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Author Topic: Should there be a limit to investing in your children?  (Read 1388 times)
Mahanton
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June 25, 2024, 08:48:20 PM
 #161

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

First of all as parents it an obligation to Carter for your children and the family at large, giving your children good education is not bad because it may be fruitful in the future but if you don't have what it takes to send them to schools outside your country or best schools in your country, I believe you can send them to average schools too within your means, investing in children is perfect but borrowing without having means to pay back and hoping on your children to payback in the future is not a good idea, we should understand that no matter how we see it, the future is unpredictable, beside going to a good school does not guarantee employment in some countries, for me I will say that parents should invest what the can but if parents are buoyant enough to invest in their children to any level they should, after all it is a commitment that parents must make to brighten the future of their children, education is a good foundation to success although it is not certain that every successuf person must be educated but it is very fundamental to human mental growth.
There shouldn't be limitation on parents investing in their children unless there is know efficient means to that effect, if all is in good shape in terms of finances then such parents should do the needful because it is worth it.
Of course as a parent then it would really be that our responsibility on raising up our children and giving the best that as we could as parents. Somehow it is really just that right with that kind of sentiment that it shouldnt really be that in the sense that you would really be giving it all but as a parent then it would be normal that we would be having that kind of thinking. Who doesnt want on giving all they do need? For sure you would
really be doing your best as a parent and wont mind about on the future you do have as long you have done your responsibility then this is something that would really be enough for us. It is really just that there
are people who do really mind too much about being excessive or what, on which we know that it would be just that normal since this is how we do show our love to them.

Somewhat it is really that partly true that some parents are really that putting it all and making those kind of expectations that their children would really be raising them up on the moment
that they do get their own job and on the moment that their parents would be getting old which is really that very wrong. This is why you should really be still allocating
something for future use on which its common sense.

R


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June 26, 2024, 05:50:50 AM
 #162

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

This issue has led a lot of parents to a big problem because selling some of their property to educate them is one of the biggest mistakes they have made, did we know that some parents didn’t have the money to travel with their children abroad but all in the name of seeing your friends children are studying abroad and I also want to do the same thing to make sure that I’m capable of doing the same, selling properties and taking loans to educate children is a big mistake instead of carrying out a child to study abroad it will be good to let them study in their country, attending another school doesn’t mean that they won’t learn or they will not be brilliant as the other people who go abroad to study.

And many of the children they send abroad these days don’t go and study again, some of them don’t even face their studies, I have seen many people who go abroad to study and become musicians and footballers, some don’t do anything there, just enjoying their lives and come back and meet their parents without achieving anything, although it is the parent's responsibility to make their children educated but not in a way of selling your properties or taking loans to educate them and later become a regret and this day’s even if you study abroad doesn’t mean that you will get a job immediately.

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June 26, 2024, 10:09:46 AM
 #163

snip-
Do you think parents should have a limit on the amount they can invest in their children?
There is no need to regret and no amount of money spent on your children should warrant this, but it will still be very good for parents to plan this within their means so that they can also plan for their future. I've also never been in support of parents viewing the right and quality upbringing of their children as an investment for payback. Fine, good and well-brought-up children will reciprocate if they have, but no parents with true love of their children should think they are investing in them so that they are productive for them someday, that is selfish in my opinion.

Anything parents do for their children should be selfless, this is even as they plan for their own future as a factor of safety. I am sure that this way, a thing like this will not be happening. The nature of many countries is so disappointing now, but still, parents continue to do this because it is our natural responsibility. We should only be wise in dispensing it, everything must be done with budget and plan.

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June 26, 2024, 03:26:43 PM
 #164

snip-
Do you think parents should have a limit on the amount they can invest in their children?
There is no need to regret and no amount of money spent on your children should warrant this, but it will still be very good for parents to plan this within their means so that they can also plan for their future. I've also never been in support of parents viewing the right and quality upbringing of their children as an investment for payback. Fine, good and well-brought-up children will reciprocate if they have, but no parents with true love of their children should think they are investing in them so that they are productive for them someday, that is selfish in my opinion.

Anything parents do for their children should be selfless, this is even as they plan for their own future as a factor of safety. I am sure that this way, a thing like this will not be happening. The nature of many countries is so disappointing now, but still, parents continue to do this because it is our natural responsibility. We should only be wise in dispensing it, everything must be done with budget and plan.
I believe it’s a wise idea following a certain plan when it comes to spending on your own children, thus the chances to spend above your means will somehow be avoided, except for sudden unforeseen expenses that you can’t just ignore but still find ways so you can provide those emergency needs of your children. I guess that’s the duty and obligation of us parents, that even if it means getting into debt just to provide them won’t matter for us at all. Their life is our priority, so as much as possible we should offer them what’s best for them in order to prepare them for a brighter future.

