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1081  Economy / Economics / Re: How is financial stability defined for you? on: July 20, 2023, 02:55:35 PM
Financial stability is simply a state where you are financially fit to provide for your daily and monthly expenses without thinking too much about the cost.
Financial stability is have enough or more than enough to cater for your family without having to touch your savings.
And this days it has become very difficult to be financially stable, the situation of the economy is not friendly at all, only few people are free financially, and the remaining are just struggling.
No job even does with job are still not stable.
1082  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: July 19, 2023, 02:16:01 PM
If Pep Guardiola wants to leave Manchester city his next destination will be PSG since he loves going to clubs that have the money and are willing to spend. Pep Guardiola with PSG will win them the champions league very easily. With just few signings, Pep Guardiola can make PSG into a team like Manchester city but Pep Guardiola won't be leaving city just yet. He'll try to win more trophies with Manchester city and defend their champion league trophy. If Pep Guardiola was to leave Manchester city at this very moment, everything they have built in the past years will crumble.
But not only does PSG has money Newcastle to has money but I don't think Pep will want to move from manchester city any time soon, he still has plenty of surprises to give to the city and I feel his very much comfortable there, we should hold our horses don't be surprised if pep goes to psg the club will improve, but not certain about winning the champions league even last season the people I had in mind was Madrid because I was sure that inter milan will not win, and watching the final manchester city did not even struggle to win the champions league.





Manchester city have good qualities players, and one of the  prominent coach with lengthy experience in football space, with his presence everything is working smoothly for city. The citzyens performance will reduce without the master planner, Guardiola. He's the brain behind their triumphant prospects over the years, perhaps he got more achievements to accomplished. Manchester City will be too recalcitrant to let Pep Guardiola leave them so soon, after all he achieved the significant trophies that was the primary goals. He's a free man and he can decides to leave any time he feels the time is right.

If it's about the coach then Pep is currently the best in the market and his experience has benefited the club, Pep is a very good asset to the club, and it will even be difficult for manchester city to let the man go, every prospect is actually pep and the man should be proud of himself, to have archived a lot, so let us see what next season to come with, I still have the disbelieve that pep will leave manchester city.
1083  Bitcoin / Bitcoin Discussion / Re: A idea from my home boy on: July 19, 2023, 11:27:53 AM
So if he lost those saved words say even if 4 words are lost do you know how hard or say impossible to brute force the remaining one to get access to wallet? This is totally dumb idea and keeping them off mind is totally stupid idea so it's not at all suggested to do.The other option is to write them down and Store them on 2-3 places so if one get damaged others are safe but complete list is necessary.

Sometimes the most simple things are the most difficult things and the issue of saving private keys is a problem once any part of do keys get missing, it will be very difficult for you to have access to that wallet again, and saving it online is not the best option, I don't even like the idea of saving it in your head the best thing to do is just find a secure way to store it, and as you said, it's best to store it in multiple locations. You can also store it in a bank this will help lessen your fear of losing your price key because once it's gone, it's gone. This is something that everyone should keep in mind. not your keys, not your coin
1084  Bitcoin / Bitcoin Discussion / Re: Beginners, you don't need Bitcoin first on: July 19, 2023, 10:48:04 AM
I think they can start whenever they want, they don't need to wait until get a job. even my younger brother start his bitcoin investment since he was a highscool student, he was go with anything he has, and now he is rich, of course he also get a job after graduate. in my opinion they need to manage the risk and learn more knowledge. if they do this investment in a smart way then I think there is no problem. but still get a job is important for life. as bitcoin is mostly being traded in exchange site that makes it's price volatile then I think it will be good if they learn about trading too, although maybe they will not become trader but at least they have enough knowledge to know when is the right time to buy bitcoin according to their personal condition.

Is not even about getting the Bitcoin, but rather about having the resources to buy, and I fully understand what the poster is trying to say that sometimes purchasing Bitcoin at that specific time should not be your target is not an investment you get into and start earning money, but the issue now is that if you want to enjoy investing in bitcoin it should be with funds you don't need, which is why I don't encourage people to take a loan to purchase bitcoin as it is a very risky step to take. and the problem is knowledge is always not considered and you can not enjoy being an investor without proper knowledge, left me to get a job and focus on the needful before investing that is just the best.
1085  Economy / Economics / Re: Fix the money, Fix the world. on: July 18, 2023, 01:46:46 PM
We can't reny the fact that there are these social segregation between poor and rich. This is the balance we need in our economy. If we all are in equal status, how will the manpower will operate? No one will work physically, if i have money i will just use it to business or investment.

