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Author Topic: [LENDING] Get Loans WITHOUT Collateral- Loans up to $50. No reputation needed!  (Read 8357 times)
Rupture
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April 30, 2014, 10:35:36 AM
 #1

Need a loan? Have no collateral? Have no reputation?
You can still get a loan!

Everyone should be given a chance.

Process
You will need to offer proof of humanness so someone cannot keep making alt accounts. To do this, you need to take a picture including:

* You, including your face
* Your bitcointalk profile on a screen, clearly visible in the background
* A sheet of paper with today's date and "Rupture"

You can submit this privately, via a PM here. Upload it to https://img.bi/ and PM me the link.

Then, reply to this post requesting a loan. You must have submitted a proof of humanness via PM, and you must request the loan in a reply here.

Amounts
Loans are valued in USD and transferred using BTC.

You can get a loan up to $10 USD, however if you are a woman you can get up to $50 USD. This is because women (not the ones pretending to be girls) scam less -- this is a fact, you can name tons of scammers here that are men but hardly any real girls scam. This isn't any more sexist than differently priced auto insurance.

Interest
Interest is 2%+$0.15 per week, non-compound. The max loan duration is 8 weeks.

Example: If you borrow $30 for 4 weeks, you will need to pay (30 * 0.02 * 4) + (0.15 * 4) = $3 in interest.

Why negative trust?
I believe everyone should be given a chance without being treated like a scammer. Unfortunately, the power tripping user 'Vod/mlawrence' disagrees, and have gave me negative trust  as I am offering to help everyone with small loans. I recommend adjusting your trust list to remove DefaultTrust and manually insert people who are trustworthy, and leaving negative trust for Vod here for abuse of the trust system.
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coinnewbit
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April 30, 2014, 10:36:31 AM
 #2

Need a loan? Have no collateral? Have no reputation?
You can still get a loan!

Everyone should be given a chance.

Process
You will need to offer proof of humanness so someone cannot keep making alt accounts. To do this, you need to take a picture including:

* You, including your face
* Your bitcointalk profile on a screen, clearly visible in the background
* A sheet of paper with today's date and "Rupture"

You can submit this privately, via a PM here. Upload it to https://img.bi/ and PM me the link.

Then, reply to this post requesting a loan. You must have submitted a proof of humanness via PM, and you must request the loan in a reply here.

Amounts
Loans are valued in USD and transferred using BTC.

You can get a loan up to $10 USD, however if you are a women you can get up to $50 USD. This is because women (not the ones pretending to be girls) scam less -- this is a fact, you can name tons of scammers here that are men but hardly any real girls scam. This isn't any more sexist than differently priced auto insurance.

Interest
Interest is 2%+$0.15 per week, non-compound. The max loan duration is 8 weeks.
What about gays?
malevolent
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April 30, 2014, 10:58:01 AM
 #3

This is because women (not the ones pretending to be girls) scam less -- this is a fact, you can name tons of scammers here that are men but hardly any real girls scam.

Alessia Tatti's (Alberto Armandi's wife) or Homeless Jackie's (a.k.a. "wong RAP") victims would disagree with you.
DubFX
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April 30, 2014, 11:03:01 AM
 #4

Wishing you good luck but you can't identify anyone by their face if they will scam you.
Rupture
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April 30, 2014, 11:05:14 AM
 #5

This is because women (not the ones pretending to be girls) scam less -- this is a fact, you can name tons of scammers here that are men but hardly any real girls scam.

Alessia Tatti's (Alberto Armandi's wife) or Homeless Jackie's (a.k.a. "wong RAP") victims would disagree with you.
I didn't say no women scams, but there are far less occurrences of women scamming here, and in fact conducting fraud in real life (police stats will tell you this).

Wishing you good luck but you can't identify anyone by their face if they will scam you.

Thank you. It is only $10/$50 and I expect most scammers to hesitate, as it will follow them for their life.
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April 30, 2014, 12:07:43 PM
 #6

This is because women (not the ones pretending to be girls) scam less -- this is a fact, you can name tons of scammers here that are men but hardly any real girls scam.

Alessia Tatti's (Alberto Armandi's wife) or Homeless Jackie's (a.k.a. "wong RAP") victims would disagree with you.
I didn't say no women scams, but there are far less occurrences of women scamming here, and in fact conducting fraud in real life (police stats will tell you this).

Wishing you good luck but you can't identify anyone by their face if they will scam you.

Thank you. It is only $10/$50 and I expect most scammers to hesitate, as it will follow them for their life.

Interesting, give it another day or so and scammers will get their way around it Tongue
You have no idea how little they are willing to scam for Tongue
coinnewbit
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April 30, 2014, 12:12:18 PM
 #7

May I suggest a video chat instead of just a picture chat?
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April 30, 2014, 12:40:15 PM
 #8

Yes man im talking about this. Thanks a alot. Thank you for trust our humanity. 10$ is very low but its a good start. Everybody needs one shot in their life.

Rupture
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April 30, 2014, 12:53:01 PM
 #9

May I suggest a video chat instead of just a picture chat?
Thank you for the suggestion. I may incorporate it, perhaps as an option for higher loan amounts. There are no changes to policies yet.

