Balancing Financial security and Bitcoin Accumulation

[Creeper0]

Anyone can start investing in any way.

In terms of investment strategy, everyone has the freedom to choose different strategies and invest in any strategy. But for a beginner, I think investing in any strategy will not be a good choice. For a beginner investor, no other strategy may be as suitable and easy as DCA. Because in other strategies (DIP, lump sum investment strategy, etc.), you may have to go through complex calculations or the effect of market volatility will force you to panic and the result of panic may not be positive.

Prudent Money DCA Strategy Investing in a long-term plan means that a beginner does not have to go through complex calculations or the market volatility may not affect him. Because the DCA strategy reduces the price volatility to some extent.

can invest with any source of income.

I am a little confused here. Are you suggesting to invest the necessary source of income as well? Maybe you are confused here yourself. Always prioritize only discretionary money for investment. Ignore any other source of income and invest with discretionary money. Because this is the money that is left after meeting your daily needs, which you may not need.

I think you are getting confused here by what you are saying here, the purpose of investing with discretionary income is because since it's the money left after all expenses has been made, you wouldn't be that troubled if your Bitcoin investment didn't goes as planned, so you saying that you need discretionary income when in the midst of financial crisis is wrong.

Although I don't know if I am right. But I think @Gost ms is somewhat right here. Discretionary money may not be necessary for me today, but in times of danger, no money will be discretionary if you don't have an emergency fund. Discretionary money is only needed if you don't have a backup fund, especially an emergency fund. So we must invest with discretionary money and also keep backup funds ready, especially an emergency fund.

[SmartCharpa]

But yes, anyone can invest through any method, can invest with any source of income. But it is better to invest by deciding which one will be good for his portfolio. Because if a person invests today and has to sell it after 2 days, it will never be good for him.

I believe your statement may confuse people who are new to investing. Yes, anyone who has the money can invest in Bitcoin, but it is not a good idea to invest with any money that comes your way. Every good investor has a plan, which means you set the amount you are willing to invest weekly or monthly and ensure that the money cannot be used for other important things like rent, food, or emergencies, if you invest without a plan, you may end up using money that was meant to be used for other needs, which can cause serious issues later.

Bitcoin is like any other investment, the price can fall and rise at any time, so you should only use extra money that you can afford to leave in the investment for a long time, even if the price falls. This is why planning is very important, you need to keep the money that can cover your other needs separate from your investing funds.

[Shadiq]

But yes, anyone can invest through any method, can invest with any source of income. But it is better to invest by deciding which one will be good for his portfolio. Because if a person invests today and has to sell it after 2 days, it will never be good for him.

I believe your statement may confuse people who are new to investing. Yes, anyone who has the money can invest in Bitcoin, but it is not a good idea to invest with any money that comes your way. Every good investor has a plan, which means you set the amount you are willing to invest weekly or monthly and ensure that the money cannot be used for other important things like rent, food, or emergencies, if you invest without a plan, you may end up using money that was meant to be used for other needs, which can cause serious issues later.

Bitcoin is like any other investment, the price can fall and rise at any time, so you should only use extra money that you can afford to leave in the investment for a long time, even if the price falls. This is why planning is very important, you need to keep the money that can cover your other needs separate from your investing funds.

A new investor needs to provide a source of discretionary income to start his investment journey, if he already has a source of discretionary income, then he needs to separate the discretionary money from there and prepare investment funds and backup funds with the discretionary money. In this case, proper planning is definitely needed and steps need to be taken according to the plan. For example, how long will you be in the investment and how much Bitcoin you are starting your investment journey with the aim of accumulating in your investment portfolio. Considering those aspects, you need to plan and prepare backup funds to survive in the long term.

Since both backup funds and investment funds come from discretionary money, you need to plan according to your position what percentage of the discretionary money would be better to take in investment funds and how much would be better to take in backup funds. I generally personally recommend keeping 60% of the discretionary money in investment funds and 40% in backup funds at the beginning of investment. When my backup fund is ready, I give utmost importance to the investment fund. You should do this plan from the prudent money that you have allocated for investment.

