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401  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: February 28, 2024, 06:34:51 PM
Do you still remember how was Benzema journey in Real Madrid, he joined Real Madrid since 2009 but he able to show his performance in 2019. It's because Ronaldo and Bale performed really well, it make Benzema has no chance to compete with both of them. Endrick is also in similar position, he has no way to compete with Mbappe, Vini and Rodrygo, but if he don't mind become subs and willing to rotate to other positions, he will become a good player when those three players left Real Madrid.
Endrick is still young enough to compete with Mbappe and maybe if the coach can utilize both of them in one match it will be much better even though both of them play the same position. Benzema didn't shine because Ronaldo or Bale were better at that time so he had to be patient and his patience paid off when the two players left and Benzema became the most influential player in the Real Madrid squad at that time.

Endrick's future is still quite bright because he is still quite young and he will become the next star player at Real Madrid. The competition to get a place in the first team is not easy because he has quite capable skills and Ancelotti can also use him to make Real Madrid's strength even better.
402  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 28, 2024, 10:04:29 AM
I'll sit on the sidelines and just watch this match. I don't want to bet on this match. It's hard to guess. Although Nottingham Forest is far behind MU regarding squad quality and performance. However, they will have a homa-field advantage in this clash. On the MU side, it is always full of instability. They also do not have the best force when a series of pillars are injured. On the other side of the front line, host Nottingham always causes discomfort. Nottingham Forest once defeated MU with a score of 2-1 in the current Premier League season. It is usual for this to happen again.

Now, MU only has the FA Cup to cling to the hope of winning a title at the end of the 2023/24 season. Therefore, MU will have to try their best to defeat Nottingham to continue to hope for some consolation for this season.
I have hopes for Man United in this match and I think the match will end in favor of the visitors. Even though they experienced instability and in the Premier League, Nottingham Forest managed to beat Man United, this does not mean that in the FA competition they will allow them to lose again. Only this championship has a chance for Man United and I am sure Erik Ten Hak will try everything to get victory. The previous defeat when playing at Old Trafford was very surprising because Man Unied was in a positive trend.

Nottingham Forest is also not very consistent and even though the match will take place at their home ground the chances are still the same. If Man United does not try to chase champions in this competition, then this season Man United could lose all the opportunities that exist because chasing other competitions will no longer be possible for Man United.
403  Economy / Economics / Re: How can it be possible coping with one source of income on: February 28, 2024, 09:14:40 AM
Personally I don't think having financial management will help anyone to provide a lasting solution when the finance is lesser than the expenses, financial management only helps you to regulate unnecessary expenses but it doesn't solve your financial problems. If your expenses is greater than your income having financial management won't help you unless you get something better to add to your income you can't get better financially. Financial management helps a person to reduce spending on things that are not really necessary or needed but it doesn't mean you won't pay the necessary bills.
Even though it doesn't help in a large capacity, management is important because with management people can manage expenses and make income more stable. If the problem of income is small and expenditure is large, then the steps that must be taken to make someone make money are much greater, so that a balance is created regarding expenditure and income. Financial management is very important because with it we can measure the level of efficiency of spending on a scale and if it is not comparable then there are priorities that need to be made.

In life management is very important, but we are also required to find solutions based on the problems we face, because people who do not have management in living their lives usually do not have preparation. Managing finances is not easy and if people are not able to run it as well as possible then expenses and income will never be stable, which will cause problems in today's economic conditions.
404  Economy / Economics / Re: My top 3 picks for up coming crash on: February 28, 2024, 08:28:25 AM
It's a end of the cheap money era, don't forget Luxury goods and real estate been pumped up with cheap money most in order to keep those prices up you need constant money inflow and inflation to going up with cheap low rates money but that money is not there anymore and first hit will be most pumped assets without realistic price fundamentals Luxury goods, cars,and real estate.
But the same time higher banking fees higher insurance costs and right credit tules and higher mortgage rate.
Inflation must come down by 80% 
If you don't want to have an impact on inflation then don't use credit rights to buy luxury goods because it can actually cause problems. Real Estate has collaborated with banks in selling the assets they own and consumers are forced to buy on credit and vice versa to buy cars using loans offered by banks. Basically, people look for problems instead of looking for solutions because they push too hard to live a luxurious life in order to achieve perfection in life and on other occasions they never think about the long-term impact of increasing inflation.

