cautious and well-informed in such situations.
As long as you don't lend money to someone to gamble, you don't have to be afraid when someone else invites you to gamble with that kind of money. Because the person who has to return the money is the borrower, not you unless you have made a promise to return the money together when you lose at gambling. But if you are only invited and are not told about it by the person who invited you, I think you are free from anything so you don't have to bear paying the money. Gambling with borrowed dun is totally a mess and if I get invited to gamble with borrowed funds, I most likely wouldn't accept and the reason is simply because, I know that I may not be gambling with my mind completely in the best form having that consciousness that I'm supposed to the funds is such that is supposed to be replaced and not to just allow get exhausted totally but then some others may have their way around, it's still never an ideal one for me and I will never want to get involved with such at any point.
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