[Finebone]

But yes, anyone can invest through any method, can invest with any source of income. But it is better to invest by deciding which one will be good for his portfolio. Because if a person invests today and has to sell it after 2 days, it will never be good for him.

I think that you are wrong here brother, am talking about the highlighted words in your write up, you don't invest with any source of income as you claimed, that's not the best way to invest in bitcoin, because you can't be investing money meant for your basic needs, investment in bitcoin should only be done from our discretionary income, money left after all basic needs has been taken care of, because it's a money you can afford to lose,  unlike any source of income as you claim.

[Zanab247]

The trust in Bitcoin comes from understanding its future value, which is better than a short term investment, the price always changes, and that is normal, but the goal is to invest for the future. And if you continue to learn, you will be able to deal with the dips, stay patient, and do not invest more than you can afford to hold.

When you understand the value of BTC on time you will have the ability to start acculturating BTC in any price you find in the market. There are some few investors who don't use this method of DCA to accumulate BTC, to arrive in a big profits in the future, because they always guess it will not stay long to reach the price of their choice than to sell in the low price and continue with the short time,which is their favorite way of earning little profit from BTC.

like those that know the future of BTC will not just invest little capital on BTC, than to save money that will allow them to invest in BTC and wait for long season before they can change their minds to sell in high rate.

[Ruttoshi]

You need discretionary income only when you are in the midst of some kind of financial crisis or.

You don't need discretionary income only when you're in financial crisis but you need to have discretionary income all time in order for you to be ready to solve whatever expenses that comes your way whether planned or not. This is the main reason why you're expected to set up various kind of backup funds to tackle such problems. You use your discretionary income to set up your emergency funds, reserve funds and float and all of them have their own purposes and the right time to use them. They serve as your discretionary income if you don't have any available at that moment apart from these three.

This is why you can use your reserve funds in a more flexible way by using it for either your wants or needs if your weekly income is delayed and replace it immediately, you are paid. If you are in any financial crisis, you should use your float or reserve funds. Only if it's a real emergency and your reserve funds have been exhausted in the process of solving the problem, you can tap into your emergency funds. And make sure to refill them for future crisis.

You also need discretionary income to set up your bitcoin investment and continue building it overtime, as a matter of fact you need discretionary income to invest in various kind of assets.

[Rockson1]

anyone can invest through any method, can invest with any source of income. But it is better to invest by deciding which one will be good for his portfolio. Because if a person invests today and has to sell it after 2 days, it will never be good for him.

I think you are mistaking somethings, what do you mean by any one can invest with any source of income? Any source of income you've once your ready to invest or already in the investment, your dusreatonary income should be traced our or figured out from that your source of income then you can invest with it freely, hey the reason why we keep mentioning discretionary income is because you invest with it freely without at midway of your investment having the mindset of withdrawing your asset, is just like using the amount after you might have finish your other expenses, the left over is what you just need to invest with, bitcoin investment is all about being smart, your smartness and approach while investing in bitcoin helps you to freely overcome some obstacle that might hinder you from accumulating and hodling for a long-term.

[sotelorene]

All they need is discretionary funds.. which means that it is funds that are extra after they have accounted for their expenses.

The only difference with my use of the term "income" is to suggest that there is a steady flow of discretionary income every week or every month, and in order to invest into bitcoin you do not need a steady flow of income.

As far as I can understand from your post, the mistake we often make is that we consider discretionary income in investment, but if we look deeply into the matter, we can see that there is a slight difference that would be discretionary fund. By discretionary income we mean the income that a person receives consistently like weekly or monthly. But when we say discretionary fund, it is an amount after spending all expanses. It can be 10 dollars or 20, any number, and in the case of investing in Bitcoin, we can invest that amount. Discretionary funds can be said to be money that I have no obligation to use. I can spend it wherever I want, according to my wishes, and that money is worthy for Bitcoin investment.

There is probably no need to get overly caught up on the difference in the terms, yet when guys are proclaiming that there is a need for a steady income before getting started with investing into bitcoin they are wrong.

I agree, sometimes people get way too distracted on the exact wording or definitions, and it ends up distracting them from the real message… Whether you say steady income or discretionary funds, I think what really matters is how you manage what you have to start investing... not getting stuck on the terms, it does slow down a lot of people who just want to get started…

Sure it is nice to have an income flow  and a good job and even a lot of discretionary income, and that will help guys to buy more bitcoin and to create stronger back up fund systems.