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June 26, 2024, 04:46:27 PM
 #165

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

This issue has led a lot of parents to a big problem because selling some of their property to educate them is one of the biggest mistakes they have made, did we know that some parents didn’t have the money to travel with their children abroad but all in the name of seeing your friends children are studying abroad and I also want to do the same thing to make sure that I’m capable of doing the same, selling properties and taking loans to educate children is a big mistake instead of carrying out a child to study abroad it will be good to let them study in their country, attending another school doesn’t mean that they won’t learn or they will not be brilliant as the other people who go abroad to study.

And many of the children they send abroad these days don’t go and study again, some of them don’t even face their studies, I have seen many people who go abroad to study and become musicians and footballers, some don’t do anything there, just enjoying their lives and come back and meet their parents without achieving anything, although it is the parent's responsibility to make their children educated but not in a way of selling your properties or taking loans to educate them and later become a regret and this day’s even if you study abroad doesn’t mean that you will get a job immediately.
We are choosing ridiculously for our children's education. All of this "my kid's going to Harvard" stuff is just a huge ego trip. Does this benefit the kids or just brag to our friends?

Think it will ensure success, parents are mortgaging their homes to put their children to a fancy school. Seriously, is it the best use of their money? Why don't spend the extra money on real-world experiences for their children after funding local education? Help them code, negotiate, and create a business. That is the kind of knowledge, not some pricey degree, that will truly benefit them in life

Education is about preparing kids for life, right? If you ship kids abroad, they won't learn how to negotiate their own culture and society. Their ability to be resilient and flexible is not growing as it should

I have seen it so many times: children are sent overseas, return with a fancy degree, and either wind up in a job they hate or worse, are totally lost. They were never allowed to decide for themselves what they wanted to accomplish with their lives, hence they have no idea

The entire educational system has to be reconsidered. We need to begin concentrating on each person's unique talents and hobbies rather than trying to fit everyone into the same pattern. Allow children to study in their own time and style. Put more of an emphasis on creating independent, well-rounded thinkers and quit worrying about degrees. That's the kind of education that's actually going to transform the world

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June 26, 2024, 08:33:50 PM
 #166

snip-
Do you think parents should have a limit on the amount they can invest in their children?
There is no need to regret and no amount of money spent on your children should warrant this, but it will still be very good for parents to plan this within their means so that they can also plan for their future. I've also never been in support of parents viewing the right and quality upbringing of their children as an investment for payback. Fine, good and well-brought-up children will reciprocate if they have, but no parents with true love of their children should think they are investing in them so that they are productive for them someday, that is selfish in my opinion.

Anything parents do for their children should be selfless, this is even as they plan for their own future as a factor of safety. I am sure that this way, a thing like this will not be happening. The nature of many countries is so disappointing now, but still, parents continue to do this because it is our natural responsibility. We should only be wise in dispensing it, everything must be done with budget and plan.
I believe it’s a wise idea following a certain plan when it comes to spending on your own children, thus the chances to spend above your means will somehow be avoided, except for sudden unforeseen expenses that you can’t just ignore but still find ways so you can provide those emergency needs of your children. I guess that’s the duty and obligation of us parents, that even if it means getting into debt just to provide them won’t matter for us at all. Their life is our priority, so as much as possible we should offer them what’s best for them in order to prepare them for a brighter future.
We do only hope for the best for our children and even if it means that we would really be taking up some loan then we would really be definitely be doing it and this is something that we would really be considering out on taking up such action. Some people are really just trying out to be wise on which it isnt really that bad but when you are on such condition that you are seeing that your children is really that needing up something then you would really be doing your very best on giving it out as a parent on which it would really be just that normal on having that approach. So it would really be just that understandable
that you would be doing it since we are parents and its our responsibility on raising them up and make them successful as much as possible and dont mind about other issues or strings attached
something like this and that.

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June 26, 2024, 09:09:40 PM
 #167

I don't agree if the language is investing in children, it's uncomfortable to my ears, educating or sending children to the best place and facilitating for their growth is a parent's obligation, and according to their ability to facilitate them, don't do things beyond their ability to finance them because if it doesn't match expectations on the way, the parents themselves have the potential to experience difficulties.

If the intention is to invest and be able to live more comfortably in their old age because they plan for their children to finance their lives, I think why not invest in stocks, property, gold, BTC instead of children, it is more logical than having to bear old age life to children, one day children also have their own dependents, a small family that they need to build and finance, unless the child is a billionaire, maybe he can finance the parents who have taken care of him, but if he is just an ordinary worker, it will be a difficult thing.

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June 26, 2024, 09:26:09 PM
 #168

If you get into survey the successful people now, you'll see that majority of them were supported by their parents to anything that they've done.

Maybe a couple few will say that they did it on their own. But the success of your children will have an impact on how you're helping them to stand on their own.

