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1381  Local / Nigeria (Naija) / Re: CBN Governor, Godwin Emefiele, suspended!! on: June 18, 2023, 06:55:52 PM
Governor of the Central Bank of Nigeria, Godwin Emefiele has been suspended with immediate effect on Friday over an ongoing investigation into the matter of the new naira redesign policy and in his absence, deputy governor, Folashodun Shonubi has been put as acting governor.

For every naija person, dis issue of the naira redesign policy no be new tin as we all experience the hardship wey the tin cause and for one news wey bin release, former presido dey beg naija pipo to no vex, say e no no say d naira wahala go cause kata kata

 For Godwin's defense, e say d naira redesign purpose na to stop mago mago for election wey go stop am from bin free and fair.
As mata dey like dis, e go dey probed for him actions. How una see dis issue? This him suspension nah case wey dey long over due or he's just being the sacrificial lamb?

https://www.channelstv.com/2023/06/09/tinubu-suspends-emefiele/


The suspension is intended to serve as a warning to those who think they can get away with anything since it has reached a point where someone must take responsibility, some positions have been taken for granted, and someone must now step up. The corruption is getting out of hand, so the EFCC chairman has been suspended, and I believe he is also being questioned at the DSS office. I like Tinubu Agender for tackling each problem separately. Then, in order to give individuals a little breathing room, we anticipate raising the minimum wage.
1382  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: June 18, 2023, 05:41:21 PM
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Well, the problems started originally with Graham Potter. His invitation was probably the key mistake because before Chelsea he had no big clubs and the result was average in Chelsea itself at first, but after the purchase of star players it became even worse. Apparently with the arrival of new stars Potter finally lost control.
The invitation of Lampard was also incomprehensible, because before that he had been sacked just because of poor results.
I would not say that, since what all coaches want is to build a better club and initiate their own idea on the players, that's his one of the significant functions of a coach is to guild the players on the best strategy to adopt, and potters mission to improve Chelsea was a failed one, and even Lampard did not succeed in coaching Chelsea when potter was sacked, and it was getting more difficult for him to control Chelsea but since they have a new coach lets see if his strategy will favor the club.

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Poccetino has experience working with the most star players, so at least he shouldn't have a problem with discipline. The main thing is to show results in the beginning to return everyone's confidence that Chelsea are still a top club.

Since Chelsea is a top club but is broken, I hope Poccetino will be the solution to Chelse's problem and not make it worse because sometimes the solution might be the actual problem still waiting to see the out of his performance. It will take some time before we can actually give Poccetino his due if his doing a good job or not it is all a gradual process.
1383  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: June 17, 2023, 07:23:37 PM

So Liverpool can be the strongest team in the tournament (even though it s too early to judge), they might not win it. If the best or strongest team always wins it, then there will be no fun in that and gambling will be such an easy thing to do.

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I don't see  any reason why Liverpool won't be able to win  Europa League next season, I know this will be a competition that Liverpool won't take for granted.  If Liverpool eventually win Europa League they will get easy access to qualify for champions league, and English Premier league league won't be easy for Liverpool because of many  teams have become strong and targeting to win Premier league, I'm sure Europa  league be a target for Liverpool.
I have a lot of disagreement to make on this comment and am wondering where the confidence is coming from because you don't know players that Liverpool will be signing you don't know if they will perform well or not, and other clubs too are making preparation, to sign in new players and you can not judge this season with next season.

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It will be very disappointing if Liverpool fails to win Europa League,  because rating the teams that are participating in Europa League, Liverpool still remains the best of then all. Liverpool in Europa League next season will be so much  interesting.if Sevilla is to be in Europa League next season I don't think they will be able defeat Sevilla.

Liverpool is already losing his balls and is still perplexed as to where this speech is coming from. I won't dispute much, let's wait and see. Once the next season begins, I'll think back to this comment because I have no doubt that some clubs will also want to win.
1384  Bitcoin / Bitcoin Discussion / Re: Are you tired of waiting for the jump? Pls Hodl on: June 17, 2023, 04:39:21 PM
This is not the first time bitcoin is experiencing price drop, it only needs few time; months or years to correct and hit another ATH. Few years back many investors took the loss and cashed out their money, believing that bitcoin settled for lesser price. Don't be in such a hurry to move out your investment; bitcoin is falling in price so that it can rise up again. Below is a tweet of a bitcoin investor 12 years ago, that should encourage people to hodl and hope for the best in the market. I know some will never sell, when it hits a high price, but for profits purposes there's no gain in withdrawing an investment now that the price is below or slightly above the amount you bought in the market. Unless you depend on the funds for survival or for other important dispute, keep holding on. Tom only had to wait for 6 years to meet the 2017 pump; a long time indeed! Isn't the wait worth it?