Yeah, no one is disputing the fact that having a good job and steady income does not makes stacking Bitcoin easier, no doubt. It helps build a backup fund, reduces stress, and speeds up your buying power which is also important…   But at the same time, not everyone situation looks like that, and it should not be a barrier…. You can still be buying Bitcoin little by little, even if your cash flow isn’t steady, it’s all about you knowing how to balance things…

There may well be cases that the discretionary funds are not enough and the future employment and the future income are too uncertain to be able to invest into bitcoin, and each person needs to make those kinds of judgements, even though guys continue to be wrong to repeatedly proclaim that guys need to have a steady income before getting started investing into bitcoin.

True, smetimes discretionary funds just are not enough, and the future feels too uncertain to commit big…

Everyone needs to be honest with themselves about their financial situation and the risks they can take. But even with those limits, the door to investing is not still closed, it just means moving at a different pace and adjusting expectations..  People often say you need steady income before getting started, but that is not the full story. The truth is, anyone can start stacking BTC in whatever way works for them… It might be slower but what matters is starting and staying consistent, and also growing over time...

Anyone can start investing in any way. But they have to keep in mind which method will be good for them. As you said, fixed income If a person has a fixed income, if his expenses are high and he cannot invest consistently, then it will not be the right decision for his investment at all. It is said to invest with discretionary income for investment, because you do not need discretionary money very much. The amount of money left after deducting all your expenses is your discretionary income. You need discretionary income only when you are in the midst of some kind of financial crisis or. That is why it is always said that it is better to invest with discretionary income. If you invest with discretionary income, the possibility of continuity of investment is very high.

But yes, anyone can invest through any method, can invest with any source of income. But it is better to invest by deciding which one will be good for his portfolio. Because if a person invests today and has to sell it after 2 days, it will never be good for him.

Your post seems to be misleading to some extent, how do you mean when you said one don't need discretionary money very much? How do you mean when you said one only need discretionary income when they are in the midst of financial crisis? These are absolutely wrong and not true, every investor needs discretionary income to fuel there investment and an investor doesn't need discretionary income when they are in the midst of financial crisis rather it is just needed to invest in Bitcoin.

Yes anyone can decide to choose lump sum, DCA or buy Dip but the most preferred method is the DCA method because both rich and poor can invest with it regardless of Bitcoin price and any source of income that someone can be able to figure out discretionary from, is okay for Bitcoin investment.

[Joy- maker]

But yes, anyone can invest through any method, can invest with any source of income. But it is better to invest by deciding which one will be good for his portfolio. Because if a person invests today and has to sell it after 2 days, it will never be good for him.

I think that you are wrong here brother, am talking about the highlighted words in your write up, you don't invest with any source of income as you claimed, that's not the best way to invest in bitcoin, because you can't be investing money meant for your basic needs, investment in bitcoin should only be done from our discretionary income, money left after all basic needs has been taken care of, because it's a money you can afford to lose,  unlike any source of income as you claim.

you're right what he or she said is not the best way to invest in bitcoin, for the best way to invest in bitcoin is by investing only your leftover money (Discretionary income) after you must have settled your basic needs and expenses and not money meant for settling your basic needs and expenses. Because if an investor invest money meant for settling his or her basic needs and expenses trust me the investor will sell of his or her bitcoin investment at early stage of accumulation all because of investing wrongly.

[JayJuanGee]

[edited out]

The truth is, anyone can start stacking BTC in whatever way works for them… It might be slower but what matters is starting and staying consistent, and also growing over time...

Let's say that we (a family situation, perhaps?) are in our mid-to-late 30s and we had around 10 years of investing prior to getting into bitcoin, so we have build up our finances with our traditional assets and maybe we even have close to a couple of years worth of our expenses in our traditional investment (the amount we put in plus whatever appreciation that it had done through that time), so our traditional investment is not doing too bad.. even though we see that if we had put that money in bitcoin, we would have had been in a much better place, maybe even close to fuck you status... but we also realize that we cannot go back in time..

