Yeah but wont paypal just direct debit the bank account if they want the money back. Spose the seller could use the funds to buy a digital item quickly. Hmm or if stolen bank acct they probs give u the money then ask for it back..so might have time to withdraw it.
Paypal/ebay are one of the worst companies in terms of owing them money. Few years back i sold sumthing and owed them literally like $8 in fee's. They sent 2 emails and by the end of the 4th week had a letter from a local debt collector in my mailbox
It doesn't have to be scam but the prices are unreal, maybe real for the ones that doesn't have clue about current bitcoin value and did read 1-2 articles about it tops and now are trying to jump on fast.
The price is bid so high because the buyer plans on charging back. Seller could have multiple paypal accounts and will withdraw funds right away so doesn't care.