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There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

I don't think like that If we think negatively like you then it will be difficult for humanity to survive in the world because children are never an investment, it is a relationship that cannot be compared with money. It is true that children are needed for taking care in the future  but it's not the taking care with money it's somthing which is one level up  and it is for the rich as well as for the poor.  Same is the case.
And if it comes to the topic of education, parents should take loans to educate their children, in this case, they should see what their children want and what their desires are and what they are good at. If they take a loan to educate their children in the right place, then I don't think there is any problem.  will be  But in reality, it can be seen that most of the parents decide in advance what their children will be and force the children to read accordingly and the results do not start to show success.
And if they try to teach their children the right way to borrow, without stealing or resorting to illegal means, I don't think there should be any limit because they will definitely take a cola-tral loan.

The way I see it, parents have obligations regarding their children, but not the other way around. Children didn't ask to be born, it's the responsibility of their parents. I don't think it means that parents should sell their houses for their children, though. Parents are responsible for providing an adequate standard of life and ensuring that their children obtain basic education. Then it's up to parents how much they want to help and up to children how much they want to take care of their parents when they get older.
Viewing children as an investment into your own future is very egoistic and pragmatic. I don't think it's a good foundation of a healthy relationship.

I don't see anything negative about what I said. I just gave an example of what is happening in my area and asked a simple question. You might not see children as an investment, but others see them that way. It is also true that children can give other non-monetary benefits but the focus of this thread is the economics of investing in children


Children should be allowed to choose a profession they have an interest in; that's the truth. I got your point that children shouldn't be seen as investments, and parents could take loans to fund their children's education. But let me add that before taking these loans, parents should ensure that they have means of repaying.

From a Financial perspective, children or family in a whole come under liability not really an investment.

Now comes the reality, parents want best for their kids and hoping they could give them enough to survive the future and be passionate to next generation and from basic human instinct which what we have been doing ever since and that's the ultimate goal of any species. I won't blame the parents for doing best but they should not expect their kids to take care of them which is wrong in my opinion, they just do whatever they want for themselves as well as for their kids and they should plan their retirement on with savings not by relying on someone's money which is terrible idea even if it's your own kids.

First, treating child as their investment and the child will give everything back to the parents is wrong.

Second, graduated from best school or college doesn't necessary mean they will easily get a job that pays well.

I'd say there's nothing wrong for parents to spend most of anything they have to make their child able to get the best education, it's their choice. They should never demand anything back from their children because the children have their own life.

Investing in your children by giving them the best education you can afford isn't a bad idea, the bad idea is wanting to depend on those children when you get old, because they might turn out not to be the way you've planned it. if you want something to depend on, you can open a business venture for yourself and even after retirement, you can still be managing your business. Give your children the best education you can, but don't do that hoping for something in return because children ordinarily are your responsibility as parents to care for with love and compassion. Parents should rather invest in business so that after their retirement the children can manage those investments as Their inheritance, this can as well be done after giving them good education.
Even the Holy Bible recognises that, " A good man leaves an inheritance to his children's children".

Why are they selling property because of a child? Because the child will get good job. I do not like that idea if they want to send the child abroad to study. Why not send the child to a school in the country and hold the property which can be useful for the child in the future. People should know that someone that will be rich is not about the school the person went to. A good example are people that have poor parent but they become rich and bring their parents from poor to a better life.

I know some people that asked their children to school abroad and some sent their children to work abroad, many of these were disappointing. I have seen a lot of it that were disappointing. I will prefer to leave my property till when children become an adult and give them some money instead to start something. Letting children know that they will discover things that will make them rich and is not about where they are but what they are and their knowledge.

As some countries are poor, there are always rich people. Some people come from poor background but also become rich. Although, education is important, but it can just be a local education.

IMO, it's not a matter of parents should limit money with their children, from that perspective every parent wants good things for their children and wants to create conditions for their children to have a good environment well within their abilities. But sometimes it is also pressure between parents and children, because I myself have a story about what is the happiness I am looking for. I feel things about material values, fame,... things that most people around me consider life goals, but I don't feel completely happy with them. It's just accepting everything we have and will continue to improve to the best of our ability without trying to force it, so don't impose too much on what your children will become. Our expectations are sometimes not what our children need, let's let them make their own choices with the things we are able to ensure a balance between the factors in life.

There shouldn’t be a limit on the amount you will give for children education/future because it’s parents responsibility after fucking each other and decided to have a baby.

It’s to considered children as investment since they have their own life too and family to build so relying to them when the parent is old will just result to never ending transfer of poverty since parents never let their child work for their own future.

I personally took a loan to fund my college tuition and pay it for myself when I’m already working since my parents have different priorities in life and now they are doing this same relying while I already have family as if they do everything for me during my student days(which is not) but still I help them as a respect for being my parents.

So I personally hate this kind of parents investing to children then children pay it back since children is not the one who decided to give birth to them but the parents.

I never think there should be a limit to the amount of money parents invest in their children's education/future.
Because every parent has a responsibility on the child. It is the responsibility and duty of every parent to educate their children in school from childhood and make them human beings. OP what you mentioned is the parental responsibility towards a child that all parents in the world have.

When a child is young, parents don't know if they will be unemployed in the future after completing their education. Parents knowing the uncertain future try very hard to send their children to good schools and even they want to send their children abroad for higher education and education. In fact, every parent has a hope that their child will grow up to study and do a great jobs even fulfill their responsibilities properly, so every parents invests their entire life's money in them to build their children's future.

Alright, then those who see their children as an investment think that they are actually physically like human beings but actually they are not human beings. Even though people may be in poor financial condition, people selflessly try to use their lifetime income and future income for their children. I think people who have this kind of thinking have very corrupt brains. Moreover, if I say that such people do not exist in the world, it will be wrong because a few years ago I saw news that a Chinese couple sold their children to collect gambling funds.
Of course, they have to take a loan above this limit so that they can pay that money later because otherwise, the burden of that loan will affect their children.

It's very unwise at first place to see ones children as investment, the facts that they will take care of you at old age is not a yardstick, training a child is like uncertain investment that don't even know the at come using it as overall is misplaced priority reason being that the child may grow and join any bad gang and may not even take care of you as parents

What one just need do if your resourceful enough is to carry out others investment like real estate ,landed property or even this BTC investment as that can serve the purpose of the child because the most important is the financial support,  most parents today are in regret as government change what they expected as means of getting job has failed them due to nature if our economy breakdown.

To sell off your property just to train a child is not too good one should be able to train a child where he can afford with easy not to sell off all his investment why hoping what the child will become, some even spent all this money and the child loss it life which also bring depression that can easily take the life of such parents anything that lack moderation is not advisable.

This isn't a trend, this is called responsibility as a parent.  ;)

This is called sandwich generation. Those parents that are treating their kids as an investment are on that generation. But I hope these kids of theirs will break that cycle.

No, it is every parent's responsibility to spend whatever is for the good of their children whether it's with education, food, amusement, etc.

Lol! Even though I am laughing it's a very serious issue. And the name of the issue is middle class trap. People who are investing heavily on the education of their children, are probably living in a middle class society. Because that's the class of people who takes out loan for almost everything just to maintain a certain lifestyle in front of the society. They are the ones living in hope that they are children will pull them out of this middle class trap. Nothing wrong in that. But it's really a social disease.

They are trying to fulfill their un-fulfilled aspirations through their child. As a result the childhood of that kid is getting ruined. But that's how the society is structured.

They should have a limit on how much they are spending on the child, but who is going to decide that?

It is the parents choice if they wish to invest in their children's future. The child's wish should also be taken into account and the money used in that avenue so that dissatisfaction in career choice is kept minimal. However in your country there might be a dearth of jobs because of which even educated people are finding it difficult to get one.

This is an ongoing crisis and the only way to solve it is to allow the child to follow their dreams and not depend only on the job for money. Usually different family members having different ways of earning solves some of the problem but in countries where the local industries are less extensive, this problem is common.

Well, one thing is sure, we can sacrifice too much and risk everything without thinking it through. As a parent, I think that we need to invest in kids in many ways, not just financially. Our parents invested in us... it's how it goes.

Should we have a limit? I am sure that we all have limits, I invest (at least I) as much as I can at the moment. My kids are still small, but when times come and when expenses grow a lot I will try to provide for them as much as I can. If I notice that they are exceptional in anything I would even consider going over my limits if that can help with their education (better school, study abroad, specialization...).

I think that's how healthy families work, we all try as hard as we can in the conditions we live in.

That will depend on our children's wishes. If your child does not want to go to college or study at a prestigious university, you should not force it because it will never bring good results like many parents you are talking about. But in case your child is passionate about learning and wants to study further, you need to make sacrifices to help him achieve his desire. Because it is our responsibility as well as an opportunity for our children to succeed in the future.

In addition, you need to know that having knowledge and qualifications does not guarantee that your child will get a high-paying job upon graduation. Because your child is not the only one with knowledge and degrees. If your child cannot apply knowledge in practice, does not work hard, does not make efforts and has the short-sighted thinking that just having a degree is enough to get a good job. Meanwhile, other people, in addition to having degrees, work hard and strive tirelessly, so it is not surprising that your child cannot compete with them.

Don't blame education when your child is unemployed, and try asking why other people with the same degree as your child have high-paying jobs while your child is unemployed?

Yes, parents are obliged to send their children in school and get quality education, and when they graduate from their respective courses and land into stable jobs, children in return have to fulfill their duty to take care of their parents when they are no longer capable to work. Although children are not actually required to give back to their parents, but as a responsible daughter/son, one should never ignore their parents sacrifices but should treat them like they are worthy of the love and care from their children.

Why should a parent do that? I mean your concern is valid as there are other things that you can do to make sure that they're going to be fine in their future but if I'm guessing where you're from, having a really good educational background seems to matter the most so in my opinion, I'd say that you're probably going to not do any limitations. Also, it's a stupid thing to do, that kid is your responsibility and that responsibility never stops so how can there be a limitation to the things you'll do for your child. I mean there's horror stories of kids that are killed and their parents avenging their deaths and miseries, hearing those stories is probably enough to tell you that a parent's love is boundless.

All parents hope for a good future for their children but if the children do not want to understand it then the parents will have nothing to do, it depends on the children what they want to do. Parents try hard to make their children responsible. Many parents start investing right after their child is born to make them financially self-sufficient. It will take a lot of time a parent is responsible for making the child worthy of care and love.

There are no parents who don't want to see their children succeed, more than that, they really want to see their children succeed in everything, so that the future they have been given since childhood produces maximum results. All parents certainly want good things for their children, but that It depends on how the child is. Take advantage of investment from parents because parents definitely give the best for their children, but it all depends on their children how they maximize it all.

With this, parents must control it well so that children can have good control over their parents' investments. If left unchecked, children will not be able to carry out their parents' expectations well, because children under 21 years of age if not under parental supervision are very dangerous. for child growth and development.

I always say that educating yourself is a lot more profitable in the end then just school. A lot of people think that if you end up studying at some college then you are going to be great but that doesn't mean anything at all.

There could be someone who goes to college, finish with 4.0 gpa, and do absolutely nothing but just study and have no social skills at all. That person could go to an interview, be an awkward person, don't know how to respond to questions, and not get hired. Whereas someone could go to college, finish with 2.6 gpa, but be amazing at social skills and at interview could wow the HR team and be hired on the spot. So, it is not "just" about education. Obviously that is important, but being great at what you depends on many aspects of your personality too.

is it wrong to send your child to the best school and hope that they can get a good job and then be able to support their parents? i don't think that it's something wrong, i mean like this, all parents hope that their children can get the best and take care of them when they are old, children should also be grateful that they get good attention from their parents because there are many children out there who are not schooled and want to feel what they feel. but it's just that parents also need to think that their children are not investments, if they want to send their children to the best school that's okay, but they also need to think about their old age and save in case their children don't live up to what they expect.

parents should also not expect too much that their children will take care of them later, because there is a wise saying in my place "parents can take care of 10 children, but 10 children can't take care of their parents" parents also need to think wisely and not depend entirely on their children.