Maybe we ONLY recently learned about bitcoin in the past 6 months or so, and so we had started investing into bitcoin with about 10% of our income (as we had been doing with our other pre-bitcoin investments), yet we are now questioning if we might want to be more aggressive with our bitcoin, perhaps go to a higher rate of investing into bitcoin at 15% to 20% and/or considering maybe taking some money out of our traditional investment and reallocating that into bitcoin, to the extent that there might not be penalties.. so it is a consideration that has not been resolved yet.. Going even more aggressive into bitcoin and discontinuing investing into our traditional investment could achieve a similar purpose of transfering/reallocating into bitcoin, yet without suffering any transferring penalties..

Maybe our tentative goal is to invest for another 10-15 years and then maybe to consider being able to retire in our early 50s... Previously we had considered that we would have to work until our mid-60s before being able to retire or stop working, yet we are seeing bitcoin as a way to reduce our retirement (pulling the fuck you lever) timeline.

So part of our goal is to try to be as aggressive as we can be in regards to our bitcoin investment, yet without overdoing it... We want to be in the game around 12-15 years from now when we are reaching our early 50s and perhaps wanting to pull the fuck you lever so that we either never have to work again, or we are ONLY doing the kinds of work that we want to do and sure one of the kinds of work we expect to do would be managing our finances... Maybe 4-6 hours per week?

So a goal would be to still be in bitcoin (or whatever our various investment allocations) and without wrecking ourselves, and there are a variety of paths that we could end up taking, yet right now we are seeing being bitcoin-focused is likely amongst the better if not the best of the possible paths. 

Even though nothing is guaranteed, I think that a guy who comes to bitcoin and who is continuing to grow his bitcoin without wrecking himself and without overly taking chances, he has good odds in terms of putting himself in a better situation by having had focused on bitcoin rather than if he had not focused on bitcoin... and of course, it is implied that focusing on bitcoin also involves the employment of strong cashflow management practices.

You need discretionary income only when you are in the midst of some kind of financial crisis or.

.....If you are in any financial crisis, you should use your float or reserve funds.

Only if it's a real emergency and your reserve funds have been exhausted in the process of solving the problem, you can tap into your emergency funds. And make sure to refill them for future crisis....

I agree with everything in your post, except I would like to clarify a couple of points.

1) float money cannot be used until it is resolved. The idea of float money is that it is being held in order to address unknown expenses, and once those are resolved then the float would convert into discretionary funds, so then it could be used.

I can see how some folks out of over precaution might end up classifying a lot of their discretionary income as float because they had not yet made up their mind in regards to how they were going to spend the money or if the money might be needed for certain  kinds of expenses, and surely if some kind of a compelling expense comes up, then surely some of the excessive money that had been classified as being float could be used because it could be taken out of float and reclassified as discretionary monies.

2) There is more of an urgency to refill emergency funds as soon as feasible.. since they should not be drawn into for anything other than emergencies (yet of course people create their own classifications of what is an emergency and what is not an emergency).  The reserve funds has less urgency in regards to whether or not they are refilled.

Of course, if a person is constantly ONLY retaining emergency funds as his back up funds and he has no reserve funds, then he is going to be more frequently tapping into his emergency funds for things that probably should have had been prepared for in his reserve funds.. So, yeah of course, we can set these boundaries wherever we like and even move them around from time to time based on our experiences, and personally, I might find that whenever I start to tap into my emergency funds, I start to get nervous that I am running out of back up funds, so sometimes in order that I am not continuously putting myself into such a situation where I am regularly tapping into my emergency funds, I might purposefully choose to maintain a bit higher quantity of reserve funds so that I don't have to regularly put myself into such a stress level. 

Actually recently I did this for myself.  I increased some of my back up funds by around 15% so that I would have a bit of a better cashflow cushion... and not contribute as much towards some of my own stress.

[Makus]

But yes, anyone can invest through any method, can invest with any source of income. But it is better to invest by deciding which one will be good for his portfolio. Because if a person invests today and has to sell it after 2 days, it will never be good for him.

