Where I'm from we still have 14 salaries mandated by law and on Christmas every private sector worker that has been with the same company for over a few months receives a full salary extra in full.
What I've noticed recently is that many people tend to go gambling and some even gamble away their full salary.
It used to be that this extra salary was given to gifts and some was saved.
But now people don't take it into account for their budgeting and instead use the whole of it as if it was a random small windfall.
Do you have similar experiences with your colleague that gamble knowing they will almost certainly waste away their Christmas bonus?
I might be expressing a mercenary or envious point of view, but it's better not to gamble with this supplement to my annual work income, because if I lost this salary, it would definitely significantly worsen my mood. And if I also found out that one of my colleagues won something at an online casino by gambling this salary, I would become sad because I would envy them.
Therefore, I would rather keep this money in my pocket than deposit it.
Yes, it's boring, but it's better than being left without this money. And it might be needed for gifts and other living expenses next year.