There should not be any limit of investing in your children, children are like future returns, and when you invest on them responsibly, they will act as your retirement benefits to you. i have seen families who have invested handsomely  for the benefits of their children, they will go the extent of getting some educational policies for unborn children from insurance companies for the benefits of their children in case they die tomorrow and so that their children will have somewhere to start from when they grow, some will also buy shares using the names of their children just for them to have a better tomorrow. because there is one adage that says ' A stitch in time saves nine' i don't know if am correct with the adage but the point i am trying to make here is that is that, it is better to make heir while the sun shines, because nothing last forever, so it is very nice that we invest in our children when we have the opportunity to do that. yes, it is very obvious that some children misuse the opportunity and the advantage but in the scale of 100% , 85% of the children will make the best out of it.

Limiting or teaching children how to invest is a common practice for many people. This is how children should be taught how to limit investments.
For example:
The child is given pocket money for his daily activities of $10, he must be able to limit his investment to at least $4/day, so he can have a monthly investment value of $120, this is the normal way that many parents do it.
However, if the child wants to invest in crypto, of course the value can increase and vice versa, but if he invests in gold, of course the value can increase, because gold from the past until now continues to have good value.

So they can spend the remaining money that children have per day of $6, maybe if they don't spend it they can reinvest, the remaining amount is for example $2/day, conclusion:
It is necessary to limit children from investing, it is the same as teaching them how to save and use money wisely, not wastefully.

You only tell about the majority of those who failed, but didn't mention the others who succeeded. There are comparisons of the results on two different sides to draw conclusions, but basically all parents want their children to be able to get a decent job after studying. It is very common to realize that this level of success will never be achieved by all parents, many of them feel disappointed because their desires are not fulfilled.

I agree that parents always try to do the best for their children, that is a sense of responsibility that parents must give to their children. Failure is delayed success, at least they have tried their best rather than never trying at all.

Parents should give their all in investing in the future of their kids. When parents do this and do it intentionally and also let their kids know that they are doing this the effect of it we span across generations. They should not hold back on giving your kids the best education the best life and whatever good it is that you can. I will drop this quote of a Nigerian who many years ago, his father so his only car to pay for him to take the national exam that would give him the opportunity to go to the university. And just this year, he won the Guinness world record for the longest chest marathon and he also gifted his dad his own. If his parents hadn't invested in him, who knows he, he may have turned out  to be a nuisance in the society.

Actually, you wont really be getting that disappointed if you arent really just that having that kind of mindset on which you are treating your child as form of investment and thats the reason why we do give out the best as we could in providing them things from education until into those basic needs. As a parent, then yes its our responsibility to give them the best but never ever put up into your mind that you are expecting something in return because we do know that once our children grows up and having their own work and having their own family then its not their responsibility for them to look for us.
This is why the best thing that you should really do is to have that plans or savings for you to have in both husband and wife on which at the moment that you do get old together with your wife
then you wont really be that trying out to ask for some money into your children and since you do have already put up that kind of budget or savings then this is something that
should really be considered out.

Yeah for sure you should limit your Investment on your children's. Everyone has his own life and no one should be forced to do something. You should upbring them according to their need but upto a certain age limit after that they should struggle on their own so that they can face the cruelties and difficulties of life.

The experience of going through difficulties is the one that can't be achieved no matter how much courses you do and how much hard you try.

Every parent wants the best for their children and they will do everything in their power to bring the best out of that child You won't know what your parents are doing to your behavior until you are on your own, you pay your bills, and you feed yourself. That is when you will know the sacrifices your parents have been making for us and sometimes we feel they complain too much but we are also going to be in the same shoes. so when the parent is trying to guide the child, some children will stubbornly not want to follow the parent's guidance but a child like that should be left alone since they are not interested in following instructions, kids like that always regret their actions most of them will even feel like turning back the hand of time but it is not possible. and they will even try to look for opportunities and trying to make sure their child becomes successful that is the dream of every parent. they will be proud of their child doing very well.

You are totally right, using children as an investment is not a good idea and I didn't encourage that it as well

So in my opinion, I think it's very crucial to have or give birth to children we can brought up in our capacity because of the way or economic is, especially in my own country, where we can barely survive, we will have to work and work more harder to put food on our table or take care of our kids, so in that case, we are to ensure we have or give birth like 2 or 3, so that we can raise them to our satisfaction and to any level of education.

So that we won't be pressurized to sell off our things or property in order to take care of our kids.

This sounds like a retirement plan investment, they are investing to secure their future by letting all the future responsibilities be shouldered by their childer.
Actually it isn't something new to me and it is happening also in my country, parents are expecting that their children would take care of all their bills, needs or any expenses ones they are earning, this would result to their children being suffocated.
For me there is nothing wrong with investing in your child/ childrens future, just don't use it against them when they grew up, most of the parents that I know are always stating or using it against their child when they couldn't provide enough money for their parents.
We should remember that it is our responsibility as a parent to give them a better future so we shouldn't use it against them.

I don’t think parent should have limit to how they spend on their children as long as they still have believe and are seeing clear signs that the children haven’t gone astray or will not trail on the path of success right after school. When your child doesn’t exhibit the characteristics of bad gangs or any signs of misconduct, you should do everything to give the child the best education they deserve. Most of this children are mostimes the one to take care of you at your old age, so investing in them now is not not bad.

Again, why many of them don’t get employed is not because of their schools or whatever thing you may think of, but it is because their is no much work available for them to do and the government is not paving way for more graduates to be be employed after finishing from good universities. Spend while you can on them and if they show a sign of red flag, you can withdraw your engagement in them fully until when proven otherwise to trust them again.

Every parent's instinct is that they want to give the best to their sons and daughters. They want their child's life and future to be better than that of their parents.

Rich parents send their children to well-known universities and even abroad in order to get the best education. They do this with the hope that in the future their children will be able to continue, develop and advance the business or company that their parents have started for a long time. Even though it costs a lot of money.
Meanwhile, those who come from poor families are willing to work part time and even take out loans to be able to send their children to school. They do this with the hope that through education their children can get a better life, can find success and can raise the status of their parents.

However, even so, it is a wrong perception if we as parents use children as investment fields, because after all they also have their own lives. So what they have now (knowledge and experience), let this be their provision to achieve success and achieve what they desire.

If you are spending on your children, then you are investing in them ahead of their own future and your own future. But some children are not really responsible, so don’t think because you sponsor them to school, they will end up doing everything for you when you are old. The best thing to do as a parent is to have a retirement plan. Make sure you plan yourself in a way that you will still be earning even after retirement. As a parent, just spend on your children and keep it in mind that you want them to succeed in life. Don’t really expect anything serious from them in return. Seriously, it’s better we properly train our children, and we should give them a sound education. Even if they can’t get a government job, they will be able to establish themselves.

Going to school doesn’t guarantee a government job. That’s why I do recommend to people to always learn skills while they are in school. In case, after graduating, they can’t get a job, they will be able to start something.

I think it's not only in your country, in my country there are still many parents who have that mindset, a lot of parents think of sending their children to the highest school to get benefits in their retirement because their children might get a very good job with a high salary, and indeed some people succeed and some fail.

I think stop thinking about making children as an investment field for our old age because it is not the right choice, it is better for us to have independent investments for our retirement age such as investing in bitcoin because its value continues to increase and old age is the time to enjoy the rest of life, if you think that children as an investment field for old age it will be very difficult because children may not develop according to what is expected.

Educating children is a person's obligation but making children an investment asset is the wrong thing in my opinion if the orientation of thinking is like that, because it will burden our children in the future who must have a free mind and full of exploration without having a lot of burden, even if the child's own initiative means that it is already a very good education from his school.

Yes that's right. Children are only entrusted to you by God, people are not entitled to their entire lives, let alone being used as investments, they are human beings who have their own lives someday. as parents should not make their children into cash cows. If parents want to invest, just buy the milk cow.

Providing education to children up to higher education is an obligation as a parent, indeed higher education does not guarantee getting a job with a good salary. However, education is important so that children become smarter, have more social interactions and have insight so that it can make them more creative, which in the end can create their own business or at least their lives are not messy and they can respect their parents. So there is nothing wrong if parents spend some of their money to send their children to higher education. This is where financial management is important for parents, being able to send their children to school but on the other hand being able to invest in assets.

The problem here are unemployment or not getting job related to your field of study. The large number of unemployment is due to the population structure we have. At the moment, the largest age group is of youth. i.e. we have largest number of people that are entering the job market in comparison to old age people or kids. When there are less kids, the demand already starts dwindling for more technical jobs but people seeking it are higher.
Parents spending on their kids is as old as human civilization and spending on increasing the skill and knowledge of their offsprings is the best use of their wealth. With our population structure, real estate like lands would be worth less in the future.

Your kids didn't want to be born on this world but you have made them, if you can't afford to invest for the things that they need like basic education, food, safety, shelter and all other necessities that a human being needs. You need to plan well before deciding to make one, enjoying love making is one of human needs as well but there are methods that will prevent you in getting your partner have a life inside her. So, if there are parents that are limiting the amount of money they are spending to their kids, there's nothing they can do but to deal with it. And let's change the narrative here, it is not "investing" for your kids needs but it is a responsibility of a parent to spend for everything they need to live. You don't invest on your kid, you invest on what they need and for their future and not yours as a parent.

From the start of marriage, both partners must commit to providing teachings, love and knowledge to their children in the future (investment is not just about money) because if you are tired of taking care of your children then you have failed, you are not worthy of marriage. but again, not all children are lucky to get good and wise parents and also not all parents are lucky to get children who are obedient and understanding, the point is to remain patient when taking care of children, don't let your children stand and walk without direction, you must direct and help them until they become independent in the future

There is the mistake of giving somebody too much, they fail to value what they do not earn.   The education itself and the lessons may completely valid but its something about the human condition the world over that people who struggle are in some way better off then those spoon fed everything.  Its hard to force anyone to value things as they should, its a lesson every human person and spirit that they possess must evaluate for themselves and you can only hope that a child given the chance will learn to value correctly.  Thats the main reason you cannot force anyone to be what you expect imo.

I do think private schooling is generally a better start in life but its not guaranteed.  I would also do some very basic things like teach all children the classic fables, the Greek tales and other mythology that shows how humans trip up and fool themselves; these things have stood true for millennia and should be given as good stories to learn as a child perhaps even more valuable then strict knowledge alone.

Parents can invest whatever they want on their children, of course there shouldn’t be a limit. Obviously it should be sensible investment, not putting the family in financial trouble or whatever but anything that doesn’t financially burden the family is fine.

I know as parents, we want what's best for our kids. I think with the mindset of limiting what you want to invest on them is already a sign that you have difficulties as a parent. Well, who's not having any difficulty as a parent? if it's related to finances, you have to limit your spending in things that are not needed and put that budget to your kid and invest to any gears, or anything that your kid needs. And please, to the parents that are thinking of making their kids as their retirement plan, set your plans while you are young. Your kids need to make their own families too and they are going to leave you one day when they're mature enough and knows how to take care of your responsibility.

While seeing them at the right path, you did a good job as a parent and who's going to be with your for a longer time than them? your spouse. Both of you are the ones that need to plan your retirement and you need to help each other. There's nothing too hard when both of your are working with each of their role. The father has to provide everything and nowadays, there are a lot of women that has been empowered and they don't just want to stay at home doing household chores. Regardless of the roles, as long as both of you are contributing to the household and you are playing your roles right and helping each other, you can invest also on both of you. Save up, plan everything that you might deal in the future because your kids aren't going to be with you forever. But as long as they're kids up to that they're living with you, give your best shot to provide them all they need.