I think that you are wrong here brother, am talking about the highlighted words in your write up, you don't invest with any source of income as you claimed, that's not the best way to invest in bitcoin, because you can't be investing money meant for your basic needs, investment in bitcoin should only be done from our discretionary income, money left after all basic needs has been taken care of, because it's a money you can afford to lose,  unlike any source of income as you claim.

you're right what he or she said is not the best way to invest in bitcoin, for the best way to invest in bitcoin is by investing only your leftover money (Discretionary income) after you must have settled your basic needs and expenses and not money meant for settling your basic needs and expenses. Because if an investor invest money meant for settling his or her basic needs and expenses trust me the investor will sell of his or her bitcoin investment at early stage of accumulation all because of investing wrongly.

It's not advisable to invest with money ment for basic need in bitcoin, because your bitcoin investment should come from your discretionary fund which is a byproduct of your leftover or some personal wants that we desire like gambling. Alot of us do gamble and instead of spending from your basic need which are important for your survival and comfort you can choose  choose to deny yourself gamble for that week or month and spend the money building your bitcoin portfolio. Again there are persons who also diversify their money into shitcoins, there is no point doing that because it's equivalent to gambling, and what gambling does is that, 90% of the time it take money from us rather than giving us something good in return all we have while gambling is hoping we get lucky but historically bitcoin has been proven to be profitable when you hold for long term.

[Joeboy]

Because the DCA strategy reduces the price volatility to some extent.

Even if one makes use of DCA Strategy the price of Bitcoin will still keep going up and down after you buy. So I would say this-DCA Strategy doesn't "stop" rather does it even "reduce"  volatility. "What we can say that DCA Strategy does is that it helps spread your buys so you don’t risk putting all your money in at the worst time."

Let's consider this example:

Let’s say a beginner makes use of DCA and buys 0.01 Bitcoin every week for for the duration of 7 weeks. The first and the second week he bought at the rate of $50k, the third and the fourth week he bought at at $45k, the fifth to the seventh week he bought at $40k Based on the example his average buy price will be around $45k. That’s definitely better than him putting all your money in at $50k.

Still on the example, if paraventure the price of 0.01 BTC suddenly drops to $40k and later $35k, his portfolio cannot remain the same, it will definitely go down in value.

[Finebone]

Because the DCA strategy reduces the price volatility to some extent.

Even if one makes use of DCA Strategy the price of Bitcoin will still keep going up and down after you buy. So I would say this-]DCA Strategy doesn't "stop" rather does it even "reduce"  volatility.What we can say that DCA Strategy does is that it helps spread your buys so you don’t risk putting all your money in at the worst time

No, I disagree on this your highlighted statement here buddy, the very purpose of dca accumulating strategy is to make accumulation of Bitcoin very easy and affordable even for the poor, because you can be buying it bit by bit according to your financial strength, and point of correction, their is no worst time to buy Bitcoin, because it's still very cheap when compared to how much the value can rise up to in the future, so what you said in the highlighted words are false.
Additionally, volatility is part of the nature of Bitcoin, so it wouldn't go away all of a sudden because you are accumulating through the dca strategy.

[9ja Amaka]

Because the DCA strategy reduces the price volatility to some extent.

Even if one makes use of DCA Strategy the price of Bitcoin will still keep going up and down after you buy. So I would say this-]DCA Strategy doesn't "stop" rather does it even "reduce"  volatility.What we can say that DCA Strategy does is that it helps spread your buys so you don’t risk putting all your money in at the worst time

No, I disagree on this your highlighted statement here buddy, the very purpose of dca accumulating strategy is to make accumulation of Bitcoin very easy and affordable even for the poor, because you can be buying it bit by bit according to your financial strength, and point of correction, their is no worst time to buy Bitcoin, because it's still very cheap when compared to how much the value can rise up to in the future, so what you said in the highlighted words are false.
Additionally, volatility is part of the nature of Bitcoin, so it wouldn't go away all of a sudden because you are accumulating through the dca strategy.

It seems you dont understand what he meant, rather you are only defining DCA for us here. Let me take the time to point out his points. DCA doesn't stops volatility, you are only on an advantage to buy whatever the price is atm.