Photo @Rizzo

I don't encourage you to sell at a loss, Imagine buying at 10 dollars and selling at 3 dollars I think that will be better, no pain no gain waiting till the price goes back to its normal price, and have profited I think that will be better. For some time now, bitcoin has been experiencing a serious price drop that has affected a lot of people, especially those who have invested heavily in Bitcoin. Holding and waiting is not as easy as it has been said, imagine your money dropping. and for some like me, I don't think I will be selling.
1385  Local / Nigeria (Naija) / Re: President Tinubu Signs Student Loan Bill Into . on: June 16, 2023, 08:36:08 PM
President Tinubu Signs Student Loan Bill Into .
This bill is a welcoming develop as we use to hear about such only in Western countries and a very few African countries, and am convince that some many other African countries would be influenced to follow this same road map as a way to encourage those with passion for education but doesn't have sponsor to go to school.


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“The education system is to change. We would overhaul it and tinker with some areas with the philosophy that no one would be left behind. There will be student loans for all. We are going to reform the Almajiri system, We are equally going to build more schools, recruit more teachers and train them,”  https://www.facebook.com/groups/1439702759499956/permalink/2693479117455641/
On the other hand, it shouldn't just be like one of those other many bills we have had in the past that is dormant and being swept under the carpet without it effect being felt by those the bill is intended for. Let there be available and easy means as to any students that's interested and in need of such educational loan to fund his education and there should be made a working means of punishment or consequences to any bank that may want to deny any student that have passed through the appropriate corridors necessary to be eligible for such loan. Cause from what we have all seen in the past, it's not about signing in bills into law but promulgating it to meet the purpose for which it was made to exist.

What's your take on this development?



I think adopting  the system of granting students loan is actually  a good way to show his good intention  and fulfilling his promise of allowing the poor breath and not suffocate them, I remember  some people while I was in school  it was very  difficult to always pay school fees but I think with this development  come with flexibility for parents and students  and I hope there will be compliance once is time
To pay back. I think tinubu is positive and will improve a lot am certain. This country seriously broken and needs to be fixed.
1386  Economy / Gambling discussion / Re: Easy or hard to quit? on: June 16, 2023, 06:41:07 PM
Can you quit gambling if you make a life changing money and never go back to gambling?

I asked this because those who made some money through gambling near me always go back to gamble and they end up losing everything they once made through gambling.

Is it fine to say that people should not go back into gambling once they made high amount of money? Because the chance of losing that money again is very high, even if they don't use all the money to gamble at once, gambling can take it all back in time.

Have you ever won a high amount of money from gambling and managed to not lose them all back to gambling? And to date, you are still gambling?

I find gambling to be enjoyable, but if it becomes something you cannot do without engaging in, there is a problem. Addiction is a risky condition that has destroyed the lives of many people. If you see where some people are placing bets, you will be scared because they want to get greedy because of greed and they keep losing games. Some people in my region are seen gambling has youth empowerment and they keep placing bets until they sell everything they own and keep believing that they will win. I believe that those who are addicted will find it impossible to stop, whereas I play for fun and can stop whenever I want.
1387  Other / Archival / Re: No panic while holding my Bitcoin on: June 16, 2023, 11:56:24 AM
Hello everyone, i just want to share my thought here as a newbie, i bought my first bitcoin two weeks back, after spending the first month studying and reading everything as relate to Bitcoin, the time spent on learning and gathering knowledge have started to pay off for me during this period were the price of bitcoin have nosedive greatly.
Let me explain what i mean in details.
First before i bought my first bitcoin, i first of all build a good understand of the market and how bitcoin volatility works, and also learned about the effect of external forces in determining the price of Bitcoin  such as exchange crisis and other governmental policies that can have short time effect on bitcoin.
Secondly i have learned never to panic during any crisis time or when the bitcoin price drop significantly because in the near future it will increase in value again, and also to hold an amount i can afford to look away from for a long time.
This and many more is the reason behind my current confidence in Bitcoin's ability never to let me lose if I hold for a long time.
Indeed knowledge is power, because knowledge can save you when money failed, because knowledge failure is a lifetime problem but money failure in terms of investment is temporally and if I wait I will soon be in profit again very soon, that is what past records have shown and proven.