I don't believe there is anything that can be done to stop social segregation it is real and it won't go away. the status will always be there between the rich and the poor, and the rich and the government has made living difficult for the poor the economy is just fucked up, recession hitting everywhere and life has become difficult, and the issue of manpower  the rich will always want to be recognized, the clear truth bro is that everybody can not be rich, make sure the investment you want to do consider the risk and also the demand, before establishing, doing business is not just easy as well in this economy.
1086  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: July 18, 2023, 01:08:53 PM
snip
Atletico Madrid is a club that to be used mainly for business, they're not want to achieve anything and only try to find a potential cheap player, then sell at high price. Barcelona don't have a good financial, it's impossible they would sign Joao Felix. I think he will join in one of EPL club again, maybe Newcastle United, Tottenham Hotspur, Manchester United, those clubs are have a high possibility.

like I always say in my opinion, aside from football being a sport to entertain money to has to be considered business is business and I don't think Atlantico Madrid performs that badly in La Liga maybe since they don't have any good competitors there the only dominant clubs are Barcelona and Real Madrid, So even if they are not carrying trophies since they are making money is not that bad. Joao Felix is still very young, only 23 years old, and I think he should just return to EPL clubs. It will even improve his performance, in my opinion, if you want to get better then you go to EPL clubs. there are good chances of you getting better there.
1087  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: July 18, 2023, 12:34:17 PM
snip
Luckily, Manchester city has Guardiola and trusts him to take care of coaching and planning attack strategies when facing each of his opponents. Guardiola is not only smart but he never gives up even though he failed several times in the previous UCL. He remains confident that he can bring Manchester City to win the UCL last season. even getting a treble winner at the same time which made a surprise to all the other clubs that they couldn't be stopped.

I think everyone also agrees with that, but after seeing that there are some players who might leave Manchester City I hope Guardiola really gets new players who can replace those who have left at least better, I'm sure Guardiola can find talented players because he always picks the right man in the manchester city squad.

I have always envied pep courage and strategy to always succeed in his fast attacks, and that is something have noticed about him, is that he does not give up and that spirit has made him who he is now, going to watch football sometimes you here fans insulting and complaining about either the coach or the players whenever they lose a game and forgetting that it is actually not easy as the fans think, the pressure is just too much on them, even to some extent pep deserves some good credit. pep is not making plenty of moves during this transfer window and when it comes to decision making I always trust Pep to make the best decision.
1088  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: July 18, 2023, 11:59:11 AM
snip
For the next two or three seasons I agree with your opinion, Man City can still be a strong team in the English Premier League and European Champions League. They still have key players who play an important role in maintaining squad depth. John Stones and Kyle Walker are the key players at the back, the midfield is Kevin de Bruyne and Jack Grealish plus Bernarno Silva the vital role that is assigned to them is answered well in every game, in the striker positions Erling Haaland and Riyad Mahrez are still Pep's top choice Guardiola.

If Guardiola loses the names I mentioned earlier in the transfer market then we will see Man City will definitely be busy in the transfer market. Now do we see Pep looking for a player? he looks relaxed despite several players being linked with Man City. Losing players like Gundogan is not a big problem for Pep as long as Bernardo Silva is still alive.

Manchester City is already a strong team in the above-mentioned leagues, and I will argue with you guys, this is sport, and the room for improvement is always given and terms change bro there are terms that manchester united was good, and also Chelsea was all at their peak, and feel manchester city is just at their peak and despite all the credit they should stop acting like demi-Gods, am sure new champions will emerge next season the hype is becoming too much next season is going to be tough, And while other clubs also have good players, Manchester City has an advantage in terms of player utilization because their coach is very experienced. At the moment, I don't believe Pep needs players because he is still keeping an eye on the market. and I have no doubt that other clubs will significantly improve in the upcoming season.
1089  Economy / Economics / Re: Is poverty a lack of money? on: July 17, 2023, 07:23:24 PM
Doesn’t seem like right to say it but in the modern age, having no money is definitely sign of poverty. Things are so costly that you can’t keep up with the basic needs also. The food and water which should have been the easy to get stuff is now on the shelves costing 5-10x higher than the base price. In the name of quality and brands we eat food at higher rates.