Also, your right. There is nothing like a worst time to buy Bitcoin when you are practicing DCA. Only those who are timing the market (traders) are allowed to use that statement. As a weekly investor what you should be concerned is to work on increasing your income so that you can have more discretionary income to invest with. The price shouldn't bother at all.

[Stormisover]

Because the DCA strategy reduces the price volatility to some extent.

Even if one makes use of DCA Strategy the price of Bitcoin will still keep going up and down after you buy. So I would say this-]DCA Strategy doesn't "stop" rather does it even "reduce"  volatility.What we can say that DCA Strategy does is that it helps spread your buys so you don’t risk putting all your money in at the worst time

No, I disagree on this your highlighted statement here buddy, the very purpose of dca accumulating strategy is to make accumulation of Bitcoin very easy and affordable even for the poor, because you can be buying it bit by bit according to your financial strength, and point of correction, their is no worst time to buy Bitcoin, because it's still very cheap when compared to how much the value can rise up to in the future, so what you said in the highlighted words are false.
Additionally, volatility is part of the nature of Bitcoin, so it wouldn't go away all of a sudden because you are accumulating through the dca strategy.

You are right there is nothing as putting all your money at the worst time because those that have a larger amount to lump sum can do that without considering the market conditions, that DCA is a good strategy doesn't make other strategies in effective when it is used appropriately, people can lump sum and even front load their investment if only they have the capacity to do it without having a negative effect on their area of life, it is now obvious that there is no worst time of buying Bitcoin because the market is unpredictable.

[Yablee0]

Because the DCA strategy reduces the price volatility to some extent.

Even if one makes use of DCA Strategy the price of Bitcoin will still keep going up and down after you buy. So I would say this-]DCA Strategy doesn't "stop" rather does it even "reduce"  volatility.What we can say that DCA Strategy does is that it helps spread your buys so you don’t risk putting all your money in at the worst time

No, I disagree on this your highlighted statement here buddy, the very purpose of dca accumulating strategy is to make accumulation of Bitcoin very easy and affordable even for the poor, because you can be buying it bit by bit according to your financial strength, and point of correction, their is no worst time to buy Bitcoin, because it's still very cheap when compared to how much the value can rise up to in the future, so what you said in the highlighted words are false.
Additionally, volatility is part of the nature of Bitcoin, so it wouldn't go away all of a sudden because you are accumulating through the dca strategy.

I agree with you Mr finebone because many folks failed to understand that DCA is the easiest method in accumulating Bitcoin regardless of your financial capability, and it also gives everyone including the poor an opportunity to be a partakers in bitcoin investment and its potential, however the future potentials of bitcoin is way beyond human imagination so it will be too  bad not to invest now that bitcoin is still affordable and accessible through dca strategy because their will be a time when bitcoin price will hit it's peak and I believe it could be too late by then.

[SmartCharpa]

I agree with you Mr finebone because many folks failed to understand that DCA is the easiest method in accumulating Bitcoin regardless of your financial capability, and it also gives everyone including the poor an opportunity to be a partakers in bitcoin investment and its potential, however the future potentials of bitcoin is way beyond human imagination so it will be too  bad not to invest now that bitcoin is still affordable and accessible through dca strategy because their will be a time when bitcoin price will hit it's peak and I believe it could be too late by then.

A lot of individuals are out there who have failed to invest in Bitcoin. It's not because they don't have enough money to seize the chance and be among the people who will benefit from the effects of Bitcoin in the future, but a lack of knowledge and ignorance have prevented them from investing in Bitcoin while they still have the chance.  Bitcoin has spoken for itself, and we do not need to prove anybody wrong that it is a great investment where to put our money. This is not the first value of Bitcoin, and those with negative views have been proven wrong.

Of course, the DCA method is the easiest plan for investing in Bitcoin without stress; even if the price falls, you will still be building your holdings. Sure, Bitcoin's future is beyond what we can expect. Even those who predict that Bitcoin is going to be great in the future have no idea what the price will be, but they believe in Bitcoin since nothing else has performed well compared to Bitcoin, and it is going to continue to prove people wrong.

[Olatundespo]

Because the DCA strategy reduces the price volatility to some extent.