If giving them limitation based on your situation is what will work for you, it is okay. And if you're capable of making anything for them for their own growth in the future but you didn't do that because you wanna save money, think again.

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June 27, 2024, 02:28:34 AM
 #169

Education is important for children, so it is very natural that parents want the best education for their children. However, I think we need to look at the limitations we have. Sometimes there are schools that are quite good, and according to our abilities, but sometimes parents force the situation, and want to send their children to a better place. Actually it doesn't matter if we have money, but the problem is when we force it. Apart from that, we also need to see children's potential. Many parents force their children, so it ends in depression. Apart from that, education from parents is also very necessary, such as learning to make them independent, or other things. Not all knowledge will be obtained at school, but from parents and the environment. There are many people who go to school in good places, but what makes the child damaged is the environment. However, there are many things to consider, but as long as we are able to give the best, then give the best to our children. This is for their future.


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June 27, 2024, 04:10:32 AM
 #170

I believe it’s a wise idea following a certain plan when it comes to spending on your own children, thus the chances to spend above your means will somehow be avoided, except for sudden unforeseen expenses that you can’t just ignore but still find ways so you can provide those emergency needs of your children. I guess that’s the duty and obligation of us parents, that even if it means getting into debt just to provide them won’t matter for us at all. Their life is our priority, so as much as possible we should offer them what’s best for them in order to prepare them for a brighter future.
Having good planning for children is very important and as parents will certainly try their best to be able to spend all their children's needs well and in the case of sudden needs of course each person cannot know about this and it would be better if we could have savings for these needs so that they do not interfere with the needs of children so that they can fulfill their needs well and I really agree with you as parents of course they must prioritize their children first before their own needs because with all their children's needs being met of course as parents they will really feel happy when they see their children succeed.

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June 27, 2024, 07:04:11 AM
 #171

Of course one should not go beyond one's means. In any case. Because life is very uncertain. Parents always want to do well with their children and sometimes they go beyond their means. But I will say that since we don't know what our future holds.  Therefore, it is better to do something beyond the capacity and not regret later. But if the son and daughter are honest people, then the sacrifice made by the parents will be useful.
For me I think children are responsibility that every parents must try their best to take care of and children are also investment, when investing on children you don't need to think twice investing in them if they will be profitable or not because this is a responsibility that every parents can not just over look. That is why it is important for people to know that children are not just produced because they are needed. If thinking of having children one needs to be ready to take the responsibility and ready to give them the best for their life to be valuable in return.  If parents think there should be a limit in investing in children i think it is better not planing of having children because with this mentality I don't think there will be any concern of giving children the best. One will one just think of only giving them of the little they have and there won't be any motivation of trying to add value to their life. 

The more value that is added to the life of children gives a better chances for them to have a better future, this is what parents needs to understand about up bringing of children.

R


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June 27, 2024, 04:20:01 PM
 #172

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

In my opinion, investing in children is never a negative idea for any parent, if the parents believe that their children were raised well, they will be proud to go anywhere just to make sure that they invest in their children's education. That does not happen only in your country, in my country, we face the same problem. Some parents choose to invest in their children's education so that when they graduate and get a job, their children will be able to support them. But with the current situation in my country, many children finish school without getting a job, which could make some parents regret that they wasted their money on their children education for them to have a better life. After finishing school, they end up struggling on the streets searching for jobs.

I think some parents should understand that going to school does not guarantee that the children will have a job immediately after school. This seems to be a Bitcoin investment to me, you cannot make a profit from the time you invest, and you must be patient for some time to enjoy the money you invested. I'm always happy with parents who invest in their children because that is what parents are meant to do, they pray that their children have a better life than their own, no parent wants their children to suffer through the pain they do.

R


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June 27, 2024, 07:26:27 PM
 #173

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?
With or without the expectation from your children to take care of you during when you are old, you owe your children the responsibility of raising them up to become something good in life and to any level which you can regardless of future expectations. Yes one might feel disappointed after investing so much money on particular child  or children and they end up not becoming something useful in life, so this is reason you shouldn't only rely in what your children will do for you when you are old, you should also have a retirement plan in case your plans didn't go as expected.

R


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July 08, 2024, 11:24:45 AM
 #174

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?
I am speechless. How in the name of everything holy is investing to education a bad thing? People invest on their kids education so that they can freaking survive and live a life where life is not a constant struggle of providing food and a roof for their own kids. Poverty creates various problems that with having a buffer money you would easily avoid.

The fact that people are disappointed or depressed are psychological problems, that come from unhealthy relationships, unhealthy childhood, unhealthy surroundings and trouble to recognize and deal with emotions. And funny enough, in capitalsm, they also come purely from lack of money, because lack of money can create unbearable life situation.

