PatrickHarnett (OP)
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May 16, 2012, 09:10:40 PM |
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Maybe I deliberately avoided it - it was complicated when I looked at it last time. But, yes, nice loyalty rewards. I can see how it could be complicated to a guy running a bank. Actually, I meant that it would be complicated to condense into one line.
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OgNasty
Donator
Legendary
Offline
Activity: 4872
Merit: 4681
Leading Crypto Sports Betting & Casino Platform
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May 16, 2012, 09:19:29 PM |
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Actually, I meant that it would be complicated to condense into one line.
No worries. I was just giving you a hard time. Keep up the great work.
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brendio
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May 22, 2012, 04:45:52 AM |
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As per this thread here https://bitcointalk.org/index.php?topic=82772.0, here is my current offer. Who Rate per Week Rate per month Deposits since BS&T Exposure Guarantee on BS&T Default Notes Brendio 5.6 % 24.3% Nov 2011 Yes no 20 min. One month min. term. Potential to increase up to 7.0%.
Rate will change as funds flow in. Eventually, it will probably be (if I don't close it to new investors): Who Rate per Week Rate per month Deposits since BS&T Exposure Guarantee on BS&T Default Notes Brendio 6.75 % 29.9% Nov 2011 Yes no 50 min. One month min. term.
It looks like I used a different calculation to determine rate per month. I've just listed compounded for 4 weeks, rather than allow for different length months.
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PatrickHarnett (OP)
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May 22, 2012, 04:51:31 AM |
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As per this thread here https://bitcointalk.org/index.php?topic=82772.0, here is my current offer. It looks like I used a different calculation to determine rate per month. I've just listed compounded for 4 weeks, rather than allow for different length months. Can you provide a link to the Nov2011 taking of deposits?
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brendio
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May 22, 2012, 05:14:33 AM |
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As per this thread here https://bitcointalk.org/index.php?topic=82772.0, here is my current offer. It looks like I used a different calculation to determine rate per month. I've just listed compounded for 4 weeks, rather than allow for different length months. Can you provide a link to the Nov2011 taking of deposits? Ah, whoops. I misread that as age of deposit with Pirate for some reason. I've been taking deposits since yesterday, so May 2012.
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PatrickHarnett (OP)
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May 22, 2012, 07:00:00 AM |
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As per this thread here https://bitcointalk.org/index.php?topic=82772.0, here is my current offer. It looks like I used a different calculation to determine rate per month. I've just listed compounded for 4 weeks, rather than allow for different length months. Can you provide a link to the Nov2011 taking of deposits? Ah, whoops. I misread that as age of deposit with Pirate for some reason. I've been taking deposits since yesterday, so May 2012. No problem, I added it as May so should be correct - if not, let me know.
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payb.tc
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June 12, 2012, 03:18:58 AM |
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i'm paying 6.9% per week... link is in my sig.
minimum account size: 10 btc no minimum term
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PatrickHarnett (OP)
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June 12, 2012, 03:40:07 AM |
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i'm paying 6.9% per week... link is in my sig.
minimum account size: 10 btc no minimum term
added the minimum in notes
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lky_svn
Newbie
Offline
Activity: 45
Merit: 0
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June 14, 2012, 08:08:17 PM |
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Thanks, excellent overview! Looks like you need to improve your rates though - last place (even of the non-BS&T depositors)??
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Scott J
Legendary
Offline
Activity: 1792
Merit: 1000
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June 14, 2012, 08:14:41 PM |
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Thanks, excellent overview! Looks like you need to improve your rates though - last place (even of the non-BS&T depositors)?? I'd like to echo this - only because I consider Patrick the most trustworthy and I would love to not be tempted by others higher rates!
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PatrickHarnett (OP)
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June 14, 2012, 08:33:15 PM |
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Thanks, excellent overview! Looks like you need to improve your rates though - last place (even of the non-BS&T depositors)?? Thank you for the feedback, but being in last place wasn't my intention. The flip side is that I'm paying "lousy" rates to support some lower cost lending so borrowers can get funds at 2% per week and people investing/depositing can have a high measure of confidence that their funds are secure. I'm aiming for sustainability and longevity. I'm not about to ask the other deposit takers to drop their rates though, but I might keep the 1.5% rate running past the end of June (undecided).
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lky_svn
Newbie
Offline
Activity: 45
Merit: 0
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June 15, 2012, 04:12:09 PM |
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hasking's changed his rates lately, btw
1.0% weekly interest rate(No commitment required) 4 Week deposit pays 1.15% Weekly 8 Week deposit pays 1.25% Weekly
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PatrickHarnett (OP)
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June 15, 2012, 09:02:27 PM |
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Updated with the HK 1.15% rate (as it's closest to 1 month). Removed the 14 week special. Thanks for pointing out the change.
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TehZomB
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June 18, 2012, 03:30:37 AM |
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I thought hashking's 1.15%/wk deposits are not exposed to BTCST.
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PatrickHarnett (OP)
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June 18, 2012, 04:17:26 AM |
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I thought hashking's 1.15%/wk deposits are not exposed to BTCST.
He runs different deposits for different people (most people do). He does have BS&T exposure that he directly passes onto customers for that service. For the lower rate stuff, that may have exposure to BS&T, but you can clarify (when I asked him originally, the answer was "yes", but that doesn't mean the structure hasn't changed.)
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TehZomB
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June 18, 2012, 04:50:38 AM |
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Ok, thanks for the clarification. I must've misread his thread.
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Gladamas
Sr. Member
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Activity: 294
Merit: 250
Bitcoin today is what the internet was in 1998.
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June 18, 2012, 06:33:24 AM |
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Could a mod please sticky this thread? It is very useful.
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Scott J
Legendary
Offline
Activity: 1792
Merit: 1000
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June 18, 2012, 10:02:52 PM |
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Could a mod please sticky this thread? It is very useful.
+1
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nimda
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June 18, 2012, 10:32:03 PM |
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Could a mod please sticky this thread? It is very useful.
+1 +1
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John (John K.)
Global Troll-buster and
Legendary
Offline
Activity: 1288
Merit: 1227
Away on an extended break
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June 19, 2012, 12:38:05 AM |
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Could a mod please sticky this thread? It is very useful.
+1 +1 +1. Important resource for those who're new to the lending subforum.
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