That is what most people do not consider when entering the Bitcoin market, which is understanding the market and some techniques so that you can enjoy the ecosystem, people who don't have knowledge will keep losing money and learning the hard way, but once you have knowledge on something it can reduce risk and has a lot of advantages BUT MANY PEOPLE DONT KINOW THAT and all they want is that money and the aspect of holding and not panicking is not as easy as you think considering what Considering what emotions can be at times, just remember that no pain, no gain, so let's hope for the best. It's great if you can celebrate while others are rejoicing.
1388  Economy / Economics / Re: Rent or buy real estate - let's have a debate on: June 16, 2023, 09:32:16 AM
I have been debating about it with couple of my colleagues whether stay on rent or buy a property.

Let's assume, you are well capable enough to buy a new property through bank loan. Your income supports the mortgage payment so banks are willing to lend you money.

What will be the best route to take? Buy the property or stay in a rented place?

The usual appreciation rate of your property value is around 10% owing to the development work that are ongoing. For rented property, your rent increases by 15% every year.

What's the better option for you and why?

I think if I had the money I would preferably go for real estate and keep modernizing my house to my taste, and I don't know about your region but the price of houses for rent is really going up, and if I have my own crip I would not bother wasting money on rent the best thing is to own a house but most people have the money to build themselves a house but some the nature of work they do does not really give them that opportunity to own one then they will reconsider once they retire which I think is the best.
1389  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: June 15, 2023, 08:32:39 PM
When I take a glance at the upcoming Premier League fixtures, I see some of the top clubs have quite an interesting lineup. Out of all the teams, Manchester City seems to have the easiest opening fixtures. I wouldn't be surprised if City walks away with wins from almost all their matches, definitely will get 24 points in the bag. While Arsenal also looks to have a relatively comfortable run in their early fixtures. But, there's no team in premier league right now can compete with City because they're miles ahead of every other team in the league. Man City might defend their title this season again, but anything could happen. However, I feel it's going to be a wild season in the premier league 100 percent.
The experience of manchester city has given them a good advantage against other clubs, especially Arsenal, they were able to secure good points that have created a good margin that has made it difficult for other clubs to meet up with, aside been good you also need to develop strategy everyday to succeed not only in the premier league but all leagues, as it is now no one can truly compete with manchester city they has made history over time and with time they will start fading away also. other clubs are already warming up to take Manchester City's position.
1390  Bitcoin / Bitcoin Discussion / Re: Bitcoin gift to wife on wedding. on: June 15, 2023, 12:28:20 PM
Although I still studied, I invested a small amount in Bitcoin. I will get married if I get a good job. Many people give many things to their wives as wedding gifts, I have a different plan. I am planning to gift bitcoin to my wife on her wedding day. Bitcoin is still illegal in my country so I invested with caution. On my wedding day I want to gift half of my investment to my wife.
Should I gift bitcoin to my wife? I want your advice

The question now does your wife have an idea about Bitcoin the idea you can know whether she going to value it or not, women can be very funny since the only thing they are attached to is material things cloths and bags, and I think gifting her is still not a bad idea at all since it involves money, she would not mind learning about and spending the bitcoin, and another thing is that I feel you should observe her first before concluding to make that decision of sharing half of you wealth, women are always full of surprice before they will run with your money. be wise bro. Grin
1391  Economy / Economics / Re: Is poverty a lack of money? on: June 14, 2023, 02:09:15 PM
I see poverty as the inability to provide what you need. So when people assume that poverty is when you don't have money I don't agree. Now what if you have all you need and you don't require money to buy anything, are you poor? Some people live in communities where everyone lives agrarian life. They have all they need because everything they need to survive is available. Food is on the farm, water available and everybody is happy. Although it was hard during the Covid-19 lockdown many people lived without money. I have also seen many people leaving cities and moving to rural areas to live a natural life.

In summary when you have everything you need to survive and you don't need money, are you poor?

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Now what if you have all you need and you don't require money to buy anything


Like i also disagree the way things are in this century you need money, there is no way you can have what you need without money been in the picture talk about feeding, owning a house and also wanting to buy a car ,i think money is still involved, you need it to make provision for your need since we are no longer in the stone age you can only make this statement in the stone age,  living a agrarian life still involves money  Grin  what if his child needs surgery you also need money to process that, i know money his not everything but you still needs it. and covid 19 is different, it was because the only concern the government has is the well-been of its people.
1392  Bitcoin / Bitcoin Discussion / Re: Kids and Bitcoin on: June 14, 2023, 01:38:37 PM
Your idea is very creative to introduce bitcoin to children. Children really like to read comics. That makes them get to know bitcoin from an early age. But bitcoin comics are perhaps a bit rare now. but you can make sure through online shopping or you can ask the bookstore or comic shop in your area in advance.

