I agree that giving the loan to our family members or friends makes them have low motivation to pay off on time. I've experienced it, one of my family members take a loan from me and never pay off the loan for years. It is true that the situation makes me lose my trust in him, and I become more careful to lend money to other family members or friends.

Sure, since it is for family members or friends, we shouldn't take an interest. Even if it is for other people, I try to lend them with no interest. I don't want to be like banks, the main purpose is to help other people. I always believe that helping people shouldn't expect interest since it is not the proper way to earn money from people with financial difficulties.

I'm also a bit surprised, why Elon Musk and Mark Zuckerberg need to have a fight like this. It is not something that is really necessary for them, it's not their usual business. It becomes more surprising when Elon Musk respond it seriously. However, I'm not sure if Elon Musk really wants the fight, I guess he's just kidding, it's like his style that everyone knows well. 

I don't think it will be serious. There should be a script or the like, it won't happen like everyone expects. It is impossible for both billionaires to fight as real athletes. Anyway, Elon Musk must know that Mark Zuckerberg has the advantage. A younger age means a lot, Elon Musk will get difficulty fighting at his current age. If it is a real fight, Elon Musk probably will refuse the match due to too much age difference.

If it really happens, people should be interested to gamble on them. I'm sure the fight is probably listed on certain gambling sites. 

Yep. You must remember when Benzema couldn't play, Real Madrid often got difficulty scoring goals. Real Madrid needs a striker that has a similar type as Benzema, a striker who has great accuracy in scoring and be active to create chances for scoring.

Not in hurry??
Do you think Joselu is enough for Real Madrid striker?
Check again how many strikers Real Madrid has? After Benzema and Mariano Diaz left the club, Real Madrid has no strikers. So far, Real Madrid only signed Joselu, which means Real Madrid has 1 striker now. 1 striker isn't enough for the whole season, how if he gets injured? And what if Joselu can't play as expected? If you are a true football lover, you must understand this situation.

By the way, the situation isn't the same as Chelsea. Just look at the targetted players of Real Madrid (Mbappe, Harry Kane, Osimhen), the targeted players are proven enough in their current squad. Do you doubt Real Madrid scout?

Sure, Perez becomes more careful after some players with high prices failed to shine in Real Madrid. Hazard is one of the examples of an unsuccessful player in Real Madrid. But Ancelotti needs more strikers to compete for the titles. If Real Madrid relies on Joselu only as the main striker, I doubt Real Madrid can win any title in the next season. Sorry, it is my own perception.

I never stated I disagree with Joselu. Check again my previous post carefully.
What I said was that Joselu isn't enough for Real Madrid stikers. Real Madrid needs 2 experienced strikers at least since they play in 3 major competitions (UCL, La Liga, Copa Del Rey). 1 striker isn't enough for the whole season. Moreover, Joselu isn't proven for competition like UCL.

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Dude, are you really a Real Madrid fan?

Betul. Riset merupakan salah satu faktor penentu sukses atau tidaknya suatu investasi. Apalagi ini terkait koin micin, risetnya harus lebih mendalam daripada koin-koin yang sudah mapan. Koin mapan saja bisa hilang dari peredaran, terlebih lagi ini hanya koin micin. BTW, mereka yang cuman ikut-ikutan, pada umumnya minim pengetahuan mengenai crypto. Mau risetpun mereka tidak tau mau mulai dari mana dan apa saja yang perlu diriset. Mereka yakin join proyeknya karena mereka lihat banyak orang-orang yang ikutan.

Kalau untuk kasus Dogecoin, itu murni luck. Siapa sangka jika Elon Musk ngetweet dukungan terkait koin ini. Jika bukan dukungan Elon Musk, Dogecoin mungkin sudah hilang dari peredaran. Sedangkan Shiba Inu, koin meme ini bisa melejit karena dapat imbas dari hypenya koin Doge. Selain itu, developer Shiba Inu punya konsep yang lebih baik dari Dogecoin. Jadinya orang-orang percaya jika SHIB mungkin bisa melampaui Doge suatu saat nanti.

Tidak salah jika ingin lebih aktif di board lokal, tapi bukan berarti post di board lain itu tidak baik. Kalau saya pribadi lebih memilih post di berbagai board karena kita perlu tau forum ini secara menyeluruh. Jangan lupa juga mampir di board Meta, ada banyak informasi penting terkait forum di sana. Masalah kedekatan, bisa terjalin di board mana saja asalkan kita memang proaktif. Jika kita care terhadap sesama dan mau berkontribusi positif, saya yakin akan lebih mudah untuk menjalin kedekatan dengan sesama member baik di SFI maupun di board lainnya.

Terkait merit, intinya adalah kualitas post bukan masalah kenal atau tidaknya. Walaupun kadang bisa subjektif, tidak akan ada yang mengapresiasi merit jika post yang dibuat kualitasnya buruk dan tidak informatif.

