I don't think only large institutions can use it. Everyone can use Bitcoin although they must pay higher fees for the transaction now. You must know it is not about large institution or small institution, all of people pay higher fees now. When you have a large number of Bitcoin, you will pay bigger fees as well.

By the way, the high transfer fees won't last forever. It will gradually decrease again when the number of transactions will be decreasing. If it is getting higher now, it is because more people trying to move their Bitcoin to CEX. They may prepare to sell their Bitcoin, they may try to rebuy when it is dropping again the price.

Bitcoin can be traded in decentralized exchanges. You are wrong if you assume it is only traded in centralized exchanges.
We have many decentralized exchanges, some of them are even popular enough.
Take a look on this https://coinmarketcap.com/rankings/exchanges/dex/.

Sebenarnya tidak terlalu terkejut karena kalau dilihat dari kenaikan kemaren, memang sempat di angka $64k. Kalau dengan nilai dollar yang sekarang, $64k itu memang sudah di atas 1 Milliar. Untuk di negara lain, itu tergantung juga dengan fluktuasi nilai mata uang mereka. Kalau di negara kita, lebih cepat mencapai ATH baru karena Rupiah makin jeblok. 

Apa investor sudah pada take profit, Om?
Kayaknya sebagian besar investor belum take profit, terlalu dini untuk take profit karena masih di awal musim bullish. Apalagi kita masih menunggu halving Bitcoin yang akan berlangsung dalam waktu dekat.

Saya pribadi dan kemungkin sebagian besar investor tetap hold sepanjang Bitcoin masih berpotensi naik lebih jauh. Ini bukan hal yang luar biasa Om, lumrah untuk tetap hold karena masih sangat realistis. 

Ya, Bitcoin sepertinya masih belum berhenti untuk retest ke titik lebih tinggi. Saya kira di awal bulan ini mungkin bisa melewati $65k dan selanjutnya retest ke $68k. Benar seperti yang Om bilang, kali ini $100k sepertinya bukan hanya bualan saja. Kalau pergerakan harga BTC konsisten seperti ini, sangat realistis untuk melewati $100k.

BTW, banyak prediksi menyebutkan ATH di kisaran $150k.

Why you don't feel it is the final Copa Del Rey? Although Atletico Bilbao and Mallorca are not the favorite teams to win the title but they deserve to be in the final round. Both teams have done great performances. Mallorca defeated Girona and Real Sociedad, meanwhile Atletico Bilbao defeated Barcelona and Atletico Madrid. In the beginning of the competition, surely no one expects this. But it is a football game, the favorite teams don't always win the competition. When we have a surprising final, it makes Copa Del Rey to be more interesting. I guess this probably won't happen again in the next season.

If we consider the squad quality of 2 finalists, Atletico Bilbao is surely a better team. Atletico Bilbao clearly showed it in the La Liga standings that they can be in the top 5. Meanwhile Mallorca is just a small team, they are even almost in the relegation zone. Considering this, I've no doubt that Atletico Bilbao should win the final round and get the title of Copa Del Rey this season.

Of course, Paul Pogba feels hurt because he got a 4 years ban. If he will be banned 4 years, he can play again when he is 34 years old. 4 years is a long time, it may kill Pogba's career because he has no chance to play in any professional team during 4 years. I don't know what Pogba will do in the next 4 years. If he is not patient, he may leave football career and try to have a new career in another field.

Sure, it is very unfortunate to see his career now. Pogba ever becomes a superstar, he becomes a big player in Juventus. Sadly, Pogba made a serious mistake, so he got the punishment now. I sill can't believe why Pogba uses doping or illegal drugs. As far as I know he is a religious person. However, the result of the test is positive, it means he really did it. I juts hope Pogba gets a big lesson from this case. So he must change his life and never do it again when he returns to the football again in the next 4 years.

By the way, I assume he can't play in any league when he is banned for 4 years. No Saudi teams that want to sign a player who can't play for the next 4 years.