Why? Because wealthy people have no issue buying it because they can afford it and they are rich because they have money. If you just compare above statement with the definition of poverty then you got my point. Sad but true.

I fully agree with you about when you do not have money that's poverty and not being able to afford basic needs is still poverty the problem now is majority of the world population are broke, man and can not afford to feed, and getting a job and after getting the job the earn can not keep up with the bill, they just made the world more difficult since everything is just too expensive, things will not get better am sure of that.
1090  Economy / Gambling discussion / Re: I am only trying to stay safe by gambling less on: July 17, 2023, 11:25:12 AM
There are numerous individuals who share the same desire as you to reduce their gambling habit. However, only a select few have the means to do so while still maintaining safety. The allure of gambling can be difficult to resist due to its enticing nature and the difficulty of avoiding certain triggers.

Furthermore, for those who have developed a true addiction to gambling, reducing their habit can be an uphill battle. Even taking a break from gambling can be a challenge for those who are already addicted.

Therefore, it is crucial for gamblers to limit and reduce their gambling habits to prevent excessive addiction.

The word gamble less is the best, but a difficult principle to maintain and that's where I like the statement you made of a lot of individuals sharing the same desire, forgetting that anything that involves cash just makes the whole thing more difficult, once you a get win, you keep trying to get more wins and that is when addiction starts coming in gradually. bro people that are addicted don't take breaks I have seen this before the only thing is that, if you can get busy and you have another source of income your mind can gradually drift out from the part of gambling.
1091  Economy / Gambling discussion / Re: You must do this if you want to QUIT or NOT on: July 17, 2023, 10:57:46 AM
Don't you think it all depends on individuals?
Whom ever that wants to control himself or herself from being an addict would surely do that because what I fully understand most from people is that they centered their mind on always winning without knowing that alone have brought them selves down to constantly keep losing while gambling. At point of continuing to gamble and chasing lost is what usually attracts being an addict. We should try to reduce our focus and efforts and whomever that can adhered to it would surely know how to control himself or themselves in terms of gambling addiction.

Not just personality but willpower has to be there too, the body might be willing but the mind is not willing especially when it comes to addictions, have you ever asked why it is always difficult for smokers to quit smoking despite trying to quit, and what am trying to say in a nutshell is that it is always difficult whenever the line is crossed and its already an addict, and the issue of were their mind is always centered on always winning is the problem, and they keep playing on till it turns to a daily routine were they must bet everyday, the best thing like you said it should not be an everyday thing.
1092  Economy / Trading Discussion / Re: Emotion and Trade? on: July 16, 2023, 10:51:52 PM
Emotions in trading is like water and oil, they don't mix well. If I've learnt one thing in this space it is patience. First you need to refine your analysis skills, master the skill of trading, employ patience and eschew emotions because it can alter your decision-making. Most traders today resort to using bots not because they lack the skill but because they can't trade without emotions, so consider AI grid trading if you find yourself in that category, maybe Bitget's AI Grid trading for a start

you have made a very good point, and a very good description you gave about water and oil, they can never mix and it is better they don't mix, and people don't even have the knowledge and they want to do crypto, which is not a very good way to move, and after buying they don't have patient to wait for the next market to get a huge profit, and I think the fault is from does introducing them, from the basics its better to make it very clear how the system works and what triggers the market and how the market is not predictable and encourage them to have patience.
1093  Economy / Economics / Re: Can your passion lead to an increase in your net worth? on: July 16, 2023, 10:08:36 PM
There are many diverse opinions about following one's passion and wealth. I read two stories of people who followed their passion, and in a short period of time, the businesses became very profitable.

In story 1, Defossey left a job at Apple to open a BBQ restaurant in Mexico City. It made $9 million in sales last year. In story 2, Sean Audet, a 30-year-old, spent $0 launching a food photography side hustle, and now he brings in $134,000 a year.

The people in these stories followed their passion and created wealth through it. What is your opinion on following one's passion in relation to wealth? Can your passion lead to an increase in your net worth? If yes, what is stopping you from following it?