This is delusional! During the 90s you can think of going to school and getting a good job after then. But not in this era, school is not a criterion of becoming rich, this means there is no point for parents to sell all their assets in other to give their children the best education they deserved.

The era we are if we can't afford to send our children to school it is better we find a better skill and put the child, within one year or two they might be successful in that skill and can be able to sponsor themselves through out. The essence of education is to learn new things from specialized individuals. So, it still remains the same in skill acquiring. Learning never ends it sprouts through all type of education (moral, financial education, academical education to mention a few.

People should end this stigma since this could give a heavy burden for their child since its stressful to became a bread winner in family and might their children can't handle that and think about doing bad for them since they can't handle the obligation passed by their parents. Its obligation of parents to send their children to school and they should have a good mindset that they need to do that so their children will have a better life without asking anything from them. If their child will give something to them then its fine but if not then again its ok as long as they already done with their mission and they already give their children what they deserve.

Maybe they should not put any limits but rather they do all they can to make their child successful. After that then its time for them to work for something that can give them passive income which can help them to earn money while they are retired. For sure if they properly guide their children towards having good attitude and outlook in life then for sure their children will never forget them. But don't make it as their obligation since this might create a problem in their family.

If we rely on the fact that every parent wants a better life for their child, then yes, investing in his education and making him an educated and well-mannered person is all right.
But doing this only for your benefit is completely wrong. From childhood, raise your children so that they can live independently if something happens to you.

Although I come from the life experience of another country, as children grow up, the main thing is that they are educated and decent people; this is the main merit of their parents. By showing by example how you care for your parents, your children simply will not be able to do otherwise.
But you should not demand from them, or even more so, regret that they have become better. In the end, it would be much worse if the children remained ignorant, and such people usually always live only for themselves, without any moral qualities.

I am sure most of the parents don't see their kids as a form of investment as OP is describing, they are giving everything they can to help them to be in better position even if it needs sacrificing their retirement plans but whoever does that should get the treatment of what they deserve if their kids become successful like their parents expected but some kids just abandon their parents once they become adult and sucked everything from their parents as much as they can.

If that's the case then the role of parents is to continue to support what the child wants, but the role of parents is to provide direction to the child if they want to open a business so they have to be consistent. Usually children who are still in their teens have just graduated from high school, usually their mindset has not yet been maturely formed in anything, including business or enterprise. Usually parents will continue to persuade or provide understanding or direction to their children to continue going back to school if their parents are able. The harshness of life makes parents continue to think about how in the future the child will not be neglected or not have a good future, parents will definitely give him the best he can during this time.

Parents need to understand that while education is crucial, there are other ways to succeed in life.To further ensure that kids are ready to be independent and self-sufficient in the long run, financial literacy and future planning should be given top priority. In summary, it is imperative that parents set reasonable expectations and offer direction and support that extends beyond merely emphasizing education as a method of achieving success. Through the cultivation of resilience, independence, and flexibility in their offspring, parents can aid them in overcoming the obstacles of contemporary society and ultimately discovering their own route to prosperity.

Same here in my country as well as opposed to western countries do wherein at the age of eighteen they being kicked out of the house to be independent I could be wrong but that is what saw on social media where they are forced to work and stand on their own which for me is beneficial for the young individuals themselves but here in my country it's totally different as we are in an extended family and parents are helping us until we graduate college though it is up to us if we go as a working student or not but we still got support from our parents until we can stand on our own however this also has negative side as there are still d1ckh3ads that are dependent to their parents even when they are old enough to get a job and help instead of just making trouble elsewhere, so I think the need to limit the support and investment should be done because that is what it should be.

It will only pays off their investment and effort if they invested in the right guy because if not that's a huge loss for the parents and it will surely give them stress and hopelessness. Parents also has this mindset that it is okay for them if they are illiterate as long as their kids have a good education for them to have a good life with their future family I think it does not matter for them if they are struggling just to give us what we need.

once you become a parent, you will understand that you need to give all to your kids so they can survive in the future and not be dependent on their parents for their entire lives.

but you as a parent also will see thru what your kid actually is capable of before pouring all the wealth to them. not to have favorites among your kids but if you see potential, i guess there is the need to support but if you see your kid already in college but not really passionate to what he is doing, give him some time to reflect what the really need to do with his life. for the mean time, run the old farm or get a wife for inspiration.

Financial management is what matters a lot so that you don't end up piling up debts for yourself and get disappointed when expectations are not met. No matter where a child learns a skill or course he will still be smart in it, if he has the zeal and passion to learn what he is learning. This is why parents shouldn't go get loans from banks just to send their children to best schools. If the parent does not have money to send their child to school, and it is the wish of the parent to see her child going to school. If they borrow money to send the child to school, it is fine since that is their heart desire.

But thinking that the child will later in future take care of you is under probability. However, I have seen it worked out for some parents but it is not what we should depend on or should be why we are sending our children to school, so that we can train them in the capacity of our finance to avoid debts in future, if the child is not successful.

It is very important and compulsory on parents to do all they could do to provide good and standard way of living for their children. Children are said to be the leaders of tomorrow. So, parents have the responsibilities of taking good care of their children to stand up to, so that these tomorrow leaders can be able to lead with wisdom knowledge and skills. Since they are also going to become parents some time in the nearest future. Also, when these children are being properly taken care of and brought up, even parents will not also regret it, especially when the parents become old. These children are the one that will later take care of their parents as well.

I think the problem lies where you see your children as investment options. If the reason why you brought your children into this world is to take care of you then I pity those children. Children will take care of you because they are grateful for what you have done for them not because they are obligated to do so or at least that is what I think.

You should give everything you can to your children because it is what they deserve not because it’s what would be best for you. As a parent, we are responsible for our children’s wellbeing. We are the ones who brought them into life. If you truly love your children, you will give them what is possible in order to secure their future. Just love your children genuinely and your children will love you back as much if not even more.

Parents should not have a limit but there is always a limit in a case like that. Most parents think their children will take care of them when they (the parents) get old, but some parents don't have that thought and their thoughts are to train the children to achieve what they want to the society and leave them and face themselves in their old age with their pension wages. And in some time, some parents would asked their parents to go and hustle after sponsoring in higher or university education.

Your children will not stay with you forever so all what you have to do is to prepare them to achieve their dreams.

Every parents wants the best for their children that is why the parents of this days are working so tirelessly to makes sure they give their children the best educational qualifications they can afford while they are strong so that when they are old to the extent that they can no longer work or become an unemployed or retired as you stated, the children can take care of them. However most children have brought a lot of disappointment to their parents, although most of this cases are not the children fault because speaking from what economy can offer, most children and youths have been disappointed by the state of economy in their country and this is the main reasons why parents works so much to invest in their children. Because of disappointments, some parents don't want to depend on one child alone, they give birth to lot of children and thy also invest on them in different ways so that if the first cant offer anything in future thr last might be able to bring something to the table.

There should be a limit if there is incapacity of providing. It seems weird to me if you do have the money but you are not spending it wisely on your children. I think before one married and build a family, they already should have invested in their own finances. They should have already planned as much as they can.

This will reduce difficulties for both the parents and the children. Having children is expensive so if you can’t afford it then don’t have it.

Yeah it's very important for parents to take care of their childrens on their own. People nowadays leave their childrens completely in the hands of school teachers. They don't bother what they are teaching and what their childrens s are learning from it.

Every teacher is also a human and he/she has a psychology so don't allow them to create a space for you children to fall into. Try to be more regular with asking your children's what they are being taught in schools.

We should try to make hay while the sun still shines, we are to take care of our children and afford doing this by all means because if we don't, who will, but nevertheless, we must not because of doing this try to go through some wrong moves and steps such as going in debt when we have no means of paying back, we can in our own moderate way and level achieve the best quality training and education to our children and not until we are rich before achieving this.


No, but they must not also be too focused on the fact that there children must be the one to sustain them in the future, sometimes the children we give birth to will marry in future and distance their self from their own parents and face their own family, whereas you will discover another ones child filling up that responsibility on another parent, life could be as this unfair and being fair as well.

Parents are the only great support of an individual and one should follow all the suggestions of his parents because parents always do better for us and they never will choose anything bad for us. Nowadays children want to live a life according to their own thoughts because they think that their parents are of old age and they have to spend a modern life.

If parents start investment for their children then they should also teach them about investment slowly and steadily from an early age because nothing can be easily understood in just a single day.

You talk about excellent topics, but there are many types of comments here. I am very reminded of a friend from my student life, who once told me that everything in the world is reciprocated, even the relationship between parents and child. I strongly objected to his statement. But today for many reasons it seems that my friend was right that day. I found it through your words too. Parents nurture their children educate them to the best of their ability to secure their future or old age, to be with their sons and daughters at that time of need.
But if you don't see it like this you can think of it differently, like boys don't need so much education that education is only about making money and getting good jobs. Rather, higher education can be provided within the country according to their ability and family education can also be provided which protects the morals of the children. How to make ends meet on a little income and the best you can afford.
There should be a limit of investment for children and it should be according to their ability and should never be exceeded.

Education is the most valuable achievement, for that a parent can do anything in their child's future, it will depend on them. Every parent wants their child to get a quality education for long-term future benefits, high earning power and good career opportunities. Parents play the most important role in the growth of a child. There should be no limit to the amount of money parents spend on their children's education regardless of their position. Education is a priceless gift that can open doors and create opportunities for a lifetime. Parents should do whatever it takes to  their children receive the best education possible.

Agreed all parents strive for their child's success. This success has to be achieved through a continuous process. If parents try to inculcate these qualities in their children at an early age their future can be bright. Proper education helps in developing moral values ​​in the child and makes him understand the difference between right and wrong.

Almost all parents really want their children to be successful, so it's not surprising that many parents do everything for their children. But sometimes parents also have to understand their child's character and abilities. Sometimes parents force their will on the child so that they will not get the expected results because the wishes of the parents and the child are contradictory.

Education is an investment for children, but if there are parents who encourage their children to study business and then apply it then that is much better than after graduating from university depending on working for the government.

If you and your husband are having financial difficulties and you want to have many children because you hope they will take care of you in the future, how will you first raise them when you have no money? Raising and providing for a child today is a difficult problem for many parents, how can they think about having more children when they don't have enough financial capacity?

I don't know how it is in your country but in mine. Every parent wants their child to have a better life than them and they will sacrifice their whole life to do that. They have never thought or expected that their children would have to take care of them when they get old, they have never tied that to their children, it will all depend on their children's thoughts.
Parents who invest in their children only hope that their children will escape poverty and future generations will escape poverty. No parent invests in their children just because they want someone to take care of them in their old age.

Personally, I am also making efforts and sacrifices for my children. What I want is for them to have a better life than my parents, better than me, I never dared to think that they would take care of me, I didn't want to put pressure on them or become a burden to them.

Children comes with great responsibilities which requires financial means to care for their every needs, from their clothing to feeding habit down to giving them the best education which has now been the most important assignment of every parent to make sure their children are going to school. Appreciating their every effort but I feel most parents find it difficult to train their children because they often give birth to more than they can take care off which will make them to find means of getting more money either by taking loans or selling some properties.

Personally I don't think there should be a limit one can do something which seems right for their children but considering it as an investment might end up disappointing them. although investing in your children they say may not mean putting too much in them in the area of education but can also mean giving children quality time and at that teaching them naturally ways of handling things this can be also be an investment and not only money investment especially in education.

It's good to do all your best for your children but don't overdo for any reason, the future is not known you might get disappointed.

This is why I really believe and support that family planning must take place first. I think the government should implement projects that prioritize family planning and goes out of their way to educate people about the importance of planning having a family carefully.

In my country, many teenagers get pregnant and their children suffer because their parents were not yet ready to take care of them. This is what should be fixed in terms of our country. Children is the future so we must take care of them the best that we can.