Entah post untuk formalitas kampanye signature atau bukan, tidak masalah selama post yang dibuat kualitasnya baik. Yang penting tidak OOT, spam, atau plagiarism. BTW, banyak juga yang post di gambling karena memang hobi sports atau suka diskusi terkait gambling. Kalaupun mau ikut-ikutan diskusi di sana boleh-boleh saja, tidak ada larangan bagi siapapun.

I don't really get your point.
Are you trying to tell us that betting on our favorite club is a bad habit? Or betting for entertainment purposes is the wrong way? 

There is nothing wrong with your nephew when he gambles for happiness. That is good, he doesn't chase the winning or being too obsessed with the prizes. But borrowing money for gambling is he bad idea, you should stop giving him money for gambling. If he asks to borrow money, you are better to explain to him that you only have money for daily needs. You must tell him that he shouldn't gamble with loan money for safe gambling. When a gambler uses loan money for gambling, it is no longer ideal gambling. Since the main purpose is for entertainment or happiness only, he doesn't need to force himself to gamble when he has no money.

You can help your nephew to gamble in a better way!

Ancelotti is aware of it, that's why he asked for a more striker to sign before the new season begins. But a rumor said that Perez thinks Real Madrid doesn't need more new players. I'm worried that Ancelotti may leave Real Madrid if he isn't allowed to sign a new striker. This situation is almost similar to Zidane's case, it triggered Zidane leaving Real Madrid at that time.

Real Madrid has no problem with the midfield line, they have many options there. There are many good midfielders, both old and young players. The problem of Real Madrid is in their defense and attacking lines.

Indeed. Joselu is actually a good striker, he can score many goals last season. But Real Madrid needs a striker who has a great experience in UCL, not only in the local league. Mbappe, Osimhen, Harry Kane, and Vlahovic are the strikers that will fit with the standard of Real Madrid main striker. Unfortunately, the prices of these strikers are expensive and their club managements are difficult to negotiate. They are expected to stay in their current clubs, so the chance to sign them looks a bit small.

It is not impossible since Bitcoin value is always increasing from one halving to another halving. But no one knows on which halving the Bitcoin price can reach $1 million. Although there are some analysts who state that $1 million can be achieved in the next 2 halvings, I think it is purely speculation only. No guarantee for $1 million in 2028 or 2029, even Satoshi can't guarantee it. Sure, the number of people who are involved in Bitcoin keeps increasing, but it is not the only factor to trigger Bitcoin value to grow significantly. If there is much bad news in the future, the price growth can be a bit slow or even free fall. Moreover, we must have bearish seasons in the future, it is the time when Bitcoin price tends to drop.

Yep, it is a strong reason for the current pump on Bitcoin price.
Since US wants to launch its own crypto exchange, people feel optimistic again about Bitcoin future.

Anyway, we shouldn't be so surprised by the news. We can understand that US plans to have its own crypto exchange, they can take advantage of it. I'm pretty sure that there are many big whales in US, they've bought as many as Bitcoin when SEC accused some top crypto platforms. Now, they may think it is enough for entry time, it is time to boost the value of Bitcoin by spreading positive news. Let's see if the plan for the US crypto exchange is really true or not!

I can't believe that Ilkay Gündogan prefers to move to Barcelona. I'm sure Man City still expects him to stay, but he may want to have a new experience. Well, Barcelona is lucky to sign Ilkay Gündogan. He will be a great addition to Barcelona midfield line, he already contributed perfectly for Man City in the last season. I agree that he is the right player to replace Busquets. Ilkay Gündogan is an experienced midfielder, he also can function as the leader in the midfield line. Congratulations Barcelona!!

Sure, Darwin Nunez isn't a bad player. But he isn't comparable with Haaland. The number of goals means a lot, mate. It indicates how the performance of a player, especially since he is a striker (CF). You can see that the number of Nunez's goals in the last season is even not half of Haaland's total goals. Nunez's contribution to the field is also not as significant as Haaland's contribution. So, I'm not sure if Nunez has a chance to perform like Haaland in the next season. Although he is quite skillful but he doesn't have a good mentality as Haaland.

Joselu is not enough to replace Benzema's role. I'm not sure if Perez is really satisfied with the current squad. I've been a Real Madrid fan for a long time, as far as I know the current squad isn't the ideal squad that Real Madrid often builds for the new season. Moreover, there is still 1 striker only, if Joselu gets injured Real Madrid has no substituted striker. IMHO, Joselu is only signed for another option for the striker position. So, Real Madrid should sign 1 more striker at least, Perez still doesn't get the main striker. How can it be enough for Real Madrid?  

By the way, we still have a long time for the transfer window. So, there is enough time for Real Madrid to sign other players. Moreover, Real Madrid only signs 1 top player (Bellingham). They should buy some top players in the transfer window.

