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561  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: November 30, 2023, 09:02:50 PM
But honestly, why is Ten Hag always looking for players who are not really necessary at this time. Weghorst, Evans and now Timo Werner. Does he really just want to make the situation worse now?

Timo played very well in his prime but we know that he failed in the EPL when he played for Chelsea and this season in Leipzig also did not go well because he was only an option player and sat on the bench more often.
I don't see what's so special about Ten Hag but if this is the case I still feel that it will be a wasted purchase.
Ten Hag's signings seem to be very unpredictable these days.
Yes, it makes little sense Erik Ten Hag will bring in this player while there are other more talented players to bring in, but what I know that Erik Ten Hag an experienced coach and has been at Manchester United for quite a long time and it impossible for Erik Ten to just will worsen his club's performance but he definitely has a goal of getting the 3 players you mentioned even though Timo Werner has always failed before but Erik Ten Hag feels that these players are very suitable for Manchester United there's no harm in trying and we'll see after the transfer window reopens whether Manchester United will have the same performance as now with a bad attack line.
Indeed, when it comes to experience I have no doubts about Ten Hag but looking for a player like Timo Werner whose prime is over and who proved to be a failure when he was at Chelsea and is now a bench filler from Leipzig I can't see the purpose Ten Hag wants to do at the moment.

He has tried some players like Weghorst and of course last season we saw Mount but it ended in failure so in this case I think he needs to consider more about the fit of the player because being in the EPL for a big club is not as easy as imagined so I don't think he should bet too much on some players whose prime is over because besides it is a waste of money it is also undeniably a waste of Manchester United's time to develop further.
562  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 29, 2023, 08:57:54 PM
Or maybe vice versa, we will see Arsenal sitting at the top of the standings by beating the teams that will be their opponents in the following weeks. If Arsenal is able to overthrow Manchester City, let alone a team like Aston Villa. in the last 4 meetings, Aston Villa was unable to beat Arsenal both home and away. apart from that, it is not certain that Aston Villa will be able to maintain its ranking in 4th place in the Premier League standings. the reason is, before the match against Arsenal. Aston Villa will devote its energy to the match against Manchester City.

Interesting isn't it, after all everything still opens up opportunities, especially for the three teams, namely Manchester City, Liverpool and Arsenal, who are currently ranked in the Premier League standings. and what is certain is, we never know what will happen in the following weeks. especially, if Arsenal is able to secure its position at the top of the Champions League group phase. automatically, they will be more focused on getting full points in this competition. Their point now is how to secure their position in the Champions League group phase. In this way, Arteta can focus his squad on always achieving full results in every match.  Whether they are capable, we will find out soon.
Arsenal have the opportunity of cementing top spot in recent weeks with them having to play some teams that seem to challenge their spot as 1st, they’ll have to hand a defeat to Man City and Aston Villa who would probably be pretty tired from playing Man City, but that shouldn't mean they should underestimate them cause Aston Villa is one team that could be very tough against bigger teams.

 If Mikel Arteta can get this done, he’s proved already that he’s serious with challenging for the title and could pose a treat to other teAms in the league. Well in the EPL, there’re still alot to play for and the spots are still very open and any team could challenge for top position and there could be some changes in the league standings, that’s one beauty of ge EPL and the fans loves it this way.
The next 2 matches for Arsenal are actually quite easy, it's just that they will still be tested by Aston Villa, Brighton and Liverpool in December, which will definitely be very difficult to do.
Their chances of being able to stay at the top for a few weeks are actually still very big now, it's just that with a fairly busy schedule in December with quite tough opponents, this could be very difficult for them.
Currently their point are still very narrow because the distance between Arsenal and Aston Villa who are in 4th position is only 2 points.So in the next match if they lose even once
there will definitely be several clubs like Liverpool and Manchester City who will take advantage. that matter. But this also applies to the other 3 clubs because in the end currently the EPL is still very tight and still very difficult to predict.
563  Local / Ekonomi, Politik, dan Budaya / Re: mengapa banyak kaum muda enggan berhasa daerah? on: November 29, 2023, 07:40:23 PM
Ini tidak serta merta kembali kepada kaum muda sebenarnya karena pada akhirnya peran orang tua juga penting tetapi memang untuk daerah yang saya tinggali sekarang meskipun pada akhirnya bahasa Indonesia juga banyak yang memakai karena ini adalah kepastian mengingat Bahasa Indonesia adalah bahasa persatuan tetapi disisi lain untuk Bahasa daerah juga tidak di tinggalkan karena sehari-hari saya masih menggunakan bahasa daerah dan bukan hanya saya tetapi mayoritas warga juga sama tergantung situasi dan kondisi. Hal ini membuktikan bahwa selain dari peran orang tua yang harus mengajarkan bahasa daerah hal ini juga harus dilihat dari faktor wilayah karena tidak saya rasa ini masih menjadi salah satu patokan yang bisa digunakan.
Memang saat ini bahasa daerah terkadang terasingkan di beberapa daerah tetapi pada akhirnya kita juga tidak bisa melakukan apapun karena bahkan kita tahu bahwa terkadang bahasa indonesia atau mungkin sekarang bahasa inggris lebih bisa untuk mendatangkan keuntungan pada akhirnya. Bukan berarti saya senang dengan menipisnya bahasa tetapi ketika kita bersikap realistis keseimbangan antara bahasa yang digunakan juga penting untuk menunjang kehidupan.
564  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: November 29, 2023, 02:24:59 PM

