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241  Other / Off-topic / Re: Having a regular/steady income is important as a gambler. on: February 18, 2024, 12:03:13 PM
For regular gamblers who gamble regularly like few times a week/month, of course they need to have regular/steady income but for recreational gambler who gamble like once in few months, they dont have to but having regular income is better. The more important thing is about having good money management because having steady income will still bad for gamblers if they cant manage their income/money well in gambling. Without good money management, some people with great regular income may ruin their life in gambling because some of them may think like "it is fine to gamble and lose all the income because they will get it again next week/month".
Having a job is important but I don't think having a job because of gambling is another different thing on its own, because the moment you take gambling too seriously then you can even end up spending your whole income on gambling some people do it, and for does that gamble a lot would be gladly happy to have an income so that they won't have a challenge when they need money to gamble, and that is the problem addicts have all they always care about every time they need money to gamble. with the way, everyone is battling the economic problem then you don't have anything to spend much money on is gambling, when there are inflation on price and everything that is when management is very important.

if in any way you even enjoy gambling the way I do then I would not be bothering too much about it because I gamble in seasons or when they are important matches then I pick good interest to want to place a bet on that game. When people get use to gambling with there income then they will end up been broke always as a result of gambling.
242  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 18, 2024, 11:36:09 AM
The game was so interesting to watch. As I expected, if not for luck, Chelsea would have won Manchester City yesterday because the performance Chelsea displayed yesterday was very surprising, seeing the strong defence and a hot strike they made in the game.
The game that everyone thought Manchester City would definitely win since it was a home game for them, but it went so tough for them to endure because they have already dropped from the table due to the game results of Liverpool and Arsenal, of which Manchester City is now the third in the table. All of us think Manchester will be at the top of the table, seeing their opponents as Chelsea, but the amazing part is that Chelsea don’t usually take it easy when they are playing with a big team. 

To be sincere, Chelsea played very well yesterday. If not for the two missed opportunities that Sterling got, he would have gotten a had-trick in yesterday's game, but that was gone. 

Chelsea was so balanced and they had multiple chances of winning against Manchester City yesterday that opportunity was lost since they were missing chances yesterday, and they played a defensive game yesterday even at the expense of trying to win, and even with a complete squad Manchester city was struggling and with how Haaland was doing all they can to win all was void and now it will be challenging for the city to top that table. and I did not even have much concern for Liverpool but the way Arsenal is on fire they are supposed to be scared of us, our wining is not less than five, it is a good sign that we still have a big chance in winning this league.

Chelsea is actually an unstable club, sometimes they play well, sometimes they play badly  so the final result is difficult to predict, but against Manchester City for Chelsea this is a prestigious match where they don't want to show anything bad trying to balance the opponent's game. Pep Guardiola said that Chelsea is quite a troublesome club. Sharing  points is not an advantage for Citizen whose target  is chasing Liverpool points.

On the other hand Jurgen Klopp party goal against Brentford and Nunez the Uruguay wolf is not used to easy goals that's Nunez current nickname. It is difficult to score a goal if the process is easy, but when given a difficult opportunity he is actually able to make it a goal.
Chelsea and Manchester United are not clubs that should be relied on because if you should have a high expectation for them that is when they will and Jackson would have done a very great job  would have performed better yesterday and even this nkunku guy is overhyped, and that is the problem I have with Chelsea but they seem to be even better than Manchester united at this point because does once don't have bearing they win 1 they lose three. yeah, Chelsea has given Manchester City a tough time and that shows that what Pep said about them being a troublesome club is true but I would rather like if they can put in more effort to be at least a stable club.
243  Economy / Trading Discussion / Re: Kindly Share your trading Stategy. on: February 17, 2024, 03:37:14 PM
Trading is risky. Don't think you'll always make profit in trading but build a mentality that you also can lose, even lose a larget amount if you can't control and learn proper management. So choice good exchange, good coins, budget your fund what you can afford and its better to go spot trading. Future trading with leverage, could be risky. It'll drain your fund so fast. Don't go there without true signs of what js going to happened in next. Fundamental analysis is easy. Try to learn moving averages, relative strength index (RSI),  Bollinger Bands for better analysis. And without patient, nothing will be gained.
if your mentality is prepared against what is supposed to be encountered then you won't have much of a problem in the future, as a trader, you need to have a map and a strategy because with this economy using your local currency to buy it is a big challenge because of a very big variation in currency, but if you have that one sorted out then from their knowledge can come after because without the purchasing power then the knowledge will be a waste.