Most times, one's passion may not increase his net worth as without the necessary capital to help turn the passion to a lucrative business, the passion has a high chance of either dying because the stress of seeking for investors and taking loans maybe discouraging or incur loss because the profit gained is far lower than the capital invested.

On rare occasions when there is sufficient funding for the business, the passion would not only increase one's net worth but also serve as a source of employment to many because as the demand for the product increases so does demand for manpower.

It is highly recommended that one have a stable source of income before pursing your passion so that the income from passion isn't the only source of income and in a case where the passion is incurring loss, you still have a steady income to provide for daily necessities.
1094  Local / Nigeria (Naija) / Re: FG plans to give 8K to poor households. on: July 16, 2023, 08:34:37 PM
To share money to people no even be the thing because me I know say na scam we go see. No be so the school feeding take dey happen until breeze don blow and we don see the colour of fowl yansh, if you know, you know  Grin

Government no dey do wetin Dem suppose do. Dem always want make loop hole for syphoning our money. Nothing stop government to identify the people wey go get this through BVN. But make them build infrastructure, no be the story of sharing money because na scam.

I am wondering how they are even going to distribute the money, is it that people will apply or what strategy will be used aside from it being a scam as far as our leaders are concerned, what annoys me most is that, 8,000 naira is too small to be shared is better they don't even give anything at all, a country like Nigeria sharing 8k with all these plenty expenses, not worth it, I actually expected more from the government, am sure they won't even pay.
1095  Economy / Economics / Re: Economic problem, why is fiat difficult to hold. on: July 15, 2023, 04:13:07 PM
I think this is really related to inflation, we spend more money because the value of the money itself is inflated. That being said, you can blame anyone, the society, capitalism, or anyone who contribute to the inflation that make Fiat money has less value. But it won't change anything, you are the one who has the control over the money that you owned. It is true that as a group of people and humanity, we need to find a solution for this money problem, but as an individual it is our obligation to adapt with inflation and control our spending.

In addition to what you said money has lost its value and we all will always tend to spend more as a result of inflation, even the money you earn does no longer keep up with the expenses, something happened in my region recently about the removal of fuel subsidy, and no action has been taken and this has affected every single thing in the country, the issue of holding fiat is just one difficult one, and the poor are always exploited to make them self richer, and with money, they are in control. just like ants have been controlled once there is sugar available.
1096  Economy / Economics / Re: Things you should know about Money mindset on: July 15, 2023, 03:07:32 PM
It can be said that at this time money is the king and controller, in my country anyone who has money then can do the things he likes, starting from against the law because with money then he can pay for top lawyers, police, prosecutors to judges so that many cases involve people rich but their end result is not punished.

Bro not only in your country but everywhere only with money you can have access to commodities there is no way money can be done without as far you are on planet Earth, and people with money have influence and will always get what they want if anyone actually watched resident evil and see how he rich were perfectly kept in an underground laboratory against whenever the virus ends then they can be awakened, in summary, my point is the rich always want to always get what they want, STILL NOT OVER DEATH.
1097  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: July 15, 2023, 02:51:03 PM
Classically Manchester City is a contender for the Champions League and EPL titles by default. What makes this easy to happen is the fact that the other teams are playing poorly. Let's start with Manchester United bad debut, Liverpool out of its normal shape, Bayern Munich and PSG aren't that competitive, Real Madrid wasn't playing as they used to do, Barcelona failed bad in European competitions altogether... That was like a direct road to the titles. Even the Italian clubs weren't successful in stopping City.

I don't think other clubs played poor, is not that bad, just that lack of insight, focus, and strategy, aside playing I think there are other factors that give an advantage over other clubs, I noticed one thing about manchester city recently during the leagues from the beginning and the middle of the seasons they make sure to win as many matches as they could, to gather point so that towards the end of the season they don't stress to much, and manchester united and Liverpool actually did well, the only club that did not do well is Chelsea, one thing about football is new season new performance.



Did you wanna say if city was lucky enough caused by another team performed poorly during last season? i can't even agree with you. What about arsenal? You are only taking MU and Liverpool while arsenal played so perfect since early of season.
I can't even agree with you. The fact that if it's not all of clubs were playing so badly. Some clubs even make impressive performance during last season. The main reason if manchester city was reaching its peak performance last season.
There is also a chance for chelsea to repeat the same thing again next season. So many clubs have been trying so hard to prevent city.
Even city has been facing the difficult way to win UCL last season but city was over power last season. I just tell you this if the domination by city may continue till next season.