Even if one makes use of DCA Strategy the price of Bitcoin will still keep going up and down after you buy. So I would say this-]DCA Strategy doesn't "stop" rather does it even "reduce"  volatility.What we can say that DCA Strategy does is that it helps spread your buys so you don’t risk putting all your money in at the worst time

No, I disagree on this your highlighted statement here buddy, the very purpose of dca accumulating strategy is to make accumulation of Bitcoin very easy and affordable even for the poor, because you can be buying it bit by bit according to your financial strength, and point of correction, their is no worst time to buy Bitcoin, because it's still very cheap when compared to how much the value can rise up to in the future, so what you said in the highlighted words are false.
Additionally, volatility is part of the nature of Bitcoin, so it wouldn't go away all of a sudden because you are accumulating through the dca strategy.

I think you misunderstood @Joeboy or didn't understand the underlying language of what he was trying to convey. I think he meant that investors who maintain DCA method and accumulate Bitcoin will see their portfolio average worth over time with discretionary funds every week. The process of gradually accumulating Bitcoin instead of taking lump sum investment risk.
As the amount of long term buying increases, the UP will decrease as the Bitcoin holdings increase. Spreading buying regardless of the Bitcoin price means that your holdings will continue to grow. A positive aspect of the DCA strategy is that it allows investors of any income to easily continue to accumulate Bitcoins and the amount of money can be of any size.

[GIF-JOBS]

Because the DCA strategy reduces the price volatility to some extent.

Even if one makes use of DCA Strategy the price of Bitcoin will still keep going up and down after you buy. So I would say this-]DCA Strategy doesn't "stop" rather does it even "reduce"  volatility.What we can say that DCA Strategy does is that it helps spread your buys so you don’t risk putting all your money in at the worst time

No, I disagree on this your highlighted statement here buddy, the very purpose of dca accumulating strategy is to make accumulation of Bitcoin very easy and affordable even for the poor, because you can be buying it bit by bit according to your financial strength, and point of correction, their is no worst time to buy Bitcoin, because it's still very cheap when compared to how much the value can rise up to in the future, so what you said in the highlighted words are false.
Additionally, volatility is part of the nature of Bitcoin, so it wouldn't go away all of a sudden because you are accumulating through the dca strategy.

I agree with you Mr finebone because many folks failed to understand that DCA is the easiest method in accumulating Bitcoin regardless of your financial capability, and it also gives everyone including the poor an opportunity to be a partakers in bitcoin investment and its potential, however the future potentials of bitcoin is way beyond human imagination so it will be too  bad not to invest now that bitcoin is still affordable and accessible through dca strategy because their will be a time when bitcoin price will hit it's peak and I believe it could be too late by then.

The DCA method is a strategy that is equally effective for every investor, regardless of financial position, an investor can manage Bitcoin investment very well through DCA, because it will never see the amount of your investment, if you are consistent, it will give you a good chance of success, you should never worry about the price of Bitcoin, because it always moves with such volatility, so it is never the right decision to delay investment because of this volatility, the level of Bitcoin will rise much higher in the future, so instead of being afraid of this slight volatility, you should have a long-term perspective.

[Y3shot]

There are many investors who are not motivated to invest despite having money. They definitely need to have a good understanding of Bitcoin at the beginning. But in most cases, the picture that is seen is that they get stuck in the middle due to lack of investment knowledge. There are many people who cannot maintain their investment after investing in Bitcoin. The purpose for which they invested is not successful. An investor should definitely give importance to several things while investing in Bitcoin. At the beginning of the investment, it should be seen whether he has the capacity to invest. If he has discretionary income and if he can invest in Bitcoin regularly for a long time, then he can benefit from Bitcoin investment at some stage.

Knowledge is what makes people invest in Bitcoin. That is why you see someone who thinks Bitcoin is too expensive to invest in, while they can just invest the little they can afford and do so consistently. You will also see people who are earning well but still find it difficult to invest.

Money doesn't really determine Bitcoin investment; though money is important, you can still have money and not invest. Knowledge is the principal thing in Bitcoin investment. That is why you can see a student who depends on their parents for upkeep money, but the person is consistently investing in Bitcoin. This is not because the money is too available, but this investment is possible because of the understanding one has about Bitcoin investment.