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Read: https://www.goal.com/en/lists/paul-pogba-banned-four-years-juventus-midfielder-punished-doping-scandal/blt729c25135d5cdecf#cs17461ea83770898b

I'm surprised to see AC Milan as the most favorite team to win Europa League title. AC Milan is no longer as strong as the previous season, there is a big change in AC Milan performance. Although AC Milan performed better in Serie A this season, but they performed worse in UCL. Eliminated from UCL very early is just a proof that AC Milan no longer a strong team in International competition like UCL or UEL. On the other hand, we must understand that Leverkusen and Liverpool performed impressively during this season. They are playing almost perfectly in their leagues and in Europa Leagues group stage. Leverkusen even didn't get a single defeat so far, they break the record of unbeatable team in the season. According to the performance of those teams so far, I think Leverkusen should have the biggest chance to win UEL title this season.

This is my top 3 teams to win UEL title:
1. Bayer Leverkusen
2. Liverpool
3. AC Milan

TBH, I expect AC Milan to play better in UEL. But I'm not sure if AC Milan can play better than Leverkusen and Liverpool. I strongly believe that most people will agree Leverkusen and Liverpool as the favorite teams to be in the final round.

Bitcoin has grown rapidly since it was created by Satoshi. The huge growth isn't only in the last few years, we have already seen huge growth in every bullish season. Just check the price history related to bullish season.

If people are interested to invest in Bitcoin, surely it is a wise decision. Why we must wait for investing in Bitcoin if we can invest now? It is the right time to invest in Bitcoin because we are in the beginning of bullish season. However, we must always remember to use the money that we afford to lose it! We don't use the money for saving, don't use the money for daily expanses, and don't use the money for urgent needs. There should be a special allocation for investment.

Actually, the Bitcoin investment doesn't fully unpredictable, we don't gamble with Bitcoin. It is clear that we have 4 years cycle for bearish-bullish season. We just need to follow it and adjust the target according to the time for bearish and bullish. However, there is something that we can't really predict, it is about how far the Bitcoin price to rise or drop. In this matter, we need to have the ability to analyze the potential change in Bitcoin price in the future, both through technical analysis and fundamental analysis.

It is not only about the wrong mindset, but I doubt if any research to claim that there are more losers over winners in trading. If there is no valid research about this, it is just a random statement. In trading, it should be safer than gambling, specifically if we have good knowledge about trading. Actually, the chance for taking profits is higher as long as we know how to trader properly. Only people who trade carelessly who may have a bigger chance for losing money.

There are some people who trade with emotion because they don't know it is a risky way. But when they understand the emotion will harm trading, they may change the attitude. They also will realize the arrogance is good for trading. It is just a learning process to get a proper way in trading. I'm sure there are no traders who will always trade with emotion and arrogance.

Of course, Klopp is very capable to improve Bayern Munich. He is a successful coach both in Dortmund and Liverpool. He must have a chance to success in Bayern Munich as well. However, he already stated to not manage any team next season, so it is clear that he won't be the coach of Bayern Munich. Xabi Alonso and Zinedine Zidane are also not easy to sign because there are many top teams interested to sign them. I think we can say them as the alternatives, Xabi Alonso and Zinedine Zidane must be on the top priority if Bayern Munich is serious to sign one of them.

The chance isn't very big, remember that Lazio is leading with the aggregate 1-0. However, since Bayern Munich has a quality squad, we can believe that they still have the chance to win the match in Leg 2 and qualify for the next round. Moreover, the next match will be in Allianz Arena (Bayern home), they must have the advantage for the next match.

People may assume Man United to beat Liverpool because many Liverpool players got injury in the recent time. However, it seems not a big problem for Liverpool because they keep winning each match, including the previous match in FA Cup. They won the match with 3 goals, without conceded any goal. Lewis Koumas and Jayden Danns are 2 players who contributed in scoring goals in that match. Honestly, I just know these players, they are not familiar players. Although they have no Salah and Darwin Nunez, there are always other players who can score goals. This showed that Liverpool is still strong enough to beat Man United. It is different with Man United who seemed very difficult to win the previous match in FA Cup. They only played against Nottm Forest, but they only scored a single goal in minute 89'.

If they get a draw, there should be a penalty shootout. It is difficult to determine which team to win in penalty shootout. However, experienced players must have a better mentality in penalty shootout.

