If someone can create a ripple clone which is decentralised and open source then it will be big. Otherwise it will keep getting shunned by most.
there was splash, proposed by a nakamoto looking fella
https://bitcointalk.org/index.php?topic=372486.msg6532094#msg6532094, but that project doesn't look to be coming to fruition anytime soon.
Ripple is not even cryptocurrency, why do you post here?
Also,
Fidor
Literally who?
Fidor Bank. A smaller German bank. They are quite an "inventive" bunch, e.g. as far as I know they backing bitcoin.de too.
it's currencycloud which leverages ripple, fidor hops on their back.
and so the potential outreach for technology like ripple is larger than just 1 bank. It's essentially API which can plug in for p2p applications making use of ripple.
In established , more heavily regulated Fintech circles (beyond few crypto enthusiasts on forum) it's getting lot of positive attention