I love the idea about the comics it will make them more interested and i give them a better understanding since kids love cartoon, since the brain is still developing, therefore it's another option for the writer to generate money, but the write-up and images can't be too detailed because their brain is still developing and can easily break down the material.  when i saw your comment i was impressed did not think of this, Even in schools, with the help of cartoon graphics, children gain a great deal of interest in schoolwork, especially when it incorporates games and other entertaining activities, and if you can accomplish it, you can pursue the idea.
1393  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: June 14, 2023, 12:13:39 PM
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Newcastle is currently very ideal in showing their performance, plus the financial support is quite large they can do anything if they want to buy quality players. Because the owner really fully supports what the coach wants, it's no wonder that this season, Newcastle have finished in an extraordinary position. Next season, for sure, Newcastle has prepared a far more mature plan than this season, especially when they qualify for the Champions League, it requires more support. Their long-time dream has now been achieved by getting a UCL ticket, which has boosted their confidence. The management of the Newcastle club is not in doubt.

One of the driving forces and motivations behind Newcastle is money, and they have plenty of it, and the way they performed before Manchester United flipped them on the table, they actually did perform well this season, and because they have the money, they can also buy any player they want, unlike some clubs who back out because they always consider their budget. And, given how well Newcastle fared this season, they could do even better next season. I admire the owner's business mindset, since he spends resources to grow his investment, which is good for business. and everyone is expecting a big surprises next season will come with.

1394  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: June 14, 2023, 10:54:54 AM
Just like many other players, Benzem chose money and he joined Arabian teams when left he is getting old to earn more money there.
I think Benzema made a wise move and Real Madrid should now hire an alternative player for this position. Mbappe is the first priority and I guess Mbappe can fill Benzema's position at Real Madrid perfectly.


That is the best decision for Benzema because as he gets older, he should go for the money, arabs spend a lot of money on sports, just like Ronaldo, and Ronaldo should start thinking about retiring soon, while the mbappe is busy forming a dime God in PSG and the young man knows what is best for him so lets watch and see.

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If Mbappe's transfer to Real Madrid takes place, a football player who will play successfully for many years as Real Madrid Benzema will be brought to the team. I believe Mbappe will outperform Benzema. What he's done for PSG is obvious and he's a perfect player statistically.

The question at hand is whether or not Mbappe is prepared to leave PSG, given all the privileges he enjoys. If I'm not mistaken, Real Madrid was once interested in him, but PSG increased their offer and lost interest in the transfer. There are simply too many privileges for him, and he also has the responsibility of signing players at PSG, and once he moves to Real Madrid, I don't believe he will be given that responsibility.Simply put, Madrid will provide him a greater opportunity to advance his career, but because the young kid desires good money and authority, we'll have to wait and see what happens.
1395  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: June 13, 2023, 02:47:46 PM
Quote from: Pulsar77
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I think, Real Madrid will start experiencing negative things like Liverpool from next season because I don't see any potential players among the players here who can handle that Karim Benzema position very well, and it will take the team a long time before they can get it right.  Martinez is a good player if Real Madrid will accept his past performance to sign him into the team because he is very young like victor Osimhen which he still have more strength to sustain the team to a higher position if the opportunity is given. I don't think, Real Madrid will leave Martinez and choose Kane because by age they still believe in Martinez like someone that will have long strength to perform well.

Since Benzema has already left, Madrid can target young, prestigious players who will eventually be able to stand on their own, and I believe that one position is not meant for one person, I believe that Madrid will eventually find someone to fill Karim's position because even Karim's time is gradually coming to an end because of age so i feel other young players will feel that position well and since Benzema is going to be paid well thats the whole aim (money). I think I will disagree on this one, but I do believe that there is still enough time to know whether it will happen or not, I mean if madrid will improve or not.
1396  Economy / Gambling discussion / Re: A Nigerian Father Rejects Son's Gambling Win on: June 13, 2023, 01:37:49 PM
Time to get his own flat then. Father is right in his perspective, if he thinks betting is bad thing win or loose doesn't metter . Then son should go live by himself, If he can bet himself he should be +18, he can (should) live by himself too. My Father is not diffrent aswell if I somehow win 100k$ I'm out simple as that. This is our lifes not others. I would not give that money back or donate it...