There are always many top players rumored to move to Saudi League because Saudi teams are always interested to sign big players. They have almost unlimited funds, so they are capable to make offer to any top players. However, not every top player is interested to join SPL, many of them prefer to stay in Europe. De Bruyne, Salah, Virgil van Dijk, and Casemiro still performed with their best level, I'm not sure if they will consider to join Saudi League now. These players are the main players in their teams, they have no problem with the time to play. They also get enough salaries, so they probably won't consider any offer from Saudi clubs. Even they want to leave their current clubs, I think they will choose other European top clubs. They won't be difficult to get new clubs in Europe because there are still many top clubs interested in those players.

Tuchel is one of a top coach in Europe, he is rumored to be signed by some top teams. Why he must consider to move to Saudi League? If he is linked with Saudi teams, I'm sure Tuchel will refuse the offer from the Saudi teams.

Alasannya sederhana, itu karena masyarakat kita banyak yang malas dan mudah tergoda dengan kata-kata manis. Predictor di channel-channel seperti itu selalu digambarkan mereka yang punya kemampuan mumpuni dan seakan-akan sudah sukses di dunia crypto. Padahal tidak ada yang tau real nya seperti apa, bisa saja itu cuman karangan. Apalagi untuk channel free (tidak berbayar), ngapain mereka susah-susah ngurusi channel kalau mereka memang professional trader. Pasti mereka sibuk dengan trading dan tidak punya waktu untuk mengurus channel dengan tanpa imbalan apapun. Logis saja, mending mereka mengurus hal lain yang lebih berguna daripada open channel seperti itu. 

Ya, sebenarnya tidak begitu rumit kalau memang punya niatan untuk mempelajari chart. Apalagi selama musim bullish ini, pergerakan harga BTC lebih mudah terbaca arahnya. Daripada percaya dengan predictor yang  gak jelas validasi prediksinya, saya setuju bahwa kita lebih baik untuk mencoba memprediksi sendiri sekalian belajar baca chart dan fundamental BTC nya.

Indeed. Saving is an important part in our life. I'm sure everyone wants to allocate their money for saving. But the amount of money for saving must be different among us. It depends on the monthly income and the priority for the money. When we have other priority for the money, the amount of money for saving should be decreasing a bit. For example when you need to pay an urgent need, you must prioritize it firstly. Also, the amount of monthly income must be determined the allocation for saving.

Yep. It is a good idea to have investment besides having the saving money. Saving won't increase the amount of money, but investment can multiply the amount of money. In my life, I also invest in real things (gold, lands, real estate) and digital matters such as Bitcoin and altcoins. I sometimes take the money from my savings a bit if it is necessary. I think it is no problem as long as we invest in something quite secure for he future. 

The first Leg was held in Atletico Madrid home, Athletic Club can win the match at that time. When the Leg2 will be held in Athletic Club home, I think Athletic Club will have bigger chance to win the next match. Moreover, Griezmann seems to absent in the Leg 2 because he got an injury and don't know when he will return to the team. We know that Griezmann is the key player of the attacking of Atletico Madrid. When he can't play, there should be a big decrease in the performance of Atletico Madrid attacking. With this condition, I'm very doubtful that Atletico Madrid will have better chance to win the match and qualify for the final.

Well, it is interesting if the final Copa Del Rey will Athletic Club vs Mallorca. All these teams aren't the favorite teams to be in the final. I'm sure this is not the final that people expected for Copa Del Rey this season.  

Even if you can afford the lose because it is not a big amount of the money, but there is still another problem. When you make it as a regular activity every single day, you are getting closer with addiction. I think gambling isn't a must to be done every single day, moreover if you have busy activities on your jobs. You can do it every 2 days, one a week, or when you have spare time in weekend. I doubt you will end up with addiction if you make it as a regular habit every single day.

Yep. Just think that gambling is for fun, don't make it as a serious matter. When you make it as the main job and you dream to rich instantly, you are no longer gambling in a proper way. Sometimes, you need to evaluate your gambling habit whether it is still in an appropriate way or not. Kindly changes your gambling habit if it looks like to bring bad impacts into your life. 