Yes man im talking about this. Thanks a alot. Thank you for trust our humanity. 10$ is very low but its a good start. Everybody needs one shot in their life.
I agree. Thanks for your interest, and I hope this genuinely helps you. Please send a PM to me with the verification picture, and reply here with your intended duration, purpose, and Bitcoin address.
Vod
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April 30, 2014, 01:05:49 PM
 #10

Enabling scammers is an excellent way to get negative trust.  Don't be stupid.   Undecided

I'm into creating universes, smiting people, writing holy books and listening to Prayer Messages (PMs).
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Rupture
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April 30, 2014, 01:12:56 PM
 #11

Enabling scammers is an excellent way to get negative trust.  Don't be stupid.   Undecided
I am aware of the amount of scammers here, and the requirements are engineered to prevent the same person from making alts and scamming. I believe everyone deserves a chance. I'm also here to pay it forward. Go apply negative trust if you want to go on a power trip, nobody actually cares Smiley

Why don't you go to the securities section and give negative trusts to investors of surefire scams? There's quite a few that are extremely blatant Wink And yes, someone may reciprocate negative trust with a in-DefaultTrust main if you choose to give negative trust to someone that aims to help people and not treat everyone like a criminal.


Now, for those that are interested in taking up on the loan, feel free to PM and then post here.
gondel
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April 30, 2014, 01:28:26 PM
 #12

Need a loan? Have no collateral? Have no reputation?
You can still get a loan!

Everyone should be given a chance.

Process
You will need to offer proof of humanness so someone cannot keep making alt accounts. To do this, you need to take a picture including:

* You, including your face
* Your bitcointalk profile on a screen, clearly visible in the background
* A sheet of paper with today's date and "Rupture"

You can submit this privately, via a PM here. Upload it to https://img.bi/ and PM me the link.

Then, reply to this post requesting a loan. You must have submitted a proof of humanness via PM, and you must request the loan in a reply here.

Amounts
Loans are valued in USD and transferred using BTC.

You can get a loan up to $10 USD, however if you are a women you can get up to $50 USD. This is because women (not the ones pretending to be girls) scam less -- this is a fact, you can name tons of scammers here that are men but hardly any real girls scam. This isn't any more sexist than differently priced auto insurance.

Interest
Interest is 2%+$0.15 per week, non-compound. The max loan duration is 8 weeks.
What about gays?
Why? Are you one?
BTW the offer is not bad, but what is your chance to get your money back only with the given face of the person?
BR,
Gondel
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April 30, 2014, 01:46:40 PM
 #13

so let's say i borrow 0.023 btc from you (which is about 10 bucks at current rate) and keep them for a 8 weeks loan, i would owe you about 0.023 + 0.00368 (2% multiplied by 8 ) + 0.0027 (0.15$ multiplied by 8 in btc)
= 0.2938 btc at the end of the 8 weeks?

(some numbers have been rounded but honestly it s just to see if i got the math right)

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April 30, 2014, 03:31:01 PM
 #14

Am at work man. I ll send pm when i was at home. My shift ends up 22:00pmGMT.

Rupture
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April 30, 2014, 03:56:51 PM
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so let's say i borrow 0.023 btc from you (which is about 10 bucks at current rate) and keep them for a 8 weeks loan, i would owe you about 0.023 + 0.00368 (2% multiplied by 8 ) + 0.0027 (0.15$ multiplied by 8 in btc)
= 0.2938 btc at the end of the 8 weeks?

(some numbers have been rounded but honestly it s just to see if i got the math right)
This is correct, except all loans are denoted in USD. You would borrow $10, and owe $10 + $1.6 + $1.2 = $12.8 after 8 weeks. You would use the current exchange rate in 8 weeks and return however many Bitcoins is worth $12.80.

Am at work man. I ll send pm when i was at home. My shift ends up 22:00pmGMT.
Great Smiley
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April 30, 2014, 04:02:37 PM
 #16

yeah seems good to me, i will just try it i guess. do you refuse lending for some particular purposes like gambling/ day trading. i would completely understand it tought if yo didn t want to go into this kind of investments

Rupture
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April 30, 2014, 04:08:56 PM
 #17

yeah seems good to me, i will just try it i guess. do you refuse lending for some particular purposes like gambling/ day trading. i would completely understand it tought if yo didn t want to go into this kind of investments
I may refuse lending for any or no reason, however I do lend for the purposes of gambling and day trading under certain circumstances.

You would need to describe how you are able to obtain a positive edge in your favor in the case of gambling, or your detailed trading strategy if you plan on daytrading. You may discuss these with me in private.

(Yes, for all loan requests you need to describe the purpose, how you expect to repay, and I will ask you questions to assess the suitability).
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April 30, 2014, 04:21:26 PM
 #18

I doubt people are going to overhaul DefaultTrust, which so many people use, because Vod fairly negative repped you for enabling scammers, as have I. This is a really bad idea, you will realize your mistake when you get burned.

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April 30, 2014, 05:59:43 PM
 #19

Why negative trust?
I believe everyone should be given a chance without being treated like a scammer. Unfortunately, the power tripping user 'Vod/mlawrence' disagrees, and have gave me negative trust  as I am offering to help everyone with small loans. I recommend adjusting your trust list to remove DefaultTrust and manually insert people who are trustworthy, and leaving negative trust for Vod here for abuse of the trust system.

FWIW the negative rep they left you is kind of an unwritten guideline the community has adopted recently. If you've seen those "Don't feed the bears" signs at some national parks, the idea behind it is similar. We don't want to attract any more scammers than there already are with offers of uncollateralized loans. Compared to a couple years ago, hardly any scams happen anymore in the Lending section, and we'd like to keep it that way Smiley

IMHO though, the neg rep might be a bit much, unless you're knowingly handing out BTC to known (or obvious) scammers.

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Rupture
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May 01, 2014, 12:16:59 AM
 #20

I doubt people are going to overhaul DefaultTrust, which so many people use, because Vod fairly negative repped you for enabling scammers, as have I. This is a really bad idea, you will realize your mistake when you get burned.
I am an adult and are definitely capable of exercising my own judgement, more than you anyway Smiley I am aware of the high rate of scamming here.

And yes, I am aware of what being 'burned' feels like from MtGox.
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