Has stated above I also did not agree with him about other clubs playing poor, and arsenal did play well but at some point, they started losing games which affected their point accumulation that was the advantage manchester city had over them, and I don't know if Arsenal was scared of manchester city, one way or the other manchester city always win against them, and I don't agree that city will dominate next season, you can not judge what happened this season with that of next season.
1098  Local / Nigeria (Naija) / Drainage is not a dump yard on: July 15, 2023, 08:00:08 AM
In Nigeria almost all the drainage has a blockage just from the fact that citizens has turned the drainage to dump yard and they suffer from it especially during this period of rain. The government are not trying the little that is done should be appreciated and cared for because when it gets bad again we still gonna suffer it.

It's raining season and we can see the effects of this, when they are poured into drainage. How many times have you gone out during this raining season and have not seen a block drainage leading to road or other places filled with water. We mostly don't care till it affects us that like the biggest issue in Nigeria. Let's try to limit the use of rubber and plastic and even if we do use it, let's us try to dispose them properly.This causes soil and water pollution (since plastic is a non-biodegradable waste).
Pet coke use the tag RECYCLE Me but most times it's still end in drainage
Is not everything the government has to enact laws on before we know is bad
Pray God help us to the right thing always

Nigerians have that bad habit of dumping refuge inside the drainage and forget the implication of such an act, I think even the environmental agency is not doing their job very well, they are supposed to enforce on does practicing such acts, watching the news there are a lot of report for flood and if there are proper drainages the impact will be minimal, let us take it upon our self to tell people to stop this act and keep our environment clean always and also take time to clean drainages too.
1099  Economy / Economics / Re: Would you prefer to own a luxury watch or invest in bitcoin or other assets? on: July 14, 2023, 02:43:13 PM
If we buy a luxury watch for $ 1 million now and 3 years later we need money then if we sell it maybe it can drop to $ 50k or less, but if we buy bitcoin worth $ 1 million now then it can have a chance to be $ 10 million in 3 years.

That's one thing with commodities you can not always sell it at the exact price you bought it the only thing that can help you is when the demand is high but it's going to be hard since the innovation does not stop there, they will keep bringing out new designs and looking at cars to hey keep improving on it, and investing in bitcoin is not a bad idea but you have to consider the risk behind it and it's not stable and investing that amount of money and making it a two-way thing is either you lose or gain profit. and it's not an investment you get quick money from the question now can you HOLD?


Only certain people can have it as a collection that they consider as a hobby but also make money if in the next few years.
Will the brand names of luxury watches with million dollar prices drop by 90%? I don't think so, the company will maintain the value of expensive watches, I haven't seen luxury watches drop drastically unless they are counterfeits.

Actually we don't know how the schemes develop in their watch business if they are already experts and professionals in this field of course some will choose as luxury watch collectors.
Since we only know about bitcoin investment, we will fully believe in this asset while others will be considered less profitable.
The brand will maintain its name and characteristics of producing expensive products, even at the value will continue to drop over the years and the company will keep enriching itself, something is sure you can not sell does wates for the exact price and where I have to disagree with the other writer his about investing all that amount of money in bitcoin, is better he consider other investments too.
1100  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: July 14, 2023, 02:19:30 PM
snip
Arsenal were at the top of the English Premier League towards the end of the season but they failed to maintain their consistency towards the end. They failed to win the Premier League title last season as they lost a few late matches. In this case, the main problem of injuries in their team was that they got a regular eleven at the beginning and if that regular eleven got at the end of the season, the English Premier League title would have been in Arsenal's house last season. Arsenal will definitely want to start afresh next season. Arsenal did not do well in the Champions League last season so expectations are high from them this season. If there are no injury problems throughout the season and if they can maintain their consistency then this team will do well in the Champions League next season.

Everyone was disappointed in Arsenal especially we the fans, after being on fire for a very long time during the league they started fucking up and losing matches, and that step cost them the premier league title, and what I see is that since they have tested glory that should get them to work better next season, and if they don't, I have to decide what to do as a fan, so I'll just switch the team I support, nothing more.  all we can do is hope for Arsenal to do better, in most of the leagues next season, and if they don't do well, the ball is now in their court. next season is going to be hot.  


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