No, parents should never put a limit to the amount they should invest on their children. Investing in the future of our kids does not means investing in their education, it means investing in their dreams and supporting their dreams.  I know children in my place that told their parents that they are not interested to go to school but they want to chase after other dreams but their parents forced them to go to school but the end result was not good. Parents should support their children in what ever they want to do, it must not be education.

Yeah I'm also a teenager and after living a life of some years I have came to a conclusion that you should listen to your parents in each and everything that is related to life because they have gone through the same age as you are going through. They know what mistakes a teenager makes while you are not aware of that.

If you'll listen to them believe me you'll save much of your time and emotions before it's too late. Just try to be a good son/daughter your whole life will be settled.

The situation is exactly the same where I live. They aren't able to send their children outside the country but they do everything to move their children to our capital and study in good local universities but the problem is that this is not the solution today in our country. Students finish university and they aren't able to find a job in their profession, then they need to take care of themselves and almost every student that finishes university works in supermarkets, warehouses, post, call centres, tech supermarkets and etc... Parents don't want to analyze this and blindly repeat the same circle while 99% of kids never manage to work with their profession or if they manage, they have a very low salary and are still dependent on their parents. I think that parents should spend their money wisely and shouldn't force their children to enter university if they don't really want to study their whole life. They should prioritize trades but in our mentality, it's a shame if you work in trades, everyone wants to wear the white collar.

Retirement plan? Not all parents thinks in such way and also not all children are dependent with their parents upon finishing their studies. It depends on how a parent would raise their child whether they'd be spoiled or become independent afterwards.

Personally, there should be no limit because as a parent, that is your responsibility to give them a bright future while they're still young and once they meet adulthood, you should be guiding them to be a better individual. Children shouldn't be required to give things back to you and that's how strong parents should be. Being a parent is a big responsibility and that's why it should be planned. If you're a parent who is afraid to invest for your child because you're worried that they might not be returning things to you, then you're still not ready for such responsibility.

I think the reason on why our parents can hardly save is because of us their children, as most of their money will only go on our milk, diaper, food ( when we are still a baby ) and then education when we are getting older. So, I wouldn't blame them if they are now asking us to return the favour to them. As a child of one of them, I won't hesitate to help my parents, if I have an extra income but if not then I will confess it to them and hopefully they will understand it.

There is no problem if things will only go as smooth as this. There is no need to argue each other because that can only make the relationship broken and we might still regret it later on.

I would assume you're living in an Asian household like mine, possibly Filipino, cause it's very common for pinoys to treat their kids like they are insurance programs that would allow them to retire peacefully when they can't work anymore. They'll still take care of their kid like a normal parent would, but will put unnecessary pressure on the kid by always reminding them that they either have to support their parents when they grow up so they can retire peacefully, or they have to be successful so they can support their siblings which is really fucked up in my opinion. Setting the kid like that as the breadwinner of the family when it's not the kid's choice to be born in the first place is just a new level of messed up for me, and is definitely something we need to relinquish.

It is responsibility of every parent to take care of their children because it their duties not because they love them or they should come and take care of them in future, they shouldn't be limit in investing in children and again point of correction it's not investments but a responsibilities for him to do because if he said it investment then what gain does his father get from him after investing in him and what have him return to his own father has profit return invest, it may likely be that his own father have passed away before he start to enjoy the investment made on him, if so how will he pay back when they are waiting for the children to return the profit.

Has its responsibility of father to take care of his children when they are young that is how it's also children responsibility to take care of their parents when the have the means or not, this is how it should look like.

It is true that this world is colorful, and this is the first time I know that there are many parents who impose their thoughts and pressure on their children to become the breadwinners of the family.

My family has 2 brothers and we have never been forced by our parents to do anything, including taking care of them when they get old. Now that we are married and have children, they still worry about us, they even help us take care of our children and support our daily needs even though we have never asked them to do it. They don't ask us for anything other than the best care for their grandchildren. And me too, I always tell my children to always try to study well and always make efforts in life. But it's not because I want them to take care of me in my old age, what I want is for them to have a better life than our current life.

The truth about this matter is parents should train their children in the way they can and afford to, not by going the extra mile or putting all their life hopes on that their children taking care of them in old age because having too much of expectations can lead to ones heartbreaks or regrets of had I know in the future.

Therefore, as a parent, don't invest in only your children's life and education and forget to do the same to other people life's no matter how little it is. Because, if your children don't make it in life, other people you render little or big help in their life, might make it in theirs and can choose to help in old age

Every parent certainly wants their children to have a better future, in other words, they want their children to be successful and become the pride of their parents.  Therefore, many parents work hard to be able to send their children to a higher education. However, in order for their career to be successful, education should not depend entirely on the school, However, the role of parents must also be to be able to educate their children, because basic education is of course obtained from the parents themselves.

I really don't agree if children are said to be the parents' investment in the future, it would be much better if children were the hope of every parent so that they can raise their status in the future.

I don’t think parents investing into their children have limits. Or let’s say it’s not actually an investment but a parents responsibility to give the best life their children deserved. Even if it means taking a loan just to provide what your children need and send them to good schools, that’s never an issue to the responsible parents. But as long as you never set the standards for them or set what your children should do after they graduated, then you are doing a great job. In the end, if your children are really trained well, they will be responsible enough in return to take care of their parents when they can hardly survive on their own anymore.

If we really look out our environment and see how fast humans are advancing in technology, knowledge and in various other aspect we would understand that anyone who is not educated cannot adapt to these changes. Its more than just reading and writing, although they are the basics but to survive in some system and be a part of change in a specific sector there need to be a higher and advance education in a person. And most parents who are wise deem it necessary that their children must have higher education. They can go any extra mile to make sure that their child is getting that education. It is also the main reason why parents abandon any project they must have started or quit chasing their dreams to make sure that their children fulfilled there's. 

Parents investing on there children is very important because sometimes things may not actually work the way the parents had envisioned for themselves in terms of financial aspects and at that time or moments it could be very difficult for them to take care of there children properly in terms of there education and other things so if perhaps they have already established an investment for the children it will become very easy for them because the investment will actually go a very long way for those children.

Every parent wants the best for their child. Parents are responsible for providing an appropriate standard of living and ensuring that their children receive a basic education. Investing in your children by providing the best education you can afford is not a terrible notion. However, do not expect anything in return or rely on them when you are older, as they may not be what you expect. In my opinion, parents should rather start a business or invest their money in something that is likely to produce a substantial profit. Parents cannot ask their children to turn over the products of their own effort to repay you for bringing them into this world.

I don't think anybody will doubt that children need to be given all the support from their parents. And one of the essential needs is education. However, these days quality education doesn't guarantee a good job. So if a parent spends a fortune on a child, there is no assurance that they will get good jobs immediately after they graduate. Now many children never had a good high school education maybe due to financial constraints but they are successful. Many children decide to go into technical and vocational education and they are financially stable from this profession. I suggest that as parents are spending money on education, they should also be keeping aside funds for their retirement. It will not be wise for them to be in debt in old age, meanwhile, the children they spent their fortune on, are unemployed. There will be a time when parents might not be strong enough to work hard, so it is important not to invest all your funds in your children. Every parent should have retirement savings.     

Parents have to act in good faith and will often give up everything for the benefit of their children. Not to sound too cynical but some will be rewarded later in life by raising their children well and getting them the best education, because they should be supportive in ones later years. In general though I think children give a lot of joy back to parents as well, which has an almost priceless value itself and they are also the future generations that will prop up society in general. Collectively we need to give younger generations the best start because they are the ones that will fund our future pensions as their parents and grandparents did before them.

I think it depends on the financial goals and management skills of the parents,not all parents are been intentional these days concerning investing in their children.Every parents would always want the best for thier child/children and most times things don't always go as planned for them,either financially and taking on with other responsibilities.

Saving for your children helps you to prioritize financial goals and develop a disciplined approach towards to savings that'll align with their long term goals in relation to maintaining financial security.
Education of children entails so much responsibilities and educational expenses,like tuition fees,books,extra-curricular activities e.t.c Savings and investing for the child's education leaves you without restrictions and exemptions.

Giving their children the best education is of course an investment in their children's future so that they can live their lives well and as parents we will certainly try our best to be able to provide their children with education and I think as parents we certainly never think about it. to expect anything in return from their child and all they want is to hope that their child can enjoy a life that is more worthy of what they have given the child.

It is true that as parents it would be better to have their own business and not expect their children to hand over the results of their children's business to them, but as children who have respect for their parents of course they will treat their parents well and must also be able to love them. their parents as they received love from their parents when they were little.

It's not only through education that you can invest in your child.

Children also need to be healthy and well presented. Their livelihood is one thing to consider if you want to calculate just how much you will be spending on your children. Their healthcare, clothes, food, and a lot of other things are the things needed to make sure your children grows up well.

I don't think there is nor should there be any limit when it comes to your children. Giving out best education might be useless if you lack on other aspects of their life.

It shouldn't even be a matter of investing lol. Children should be offered the best education that their parents can afford always. If they don't want to go to college and instead pursue their passion, parents should support them. Maybe offer the risks but that's about it, they shouldn't really be able to control them. Heck parents should be considered as a sort of investment really for their children instead of the other way around really.

And again, if they stopped thinking of them as investments, they wouldn't have pushed both their financial status (enough to go under debt) and the child as well to the point where they have nothing to provide since the kid had no passion for what the parents pushed for.

I don't agree if children are considered an investment in the future, parents have the responsibility to feed their children, educate them, fulfill their every need as long as they are not yet adults and provide them with a proper education. This responsibility never leaves the parents. All parents have plans and want their children to have a bright future, but whether plans are successful or not, no one can ever predict whether someone will be successful in the future or even become unemployed.
Providing a decent standard of living is the obligation of parents for their children. Parents are only trying, but their level of intelligence, desire to learn and sense of responsibility as a child will determine their direction in the future.

The desire to give the best that you can to your children is inside most parents, but this should be done within some boundaries, after all if you have to get so much debt that you are putting your future and the future of your kid at risk, then it is time to accept that you cannot pay such expensive education and instead your kid will have to learn to do the most with what you can actually give them.

This is something I have seen several times before and it does not work, as the kid knows the extreme pressure they are under in order to perform, and a great deal of them end up not coming anywhere close to the expectations of their parents.

I Think That mentality has started changing, on like before people thought that investing everything they have on their children guarantees them a better return at last, forgetting that investing in your children education is also risk aside physical assets. you can invest in your children and get disappointed at last or the one you spent more money on may die so soon than expected due to illegal activities or just an illness after you have sold all assets in training him or her. I think education is not the altimate, as a parent you should have own an asset or extablish yourself financially before investing on your children to a tertiary institutions. And before sending your child to school, you must know what he or she loves doing before considering where to put him or her. Some may love to lean a skill instead of going to school while some prefer going to school, so in this case, you have to diversify them in different fields of skill, which means you'll send them to learn a skill after they might have been through with their O level. After which if anyone decides to further his or her education you will continue with the person not sending all to school while they don't have passion for education. Most parent forced their children to school thinking that graduating with best results will give them a better job which is not true. Some people who learn a skill and concentrate on it are doing better than first class students. I think parents should change their mindset on that.

It depends on the parents. If the parents have money to sponsor their children to any level and still have much to sustain without depending on their children later in the future, it is fine. But if they know they will spend it all and put all their hopes on their children as a pay back, it is better they limit and train their children base on their Level of understanding. Not sending all to school when you know all can't make it.

Note investing in your children is like gambling, you may get something in return and also may not. Because your children may graduate and forget about you when they succeed, they may graduate and come back without a work and start life afresh and start learning a skill after graduation. Some may also Involve in some dubious act which makes parents regret why they spend so much on there children.

Summary parent should invest in there children as a parental duty and hope in God , not in their children. because they might be disappointed when their expectations doesn't work out as predicted. Sometimes People who are not your children may be the one to bless you in old age not even your children.