If Timo Werner is really being targeted by Ten Hag it means that it is difficult to predict this coach is recruiting players that United supporters never expected. Honestly, where does Ten Hag want to take Man United? as if he wanted to eliminate the characteristics of Man United's game. Ok Timo Werner is not the right type, a waste of money and the results are not optimal. But on the other hand, Ten Hag is stubborn enough that if he confirms these rumors in the next transfer window then there is actually nothing that can be improved for his front line.

Looking back at the purchases of Mason Mount, Amrabat and Hojlund, did they have a significant impact? I dont think so
In contrast, only old Man United players still contribute a lot, including reserve players.
But honestly, why is Ten Hag always looking for players who are not really necessary at this time. Weghorst, Evans and now Timo Werner. Does he really just want to make the situation worse now?

Timo played very well in his prime but we know that he failed in the EPL when he played for Chelsea and this season in Leipzig also did not go well because he was only an option player and sat on the bench more often.
I don't see what's so special about Ten Hag but if this is the case I still feel that it will be a wasted purchase.
Ten Hag's signings seem to be very unpredictable these days.
565  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: November 29, 2023, 01:58:26 PM
Even if Manchester City lose this match they still won't get out of first place because apart from points they are also still very superior in terms of goal productivity so that if in the end Manchester City lose Leipzig will only equalize their points with Macnchester City but they will not be able to move from second place because Manchester City's goal productivity is better.
Openda played very well in this match with his brace but Manchester City are now starting to rise. They managed to reduce the deficit through Haaland and the score is now 1-2 and I think there will be another goal in the remaining 20 minutes of normal time.
To be honest, Leipzig messed up today's match versus Manchester City because, based on my impression of Leipzig's first-half performance—which showed that they were playing well—I was unaware that Manchester City would end up winning. Although many believe Manchester City will prevail I firmly disagree it, and  is still possible. I don't how Leipzig find the match challenging in the second half and then at the end of match Manchester City go  with three points.
Leipzig played very well in this match but on the other hand this is a very beautiful comeback from Manchester City because they can make the whole Etihad rumble with their 3 goals in return.
Indeed, there is nothing wrong with Leipzig in today's match, it's just that when they are constantly pressured by Mamchester City's sporadic attacks it will also be very difficult to anticipate which makes Leipzig lose focus in this match. But whatever happens now it will not have any impact because losing or winning they have ensured themselves to qualify.

Now we will see some more life and death matches and Manchester United is on that list. We will see if they can finally extend their hopes or just have to give up in this 5th match.
566  Economy / Economics / Re: Life is cheaper with Bitcoin and cryptocurrencies in general on: November 28, 2023, 09:45:05 PM
Yes, definitely bitcoin is better. But it is worth knowing about bitcoin and know the right time to invest.

It is better you mention the altcoins. This is because some people will invest or have all their fiat on some altcoins and it would be the worst regret of their lives.

Some altcoins did not got to all-time-high when bitcoin and some other altcoins got to all-time-high in 2020/2021. Many altcoins can be gambled with while their prices have been plummeted to their lowest, but because they may not reach all-time-high, those that invested before when their prices are high may be losing.