If this type of lifestyle is still maintained then don't expect people to get out of trouble and we can see for ourselves how loans from anywhere can destroy the economy. People are forced to need money and we are given easy access to reach it and after that they extort it by means of an agreement that has been agreed upon, that's how stupid their system creates for people.
405  Economy / Economics / Re: Economy pressure on: February 26, 2024, 11:26:01 AM
Pressure is something that no one would want to have at all there are some pressure that can even bring a man to see his end. So many things in this our human world can cause pressure to a man.
An example of this pressure am talking about is this our economy an economy where things rises everyday but no sufficient fund to back up with. Ok Imagine I bought a soup for 250 naira just after three days I went back to get the same soap I was told the soap is now #350 imagine me that have only 2k and have already scheduled how to spend it before I will expect something in the day coming this kind thing is another pressure I just dropped this one, there are many more  bigger than this one.

How can a family man who earns 50k with 3 kids and also paying for rent feeds and many more, how can he with stand this economy pressure where there is no stability no mouthwatering salaries at all. This days we wake up and pray things should get better but it's like our country does not accept prayers everyday increments.
Difficulties and pressures will always have a solution and it depends on how someone can be responsible for their life. The increasingly bad economy forces people to find ways to make ends meet and we are required to have skills in earning money amidst current economic conditions. Household needs are increasing because prices continue to rise and the minimum wage for workers only rises above the average which cannot be kept up with needs and expenses. Conditions like this make it even worse for men who have responsibilities towards their families and if they are unable to find decent work it will end up being very disappointing.

We have to do many things to balance life and as long as the big responsibilities towards the family are not fulfilled then don't expect any joy in life. Because the burden on men is very large if household needs are not met and we will definitely become increasingly depressed and lose direction if we are faced with this problem. Try to find a stable job and live as simply as possible so you can balance your expenses and income.
406  Bitcoin / Bitcoin Discussion / Re: Invest in Bitcoin, for long time Holding on: February 26, 2024, 08:23:09 AM
That is true. I also think that risk always depends on these levels of Trading and Investing. Moreover, I personally divide these things into two levels, one is long-term investment or long-term trading and the other is short-term investment or short-term trading. Here I think the risk level of long-term investment is much less than the risk level of short-term investment.
That's what we should do and always have a strategy to make a profit. Create two ways so that we can be productive in investing, implementing long-term investments with a much larger percentage while the rest can be invested in the short term to generate profits. There is no need to worry too much about risks as long as we really understand how to make investments correctly because in fact risks will always be there and our job is only to minimize them.

Because when one trading is go for long-term trading then he can start his investment with just acquiring the fundamentals knowledge and if he want to start the the short term trading then he have to acquire lots of things like fundamental knowledge to fundamental analysis skill and technical analysis and these are so complicated thing for learing. And it always take too time. So I would like to also say that for beginner it is always best to invest with long-term strategy and controlling the risk level use the DCA method.
When involved in investing, having knowledge may make it much easier to minimize risks and people will not panic even if the market experiences a sharp decline. It's not easy, but as long as we want to learn properly, nothing is impossible because knowledge is actually the way to achieve success. I agree that beginners should try to invest in the long term and control the level of purchase risk using the DCA pattern. After their knowledge and experience mature, they try something more challenging than before.
407  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 26, 2024, 07:15:15 AM
Klopp has a first title in this season with Liverpool for his last season with them. They are going to fight in Premier League and Europa League and are doing well. I hope they will win at least one more title in this season as a celebration for Klopp and a happy goodbye after all best they have together over nearly 10 years.

Van Dijk has yet been back to his best if we consider his performances throughout this season but in a single match, he can have excellent performance like this final match.
Talking about opportunities, it may be true that this season Jurgen Klopp has high hopes of bringing another trophy to Liverpool before he leaves. But we also can't ignore Man City because Pep Guardiola also intends to maintain what they got last season and now the opportunity to chase points is still quite open because they are only 1 point behind Liverpool. Jurgen Klopp has indeed succeeded in making Liverpool one of the strongest teams in the Premier League during his time as coach. But last season their performance was a little less promising because they were unable to qualify for the Champions League.