You even manage your assets just because you lack that knowledge even if you buy from an exchange you can transfer it back to your wallet it is better and safer that way, that is for holding,l and those who want to trade are supposed to trade with caution using the right leverage to be able to reduce risk, and that is why trading needs a lot of attention before you go into its not something you will just do without giving it attention.
244  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 17, 2024, 03:09:41 PM
Diogo Jota and Curtis Jones had to leave the field after both suffered injuries in the match against Brentford and this continues to add to the list of injured players. Previously, goalkeeper Alisson was also reported to have suffered an injury, so in this match we did not see him as a starter. Jurgen Klopp must be having a headache seeing the problems his squad currently has and of course the next match will make it even more difficult for them due to the shortcomings of their main squad.

However, if we talk about this match, Liverpool can already be said to have won because they are already 2 goals ahead of Brentford and Mac Alisster has just scored Liverpool's second goal after Darwin Nunez scored first. This away win is within reach and it looks like Liverpool will continue to attack until they can finally guarantee this win against Brenford. There are 25 minutes remaining in the game and will Brentford be able to catch up? Let's see.
Diogo Jota and Curtis Jones leaving as a result of injuries did not even affect their performance and they played very well I love our everything was strategies salah started almost when it was the second half and see the way the whole game changed and that is the power of salah his a game changer, and I already know that since salah is present, Brentford will lose and that is exactly what happened. the pressure was just too much on Brentford and they could not withstand that pressure again and it ending 4:1 was already expected, so Liverpool is still topping but not for long because if Manchester City should win their today game today and there outstanding then they will top that table and arsenal is already winning and am sure of arsenals winning because burnley is even in a cross line of regulation.
245  Economy / Economics / Re: Surviving the economy with creative thinking. on: February 17, 2024, 02:44:18 PM
We are now at such a stage in the economic situation that we simply cannot think of anything. The price of every commodity has increased whereas the monthly salary of an employee has not increased. The amount of money that could be marketed completely with earlier now requires almost double the amount of money to be marketed. Where before we could think about something easily, now we have to think very hard and before making a decision we have to think several times about how this decision can affect our life later. We have reached a very bad stage of economy but still if we plan properly then we can recover ourselves even in worse situation. At such a stage of the economy, we cannot be satisfied with only one source of income, but we have to find multiple sources of income. But we can easily survive these tough times when we have multiple sources of income.
This economic situation is hitting everybody on both sides and this hardship is increasing it is now looking as if these politicians are the ones manipulating us and we need to find a way of getting rid of them if you don't deliver in your office there be a Constitution that the president or whoever it maybe should be removed, that way we can get the attention of the politicians if not if we continue like this and we continue to collect money from them, then it will be difficult to be able to achieve that. and the money is not even enough for employers i still wonder how some people survive in these current times. and the government is not even doing anything about increasing the salaries of these workers these are things that are supposed to be revised but no they don't care.  and this economic issue is a global issue and they will latter find a way of solving it over time.
246  Local / Politics and society (Naija) / Re: How to manage yourself doing this hard times on: February 17, 2024, 01:18:32 PM
Op no be lie you talk, omo the hardship for Naija choke na God go help us.This strategy wey you just cap as an escape way to take survive for this hard time na wetin we dey do for our house.For our house we dey buy the food stuff in bulk like rice,beans,garri and beverages,as we don buy all the necessary food stuff in bulk e go take us till the next month and the money wey remain dey go for other things like transportation fee,for diesel and electricity bills and other minor expenses.So na better idea u bring come the table,dis strategy wey you just yan go really help the family men if them apply to the strategy.
The hardship that people currently going through now is beyond what their mouths can speak that is how high it has been, and I don't think in this situation God will help us we are the one to help ourselves if we don't take this matter seriously then we can solve this whole madness. because if we don't our future is at stake, because anytime there is time go to the market to make enquirers about the prices of goods then that way we will all understand this is not on our favor at all,  and there ways that the government can control this situation and it is not has if they donty know what to do they know.