Some altcoins are just dead. So research, knowledge and experience are all important.
In the end what we see is also about security and convenience. Indeed, there are some altcoins that sometimes have an increase that we cannot even predict because it is so big but on the other hand when talking about long-term investment altcoins are clearly not an option. We must be aware that risk management is important and bitcoin is much better than altcoin when talking about risk so in this case when talking about investing for the long term then the answer is only one bitcoin because by looking at the progress that is happening and the risk that is not too high when compared to altcoin then bitcoin is still very superior.
Not that I forbid to be in altcoin because in the end this is the freedom of those of us who have money and of course research as you talk about but vigilance is also important. altcoin can at any time die especially for the shitcoin project so the risk is very large when talking about long-term investment with altcoin.
567  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: November 28, 2023, 09:26:52 PM
Leipzig is currently playing for the group leadership in the match. It is very difficult to beat Manchester City in Manchester and they are currently leading 2-0 with Openda's show. Although it may seem difficult for the match to return at this point, it is probably not a very difficult thing for Manchester City's great team. Even though it is a small possibility, there is still a possibility that Manchester City will win.
Even if Manchester City lose this match they still won't get out of first place because apart from points they are also still very superior in terms of goal productivity so that if in the end Manchester City lose Leipzig will only equalize their points with Macnchester City but they will not be able to move from second place because Manchester City's goal productivity is better.
Openda played very well in this match with his brace but Manchester City are now starting to rise. They managed to reduce the deficit through Haaland and the score is now 1-2 and I think there will be another goal in the remaining 20 minutes of normal time.
568  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: November 28, 2023, 08:40:34 PM
The difficulties against Rayo continue, even if Gavi is not injured they will still struggle.  The Barcelona vs Rayo match depicted an uncreative midfield. Losing Gavi makes it even more difficult for Xavi to find a balanced replacement. De Jong has not been able to perform optimally, he looks still a little stiff. The attackers not getting good passes also make them look bad. The best striker in this moment is Yamal, he can open up space with his dribbling ability. So he should have been able to score a goal, but Barcelona was unlucky.
Look at the teams Rayo faced in the last 3 matches. Real Madrid, Girona and Barcelona. They faced three teams competing at the top of the league in a row. They only lost against Girona and drew against the other 2 teams, which I guess no one would have expected. That's why Rayo is not an easy team at all. They are a team that got a draw from Barcelona and Real Madrid. They may be better this year. Barcelona's injuries will be very annoying, especially in these weeks when they lose points. There is also an important tournament like the Champions League. They should make extra efforts to heal the injured.
Yep, things like this are unpredictable but with them facing a big club and facing Girona who are in a very good situation this season makes them realize that defense is important and they don't mess around with it.
Facing all of them at once in the last 3 weeks has left them with only 1 point to focus on and a total defensive scheme that has made them used to sporadic attacks and the results have been satisfying for them although this hasn't gone down well with my betting as I always back the favorites when 3 clubs (Madrid, Girona and Barcelona) play them.

However, such surprises are not matched by their performance in other games although they are still very good but Rayo's progress is not growing because in recent seasons they have always been in the middle of the table although that has also been one of the positives for a club like Rayo.
569  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: November 27, 2023, 01:50:35 PM
Interesting answer. This looks like an invitation to negotiations or at least leaves room for further maneuvers. It's funny that there is no praise for City and all the talk about loyalty to the club and other nonsense. After such a shitty attitude towards Haaland in the club, this is absolutely the right behavior.
I hope that the release clause in the contract is adequate (which can be assumed since Haaland moved to City as a possible top 1 for the coming years) and Real will buy him at the end of this season.
It will be interesting to see if there are any conversations from Madrid to the agent or Manchester City about Haaland because regardless, this is a good situation for Haaland and it would be reasonable for Madrid to be interested now given the performance that Haaland has given previously at Manchester City.
In addition, we know that now Manchester City and Pep himself are in an uncertain situation due to some rumors of fraud they committed in FFP issues and now there are a lot of charges filed against Manchester City even though this is still not proven to be true but I think this could interfere with City's electability especially if they are proven guilty of committing some illegal actions related to FFP because the penalty is clearly the most severe is degrqaadasi.