Education cannot be seen as a step to seek wealth, but education is important for children so that they understand their life journey. Education does not guarantee that a child will work in a decent place because now jobs are so difficult to get.
If parents want to prepare their children to be more independent then they should teach them how to make money.
For example, building a business that children can work on after coming home from school and slowly they will get used to developing the business.

There are no limits that can be given because when parents understand their child's desires, it will be much easier for them to direct them.
There are children born to business families but they don't like business and vice versa.
Children are not given freedom but are trying to be taught slowly about matters of financial responsibility.

In terms of specific categories, it might be best to limit some but I think, when it comes to education, they need to have it as the majority one, aside from the necessities of course.

I believe as long as you raise your child in a way that they know what they want and can see the experience that they want to do, then go for it and support them.

I think it's more important to have the relationship between the parents and the child be open compared to having them be closed and not responding and communicating correctly.

For me, parents should do the best they can; send your child to a good school, not an overly expensive one because at the end of the day, it's still knowledge that will be imparted in them, and it will save them some funds that they should have spent on school fees and extra curricular lessons to be used to invest in something else too.
 With the way my country is, it doesn't matter if you went to a public school or private, if you aren't well connected, it gets difficult to get a good job and this makes parents who have spent fortunes on that child to get disappointed if the desired result is not forthcoming.
Also, I've seen cases where the parents spend lots of money in investing in the education of the child just so they can compete with their rich friends.
 Instead of spending huge amount of money on education, some parents in the East from where I'm from, prefer to send their kids to an average school, then after that, send them to learn a trade so at the end of the day, the children can become independent in the future.

Parents try to give their children the best they can afford, and often they try to give their children more than they had. But sometimes in this desire they do not want to listen to what the child wants, when they ones try to realize in them some of their unrealized moments. Now children have many more opportunities than we had and they just need help deciding on their future. They can also get a very good education and it doesn’t always require a lot of money. The most important thing is to teach children that they can be independent, and teach them to adapt to this world so that they do not depend on you for a long time.

Yes I agree with you. After giving birth to a child till he reaches adulthood, parents have to take all the responsibility to guide him and develop his life. But this does not mean that the parents will sell the homestead for the child and spend it on the betterment of the children. First of all it is mandatory to fulfill the basic needs of everyone and then all kinds of measures are needed to upgrade the children with the times. Because that child after a certain age has to fight the earth to save himself and his next generation as you would for your child. Life is a game here those who can fulfill every step of their life very carefully are successful in every way.

The words are undoubtedly true and well said. Because children have to be cared for they have the responsibility to support them until they are able to earn money or until they reach adulthood. This is because if their care or nurturing is stopped before they can earn money their future will be plunged into darkness as they will not be able to grow properly or recognize the right path. They will be able to acquire their work and skills only if they are shown how to get involved in social or extracurricular activities and education in their families. But the more primitive fields are shown for their upbringing, the more they will grow up there is a lot of evidence in the society.

It is the responsibility of the parents to take care of their children and there shouldn't be any limit to the level in which they do that. They should try to do that within their capacity. It is also the right of the children to take proper care of his/her aged parent when he/she grows up and start earning. But it's high time we get to know being educated doesn't guarantee good job. Education means you are trainable and wise enough to creat opportunities if there isn't any. It was in the olden days that jobs are easy to get. Now, it isn't come that easy.  Parent should see the upbring of their children as their responsibility without expecting a pay back time in future so they won't get disappointed if things doesn't work out well as they think.

In my opinion, as parents, it's crucial to prioritize saving and investing for our own retirement. This ensures we won't be a financial burden on our children when we're older or unable to work. It's fundamentally wrong to view our children as an investment. There are countless unpredictable factors that can shape who they become, and harboring such expectations will only put undue pressure on them. This pressure can easily backfire, leading them to feel unloved and misunderstood. In the worst cases, it can even cause them to resent us and become a burden rather than a support.

So, to answer your question about invest in children, it depends on what kind of investment we're talking about. If we're talking about money, then it absolutely depends on the child's individual skills and interests. Investing money in a child without financial literacy can be disastrous. But when it comes to investing in teaching them knowledge, fostering a good attitude, and showing them love, there's no limit. That's our responsibility as parents. After all, children don't choose  when they're born, but we do choose to bring them into this world.

Children are not an investment, that is something that parents should have in mind, but that is also what happens in my country where parents consider their children as aninvestment.
Giving the best is a must for parents who should not expect anything in return because it will be disappointing, and if there are children who have graduated from a good school or university but are still dependent on their parents then that is the parents' mistake in terms of education.
Investments are assets and the assets must provide good returns for the future, and that is not our children.

I feel like teaching your kid to be a responsible adult who would do better is a great way to develop a very good citizen of the world. Many parents care what grade you got at math, or history or whatever, and yet they do not realize that your kid is about to grow to 22+ years old without learning a single thing about money.

I think this would solve the issue, teach your kid how to earn money, in a fake child manner of course, like monopoly money for every chore they do, so they would "earn" right to tv, or pc, or tablet whatever. Go clean your room and get 2 hours of tablet, go wash the dishes and get 3 hours of netflix, that type of thing. It would really make it clear for them the value of working and how money is won, that would be a lot better for them to learn.

if he has several children, I think we need to generalize that. However, personally, I will give as much as I can for my children, without making it difficult for my wife and me in old age. After all, the best investment for children is education. Personally, I want all my children to have a high education. Apart from that, I will also provide the assets that I have when the time comes so that they can just continue their development.

For me I think parents trying to give their children the best education at alll cost is an investment.  When investing in children or giving them the best to become better in the future it shouldn't be something parents needs to think if the money is waste or not. Yes it is possible to train a child and give the child a good education and after graduation their is no job, this doesn't mean the child won't won't have a job forever. It is just a matter of time for the child to keep trying and with time their will be source of income that is generating money for the person.

  If parents should stop investing on their children in education because of how expensive it is and no job after school it will be a problem to both parents and children. Education is not about having a job but develops good reasoning for Man to even create a job as source of income. Most parents will need the support of their children after retirement and if the children are not doing well as a result of lack of traning it will affect the children.

Assets and education are two things that are equally valuable as long as the assets we provide are beneficial for our own children and can be developed by our own children. Likewise with higher education, as long as our children want to receive more education and it doesn't make them stressed and can be quite suitable for our own children's needs and skills, of course our children must continue to do this until they are truly complete.

And as a good father you have to support it to the end because this will also produce such sweet results for our children later. Because education that is appropriate to the child's skills and is really liked by our child will definitely be more useful than education that in the end only gets a diploma as a mark of graduation but cannot be used anywhere.

I think that most parents puts too much expectations in their children, they tend to go the extra mile to make sure that their children gets the very best education that they can afford, so that the children in return will be well-off and take care of them. This notion is wrong, parents should give unconditional love to their children, give them the best of everything that they can afford, including education, because it's their responsibilities to do so, not just because they want something in return. It's fine to expect excellence, good character that is a testament of good upbringings, but it's not proper to expect that your children must be rich so that they can take care of you. Parents should try and give their children basic education, not necessarily an expensive one if they cannot afford it.

Good education is no longer a guarantee to become rich in this technological age, I've heard of uneducated people and school dropouts who later became millionaires. Some people will make fortunes in unrelated areas of their studies in the universities, so to become rich a person needs to have the mindset of the rich, not necessarily becoming educated in the four walls of a class, and parents should understand this.

Since it is not known which jobs will make better money in the future or whether people will be satisfied with the work they do, it may not be right to plan everything without asking the children. The child should be waited until he reaches the age where he can discover himself, and a path should be drawn in line with his wishes. Some families draw all the paths for their children without waiting for their children to decide. Of course, these families have good intentions, but children need to have a say in their own future.

Parents must invest in their children to a certain extent. When they exceed the limit of this measure, what they expect does not happen. They need to learn some things to overcome the difficulties they face in life. Everyone wants a good future for their child, but the things that need to be done for a good future should not only be a good education or meeting all the needs of your child. It is more important to raise them as smart individuals who know what they can do against difficulties.

In my country, the prices of the schools to which some children are sent are very high. Families can barely afford this fee, but they still want to send their children to these high-fee schools. Education should be equal for everyone and every child should receive the education they want. I don't think education sold for money is right.

I think I agree with you, when talking about the concept of children as an investment in the future I disagree with the sentence, placing children as an investment can keep children away from their fundamental rights, especially the right to participate in their development, children must also be placed as current rights owners,

it is a must as a parent to provide the best education financially. If I were in that position I would provide the best education for my child. And it's natural for parents to be disappointed with what they have fully given to the child but did not produce good results in the future. but as parents should not expect to depend on the child in the future, because children are entrusted by God.

Forcing kids into a career they dislike will ruin their lives. Our role as parents is to help our children discover what makes them tick

It's not that parents should do nothing and let their kids run wild. Hell no! We owe it to them to equip them for success. Though it goes beyond only being book smart, education is essential. Youngsters need to pick up problem-solving, critical thinking, and flexibility. They will be well-served by these abilities whatever the future brings

Yes, let your children follow their passions, but don't be hesitant to guide them in the proper path. Training a fighter is similar in that you have to push, test, and ensure they are continually developing. Though, it's their battle and they have to develop their own approach

This is a very good reason and if it is on that course they’re selling what they have to spend on their children, I think they worth it and the parent shouldn’t feel bad that they are spending that much on their children. The children are to be the champions of tomorrow that will cater for them when they get older unless they join the bad gangs and not have concern for their parents in the old age. I don’t think a parent should have a limit on spending on their children and if need be for that, it should be a good one to counter why they won’t spend on them.

Some parent will see spending on their children as an investment and will be expecting a return on that investment when the children grow older and become independent. Such mindset should be reduced but still hope they can get something from them. How you groom them and the type of people they mingle with in the course of their growth will determine more if they will cater for you back as a return on investment done on them earlier.

Limiting yourself on giving up your best towards your own family or your children is something that a BS idea but having limitation isnt that bad at all. We are working and we are making business or other source of income just for the sake of our own family needs and wants on which it would really be just that normal that you would really be providing all the things because we dont really want for them to struggle or having that kind of bad experience on living but its true that there are really instances that when things turns out to be shit or bad condition then you do end up on having no savings because you have put it all
on education of your kids and other possible expenses and at the moment that you dont able to have some savings then this is where things becomes even more harder.

This is why it would really be that important on having some savings or health insurances and other benefits on the moment that you do get old.
This is why it would be better that on having those proper planning in the future.

If you can give birth to a child, then it’s your responsibility as a parent to take care of the child, and your child shouldn’t be your investment. If your parents took care of you, then you should also take care of your own children and don’t expect anything from them. If you know you don’t have the financial capacity to take care of them, then it’s just better you don’t even give birth to them. There shouldn’t be a limit to the amount that you will be spending on your children, because if they are successful in life, then you will also be proud, and you will be benefiting from them. So I am ready to spend any amount on my children just to give them a better life.

As parents, we are supposed to train our children to not depend on only school for survival, they should have some skills that will serve as a backup in case they graduate from school without having a job. They will be able to fall back on their skills and earn from there.

This seems like feedback or reciprocity when parents raise children then they also inevitably have to give something good enough for their parents? Does it mean like that? Even though this view is not wrong because it is also a form of filial piety but I think this mindset for parents is not right because after all children are not a cash cow that must depend on them when they are old because after all this is not too appropriate in my opinion.

Indeed, when a child thinks of pleasing parents, it is a good thing but parents do not need to give a benchmark to children that they must live on when they are at retirement age because I think this mindset is not very ethical and it is not appropriate for parents to expect such things. As long as we are able to give the best to our children then do not just want a bigger reward because children also when they are successful will definitely not forget the services of those who have made them that way.

Rather than an investment, children are the parents obligation and responsibilities of parents. If they can’t raise their children to the best of their capability, then they should have not brought this children into this challenging world. However, on the other hand, children are responsible as well to return the goodness of their parents when they are capable to. Not only in terms of financial, but most importantly emotional and physical aspects as well as no parents deserved to be unloved and maltreated by children.