Jurgen Klopp must be wary of Man City because they always play consistently before the season ends and we can see how they were able to catch Arsenal in points in the previous season even though the distance was not close. This must be taken seriously because if Liverpool is careless, Man City will top the standings and Liverpool will compete much more fiercely.
408  Other / Beginners & Help / Re: Don't trust social media on: February 26, 2024, 06:21:51 AM
Beginners who are desperate to make money will fall for an offer like this , and if you go through the comments sections their are so many people who are so interested in this. Like if you go through the write up of this dude who claims to be bitcoin expert he said those that are finding it difficult to create a wallet he will help in creating the wallet and funding it. This is how many people will make mistakes to accept offer like this just because they want to earn quick. 
People will easily commit fraud if we are unable to verify the truth and this all happens because the knowledge we have is very minimal. There are various social media which some people use to make money and they make videos or news based on their knowledge. Our job is to verify before accepting and implementing it because otherwise it would be a shame to have an idea but not use it.

Spending time to learn pays a lot and it prevent people from making painful mistakes. For those that have knowledge about wallet won't fall victim of allowing anyone to assist to create wallet. Spending time to learn is not a waste, it saves money from entering the wrong hands.
That's why I prefer reading posts on forums compared to other social media, it doesn't mean I don't like other social media, but in forums we can directly communicate with each other if something is wrong. Social media is increasingly widespread and it is difficult to control the truth if it cannot be verified and knowledge is the basis so that people are not easily deceived.
409  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: February 26, 2024, 05:50:29 AM
Seeing Leverkusen being able to dominate Bundesliga matches so well and still being the only unbeaten team really gives them huge opportunity to emerge as champions.
But all of this is also worth it because the change of coach that was made last season by bringing in Xabi has indeed succeeded in bringing about very big changes.
So far, Xabi Alonso has succeeded in bringing opportunities for Leverkusen to be in the race for the Bundesliga title and they have even been able to break Bayern Munich's dominance as one of the kings of the Bundesliga. Leverkusen's success cannot be separated from Xabi Alonso's ability to manage the team and he succeeded in motivating the players to have self-confidence and they also continue to fight without being defeated until now. Xabi Alonso will create new history in the Bundesliga and he has achieved several good records that no other coach has ever achieved.

It is difficult to catch Leverkusen's position even though Bayern Munich is one of the teams that still has a good chance of catching up. If play consistently then I really believe that Xabi Alonso will give Leverkusen the title and the opportunity is still quite big. Hopefully the busy schedule will not result in injuries to several key players because it is feared it could affect the match.
410  Economy / Economics / Re: My top 3 picks for up coming crash on: February 25, 2024, 05:40:23 PM
Biggest hit will get Luxury goods and yachts and expensive art work.
Then will be cars and real estate europe UK USA and Canada off course.
Real estate it depends but over Southern europe like spain Costa del sol Im expecting one of the biggest real estate  crash.
But Luxury goods and brands will take first hit i think biggest hit will take expensive art work.
What analysis or references do you get regarding luxury goods that are taking a hit and will experience destruction in the midst of a recession because what I know is that luxury goods that have artistic value are quite valuable now. Of the several luxury assets available, there are some that survive and may be affected by scarcity, making the price higher. The real estate sector has also experienced quite a significant increase in my area and today it will be very difficult to get standard prices because this sector is experiencing increased interest from the public.

In the current conditions, buying some of the goods or assets you mentioned has great potential because the selling value is increasing day by day. But unfortunately there are many people who cannot afford to buy because economic conditions are getting worse caused by inflation or recession. In fact, it is now difficult to meet the necessities of life, let alone talk about buying several assets like the ones you mentioned.
411  Bitcoin / Bitcoin Discussion / Re: Invest in Bitcoin, for long time Holding on: February 25, 2024, 05:26:58 PM
When the focus is on investing then it is only natural that we must remain focused on holding on to what we have and trying to increase our current portfolio because it is an important thing that we must do but on the other hand trading is also not the wrong choice if you really know how because after all when trading and investing it has their respective risks.

