This topic isnt about it, douche. And you owe me. As i said - make your buyera pay in parts. Make them send 50$ first "for fees" and the rest as second payment. I know it. I experienced it.
Pay in parts? This prevents chargebacks?
For someone that "worked in a bank", you really sound retarded.
No signature purchase? CHARGEBACK. It's that easy.
Signature purchase? PIN transaction? A little more difficult to chargeback, but still entirely possible.
It's all in what the cardholder tells the bank. If the cardholder lies in the appropriate fashion, then it's Affidavit -> CHARGEBACK.
Why must people spout shit they have NO ACTUAL EXPERIENCE with?
Man do I dislike less informed people. Ok. We're talking of paypal buyer protrction reversal. Chargeback is done by banks.
This idiot protects his boyfriend (his second account).
No one talks about a POS transaction chargeback. Thats different because you have to pay for something with your card.
So a chargeback in Paypal is possible eventhough the payment is sent through their system. Why? The person charges paypal back. Not you (the user).
What signature, what PIN? Were talking about an online transaction. No one uses PIN online. You have CVV and 3D secure (Visa, MasterCard). Thats a 2F banking authentication system in the EU.