It is the responsibility of the parent to take care of their child. I cannot call this an investment in a good school for their education; it is just like they are shaping their future from the beginning, which is not bad. However, most students get spoiled in the school or community they go to study, and this can really make a parent sad and depressed because it is not easy to spend money on your child for many years, and unfortunately, the child turns to something and starts avoiding the craft you put him in to do in the first place.
 
However, talking of losing money and still yet the children are still depending on them, I will not blame the child for that because if you find yourself in a situation where the job is very hard and only politicians children can do it easily, then definitely the child will still be dependent even after school. 

Well probably parents have also different mindset when it comes to their children, and I respect that. However, for me, more than an investment if that’s what others think, children should always be well taken care of by their parents, not because they’re capable, but because it’s their duties and obligations to safeguard and secure their lives 24/7, otherwise people will call them irresponsible parents. That’s why they should not expect in return from their children, but I guess children can do the math as well, if they are well loved by their parents, then they should also do the same.

Parents should not expect what their children can give in the future because of what they are giving today. It is always the responsibility of a parent to take care of the welfare of his kids. So for me, children should not be treated as investments, always make sure they are getting the right things to live their life accordingly. There may be limit on how you provide their needs, if you think it is already a luxury, then don't give it to them. Spoiling children won't do any good later on in their life. They need to understand the hardship in life for them to appreciate what is being given to them.
Now, in terms of taking care of their parents, it is how they brought up to this aspect of life. You can't force them if they have other beliefs.

Sometimes parents have money but their children are not old enough to take care of such an amount therefore the parents choose to invest that amount for the future of their children as a result of which that amount will not remain in the same value but will continuously increase as the time goes.

Thinking about investing at an early age for children is very crucial because all the time we are not wealthy enough to do something better for the future of our children. With investment it is also necessary to teach the children about handling of investment because only investment cannot give you profit if you have no understanding about it.

For me, I think the notion of parents going an extra mile to invest in their children and then expect an immediate return in form of a good paying job just after they have finished school, and start taking care of the parents, is just a mirage that many have believed and that's why the bouts of depression never cease when the children don't live up to such expectations.

It's good to invest in our children as they are the future and instead of parents to spend so much for children with little experience of life or the outside world, they should allow the children experience life in a new environment where they are forced to take responsibility for themselves and their actions and fend for themselves too. The lessons that were taught would in such an instance, sink in and bear fruit and that shows that the investment the parents made has begun to bear fruit.

I also think parents should allow children walk in the path they mostly understand and invest in this regard, as it will help them achieve their dreams quickly and provide them with the value that will bring the money soonest.

Parents who are also well learned should endeavor to inculcate their knowledge in their children, because everything we call a successful investment in the future won't always require money or selling of property, but a knowledge like cryptocurrency can help if taught to our children at an early age and if we guide them to it, so as to reduce future reliance and dependence on the government or the parents, but will fend for themselves and fulfil their dreams while bringing home the glory.

To teach children, we have to get used to behaving according to what we expect from them. we have to set an example for them so that they imitate what we do. the same as investing for children, this aims to ensure that their lives will be guaranteed in the future, moreover we will not know what will happen to us in the future, that way as time goes by children will understand what we are doing and they will do it too because it is considered something good to imitate

Yes, in my country, too many parents invest in their children and believe that good things will come in the future.
In my country, parents spend 300 to 500 dollars a month on a child's education. However, I have seen that only five percent of those who do well come out with reasonable intelligence and a good education. 95% of those who study from such families and the family spends them never get any money back, and the child's life becomes different, the parents are disappointed.
On the other hand, in my country, boys and girls from lower middle-class families who study hard and help their parents in their work come forward by doing well, and they win at the end of the day.

Expecting so much after so much investment in a child is disappointing. It is our responsibility to invest in our children. It's not foolish to consider it an investment because I must do it and pay for my family.

Doing everything that is even somewhat excessive as a parent to a child may not be a problem, because of course however and anyone must want the best for a child in his future which is one of them such as by sending them to a higher level or to a school that has a very good reputation at home or abroad, it doesn't matter because it has the potential to enlighten a child's mindset and insight, there is no other reason and there is nothing else that parents want other than to see their children happy and also hope that their children can raise the degree of both parents in the future.

But on the other hand you have also said it yourself that the fact is that many parents are ultimately disappointed, because it turns out that things are not as expected, there is nothing wrong with the way they educate their children by doing everything for the sake of a brighter future for their children, but however it is nothing more than just the hope of parents, which means that it cannot be ensured that when a child grows up they can make their parents happy with the results of the upbringing of their parents, The OP has said one of the real proofs above that in the end many of them are also unemployed, which is one of the reasons maybe when they were in the education period they did not really learn the various things that were taught, and that means I will say that the diploma is just a sign that someone has been to school but not a sign that someone has thought.

Who doesn't want to see their child succeed in the future? All parents must have the same dreams and do everything they can to guarantee a bright future. The problem is that the way they educate their children depends on each individual and is in accordance with their goals. As long as the child feels that they are compatible with what their parents are directing then there is no problem, they will go through with it without harming other people. You will definitely do the same for your child, give them the best, ensure that the education they take and the costs are in line with your income. So basically the matter of educating children comes back to the parents or what the child wants to become in the future. The process is definitely long and can even experience unexpected things along the way. That's a normal thing that will definitely be encountered and will create its own character.

Regarding eventually becoming unemployed, parents dying and so on, it is no longer a matter of planning because each person's destiny and journey is different. As I said, in the middle of the journey there are always obstacles, unexpected trials, but this process will give birth to character, some will give up, others will continue to struggle in their own way. We only see it in passing so it seems as if everything must go according to plan. We must have a long-term plan, but the final result is no longer our domain.

When giving a good example to children, of course we must first do the things we will model for them ourselves and it is impossible for them to imitate what we do, because every child tends to imitate what their parents do, so it is important for us not to do things that are not good in front of our children if we don't want them to imitate what we do, if we want our children to do things like investing of course they will try to learn about this and it would be better if we could teach our children about investing for their better future because with investment this will certainly enable them to manage their finances well and not use their money on things they don't need.

There are many things that must be taught to children before investing, including we also have to look at the age limit because something cannot be forced on a child. Investing for the future must be taught when he has grown up and understands the meaning of life, if he is still in the learning process or still I think it's still unethical for us to teach about investment because anything related to money will have quite an influence on psychology so that also has to be paid close attention.
I think to teach about investment or recognize it, I think the child must be able to control himself first.

Of course there are so many cases like that when the parents will be very wealthy but there children is still very tender to manage the investment but of course that is not supposed to be a challenge because sometimes what they normally do is that they will invest the money somewhere or open a company for them and put someone to managing it and that if there children come of age they will claim the business so is always like that sometimes.

Wouldn't it be better for parents to invest wisely in their children instead of putting in everything they have earned? As they invest in their children, there is a need to also plan for their health and retirement in old age. Of course, I will give my children the best care and education but it wouldn't mean risking my entire income for their upbringing. After all, I have observed that it is not expensive education, clothing, toys, or others that guarantee a child's success. So instead of putting money into the education of my children with the hope that they will provide for me in the future, it will be better to spend the amount that will also help me save and invest for my own future.


This is the same thing that is happening in my country. Parents prefer to send their children to expensive schools even when they don't have the means to pay the fees. They just assume that expensive education will lead to success in the future. But this is not always the case because children from middle or low-class homes are hardworking, dedicated, and resilient. And these qualities are highly needed on the path to success.

Every parent wants their kid to thrive, right? Not everyone, though, has the same set of cards. Some people have more money, better contacts, a larger safety net. That's just the way the world is. This whole idea of "the best" education... that's a loaded term, man. That implies different things to different people. What's "best" for a rural village kid is different from a big city kid. All of it relates to your situation, your values, your culture

Indeed, planning is a good thing. Saving for college, investigating universities, all that kind of thing. But life sucks. Everything cannot be under your control. Raising resilient, adaptable, and quick-thinking kids is crucial. Real parenting magic occurs here. It's about producing flexible, resilient human beings who can negotiate whatever life presents, not about adhering to some inflexible schedule. That's what truly matters in the end

Let's avoid the "best education" race. Focus on raising curious, enthusiastic, world-ready kids. That's the kind of legacy that's worth leaving behind

The situation you have described is indeed a challenging one, where parents are making significant financial sacrifices in the hopes of securing a better future for their children. The idea of children being seen as investments and having the responsibility to take care of their parents in the future can create immense pressure on both parents and children.

Setting limits on the amount parents can invest in their children's education is a complex issue that depends on various factors such as financial situation, cultural beliefs, and future expectations. However, it is essential for parents to consider practical financial planning and not jeopardize their own financial well-being in the process of investing in their children's education.

For me I think  finding a balance between investing in children's education and maintaining financial stability is crucial. It's essential for parents to prioritize their well-being and financial security while supporting their children's educational pursuits.

If I live in a region there is no opportunity that much and I had one for myself to be able to start a family and eventually have kids, I will try my possible best to send them to a better place where they will get a good education and where there are bunch of opportunities and not end up in where I start and my push for their success in life isn't to help me later, it's my responsibility to make sure they had a good life and not to put them pressure to become successful at all cost, beside not everyone will make it to some financial level.


I think the orientation and upbringing parents instill on their child is the reason for been depressed because they couldn't get a job. Is it their faults that they didn't have the job, sometimes the opportunities are there but their is limited available space for accommodation, sometimes you even have the dream job but the working condition isn't favorable. Stop making children go overboard, it makes them do what isn't appropriate. Delay isn't denial, I will give the best I never had to my children no matter what!

IMHO, I don't think parents should have a limit to the amount they should invest in their children because they are responsible for the good upbringing of their children and they ought to do everything necessary to ensure their children becomes better people to them and the society. Parents should do everything within their means to invest positively in their children and in doing so they shouldn't have a limit since they are planting a good seed in them that will also be of great benefits for them in the future because the children will become adults tomorrow and since their parents invested heavily in making sure that they become better people, they will reciprocate the love by using their resources to take good care of their parents in their old age. Personally, I will do everything possible to make sure my children have all the good things of life and if investing everything that I worked for will give them a better life tomorrow then I don't think I will think twice before doing that because my kids won't be a disappointment to me and the society.

This is a very critical question but in my opinion I will say no there is no limit to investing in your children as far as you can afford it and the child is reciprocating.Children are an investment and every parent wants theirs to be the best, no parent would be happy seeing his or her child lagging behind in what money can afford when they can afford it.

It is unfortunate that after so many investments on some children they end up disappointing their parents, this could also be caused by their parents because when they were investing in them they failed to teach them some important things that they needed to know.

For example when investing on your children make sure you also discipline them when they're wrong or do something bad.
teach them how to be independent, how to be contented, how to think ahead of time and save for the rainy days, how to set their priorities first and let them know some other things that can not ne thought in school but by their parents. Some parents over pamper their children without any discipline and that is why they end up disappointing them after everything.

It's like risking everything so that the child's future becomes successful and can support them in the future? Is it like that?

I guess I'm not wise enough if that's what you're saying and I'm actually quite against this kind of stigma because after all it's not a gamble so it's quite funny that parents send their children to school so that they can be supported in terms of their future lives.
Creating prosperity including providing proper education and facilities is one of the obligations of parents and it is quite strange if they are selfish about it. Although the assumption may be that the children they take care of must give back, I think this is a little outrageous if the goal is only to be a balance for them in their old age.

Instead, we as parents must try to make our children comfortable and not burdened, as for when there will be more replies from children, it is a proof that we have succeeded in educating our children well so that they do not forget their parents. Because filial piety to parents voluntarily at the child's wish will be very different from parents who expect reciprocity because in my opinion it is like there is an element of coercion that indeed in the future when they are successful they (children) must return the favor to the parents who raised them.