But all this is part of manipulation if not we have our currency then why is much value given to the dollar even if you want to do anything duty either custom or anything the government will charge you in dollar when we have our ow n currency, does are one of the thing that is leading to this hardship and another thing is that how many of our local products do we consumes, most of the products we consumes are foreign and we just have so many things to adjust in this country.
247  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 17, 2024, 12:58:54 PM
I love the way this Brentford team play, they don't even mind if you're at the top or bottom, they'll give their all to get a win. This game against Liverpool to me is going to be a game that the visitors are going to play under pressure and desperation because any mistake they make it will cause them that 1st position on the log and Arsenal are just going to be happy to see Liverpool lose for them (the Gunners) top them that's if they win Burnley. The Gunners are hoping for Chelsea to beat Man City but this Liverpool game might end in a draw.
i love the confidence Brentford is showing in this game they are trying everything possible to score and it was some other club they won't put in much energy maybe because of intimidation, and I am sure Liverpool won't expect Brentford to play like this,  and Brentford has good chances to have scored but they lack creativity in a situation like this and since they have the chances already the next thing to focus on now is how to score. and their defense is quite impressive and I feel they have been oriented about the whole game because their play is too impressive. brentford is showing more desperation than Liverpool,  and if Liverpool cannot win then it will cost their position since Salah is on bench then there is still hope for Liverpool in this game because salah can change the whole game.
248  Economy / Trading Discussion / Re: How can we understand market going to be Bear? on: February 16, 2024, 11:26:49 AM
just look at coinmarketcap, if the majority of coins decline by more than a few percent, that means we are entering a bearish trend. or more difficult, you can look at the ma and see what the pattern is, or use other trading tools that you trust, you can definitely see a bearish trend in the market.

but it is quite difficult to identify whether the market is truly bearish, or whether it is just a momentary market response, because in some cases the market drops a few percent and people have concluded that the market has entered a bearish trend, but the next day the market rises significantly .

that's why traders need to analyze the market in depth and learn from their experiences, because it will really help them to be able to identify whether the market is bearish or bullish.

when it bear market you don't need to bother how to know whether we are experiencing a bear or not you will know through the market everywhere will be bleeding and the price will be seriously trying to resist but it will be even more difficult for the market to withstand and at the end of the day there will be no choice but the market to submit to the bear, and this are events that people already know about and when it is about to occur there are signs that you can tell from. and if a bear is approaching from the candles taking out some analysis you can tell that way, and when it comes to bull too similar.

But these days people are always using tools to discover what will happen even if there is no assurance even without assurance there will be a little bit of truth in whatever result they are getting from their reading. and even does that is experience don't need much before they will know.
249  Economy / Trading Discussion / Re: What is your advised for being a trader? on: February 16, 2024, 08:50:33 AM
Many people think that they can just do whatever they want while trading as long as they think they can make a profit. However, many things that you do should not be really considered all that available for you when you are starting out, it is not that easy, and it doesn't really help you much neither.

I hope that we could be doing something a bit better, and just take less risk. If you are starting new, some good old holding would not be a bad idea, many people should give that a big try, that would be a lot better. I know that it is not going to be too simple, but it would be something that would benefit us all. That may not give you a ton of profit, and yet you will also not lose any money neither, which is a lot more important when you are first starting.
if anyone is coming into trading with that kind of mindset then that person does not look like someone who will make a profit because nobody will stop you from taking so trading actions but your funds will be the ones that will be in for it and that is why they are always warning, to be always careful when you want to trade because there plenty mistakes when trying to gamble that must even be avoided, but you know some stubborn people don't care about any action they take, and since its there money and there choice to do what if they want to do then when they finish wasting all there money because of disobedience then they will know the value of instruction. and people with I don't care attitude should better still just hold, and leave there and no stress of analysis. anything that has to do with money is always not easy. and since it is something of benefit why not take time to understand it and be the one to benefit from it, people do not just want that money.
250  Economy / Gambling discussion / Re: Do you believe in gambling experts predictions? on: February 16, 2024, 08:21:33 AM
What is clear is that no one is an expert in predicting gambling to get %100 wins, just as in trading no one can predict prices %100 correctly. So don't believe those who claim to be gambling experts and follow the instructions they say. We have to be able to think logically about this, if he is an expert at gambling he should be rich from gambling then why does he still open a prediction service from a gambling expert?