How many houses do you have? If you only have 1 house, it is not a good idea to sell a house for Bitcoin. It is only an innovative idea if your idea doesn't bother your life. When it makes you live without a house, I think it is a careless idea. You must know that you don't force yourself to invest in Bitcoin, just invest with the amount of money you have. Selling a house means you have no safe money for investment, you can't risk your life by selling your house for Bitcoin. Sure, Bitcoin is a good investment and we know we are heading Bitcoin halving. But we don't know when Bitcoin price to increase the price as you expect. Anyway, are you sure that you have enough knowledge to invest in Bitcoin? And are you ready to be patiently waiting for Bitcoin achieve the price you expect? You must understand that there will be many FUDs before we reach bullrun season. If you are a typical of impatient person and easily panic about the FUDs, you may fail to invest in Bitcoin.

Since people know how o utilize social media to be a business tool, social media is more visible as a business engine than a media for socializing. I don't think it is a problem, it doesn't mean social media lost its main function. People just become smarter to use social media for varied purposes, so we shouldn't be so surprised by the current fact on social media.

Social media enable someone to promote a product globally and with a wider range. And someone can do it himself, even from his home. So, social media basically makes it easier for everyone to do their own business.

Ini terawangan dari sudut pandang holder Shiba? 
Tiap altcoin juga punya potensi yang sama, mereka bisa saja ikut naik bersamaan koin-koin yang sudah mapan. Harusnya bisa sama-sama naik ketika altcoins season. Tapi perlu diingat bahwa Shiba ini tetaplah memecoin yang tidak tentu arahnya, beda dengan altcoin dengan fundamental kuat. Naik turun Shiba masih sangat bergantung dengan hype memecoin itu sendiri.

Maksudnya ini gimana?
Apakah kalau BTC naik berarti otomatis Shiba ikut naik?
Shiba beda dengan ETH yang identik chartnya dengan BTC.

Hari ini sah melewati $28k, cuman ini belum garansi bisa stabil di atas $27K-$28k. Kemaren-kemaren juga sempat tembus di kisaran $27k, tapi balik lagi turun ke $26k beberapa minggu ini. Namun karena ini bisa tembus ke $28k, harusnya walaupun turun paling sideways di kisaran $27k. Moga ja ini masih bisa naik lagi sampe $29k atau $30k biar nanti balik arahnya bisa tahan di kisaran $27k-$28k.

Arahnya tetap jelas Om, selama masih ada trigger untuk next ATHnya. Karena masih ada moment BTC halving tahun depan, harusnya arahnya tidak perlu diragukan. Memang tidak ada jaminan bisa sampe $100k, tapi melewati ATH di tahun 2021 rasanya tidak sulit asalkan tidak ada perubahan signifikan di dunia crypto. 

It depends on the nature of the addicts, egoistic addicts probably don't care about the consequences. They only think about how to get money for gambling and they just focus on chasing the winning. These types of addicts will be difficult to handle, it is because they have a complicated nature. IMO, the basic problem isn't about the addiction but it is about their nature/characteristics.

While for addicts who love their close people, I think most of them won't ruin the happiness of the people they love. They won't take the money from their close people, but they prefer to borrow money from other people.

If they become aware of their actions and the bad impacts, they should feel remorse. But it is not easy to make them aware.

Of course, Perez must want to sign a top striker for their main striker. After Benzema left the club and joined At Ittihad, Real Madrid has no striker. There was a rumor Real Madrid negotiating for Harry Kane, but I am not sure Real Madrid is still interested to sign him now. Recently, we heard that Tottenham management sets Harry Kane's price is about £200 million. I thik Real Madrid doesn't want to pay Harry Kane at that price, it is too expensive for 29 years old striker. Moreover, Harry Kane's market value is actually only about £90 million. It is a bit strange that Daniel Levy and Tottenham management wants £200 million for Harry Kane's transfer fees. So, Real Madrid should look for another striker, Osimhen, Vlahovic or Firmino is still available on the market. I believe these strikers will be much cheaper than Harry Kane's price (£200 million).

Check this: https://www.express.co.uk/sport/football/1777222/Tottenham-transfer-news-Daniel-Levy-Harry-Kane-Real-Madrid

Basically, trading or gambling isn't for everyone. Only people who understand trading or gambling deserve to join it. Anyway, I think it is not only about luck, here are many things to consider. In trading, it is required to have enough knowledge, skills, and experience. Without sufficient knowledge/skills, a trader can lose all their money and probably be difficult to determine the entry/exit time. So, knowledge/skills have a big role in trading. While in gambling, people need to understand how to manage their money and must have good self-control. So, they know how to spend money in gambling in the right way. And people also can avoid addiction if they have good self-control.

Well, regarding luck, it is actually not only in gambling. When people trade coins, they sometimes also rely on luck. Traders who trade without proper analysis and don't do their own research can be categorized as trading for luck. Since they just guess the price change, it is almost similar to the gambling style. 

Unfortunately, people don't want SEC to be the arbitrator. SEC seems not only acting as an arbitrator, but I think they also act as the regulator in crypto space now. They seem to have the authority for this, they don't know that crypto is a decentralized system. So, there is no need for an arbitrator or regulator. This only makes crypto market condition becomes worse, SEC activity creates big negative issues. At the end of the day, I am sure SEC main purpose is to make people afraid of crypto investment.