Who Pays What?

[PatrickHarnett]

Bump - OP updated.  Interesting adding in the other pieces, but took a long time so not keen to build this from scratch again.  Most of the data is now in a handy spreadsheet that I can update and cut/paste into the OP when changes occur.

And the best value non-Pirate fixed interest thing today appears to be TEEK.B at 2.9% per week.

[1713872499]

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[1713872499]

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[1713872499]

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[pekv2]

That looks much better. Nice job, Patrick.

[payb.tc]

patrick, your genius is showing.

[Gladamas]

Thank you Patrick! 

One thing though, there are some non-Pirate bonds/securities in the Pirate/pass-throughs section?

[PatrickHarnett]

Thank you Patrick! 

One thing though, there are some non-Pirate bonds/securities in the Pirate/pass-throughs section?

Not as far as I know - all the ones listed are pass-through in one form or another.  As I said in the OP, it's based on research and that might be wrong.

You're not confusing the GLBSE section (#4) as that has a mix.

[Gladamas]

Thank you Patrick! 

One thing though, there are some non-Pirate bonds/securities in the Pirate/pass-throughs section?

Not as far as I know - all the ones listed are pass-through in one form or another.  As I said in the OP, it's based on research and that might be wrong.

You're not confusing the GLBSE section (#4) as that has a mix.

Ah, yes, I read the table wrong, sorry. My bad.

[VEscudero]

New Deposit Takers

User_name	Weekly	Monthly	Since	Guarantee	Notes	Link
ciuciu	2.00%	9.0%	15-Jun-12	Yes	1000 coin limit	https://bitcointalk.org/index.php?topic=87780.0
vescudero	2.00%	9.0%	22-Jun-12	Yes	1000 coin limit	https://bitcointalk.org/index.php?topic=89122.0

Thank you Patrick for listing me as a deposit taker.
I was going to ask you to include my 2% weekly deposit in your list, when I saw you already did it. As always, you've been amazingly fast!

[herzmeister]

Pirate says he has a dead man's switch.

As most of the bonds and the regular payouts of dividends are issued and maintained by individuals, a bond would become instantly worthless if operation cannot continue unexpectedly. Thus it would be nice if issuers could state if they have similar precautions and if that could be included in the overview.

[PatrickHarnett]

Pirate says he has a dead man's switch.

As most of the bonds and the regular payouts of dividends are issued and maintained by individuals, a bond would become instantly worthless if operation cannot continue unexpectedly. Thus it would be nice if issuers could state if they have similar precautions and if that could be included in the overview.

Adding too many fields will make the table unwieldy, and that information (and other) would/should properly be disclosed in the linked thread.  My own "deadman" switch, for example is simple, but allows someone I trust to unwind the deposits and loans in a sensible fashion.

After completing the table yesterday (and yes it did take a long time) I was thinking about the real world requirements and some deposit takers meet some basic minimums and others do not.  However, if I placed an assessment of meeting a minimum requirement or a "credit rating" on them, that would require a lot more information than most people would be prepared to reveal - such as assets/liabilities. 

I have considered doing credit ratings before, but again, it is quite time consuming and like in the real world, for someone to gain a rating, it would cost.  I am also mindful that I am an issuer/deposit taker so may be viewed as biased.

[PatrickHarnett]

Small change to Starfish BCB - testing a new minimum deposit size.

[exahash]

Thanks for the huge update, Patrick!  The OP really looks great.

[OgNasty]

I'm now offering 12-20% monthly interest.

[PatrickHarnett]

I'm now offering 12-20% monthly interest.

Updated OP.

[PatrickHarnett]

https://bitcointalk.org/index.php?topic=89191.msg987915#msg987915

Request for feedback regarding credit ratings.

[Retard]

Hey Patrick plz add our new loaning Bond.

https://mybitcointrade.com/?content=boerse/projekthandel&projektid=11

Forum Thread is the same one. https://bitcointalk.org/index.php?topic=81357.0

The Loaning Bond
Payout of the dividend (min 2% / week ) is every Sunday at 00:00 am automaticly. With the surplus, we pay out larger dividends or buy back shares to 0.5 BTC.
We buy your shares for at least 0,125 BTC while the running time (max. buybackrate is 0,20 BTC).

This will be a Middle Term investigation.

Payout are automaticly and 25% guaranteed !
Expected running time up to 9 months.

----

Offer will be chance attractive Tommorow.

[PatrickHarnett]

Hey Patrick plz add our new loaning Bond.

https://mybitcointrade.com/?content=boerse/projekthandel&projektid=11

Forum Thread is the same one. https://bitcointalk.org/index.php?topic=81357.0

The Loaning Bond
Payout of the dividend (min 2% / week ) is every Sunday at 00:00 am automaticly. With the surplus, we pay out larger dividends or buy back shares to 0.5 BTC.
We buy your shares for at least 0,125 BTC while the running time (max. buybackrate is 0,20 BTC).

This will be a Middle Term investigation.

Payout are automaticly and 25% guaranteed !
Expected running time up to 9 months.