Even if he is an expert in sports betting, for example. but you don't necessarily have to make a decision straight away, you have to analyze it yourself then combine it with predictions from experts and your own predictions then make a decision when betting, and the rest depends on luck because gambling is based on luck too.
when they say expert there will be a very low record of losses which I know is not possible there is no way you will do gambling and not lose it, and the problem again is even the way some people prepare their slips you will know that there is no way they can win and they want to win with that kind of Bucky slip, there are some that you are sure of why not just bet on the ones your sure of instead of selecting too many games. and people who believe all these so-called gambling experts have to even pay to have access to some of these gambling codes, all does people who call there self gambling experts are frauds.

Expert or no expert I also believe in my own betting decision because I have once tried out using Does Guys betting code multiple times and have not won anything with their code so that is why i said i will continue to bet with my predictions.
251  Economy / Gambling discussion / Re: Do you think gambling every day is better? on: February 16, 2024, 08:01:23 AM
I don't have the space for gambling every day because I can't bear the pain that comes with gambling because when you gamble you either lose or win and for the presence of house edge,  you may record lower winning and higher loses which put you in a position that put you under pressure so for that gambling every day will only lead to more loses and fast bankruptcy which may not be a good position as a gambler.

So taking gambling as a daily ritual is a negative character that can lead to so many unpleasant outcome,  and for that we have to stay away from takin such a route.

when you have a job there is no way that you will have time to even gamble because any little time you have you will want to use it to rest especially if your job is stressful then it is finished, i don't think you will be able to gamble even if it small.  and gambling every day will just cost you more pain because if you are even lucky enough to win it might just be once a week or even a month because there is no way that you will gamble every day and win every day, I don't even see the need to gamble every day, and that pressure sure self is what lead people to getting high blood pressure, because every time you will keep confirming your bets. lastly, bankruptcy is the result of such action, what is wise is that gambling every day is a risk and a waste of time and money just gamble at will, and this is the period you can even get lucky.
252  Economy / Economics / Re: Not easy times in the world but how the goverment will improve? on: February 16, 2024, 07:31:38 AM
I don't think that the government has any plan to improve because now instead of the situation improving it is getting worse. For some countries, it is even better compared to African countries that have sold themselves to corruption and have stolen money that is meant for development. the centers are bad and the country is in serious depth and they keep borrowing money till now I am still thinking of what the government is still doing when borrowing such large amounts of money and even with all the borrowing the country is not getting better, printing money can make it lose its value as a currency, the issue of inflation is now turning into something that looks like it does not have solution again we all just have to mitigate and even the mitigation has to be that we the citizen have to help our self.  and the annoying thing is not as if the government does not know the solution but they deliberately do not want to render any solution to the problem they have created.
253  Bitcoin / Bitcoin Discussion / Re: Hodling Bitcoin on: February 14, 2024, 10:01:42 PM
Bitcoin hodling is something almost everyone on this forum is eager to partake in or already partaking in.
However I did some research and discovered most forum members do a lot of Bitcoin transaction, and sometimes leaves them with little or no hodlings in their wallets. Of course Some on the other hand have most of their Bitcoins as hodlings in their wallets  although they still transact with Bitcoins . Holding Bitcoin is a choice however for those that have Bitcoin holdings how do you manage to minimize Bitcoin transactions to increase your hodlings.

Though hodling Bitcoins can be tempting to transact with sometimes
People will hold because they know that it is one of the strategies that is used and have worked for a lot of people and it less stressful compare to trading all you need to do is just to buy and abandon it there for years and when the time is right you will make enough profit from it, compare to what people that trade have been making that is why a lot of people prefer it than just to trade, in this forum people do more transaction in bitcoin, and since its a bitcoin forum then there is is nothing much to worry about as far as the funds are safe, yeah its a choice and a good choice to make, and people making transactions might be to move it to a safer place.