De Bruyne always showed his important role for Man City. When he was absent because of the injury problem, Man City was difficult to score goals. Moreover, Haaland also got injured, Man City was very struggling to win the match. Now, when these players have recovered, they could make Man City stronger again. In the latest match against Luton Town, the role of these players was very clearly seen. Haaland scored 5 goals, meanwhile De Bruyne gave 4 assists. With this condition, I'm very sure that there is no way for Man City to sell these players.

De Bruyne is the master mind of Man City attacking, he organizes the attacking plan. He creates the opportunities for Haaland to score goals, gives him many key assists. So, he could score as many as possible. As far as I know, there is no other player in Man City squad who has the same capability as De Bruyne. It doesn't make sense if this key player to be sold in the next transfer window. I'm very sure the chance for De Bruyne to leave is under 50%.

Yep. If we have good knowledge, we may minimize the chance to be trapped in the scams. We can analyze the potential scams easier, understand suspicious project, know which airdrop/giveaway is fake, and should never share any private data. This can be done if we have knowledge, people who don't have knowledge may not care about this. That's why knowledge is important, and the newbies are demanded to focus on learning when they come to the forum or know crypto for the first time. Unfortunately, many newbies don't really care about learning, many of them prefer to focus on earning money instantly.

By the way, one thing that we must always remember that we must be careful. This is one of the important part to avoid scams. Even if we are knowledgeable and experienced enough, it may not work if we aren't careful. The carefulness is a must nowadays, the scammers are getting smarter, they can make more convincing projects.

No doubt, Bitcoin will be always the best coin. Bitcoin is the main coin in crypto space, it is the number 1 priority for investment. The Bitcoin halving brings big impact to the whole crypto market, it creates the big hype and trigger the prices of all coins to skyrocket. One of the impacts is the altcoins season, it is when the price of altcoins can increase massively. If you followed every bullrun season, you must understand that Bitcoin and altcoins have their own time. Altcoins skyrocket when Bitcoin price tends to quite stable (sideways). Well, however, investors will have a great year in 2024-2025. It is the time for taking profits both for Bitcoin and altcoins as well.

Yep. The chance for Leverkusen to miss points is very small. They are on fire now, they will always have a big motivation to win each remaining match. Moreover, they feel winning the trophy is getting closer, it will give them an extra motivation to keep good performance. I also think it is very unlikely to expect Leverkusen to waste points in the next few matches. Well, for me, only the miracle that can give the chance for Bayern Munich to win the trophy. It is the season for Leverkusen, they are the champion of this season.

Harry Kane has showed his good quality. He is the top scorer of Bundesliga now, they are leading with a very convincing total goals. The weakness of Bayern Munich isn't in the attacking line, they are weak in the defense line. Bayern Munich needs to rebuild their defense for the next season.

Indeed. If Napoli can win the next few matches, they may return to the top 5 of Serie A standings. But it is really doubtful if Napoli can win the next few matches. After Napoli hired a new coach, they never won a single match. Even they only got a draw against Cagliari, we know Cagliari is a weak team and they are in relegation zone. Since Napoli can't win against Cagliari, I'm not confident about the next matches against stronger teams. Napoli still have the matches against Juventus, Inter Milan, Atalanta, Roma, Bologna, and Fiorentina. If Napoli can't improve their game, I think they will lose points in these matches. So, honestly I doubt if Napoli can keep winning until the end of this season although Osimhen and all the key players of Napoli are available in every match.

It is unlikely for Napoli to finish in the top 4, 5, or 6. 

I can understand what you mean here. It will be difficult to play against strong teams in EPL if many Liverpool players are injured. Liverpool still have some big matches against Man City (March 10), Brighton (March 31), Man United (April 7), Tottenham (May 4), and Aston Villa (May 11). There is a chance for Liverpool to lose points in these matches if they won't play with their best lineup. It is sad to see many Liverpool attackers got injured, and some of them have no clear time for the return.

Manchester City and Arsenal may get the advantage with this situation. Man City is possible to beat them in matchday 28 if Liverpool plays with weak lineup. Man City will return to the 1st place if they can beat Liverpool. Arsenal also can get the advantage if Liverpool keep losing the points, so Arsenal and Man City probably will compete for the title until the end of the season.

TBH, I really hope the injured players will recover faster. So Klopp has enough players to put on the lineup.