----

Offer will be chance attractive Tommorow.

I read this a while ago, thought about it, and now coming back for a second cut.

The current front-page table initially covered fixed interest deposit accounts, and then expanded to include BS&T pass through and GLBSE.  From what I read of your offer, it's a little bit different again including a "buy-back" and the notion of shares and run via it's own web.  The bonus payments also make it look more like an investment of some type of equity rather than a fixed interest instrument.  Alternatively, it might just be a longer term deposit - I would have to look again.

It was not my intention to list equities/shares even if they are paying a reasonable rate (mining shares arguably do that too, or any GLBSE asset with a decent dividend history).  It was also not my plan to scour the internet looking at schemes promising various rewards as there are some quite odd ones out there.  However, it is also not my intention to discriminate or dismiss ventures like this.

Pending feedback, I could add a miscellaneous section as a fifth table. 

I would also like to differentiate something that appears moderately solid from HYIP's and places like https://bitcointalk.org/index.php?topic=89635.0  Therefore, I will be progressively adding a credit rating/score indication during the next week as this has been requested by enough people to indicate that it is required.

[Gladamas]

It was not my intention to list equities/shares even if they are paying a reasonable rate (mining shares arguably do that too, or any GLBSE asset with a decent dividend history).  It was also not my plan to scour the internet looking at schemes promising various rewards as there are some quite odd ones out there.  However, it is also not my intention to discriminate or dismiss ventures like this.

Pending feedback, I could add a miscellaneous section as a fifth table. 

I would also like to differentiate something that appears moderately solid from HYIP's and places like https://bitcointalk.org/index.php?topic=89635.0  Therefore, I will be progressively adding a credit rating/score indication during the next week as this has been requested by enough people to indicate that it is required.

I think both of those ideas are good. At your discretion, would you consider adding mining bonds to the table? Perhaps for the Miscellaneous section you could list the average price/share, and the average dividend/week, rather than just the variable interest rate.

[PatrickHarnett]

I think both of those ideas are good. At your discretion, would you consider adding mining bonds to the table? Perhaps for the Miscellaneous section you could list the average price/share, and the average dividend/week, rather than just the variable interest rate.

Over in securities Stochastic does a very good table of weekly returns for all GLBSE offerings.  I would not want to duplicate his very excellent piece of work, but I'll add the link to the OP.

https://bitcointalk.org/index.php?topic=74711.0

[Retard]

Hey Patrick plz add our new loaning Bond.

https://mybitcointrade.com/?content=boerse/projekthandel&projektid=11

Forum Thread is the same one. https://bitcointalk.org/index.php?topic=81357.0

The Loaning Bond
Payout of the dividend (min 2% / week ) is every Sunday at 00:00 am automaticly. With the surplus, we pay out larger dividends or buy back shares to 0.5 BTC.
We buy your shares for at least 0,125 BTC while the running time (max. buybackrate is 0,20 BTC).

This will be a Middle Term investigation.

Payout are automaticly and 25% guaranteed !
Expected running time up to 9 months.

----

Offer will be chance attractive Tommorow.

I read this a while ago, thought about it, and now coming back for a second cut.

The current front-page table initially covered fixed interest deposit accounts, and then expanded to include BS&T pass through and GLBSE.  From what I read of your offer, it's a little bit different again including a "buy-back" and the notion of shares and run via it's own web.  The bonus payments also make it look more like an investment of some type of equity rather than a fixed interest instrument.  Alternatively, it might just be a longer term deposit - I would have to look again.

It was not my intention to list equities/shares even if they are paying a reasonable rate (mining shares arguably do that too, or any GLBSE asset with a decent dividend history).  It was also not my plan to scour the internet looking at schemes promising various rewards as there are some quite odd ones out there.  However, it is also not my intention to discriminate or dismiss ventures like this.

Pending feedback, I could add a miscellaneous section as a fifth table.  

I would also like to differentiate something that appears moderately solid from HYIP's and places like https://bitcointalk.org/index.php?topic=89635.0  Therefore, I will be progressively adding a credit rating/score indication during the next week as this has been requested by enough people to indicate that it is required.

The new investment would act as an expansion possibility. The calculation was set very low. We have long been on the market since early 2011. Offered by such https://bitcointalk.org/index.php?topic=89635.0 we have nothing with this!
For over 1.5 years, there were no complaints about us, and all users get their money back. The fund will be revised again as announced in the current form.

Edit: The history follows

Greeting
Smart

[PatrickHarnett]

The new investment would act as an expansion possibility. The calculation was set very low. We have long been on the market since early 2011. Offered by such https://bitcointalk.org/index.php?topic=89635.0 we have nothing with this!
For over 1.5 years, there were no complaints about us, and all users get their money back. The fund will be revised again as announced in the current form.

Edit: The history follows

Greeting
Smart

Hi Smart - you misunderstand - I was in no way linking your offering to the one listed in that other thread which looks very insecure.

My misunderstanding is potentially in the translation from your offering and another I am aware of (ZiggyStar) and I will pm you in the next few days for some clarification.