But in this case we must be aware that if indeed we are a beginner then it is highly recommended to hold bitcoin and invest for a slightly longer period of time because in addition to the risk being slightly smaller than trading this can also hone our ability to continue to learn bitcoin because there is a really very good process that can be undertaken in the investment that we do. 
Basically, investing and trading have different levels of risk and knowledge will be one of the most important parts so that someone can minimize risk. For beginners, it is better to invest compared to trading because investing is a little easier to carry out and not too difficult to learn. Trading is not recommended for beginners because there are many things that need to be learned beforehand and if trading knowledge is inadequate then it is feared that they will have difficulty facing the risk of loss.

Holding in the long term is much easier as one does not need to check market conditions all the time. Therefore, if you want the risk not to be too big, then buy and hold the bitcoins that we have. Long term can also provide big profits and investment will also be much more optimal, especially for people who do not have the ability to analyze the market.
412  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 24, 2024, 06:00:02 PM
It is not as usual that Fulham can be categorized as a team below them but they were able to score in the second half so that Man United is now 1 goal behind, this is clearly like making it difficult and Hojlund's absence affects Man United's attack while Rashford cannot do much.

It looks like Man United will lose narrowly because I know Fulham will definitely play defense after winning one goal, especially those who bet on Man United will be a little disappointed because they have to lose, Man United's winning trend seems to be stopped.
Man United had several opportunities but were unable to take advantage of them to score goals and Hojlund's absence made Man United's attacks less dangerous. Fulham managed to stop Man United's positive trend and this was a little more disappointing because they were playing at home and facing a much easier team but Man United had to suffer defeat. Maguire managed to equalize at the end of the second half before it ended, but unfortunately Iwobi managed to score the second goal in the added minute of stoppage time so Fulham managed to beat Man United.

This defeat is quite detrimental to Man United because it failed to make a distance of points from Tottenham who in the next match will face Chelsea even though the match must be postponed. For Fulham, this victory is very important because they managed to distance themselves from Bournemouth in 13th place in the standings.
413  Economy / Gambling discussion / Re: Gambling for fun and not a way of making money on: February 24, 2024, 05:01:42 PM
Not only just this one because if gamblers or bettors used to be that responsible then we wont really be seeing too much platforms or businesses that would be seen as of today or simply this gambling industry wont really be that much big as of this day and this is something that we can be able to distinguish about their main difference as of this moment. Gambling should really be just that for fun and not for making money because these are businesses on which it is really that built for giving out leisure at the same time they are really that indeed making money due to gamblers greed and impulsive emotions on which it causes out for people to have that
mistakes which it is really that something that fueling them up with revenue. Yes, they arent intentional but rather they are really that having that advantageous approach when it comes to this because they are really that
trying out to take advantage without us seeing it.
The one who makes money remains the casino owner, while the gamblers will only win occasionally and lose more often. Now there are many platforms that provide gambling sites making it easier for people to gamble, so this is also a difficult factor for people to be responsible for the gambling they play. Having fun and making money at gambling is not a problem as long as they do not place gambling as their main income stream.

The problem is when people think about earning steady money from gambling and they have no other job. So they are unable to control cash flow and are unable to handle expenses or income as a permanent daily need, this kind of gambling is a problem because they are not able to be responsible.
414  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: February 24, 2024, 04:02:52 PM
Liverpool management will definitely ask for Jurgen Klopp recommendation in looking for a new head coach next season. Liverpool will definitely look for a coach who has many systems in common with Jurgen Klopp, to minimize risks and drastic changes within the team. Liverpool transition period will really be felt, because Jurgen Klopp has led Liverpool for a long time, his influence is very broad within the team, so there is great concern that Liverpool will experience a setback after Jurgen Klopp leaves.