It’s ridiculous to see children as an investment because the only reason why they would even make it far enough to HELP YOU BACK as their parent is that you actually raised and INVESTED in them. So it’s the effort you applied into them that you’re getting back. But despite what logic, don’t go birthing children because you think of them as investment. Do your family planning proper and know how many kids you want to have based on what you can handle financially, emotionally, and the rest.

I never feel the need to do anything beyond my capabilities in my real life. In that respect the investment for children's education and the financial capacity and stability of the family head should be balanced between these two. Any exception to this will threaten normal life. I don't mean to imply that as a family member I won't spend or invest in the OP's words for the children's education. Every person should have a good idea about money management then it will be easy for him to manage the country including his family. And if this education is imparted to the children as a family education in addition to institutional education it can be expected to pay off well.

If a child has achieved good results from what they do, they will first pass on the results of their achievements to their parents and as parents of course they must be able to educate their children well so that they can live a successful life in the future. because by preparing them for the future we will be very satisfied when we see that they can live happily.
It is true, as you said, it would be better to have a plan in having children and we must be able to see the capabilities we have in educating them because every child has the right from their parents to receive love and also a good education from their parents.

You don't have to wait till they learn the investment or stuff. As a parent, you can make lots of investments for your children by growing that investment at a tender age and when the children are of age and capable of handling that investment then you can hand over it to them. Of course, they have to be prepared to handle it properly but you don't have to wait till they are fully grounded. You can manage it for them until they are ready to handle it.

Of course there are many things that must be taught to a child before introducing them to the world of investment, and as we know that investment is an activity that is difficult to understand, sometimes even adults still have difficulty understanding everything, let alone a child who is still underage who has a mindset that is still very unstable, meaning teach them something that is appropriate for their age, a child tends to prefer to play and they will not be interested in something that can make money because they do not understand how valuable money is in life. You can teach them at least when they are 20 years old which is a pretty mature age in thinking, and basically it doesn't mean it's impossible to teach a child about investing at their early age, but I think it's too risky an idea considering investing is an activity that involves money.

I agree that education is important, but if you let your kid think that education is the only thing that matters, then I would say it would not be a good idea at all. A kid needs to know that just because you get a good grade, that is not indication that you are going to grow up to be an incredible person, of course you could be, or maybe you won't, grades will not decide that, who you are will decide it.

I personally never really believed in the value of education from school, I believed in stuff that are a bit more specialized, like if a kid has interest towards subject X, then they should laser focus on that. If I have to sell my house, which I can that is okay, then I would want it for something that my kid will build a life on, and if they are asking for something like that, I would be more than happy to sell my house, and my car, and everything else I have.

Depends on the parent of course, but I think it would be very hard to stop investing into your children, even when you are very old and they are grown up as well. Like lets say I am 80 years old, and my kids are in their 50's, and they need money and I have money, I guarantee you that I will still help them and not going to leave them dry when they need it.

Saying no to your kids when they need help and you can help, is not something that makes sense to me. Doesn't mean that they should grow up to be spoiled brats who do not work and you take care of them, that is not how it works, I mean like help when they need it, but they need to build their own life as well and just do whatever they can, it is going to work fine for them.

Every parent strives for the best for their child. If they can bring up their children with all the facilities then they can get better service from them. Moreover, the children will always do well or do a good job or business, this is the same expectation of all parents. If you ask any parent directly why they are spending so much money on their children? the answer will be that they want their children to have a bright future. To ensure this bright future, they are spending money in various ways in the country and abroad for their children. They also think that if the child would be establish then the parents will have an assured life. It is natural for every parent to spend according to their ability but those who overspend are doing nothing but wasting money.

In my opinion, there must also be limits because if we force children too much to invest, the fear is that they will become bored and feel regretful, it's better to limit it first and so that the child can read and relate knowledge from more experienced people and can start little by little so that when they grow up later It will be easier for children to understand investing and not be careless

But on the other hand, we must be aware that things like this are a form of responsibility and role of parents for their children so that providing adequate facilities and other supports such as education and a decent life is our responsibility as parents and as long as we are able to give the best like this so it must be done. It's just that what's bothering me here is the OP's statement that where he currently lives, children are like a gamble where they will be given a good education and proper facilities so that when they grow up they can support their large family and I think it's like exploitation in the end. . Even though children definitely want to be filial, that doesn't mean they have to bear the entire burden of their parents' needs in the future and I don't think good parents would be comfortable treating their children like that.

Not really, most parents would give anything to help support their children - not for any reward back but just because it is the normal thing to do in life. It can help give a greater meaning to your own life if you're raising children and you can pass on the very definition of right and wrong, guiding them to become upstanding citizens as best you can. Getting them a decent education, keeping them healthy and fit are all important but also nourish your own soul. Financially, the number has probably gone up by now but until the age of 18 you're probably going to spend at a minimum $250k or equivalent on raising them. Not that they owe you anything necessarily but it can often come back to your benefit in old age if they support you in return.

When it comes to our children, parents should always give out their best in order to raise their children the best way possible. Children create reflection of their parents, if they are not raised well and haven’t experienced good upbringing, these children will become irresponsible and become brutal and arrogant, all those negative traits will possibly reflect to the parents and people will ask them how’s their upbringing on their children.  So its parents obligation to invest in their children without limits, all for the sake of their bright future ahead, not actually to return the favor to their parents.

As a parent then it is really that our responsibility but there are ones who do make their children as some sort of investment on which on the moment or time that they would be finishing up their studies then they would really be that making them as some sort of their life line on which it is really that mandated for them to help them on and buy on the thing or mainly supporting their needs on which we know that this thing isnt right because as a parent then it is really that something a part of our responsibility on raising them up. If ever they would really be tending to look back on the moment that they do finish up their studies
and give out their support back into you as parents then its good but it would really be better that you shouldnt really be expecting something that need to be given back because on the moment that they would really be turning their back then it would really be that a huge disappointment on your part as a parent. So better that plan on having that savings fund on the moment that you do get old.

This is not all about parents and children, it is an economic ideology that has been raining from the industrial ages to this very time this time. Before now it is believed that the best way to success is to train a child in higher institution, allow the child to get a job and then get married and take care of his family. This process is still working in the Western world where their is job opportunity and the the pay is encouraging. But in the country like mine, that's very formula is no longer working and that is why parents are beginning to regret training their children in higher institution against every odds.

According to op you will see poor parents go a long way indepting themselves in order to train their children in higher institution. Even in the deteriorated educational sector, they also send in some money to the lecturers in order to buy good grades for their children. But in the end you will understand that it is also difficult for such children to be gainfully employed. The system has actually backfired but then our parents doesn't seem to realize. They are still giving their bests and expecting the best.

Why do you think that formula is no longer effective in your country while developed countries still use that formula and are still highly effective?
If that is not the way to create talented people and good leaders, then what is the formula to help our children become talented and successful people in the future?


Spending money to buy good grades for their child is completely different from investing in sending your child to study at reputable schools and ensuring the quality of education. It is clear that parents in your country are contributing to making the educational situation there worse by using money to buy good grades for their children. But then blame education when their children do not have good knowledge, and cannot get a job after graduating.

This ain't just about buying overpriced degree. The economy is flooding, threatening your child's future. You save hard for Johnny's college, expecting he'll be a lawyer or doctor. What if a million Johnnys want the same white-collar job?

Old rules don't function anymore because the world is changing quickly. Man, we must change. Not all teenagers should go through college meat grinder. Instead, give them options. Starting a business, acquiring vocational training, or working in the trades might make you happy. Stop thinking college is the only way to succeed and start valuing job-related abilities

It is true that every parent nurtures their children as best as they can to see the children in a bigger and better condition in the future because the parents feel proud when the children do well. Besides, it is also a big reason for the child to take good care of his parents. Everything is fine but one should not go beyond one's means to nurture them or take a big degree. But if moral education can be given to the children then that education will become a resource for the future or old age of the parents.

Parental upbringing of children greatly influences the child's future, whether it is good or bad, it depends on the child's parents, because from childhood to adulthood the role of parents is very important for the child, both from education to the love of parents towards their child.

Likewise with investments that are passed on to children by their parents which can later be used as well as possible by the child when they grow up, from childhood they have been taught useful knowledge, good morals and manners, as well as responsibility for what is late. obligations to him and his family when he grows up.

Not at all but majority on whats been told or simply on how you had nurtured your kids would really be that something that they would be having or would really be bringing until the very end or on the moment that they would really be that become independent but just like on what i have said that this isnt always the case on where there are children whose really that too stubborn and ending up on the different path despite on being told on what are those good things on which telling them about the proper manner and other various things on which isnt really that bad for them but still ending up on engaging on things which arent supposed to be done due to some external influences. This is why we cant really be giving out that 100% reflection on how parents would be raising up their kids.

As for investing into your children or kids then it would normal that you would really be giving out your very best on providing them about the best thing that they could have.
We dont want for them to have that hassle and hard living and this is why we do our very best on supporting to them but i do agree that we should also be mindful
about on the things that we would be having left in terms of future because we know that soon they would really be still making their own family and still leave us on the end.

When someone has a child then as a parent of course they have responsibility for their child's education and must be able to give the best to their child, as a child of course they will be able to easily imitate the habits of their parents and as a parent of course they must be able to set a good example for their children and don't let our children do things that are inappropriate for them to imitate, which makes them imitate the bad behavior that we do.

If a child does not receive a good upbringing from their parents, of course as parents they are not responsible and this will make their child do whatever they please and as a child who does not receive a good upbringing from their parents, it is certainly very difficult for them. to be managed and most of them often get into trouble due to lack of education from their parents. Yes, it is our obligation as parents to invest in their children so that their children have a bright life and as parents they will never expect anything in return from their children when they are old.

Education is a very profitable business. Education (of children) is somewhat like investing: first you give money to unknown people, in the hope that they will teach your children to earn money in the future, some of which will return to you in the form of help from them (children). But as with investing, there's no guarantee you'll get back more than you give. In this scheme, only the seller of educational services probably makes money.

Spending money and time on education doesn't mean that your children will learn to earn money, but it may turn out that they will pointlessly spend these years in an educational institution, paid for by their parents, without any desire to progress. Maybe then you can just buy bitcoin and not complicate your life by dubiously spending money on your children’s education. :)

It is necessary to proceed from the child’s abilities. If a child is born just to work as a cashier in a supermarket, then you should not spend money on his education at Harvard. This will turn out to be an unsustainable investment. I believe that we should spend only as much on children’s education as they have intellectual abilities and a desire to learn and develop. Ultimately, if a child (already at a conscious, adult age) at a certain moment realizes that he is capable of more and wants to learn, then he can independently take care of paying for his education (loans, money from current work).

Of course one should not go beyond one's means. In any case. Because life is very uncertain. Parents always want to do well with their children and sometimes they go beyond their means. But I will say that since we don't know what our future holds.  Therefore, it is better to do something beyond the capacity and not regret later. But if the son and daughter are honest people, then the sacrifice made by the parents will be useful.

I wouldn't call it an investment, because it is your obligation as a parent to provide the best for your child in the future. Funding children to achieve higher education by selling some assets is a parent's obligation, and this obligation does not mean treating children like investments.

Because actually this is just about how each parent treats their child, how parents pay attention to their child so that the child gets love from their parents, and how parents care for their child so that the child also feels the same way about their parents if they have been successful. Because very few children hate their parents.

So there is no need to consider children as investments, children also know how to be filial to their parents. Because I believe that without considering children as investments, children also know how they should treat their parents. The nature of children towards their parents depends on how the parents treat their children.

Whether these children may considered investments or not, still parents are obliged to provide for the needs of their children even putting them in debt for the sake of their children. That’s should be the mindset of parents, so that their children will also learn how to value their hardwork and sacrifices in return and take good care of them when they’re already incapable to provide for theirselves. Parents should always seek the best for their children, as well as children in return when they already have a good source of income should prioritize their parents first above anything else.

