I'm really sorry for your loss,  mate, but still I don't understand how can people to learn nothing from all happened with exchanges.

The safest way to keep your funds safe is a hardware wallet. Exchanges are just for trading,  not to hold funds for longterm.

Nobody has sentiments for Bitcoin, I can ensure you.

Everyone has a target/threshold that when Btc will reach it, the sell will come. And that's because everyone is here for money, not for sentiments:)

All the hardware wallet do the same thing and they keep your funds safe in an isolated environment from online hacks.

Personally, I prefer ledger nano S, as it's cheaper than its main competitor Trezor, and has a more user friendly interface.

Stop comparing thus 2 coins, as XRP is not even a  cryptocurrency.  

Crypto has been born as a response to centralization,  or XRP is just a sh*tty centralized coin, nothing more.

As we already got used to this kind of news, it might be the start of a new bull run, nothing more.

Usually,  when big whales have their pockets full of cheap Btc, they pay for articles in different media publications to raise the price for a good profit.

We don't give up as we got used to get excited for every small pump. We're so used to see all currencies bleed hard that even a slight upward movement excites us. What really bothers me is the fact that most of the volume we see on cmc is just fake. Anyways, there's no doubt that things will get better with time but it's not the time yet.

Holding a diversified portfolio is highly recommended to diminish the risk in case some of your coins do not very well over time.

However, we should not have more than 10 different coins in portfolio, as it is difficult to follow their evolution.

People are getting scammed every day even in centralized system. They receive weird calls, being informed about fake stories and asked for money for a lot of reasons.

We should start to be less naively,  otherwise the risk of being scammed is high, centralized or not.

Bounty was never a full time job. Most people use bounties to get some extra money over their job, or it can be seen as a "job" by people that don't have yet a job and that's what they do all day long.

But bounty is not a job, as you work this month and you only find out after several months if and how much you will be paid.

It depends on the hype of the project behind. I participated in ICOs that were finished within minutes and I joined as a bounty hunter in projects where ICO started in 2017, it did not finish yet and they reached ~3% of hard cap only. (see Quasa coin)

I think we need a more stable market overall,  not more stable coins. There are already several stable coins on the market that people can use to keep their funds during market' turbulences. Why would anyone need more?

Anonymity of Satoshi did not bring Bitcoin where it is today. Bitcoin has the great benefit of being first crypto ever created and its huge popularity kept it on the first position.

ETH is a great coin, too, and its creator is not anonymous.

First, XRP is not even a cryptocurrency,  it's just a centralized premined token that has nothing to do with the  main purpose of crypto: decentralization.

ETH has proven its value overtime,  it has a real utility as most of ICOs are still based on erc20 platform.

New projects cannot pay bounty hunters in USDT, because they cannot guarantee how much will worth the project once it hits an exchange.

If you invested in a good project, the price of their token will reflect that on exchange and vice versa.

Government does not like cryptocurrency,  because crypto bypasses their centralization and banks dependency.

Gov will never agree something they cannot control, but Btc is part of technology and development of technology cannot be stepped.

Buying houses with btc will be possible in the future. Actually, I have noticed Gov got invest on cryptocurrency. trading exchange etc. I don't know what's the agenda etc . Gov is kinda wanna control own it. As we all know cryptocurrency is a self regulated, blockchain etc . is like Auto without human come in manuiplate it etc , yes , some claim fake trading on it , perhaps who knows is Gov themselves etc , anyway to me , Crrytocurrency is here to stay even towards the future.

I kinda for see will be even widely use than now. BTC ATM machines actually is not thing new , available in most countries around the world, cafes etc also some accept BTC , even BHW sellers here some accept BTC beside paypal etc.

You might say that overall market is oversold and a price recovery should come in near future.

However,  don't forget that after all unsuccessful ICOs from last year, market is flooded with weak projects that might never recover, not even when bull run will come.

It is hard to estimate a number of new projects raised in 2019.

What's evident is the quality of the projects that decreased constantly and today is much harder to identify a good project to worth investing. If you look for a new project with good potential,  you might want to have a look to Mycro Jobs. (details in my signature)

Crypto market developed constantly last years and I think the development will continue for the next many years. Adoption rate increased, too, even if the price did not recover yet from ATH in 2017.

Crypto is part of technology now, and technology will always increase on both development and price. So, patience is the key if you want to have success in crypto.

If you invest in good ICOs, yes, if you are not careful with projects you invest then you might find fraudulent ICOs and you might want to stay away from ICOs if you don't have time for all research. (Whitepaper,  team, social media activity, other websites references etc)