The boys age is not disclose so we can not really conclude  if the boy is old enough to get is own fiat and to some extent there are limitations to how young people live there life's especially in Africa to some extent we are always kind of way obligated to our parent which is good but has a lot of disadvantage especially in time of making decision, The boy will never forget, and in some situations, I'm sure many people won't return the money and are willing to disobey their father. If the boy were mature enough, I don't think the father would have made that decision for him to return such a large sum of money given the way money is becoming a problem.
1397  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: June 13, 2023, 12:55:02 PM
I join my voice with those saying it's too early to also say that it's rather too early to start discussing about the eufa champions league for the 2023/2024 season, there are no information of any kind about the game formation available yet, and neither is there any Information on when exactly the tournament will begin, so what exactly are we to be discussing about?

In the end, peeps are still going to continue discussing the happenings In the just concluded season, rather than topics relating to the coming season..

Even though the season is just about to end, i think everyone is already anticipating the 2023/2024 champions league. The way some clubs were playing at the end of this season scared everyone and made them wonder what will happen next in the upcoming campaign. Manchester City actually surprised everyone by winning three titles in a row, so let's see what the other teams can do in the season to come. Let's all wish for a better season next year as everything is just excitement. i don't even enjoy this season again since am also excited for the next season.
1398  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: June 12, 2023, 04:42:35 PM
for now, barcelona is one of the clubs with the best squad in the world so if they intend to buy players again, it's just a waste.  What Xavi has to do right now is focus on making the current squad work very effectively.  they must be able to at least win a domestic trophy in the following season and the UCL is one of the trophies that Barcelona must target.

Really, best club in what way, then where do you place manchester city single-handedly won three different trophies the FA Cup and the champions league, and very soon the premier league then what now can you say about Barcelona still being the best club? they are just lucky they were able to gather enough points if not Madrid would have to threaten their winning the La Liga.


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The best in the world Huh I think Barcelona is only the best team in La Liga not in the world because the best team in the world for the season that has ended is the English team that won the UCL two days ago. So how can you say that Barcelona is the best team in the world if Barcelona still failed in the UCL and have to try again next season. After all, the nickname of the best team in the world is a team that can get three trophies like what Manchester City got this past season. Not just one trophy, namely in La Liga.

That was the best remark he could have made—the best in La Liga even for the upcoming season, as I don't believe Barcelona will advance past winning the league this year. Although Barcelona did not do well even in the Champions League, I think by now he would have changed his opinion that they are not the best club. I wish Barcelona luck for the upcoming season and hope they don't lose La Liga too I don't see Barcelona improving like the other clubs. their previous games in the champions league were not encouraging at all.
1399  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: June 12, 2023, 02:24:02 PM
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The Premier League has very tight competition from other teams, therefore teams are required to continue to develop much better.
currently the most competitive league is the Premier League even though man CIty has dominated in the last few seasons but that is inseparable from the strength and consistency of this team which is very good.

The premier league is just not competitive alone but also difficult and the majority of players get injured during the competition, and after every league coaches do review and see where the club's weakness is so that they can buy players that can perform well in position,  Grin manchester city will not be dominating next season am very sure.
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Next season, Manchester City will get more difficulty to protect their crown in Premier League because logically Arsenal would become stronger, same for Newcastle United. Manchester United, Chelsea can get improvement in the summer too.

Yes, Arsenal has improved from previous years, if not for the fact that they lost all seriousness toward the middle of the league, but now that they have tasted success, they will want to improve next year and they shouldn't be afraid of Manchester City any longer. That's all we can hope for because Manchester City cannot continue to rule.The fact that Manchester City always makes Arsenal nervous whenever they play each other continues to irritate me.

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Of course there is no guarantee that Manchester City will be able to maintain what they have achieved this season, because other teams will surely improve themselves even better to navigate the new season to come. On the other hand, even though Manchester City is in very prime condition this season, it is not certain that they will be able to maintain it, because the decline in the team's performance will be unpredictable, we can see from what Liverpool experienced.

The task for Manchester City will not be to remain the champion, but rather to improve as many clubs will do in the upcoming season. Many clubs are willing to spend money merely to boost their team's performance, thus this will be a thorn in Manchester City's side. Since there are no surprises left for this season, everyone is already imagining how next season will be.
1400  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: June 11, 2023, 09:48:21 PM

My Current Prediction for who to win the Premier League for next season is Liverpool
They had some challenges bit that didn't stop them from scoring goals
Improvement in midfied and defense can give them that Salah should just be fit

I disagree that Liverpool will win the Premier League title in the upcoming season, It's too early to make such predictions, and I'm still perplexed as to why you believe Liverpool deserves the championship despite the fact that they appear not to be taking this season very seriously and have Mohammed Salah as one of their key players right now, I see a lot of teams already haggling for players everyone is looking for the best. I have no idea what Chelsea is doing right now, which is hilarious if I were a fan of Chelsea, I would have switched to a better team a long time ago.
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