Now those who can hodling bitcoin can sell it after few years with good profit. But I think it is totally safe to invest in bitcoin. Those who invested in bitcoin earlier have got a lot of money. So I would say if someone wants to invest safely and profit.  It is necessary for them to invest in Bitcoin. I know that after a few years the price of Bitcoin will increase several times, so I want to buy and hold Bitcoin.
stocking up bitcoin is the best you will just look for a safe wallet and keep it there then wait for some few years possibly 10 years that way you will be successful because when you make money from holding then possibly divert it to another bushiness that is how rich people behave you keep trying until it gets better and why it will even be better to buy bitcoin is that you already know how it works and you don't expect me to buy altcoin and keep for 10 years i don't think i can do that i don't have that level of trust for other coins, so i will invest in what i know better which is bitcoin. and one thing i know for sure about bitcoin is that even as the price keeps coming down it is also getting a new all time high.
254  Economy / Trading Discussion / Re: Why are people getting scared to Trade on: February 14, 2024, 09:42:08 PM
Times are different to that of years ago. Classes have shifted, the wealthy have gotten wealthier, while lower classes have gotten essentially poorer. The same goes for the middle class. Those who take risks might not be where they were years ago. Some might have succeeded though more would have contributed to the wealth of the Crypto "elite" class which were not as dominant in the past.

In turn, there are now opportunities to rebuild capital from things like airdrops and events. People might be less interested in investing and trading, due to their bad experiences in the past, and more interested in working to try and build their capital...especially if there is a chance of that work growing 2, 5 or 10+ fold in the future.
i think only newbies are the once getting scared of trading if not for what you have been doing a long time you are not suppose to be scared for someone doing it for long and the rich is still get richer because they have continue to use there principle of solving social problems, and that is one of the reasons they are getting richer and it is very hard to just start up a business now and you start earning from it, because the world economy is changing and the and business are crashing just because of some untreated factors and it is not the investors fault but too many issues.

And bossiness this days is luck and if you lucky even when people are complaining about how bad the economy is people are still making money out of the bad economy and making money from trading wont give you much profit like holding and now people are trying to use any opportunity they have now to make money.
255  Economy / Gambling discussion / Re: Africa Football Discussion || Current Topic: AFCON 2023 on: February 14, 2024, 09:05:50 PM
Ivory Coast pulled off a miracle in this tournament. They could have been eliminated from this tournament in the early stages but they won the cup. Congratulations to them.

I liked the performance of Serge Aurier, our new signing for Galatasaray. He will come to us as a player who has won trophies. We also need to open a parenthesis for Sebastian Haller. Two years ago he was being treated for cancer. Today he scored a goal to give his country a great victory.
Ivory Coast did do well in the tournaments and even when they were the host they still played well the same time, and both first and second half they were putting a lot of pressure on us and that of second half was worst and i know Nigeria can not withstand such pressure after they scored that first goal they relaxed instead of them to put in more energy into the game if they had scored like two goals then it will be much more easier for them to have won, but they were to relaxed  and they were run over and am sure they wont make such mistake again and even winning second is not bad at all compare to countries they have removed from the tournament.  and congrats to Ivory Coast for winning the AFCON and it was a flawless defeat from Ivory Coast.
256  Economy / Gambling discussion / Re: Can Anyone +18 Play Gamble? on: February 14, 2024, 08:40:22 PM
18 years old are adult in some countries, they passed the age to restriction to become a gambler, and whatever happens to them when trying gambling out for the first time depends on the results they get, mind you its easy for them to turn into an addict at this young age and I believe that they are the hardest to control.

Young age is a determine age in our lives, whatever we plan to focus on in the age gap we always Want to do it very well, with all our might and strength, it's not good to start this age as a gambling addict, many stupid decisions will follow and not even your family will be able to keep you away from gambling.