Jurgen Klopp has proven his method of work to be successful in polishing Liverpool with the various trophies presented. The way he recruits players, and the way he brings out the potential in each player, and what is most impressive is the way he maintains Liverpool existence as a team capable of challenging for the title every season, is worthy of appreciation. Liverpool must be able to find the right successor, I think there are lots of coaches who are interested in becoming Liverpool coach.
German passport coaches usually have little in common in managing the team and I have not seen any coach who has the same as Jurgen Klopp in managing the team. Liverpool must find a replacement that is commensurate with Jurgen Klopp if they don't want the team to become even more disorganized because the habit of changing coaches can have a bad effect on the team. Maintaining the existence of the club is not easy because various things have to be done by the new coach and if they choose the wrong coach it could make it even more difficult for Liverpool to compete with teams in the English league.

Liverpool have to be a little careful in appointing a new coach because they have to fight to continue to be in a moment like this. Some of the names that Liverpool are starting to target may have different coaching styles from Jurgen Klopp and this must be seen as a step forward or even further backwards after Jurgen Klopp leaves.
415  Bitcoin / Bitcoin Discussion / Re: Invest in Bitcoin, for long time Holding on: February 23, 2024, 04:58:38 PM
There are many types of Bitcoin investors, some invest for long-term holdings, while others invest for short-term holdings. But one thing is true, those who invest in Bitcoin for short term are never able to achieve anything big. On the contrary, they face more losses.
Why should people experience big losses when investing bitcoin in the short term as long as they understand the correct investment process. Bitcoin will not make people experience losses if invested correctly because we have a moment of recovery after the correction process occurs. So as long as people understand the bitcoin journey correctly then I'm pretty sure no one will experience losses.

every Bitcoin investment should be long-term. Because we have seen that even at the end of 2023 the price of bitcoin was 42k and as the year 2024 falls, the price of bitcoin has crossed 50k and currently the price of bitcoin is 52k. So now consider that those who invested in Bitcoin in 2023, when the price of Bitcoin was hovering between 26k and 27k, have already received double returns. So those who have been patiently holding Bitcoin since then have already reaped double the return on their investment.
Bitcoin is indeed more reliable if invested for the long term because we can get big profits after the ATH arrives and almost many people try to hold bitcoin for the long term, not for trading. But some people also try to make short-term profits because they understand how. Patience and calm will provide a way for anyone to make a profit and this applies not only in Bitcoin but everywhere. Patience and calm are the keys to success.
416  Economy / Economics / Re: How can it be possible coping with one source of income on: February 23, 2024, 03:39:48 PM
Through out last year I find it hard to get things done with funds despite how my earning was and I find it hard to spend more on my bills around me , though I have been seeing some humans earning and paying bills with one source of income and I do ask myself how is it done

please your advice will be of help
If it is said that it is impossible, there are still many people who currently only have one source of income to live their lives, but they can still live their lives even though they feel it is not enough to meet their living needs. If you have a lot of opinions but are still unable to control your finances then there is something wrong because maybe you are not frugal in your life or you are spending a lot of money on something you don't need. Life must be simplified in today's conditions because if we are not able to save whatever money we have it is not enough

If you have a steady income then it is best to use some of that income for investment needs or building a business so you can make money. When you are more productive then you can make more money instead of spending money on something that is not important and if you don't have a life plan then it is feared that you will have more problems when you are not able to make money regularly
417  Economy / Gambling discussion / Re: Gambling for fun and not a way of making money on: February 23, 2024, 03:07:55 PM
You can by beer to have fun and not seeing it as a waste of money. You can give a friend little amount of money in a way he may want to give you back but you will not collect it as you see it as small amount, telling him it is a small amount of money. Only such money like that, that are small in amount set aside should only be used for gambling. That is the meaning. The fun you see there does not necessary mean fun. Just like an ideom.
If every gambler thought like this then I'm sure they would be more responsible for playing several bets every week and we are used to spending small amounts of money without thinking about returns. But the problem is that gamblers don't think like that because they think they will benefit from winning and even though they consciously know that gambling is always closest to luck. Just a few views and not trying to blame or say gambling just has to be done responsibly, but I take more pleasure in seeing gambling activities.