Depression doesn't come from too good education and financial security coming from a good job that requires that education. So tell me, how does lack of education help anyone's situation?

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July 08, 2024, 11:57:40 AM
 #175

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I don’t think that will make parents have a limit on the amount they can invest in their children. One thing that I see in a parent who would like to take their child to the most prestigious school might just be that they want to show up because many of us know that having a job or getting employed is like the biggest hot cake in the world. So to avoid being in regret in the future, if you can sell out your property just to take your child out of the country to study and come back without being employed and you as the parent don’t have that money to support him to open his own private business, then all that effort will be in vain. That is why you will have to think wisely before you make a decision. 

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July 08, 2024, 01:27:20 PM
 #176

I believe it’s a wise idea following a certain plan when it comes to spending on your own children, thus the chances to spend above your means will somehow be avoided, except for sudden unforeseen expenses that you can’t just ignore but still find ways so you can provide those emergency needs of your children. I guess that’s the duty and obligation of us parents, that even if it means getting into debt just to provide them won’t matter for us at all. Their life is our priority, so as much as possible we should offer them what’s best for them in order to prepare them for a brighter future.
Having good planning for children is very important and as parents will certainly try their best to be able to spend all their children's needs well and in the case of sudden needs of course each person cannot know about this and it would be better if we could have savings for these needs so that they do not interfere with the needs of children so that they can fulfill their needs well and I really agree with you as parents of course they must prioritize their children first before their own needs because with all their children's needs being met of course as parents they will really feel happy when they see their children succeed.
Most parents have a common intention that their child will be different from others. Their child will know much more. A parent should try to get his child to get higher education in an outside institution due to the fact that he will earn much more after completing his studies. But not all parents may have the same motive here. There are many parents who want to give good education to their children. They want to send to any top tier countries for higher education to gain more knowledge in science or other subjects. But not everyone has the same vision, there are some parents who send their children abroad for higher education so that they can earn more money. And many of them lose their wealth to take the child to that stage. I think one should never spend more money. Because nowadays a man has to survive if he wants to survive. When someone over-spend for their children it can sometimes backfire. So parents need to know about this in advance to manage their present and future life.

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July 08, 2024, 04:12:42 PM
 #177

There is a current trend in my country where parents are doing everything.

Do you think parents should have a limit on the amount they can invest in their children?
The parent should actually have limitless responsibility in providing for their children. Every good and reasonable parent really knows how good it is to invest in their children. Therefore i will say that they ought to do everything possible to make sure there children needs are provided.
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July 08, 2024, 04:13:48 PM
 #178

And many of the children they send abroad these days don’t go and study again, some of them don’t even face their studies, I have seen many people who go abroad to study and become musicians and footballers, some don’t do anything there, just enjoying their lives and come back and meet their parents without achieving anything, although it is the parent's responsibility to make their children educated but not in a way of selling your properties or taking loans to educate them and later become a regret and this day’s even if you study abroad doesn’t mean that you will get a job immediately.

In as much as I support the idea of investing in our children, I wouldn't go extra mile to sell off properties or taking loans just for them to attend one of the best schools within or outside the country. The logic is very simple but we are the one complicating things ourselves. If the resources is available to cater for them in one of the best schools, they will definitely attend it but if there's no available resources, I will let them realize that being successful is not related to the type of school you attend. In fact, you don't need school in order to be successful. Investing in children should not be focused only on school, there are several ways to invest in them in order to see them become useful.

There are circumstances that may warrant selling of properties actually during their course of study and that is understandable but not selling properties just to enroll them in an expensive school that one may end up not able to pay dues in the long run. Attending the best school or even graduate with a high grade is actually not a guarantee of employment or success. We have seen several cases of this things happening.

R


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July 09, 2024, 06:40:52 AM
 #179

Well I think investing in the future of children is important because they will become the future leaders. Investing not only money but time and attention also has a huge impact on the development of children growing up.
Just like teachers teaching different class subjects to young students, parents should be responsible for investing time to raise their children. And teach them good morals, mannerisms, and respect for others.
Therefore it is necessary to do these things for them to have a better future. I believe that if we can all agree to do this our children will also have good long-term health for our future society.

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July 09, 2024, 04:09:55 PM
 #180

What you convey is a reality and that is the desire of parents, both us or others who have had children or have not yet had time (still young). Yes. Everyone has a direction and a desire but I personally will see the talent of my son if he shows that he is capable and earnest I will try my best and I will not impose my will on my children as I planned.

I think this is where the need for good communication and the ability of parents to read so that decision-making will not be wrong and effective for the child. Indeed, all have a limit to their ability in terms of the level of economic strength in sending them to school later.

The last hope is generally, at least after they are successful, at least they will be able to be independent even though it is also in our small hearts, they will also take care of us parents like we take care of them from childhood to adulthood.
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