Until you reached your last level and you decide to give up yourself, and by the time you realize this it could be too late already, maybe you would be way more older at the time, wasted your life opportunities away because of gambling.
And most of the countries 18 years is already an adult, and like my country they don't really give relevance to the 18 years regulation, you will see even under 18 at gambling shops and does that even have phone will be gambling secretly and nobody will even know, and most of them would have learned it from there parent and that is why allowing your child see you gamble is not a good idea at all,  and that first result is what ginger some people to continue gambling, and that is when some people will latter become an addict and that is why the first step you will determine were you will land either you will become an addict or not, and if any you person is discovered a young person gambling they should be discouraged. Because even now they are trying to discourage adults to stop gambling and young once are still going into it that is not ideal.  and we know it gives opportunity to make money but very risky.
257  Economy / Trading Discussion / Re: Can you make everybody to win in their crypto trading? on: February 13, 2024, 11:04:26 PM
Technically yeah, but we also know that it won't happen. I can buy at 1 and sell at 2, you buy at 2 and sell at 3, the other guy buys at 3 and sells at 4 and this keeps going on forever. As we all know that the prices will not go up forever, that requires holding a bit when the price falls, but if the price falls then someone sold and someone bought so it negates. Trading has losses in them and its fine, there is nothing we can do about it, we shouldn't be really worried about it and we should be considering this as normal, there is no reason to just skip through the loss part and just focus on the profit part. You lose, and you win, and in return you sometimes end up with better profit ratio.
i don't think that is possible because how will everybody win in crypto while even those who are winning are still battling with a lot, concerning trading, so every trader always has one challenge or the other, and you have a good point about selling at different prices not everyone can hold to the end because some people might just get small profit and the next thing will be to sell. as the price is going up it will get to a point it will crash so everything about bitcoin is making use of the opportunity which is just two buying and selling that is the two opportunity that crypto has. and if some people should lose does are the things that discourage them from continuing in their trading but it is not supposed to be so if you don't win now you can win later that is bitcoin for you.
258  Local / Nigeria (Naija) / Re: Bitcoin Investment VS Betting 😱😱😱😱 on: February 13, 2024, 09:57:42 PM
I can see your friend does not have any knowledge about bitcoin, because if he does, he will not compare bitcoin with gambling. Bitcoin was developed for everyone, but you cannot force them to use it, so don't argue with your friend again; just keep on accumulating your bitcoin with the DCA strategy. One day he will see the evidence of you holding bitcoin for the long term, and then he will want to learn about bitcoin, and it might be too late for him.
They are difference in bitcoin and gambling doing futures is kind of similar to gambling and aside from that they do not have anything in common with gambling, and gambling as sent  a lot of people to trenches just because of addiction but if you are addicted to trading it is a good sign because you won't lose much money and you might get it in return in the next trading and if it was supposed to be gambling then if your money is gone it is gone, there is nothing that can be done to get it back so by far i would not even advice anyone to give gambling a trial instead of wasting much time on gambling the person should use that time to learn about trading. i don't have anything against gambling but always control your greed and that way your finance is secured.
259  Bitcoin / Bitcoin Discussion / Re: Farmer's Bitcoin Investment on: February 13, 2024, 08:49:45 PM
As a farmer, one must understand the risks before investing in bitcoin it has both positive and negative aspects. If you invest without knowing well about bitcoin, you will lose money. One of the benefits of investing in bitcoin is that the investor can profit when the price of bitcoin is high. Bitcoin should be considered an uncertain investment and its value can go up and down. Also, there are risks of bitcoin hacking and crashes and should be fully clear before investing. That's why you have to take the right decision by gaining knowledge about the market.
Am even surprised that someone who's a farmer still has time to invest in Bitcoin, and if that is the case the dos and don't need to be understood before investing all the money gotten from farming and losing it to Bitcoin, the person that advised that farmer should better advise well, the farmer should understand that even during is farming there are years that it is abundant and there are years that the farm might not yield plenty so is bitcoin there periods the investor and their times that the person expectation will not be met so this are examples that will make everything more clear for the farmer since bitcoin does not select. CRASH is one of the risky things about bitcoin and that is just the nature of bitcoin.
260  Economy / Economics / Re: Is increase in minimum wage a good method to fight inflation? on: February 13, 2024, 03:36:39 PM
Increase in minimum wage can be used to ease the pressure of inflation that increase in price of goods and services have on government workers. If the minimum wage has been increased, this will help the government workers to be able to be able to have more money to pay for goods and services after there have been rise in the cost of goods and services. But this is not the way to fight inflation, it is just a way to reduce the effect of inflation on government workers.
The moment that minimum wage is increased then their will be a shoot in the price of commodity and that is one of the reasons the government is always considering while deliberating on the issue of minimum wage. And more inflation we set upon the people, and the economy will also be affected, and even with the so called financial expertise the economy is still suffering. We know the usefulness and we know how beneficial the increament will be in the lifes of the government workers, it will be better if the government can  regulate the price of goods, it will be much better than increasing the minimum wage that is in my own opinion.  Because even how financial advisors are falling.
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