Exactly! That is the reason why many people are not excelling in life because their parents think of them as investments and want them to work so that they can handle the burden of the family, which is not a good idea because how can an individual grow or be successful if all the burden is passed down to them? I get it. Children should also give something to their parents to show their appreciation, but of course, it depends on their will. That's why the most important thing here is you as a parent. It's also your responsibility to grow yourself and not let yourself rely on your child. You as a parent should provide the best life they could have because it is your responsibility. It's up to them if they will return the favour or not; if not, then it only shows that you are either not good parents or he doesn't have the sense of self to at least his or her parents, even a little. 

I agree with you because parents should be responsible for everything . They should train their child to show good character. Because in life character matters a lot and people judge a man by his character because our life is very short and we should meet with people with calmly and we should importance to the people. Our children are our great assets because they will take care of us when will be old . We should take responsibility of their career and we should register them is best school and college and that is  place where they will grow and they will provide service in professional life. Otherwise,they will work work like a labor and they will get the money of their work . They will get no protocol of rich people and they will be poorer and poorer. That is your responsibility to give them financial knowledge because financial knowledge is very important in life to excel.

First of all as parents it an obligation to Carter for your children and the family at large, giving your children good education is not bad because it may be fruitful in the future but if you don't have what it takes to send them to schools outside your country or best schools in your country, I believe you can send them to average schools too within your means, investing in children is perfect but borrowing without having means to pay back and hoping on your children to payback in the future is not a good idea, we should understand that no matter how we see it, the future is unpredictable, beside going to a good school does not guarantee employment in some countries, for me I will say that parents should invest what the can but if parents are buoyant enough to invest in their children to any level they should, after all it is a commitment that parents must make to brighten the future of their children, education is a good foundation to success although it is not certain that every successuf person must be educated but it is very fundamental to human mental growth.
There shouldn't be limitation on parents investing in their children unless there is know efficient means to that effect, if all is in good shape in terms of finances then such parents should do the needful because it is worth it.

Of course as a parent then it would really be that our responsibility on raising up our children and giving the best that as we could as parents. Somehow it is really just that right with that kind of sentiment that it shouldnt really be that in the sense that you would really be giving it all but as a parent then it would be normal that we would be having that kind of thinking. Who doesnt want on giving all they do need? For sure you would
really be doing your best as a parent and wont mind about on the future you do have as long you have done your responsibility then this is something that would really be enough for us. It is really just that there
are people who do really mind too much about being excessive or what, on which we know that it would be just that normal since this is how we do show our love to them.

Somewhat it is really that partly true that some parents are really that putting it all and making those kind of expectations that their children would really be raising them up on the moment
that they do get their own job and on the moment that their parents would be getting old which is really that very wrong. This is why you should really be still allocating
something for future use on which its common sense.

This issue has led a lot of parents to a big problem because selling some of their property to educate them is one of the biggest mistakes they have made, did we know that some parents didn’t have the money to travel with their children abroad but all in the name of seeing your friends children are studying abroad and I also want to do the same thing to make sure that I’m capable of doing the same, selling properties and taking loans to educate children is a big mistake instead of carrying out a child to study abroad it will be good to let them study in their country, attending another school doesn’t mean that they won’t learn or they will not be brilliant as the other people who go abroad to study.

And many of the children they send abroad these days don’t go and study again, some of them don’t even face their studies, I have seen many people who go abroad to study and become musicians and footballers, some don’t do anything there, just enjoying their lives and come back and meet their parents without achieving anything, although it is the parent's responsibility to make their children educated but not in a way of selling your properties or taking loans to educate them and later become a regret and this day’s even if you study abroad doesn’t mean that you will get a job immediately.

There is no need to regret and no amount of money spent on your children should warrant this, but it will still be very good for parents to plan this within their means so that they can also plan for their future. I've also never been in support of parents viewing the right and quality upbringing of their children as an investment for payback. Fine, good and well-brought-up children will reciprocate if they have, but no parents with true love of their children should think they are investing in them so that they are productive for them someday, that is selfish in my opinion.

Anything parents do for their children should be selfless, this is even as they plan for their own future as a factor of safety. I am sure that this way, a thing like this will not be happening. The nature of many countries is so disappointing now, but still, parents continue to do this because it is our natural responsibility. We should only be wise in dispensing it, everything must be done with budget and plan.

I believe it’s a wise idea following a certain plan when it comes to spending on your own children, thus the chances to spend above your means will somehow be avoided, except for sudden unforeseen expenses that you can’t just ignore but still find ways so you can provide those emergency needs of your children. I guess that’s the duty and obligation of us parents, that even if it means getting into debt just to provide them won’t matter for us at all. Their life is our priority, so as much as possible we should offer them what’s best for them in order to prepare them for a brighter future.

We are choosing ridiculously for our children's education. All of this "my kid's going to Harvard" stuff is just a huge ego trip. Does this benefit the kids or just brag to our friends?

Think it will ensure success, parents are mortgaging their homes to put their children to a fancy school. Seriously, is it the best use of their money? Why don't spend the extra money on real-world experiences for their children after funding local education? Help them code, negotiate, and create a business. That is the kind of knowledge, not some pricey degree, that will truly benefit them in life

Education is about preparing kids for life, right? If you ship kids abroad, they won't learn how to negotiate their own culture and society. Their ability to be resilient and flexible is not growing as it should

I have seen it so many times: children are sent overseas, return with a fancy degree, and either wind up in a job they hate or worse, are totally lost. They were never allowed to decide for themselves what they wanted to accomplish with their lives, hence they have no idea

The entire educational system has to be reconsidered. We need to begin concentrating on each person's unique talents and hobbies rather than trying to fit everyone into the same pattern. Allow children to study in their own time and style. Put more of an emphasis on creating independent, well-rounded thinkers and quit worrying about degrees. That's the kind of education that's actually going to transform the world

We do only hope for the best for our children and even if it means that we would really be taking up some loan then we would really be definitely be doing it and this is something that we would really be considering out on taking up such action. Some people are really just trying out to be wise on which it isnt really that bad but when you are on such condition that you are seeing that your children is really that needing up something then you would really be doing your very best on giving it out as a parent on which it would really be just that normal on having that approach. So it would really be just that understandable
that you would be doing it since we are parents and its our responsibility on raising them up and make them successful as much as possible and dont mind about other issues or strings attached
something like this and that.

I don't agree if the language is investing in children, it's uncomfortable to my ears, educating or sending children to the best place and facilitating for their growth is a parent's obligation, and according to their ability to facilitate them, don't do things beyond their ability to finance them because if it doesn't match expectations on the way, the parents themselves have the potential to experience difficulties.

If the intention is to invest and be able to live more comfortably in their old age because they plan for their children to finance their lives, I think why not invest in stocks, property, gold, BTC instead of children, it is more logical than having to bear old age life to children, one day children also have their own dependents, a small family that they need to build and finance, unless the child is a billionaire, maybe he can finance the parents who have taken care of him, but if he is just an ordinary worker, it will be a difficult thing.

If you get into survey the successful people now, you'll see that majority of them were supported by their parents to anything that they've done.

Maybe a couple few will say that they did it on their own. But the success of your children will have an impact on how you're helping them to stand on their own.

If giving them limitation based on your situation is what will work for you, it is okay. And if you're capable of making anything for them for their own growth in the future but you didn't do that because you wanna save money, think again.

Education is important for children, so it is very natural that parents want the best education for their children. However, I think we need to look at the limitations we have. Sometimes there are schools that are quite good, and according to our abilities, but sometimes parents force the situation, and want to send their children to a better place. Actually it doesn't matter if we have money, but the problem is when we force it. Apart from that, we also need to see children's potential. Many parents force their children, so it ends in depression. Apart from that, education from parents is also very necessary, such as learning to make them independent, or other things. Not all knowledge will be obtained at school, but from parents and the environment. There are many people who go to school in good places, but what makes the child damaged is the environment. However, there are many things to consider, but as long as we are able to give the best, then give the best to our children. This is for their future.

Having good planning for children is very important and as parents will certainly try their best to be able to spend all their children's needs well and in the case of sudden needs of course each person cannot know about this and it would be better if we could have savings for these needs so that they do not interfere with the needs of children so that they can fulfill their needs well and I really agree with you as parents of course they must prioritize their children first before their own needs because with all their children's needs being met of course as parents they will really feel happy when they see their children succeed.

For me I think children are responsibility that every parents must try their best to take care of and children are also investment, when investing on children you don't need to think twice investing in them if they will be profitable or not because this is a responsibility that every parents can not just over look. That is why it is important for people to know that children are not just produced because they are needed. If thinking of having children one needs to be ready to take the responsibility and ready to give them the best for their life to be valuable in return.  If parents think there should be a limit in investing in children i think it is better not planing of having children because with this mentality I don't think there will be any concern of giving children the best. One will one just think of only giving them of the little they have and there won't be any motivation of trying to add value to their life. 

The more value that is added to the life of children gives a better chances for them to have a better future, this is what parents needs to understand about up bringing of children.

In my opinion, investing in children is never a negative idea for any parent, if the parents believe that their children were raised well, they will be proud to go anywhere just to make sure that they invest in their children's education. That does not happen only in your country, in my country, we face the same problem. Some parents choose to invest in their children's education so that when they graduate and get a job, their children will be able to support them. But with the current situation in my country, many children finish school without getting a job, which could make some parents regret that they wasted their money on their children education for them to have a better life. After finishing school, they end up struggling on the streets searching for jobs.

I think some parents should understand that going to school does not guarantee that the children will have a job immediately after school. This seems to be a Bitcoin investment to me, you cannot make a profit from the time you invest, and you must be patient for some time to enjoy the money you invested. I'm always happy with parents who invest in their children because that is what parents are meant to do, they pray that their children have a better life than their own, no parent wants their children to suffer through the pain they do.

With or without the expectation from your children to take care of you during when you are old, you owe your children the responsibility of raising them up to become something good in life and to any level which you can regardless of future expectations. Yes one might feel disappointed after investing so much money on particular child  or children and they end up not becoming something useful in life, so this is reason you shouldn't only rely in what your children will do for you when you are old, you should also have a retirement plan in case your plans didn't go as expected.

I am speechless. How in the name of everything holy is investing to education a bad thing? People invest on their kids education so that they can freaking survive and live a life where life is not a constant struggle of providing food and a roof for their own kids. Poverty creates various problems that with having a buffer money you would easily avoid.

The fact that people are disappointed or depressed are psychological problems, that come from unhealthy relationships, unhealthy childhood, unhealthy surroundings and trouble to recognize and deal with emotions. And funny enough, in capitalsm, they also come purely from lack of money, because lack of money can create unbearable life situation.

Depression doesn't come from too good education and financial security coming from a good job that requires that education. So tell me, how does lack of education help anyone's situation?

I don’t think that will make parents have a limit on the amount they can invest in their children. One thing that I see in a parent who would like to take their child to the most prestigious school might just be that they want to show up because many of us know that having a job or getting employed is like the biggest hot cake in the world. So to avoid being in regret in the future, if you can sell out your property just to take your child out of the country to study and come back without being employed and you as the parent don’t have that money to support him to open his own private business, then all that effort will be in vain. That is why you will have to think wisely before you make a decision. 

Most parents have a common intention that their child will be different from others. Their child will know much more. A parent should try to get his child to get higher education in an outside institution due to the fact that he will earn much more after completing his studies. But not all parents may have the same motive here. There are many parents who want to give good education to their children. They want to send to any top tier countries for higher education to gain more knowledge in science or other subjects. But not everyone has the same vision, there are some parents who send their children abroad for higher education so that they can earn more money. And many of them lose their wealth to take the child to that stage. I think one should never spend more money. Because nowadays a man has to survive if he wants to survive. When someone over-spend for their children it can sometimes backfire. So parents need to know about this in advance to manage their present and future life.