I prefer this kind of gambling and spend a little money for fun, not to chase winnings every time I want to gamble. So that whatever happens psychologically we are not too disturbed and if people can make a portion like this in gambling then I am sure they will be much more responsible in the gambling they play.
418  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: February 23, 2024, 09:12:36 AM
The low points gap makes the title race between the top 3 teams very tight this season. Jurgen Klopp has the ambition to win the second title in his career as Liverpool manager, while Arteta also wants to win his first title. Manchester City and Pep Guardiola want to present their 4th title in 4 consecutive seasons while also proving to the world that he is the best in this decade, so it is clear that the competition for the Premier League title this season will be very great.
The competition is getting more interesting where the three teams will fight each other to win and the three managers also want to prove their quality. Arteta has the ambition to present Arsenal with his first Premier League title because that is a very important achievement for him. Meanwhile, Juergen Klopp wants to end the season before he leaves and he plans to present Liverpool with a final title. Pep Guardiola is also more ambitious because he previously succeeded in winning three titles in one season and now wants to repeat that success.

The ambitions of the three great coaches are clearly very reasonable, but Pep Guardiola is still the best of the three. Liverpool, who leads the standings, is not safe, Manchester City is also not safe from Arsenal's pursuit. Each of them has the burden and pressure not to drop points, but several tough and important matches in the remaining season will make it difficult for them to appear consistent. So far all three have the chance to win the title, but the season is still long and we will see the opportunities will be different when each of the three loses points.
Liverpool is a little tougher because they have to face several big matches in the future and Arsenal can take advantage of this moment if Liverpool suffer another defeat or a draw. Man City is still the favorite to emerge as a champion candidate because they have better abilities than the two challengers. But that doesn't mean Liverpool will let this be easy because the opportunity depends on the outcome of the match when the two meet and the one who comes out as the winner will be much more profitable.
419  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: February 23, 2024, 08:43:28 AM
Yeah Liverpool's players are mostly dominated by B class players, but they can perform because of Klopp. If Klopp left Liverpool, Liverpool will back to a mediocre team, just like Chelsea. Klopp isn't only become a manager in Liverpool, he's control everything. So if the new manager only work as manager's job desk, there will be a chaos since they need to change the system or the manager need to work hard like Klopp.
Jurgen Klopp has turned Liverpool into a very strong team and he has succeeded in bringing several important titles to Liverpool. If in the end Jurge Klopp has to leave Liverpool then this team will be even more unstable because usually a change of coach can make a big difference in terms of the quality of the game. Several names have been linked with Liverpool but so far there has been no further discussion because Jurgen Klopp will leave after this season ends.

Jurgen Klopp has a good ability when it comes to giving confidence to young players and he always buys players who don't have quality, but instead looks for the players he wants and then polishes them to be more ready to fight. System changes can definitely affect team performance because coaches and players have to adapt again.
420  Economy / Economics / Re: Some persons lacks financial sensibilities on: February 22, 2024, 05:28:46 PM
I don't know of the other side of the World, but in this side of the World, men are responsible for every financial responses in both marriage and the boy/girlfriends relationships.
In our lives the responsibility for women only after they marry us and men do not have the responsibility for girlfriends regarding financial responses to their necessities of life.

Now, she said the guy is not being caring and romantic simply because other persons to her notice are being gifted of materialistic items instead of money. She expected me to purchase her items with the gifted money.

This is just how awkward and lack of financial sensibilities some women could be who just sits, makes demands and gets what they wanted without having the compassions of how hard it is to make the money's they spends so carelessly.
I want to speak after marriage not when dating and we should direct women not the other way about those who regulate us. Generally, women prefer to be rewarded with their favorite items and that does not mean that the gift is given every week because when we are married there are times when we give gifts to our wife every time an important moment in the relationship. The husband also should not be too stingy to the wife because the source of sustenance sometimes also comes from his prayer, so giving a gift is something that is commonly done as long as it is not excessive.

If women are directed at the right path then I am sure they will ask for something based on appropriateness because in fact they understand the condition of her husband. It is precisely the woman who asked for great demands from the husband because of the husband's mistakes himself because it was too spoiled and not being a matter of heading as the head of the household.
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