But on the other hand, there are other possibilities about this because we know that sometimes exposure is important and it could be that Manchester City and Madrid are frying this news with the help of the media so that they get a good situation for the exposure they get later.
570  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: November 26, 2023, 09:55:10 PM
In the last transfer window, Real Madrid did not spend too much money in bringing in players, unlike what they usually do. Now from there I see maybe Real Madrid is preparing large funds to recruit a Mbappe, because for Haaland I'm not sure Manchester City will release this player in the near future, he is a young player who is a future asset for Manchester City.
As for Mbappe, we already know that he wants to leave Paris Saint Germain immediately, and maybe it will happen in the upcoming transfer market. Although I don't know if it will happen or not, I certainly feel that Real Madrid is making an approach.
Yep, by looking at what they did last season where the summer transfer was carried out they only spent no more than 150 million because even though there were several players they brought in such as Joselu, Fran Garcia, Brahim Diaz, Jude and Arda Guller but for finance they only borrowed Joselu no more than 1 million besides bringing Fran Garcia no more than 5 million and the biggest signing was only for Arda who until now was injured with a nominal 20 million and of course Jude with 120 million.
It looks like they're holding back a bit but there's bound to be other surprises in store as they're not short of money and I think there's going to be a big spending push at some point in the future and we can probably guess where it's going to go although there's been no movement from Madrid about the players they want.
571  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: November 26, 2023, 09:30:14 PM
Currently we are also still presented with Milan's match against Fiorentina and it is likely that Milan can maintain this 1 goal advantage now even though I think this match is quite boring.
Yes, no good game. Theo scores the only goal from a penalty. So boring it was, the better game are tomorrow between Juventus and Inter Milan, and Inter are the favorite. Juventus won the last game between the two teams 1-0, Thais is 8 months ago and Juventus are a better team now. I would love to see 2 goals and a 1-1, the goals from Lautaro Martinez and Federico Chiesa.
The score did not change until the end for Milan's advantage and indeed the word boring is quite worth saying for Milan's match.
Juventus and Inter were still playing but it was also a bit of a bore as the ball was in Inter's favor and there were no real decent attacks in my opinion apart from a few chances including the goal scored in the first 20 minutes of the half.
Its now crunch time but the situation still hasn't changed with Juventus seemingly content with the draw and playing a defensive scheme. Inter continue to be in control in terms of play but Juventus' defense is tight and difficult to break down but I still expect Inter to win the game in 5 minutes of normal time.
572  Economy / Gambling discussion / Re: Streamer wins seem too good on: November 26, 2023, 02:24:44 PM
Another problem to remember is that not all streamers gamble with their money because after all, we must be aware that there are many streamers who are assigned to gamble with certain sites to make it look like the site is good when it is just a marketing trick to bring some new users to the site in question.
They only work not gambling because in the end they only offer sites to play with the simulation of the streamers playing which of course will continue to be won to boost the assumption that the site is indeed good.
Although I agree that large bets will bring greater profits but on the other hand for them streamers things like nothing because in the end they play definitely set to win regardless of the amount of bets they do.
Everything is kind of marketing and we need to be aware about the activities of the streamers. We should gamble for fun, which in reality is really hard. If we're rich enough or we have good money to spend this is possible. Next thing we should have the limits, and we should know what happens to a fellow gambler could happen to him. There are good number of people who had got into gambling just because his/her friends turned rich gambling. Good understanding about gambling is a must, if not this is going to be real hard to come out of it.
That is something that must be understood because there may be one of the many streamers who gamble properly and do live streaming without promotion but that is only a handful of the many streamers who work for gambling just for the sake of boosting so that the site he promotes gets great interest for beginners. As for those who only follow and are in gambling because some of the closest people or see others profit greatly from gambling, this is actually the wrong action.

We must realize that gambling isn't a business for players indeed this is a business but for those who are behind the scenes and not player. So, Being in gambling just because they see other people making big profits this will only make you disappointed.
First we must realize that gambling is not for business because this is only purely from the luck we get so we cannot be sure that gambling can be profitable for ourselves.
Secondly, we must realize that this will ultimately only spend the money we have sooner or later so the goal in gambling is not to seek profit but to seek pleasure.
573  Bitcoin / Bitcoin Discussion / Re: Is It Late To Invest In Bitcoin? on: November 26, 2023, 09:05:38 AM
Actually, in this case when someone already has the thought to invest, it indirectly means that they already have a little fund to set aside for their investment because after all they will definitely think carefully before finally deciding to invest.
On the other hand, there are a lot of strategies that can be done to invest in bitcoin so that even if we don't have big money but it's not a problem if we want to invest because there are several methods that can be done such as DCA which can be used as an option because we can buy whatever bitcoin we can with a certain amount of time.
Indeed, talking seems easier but when someone has decided to invest then surely they can manage their income and set it aside for investment on the sidelines of spending on the needs of life that we do.
DCA is very much known strategy but even so, there are still a lot of potential investors that are expressing they want to invest but it's only money is what they lack of. LOL. That's common to hear from those people that are interested in buying bitcoin, they think that it's not yet late but they don't have the actual fund to invest so, we just gotta tell them to at least find a job or a source where they can use their own money on it.

While some are good in giving tips and suggestions, you don't know if they're actually holding it. It's also possible that they've hold it once and sold it already at a good price and are still waiting for the right time to buy again.

To those that are losing hope, always think of it that it's never too late to invest on this highly volatile asset. Bitcoin has always been investable and you're not going to regret if you ever give yourself a favor of buying today.
You didn't notice another point that I expressed in my previous post, as I said when we are already talking about investing especially it is for bitcoin then surely we have been able to set aside money from the income we have because if we still can't do that and don't have money we think about how we live life not how we invest.
Thinking about investing for the future indirectly they are ready for what they want to do because in the end for those who are still lacking there is no time to think about something they still cannot achieve because the focus is on survival but when they can manage money well and can set aside a portion of the income they have then they will definitely think about how the money can grow and the way is definitely investment.

I have previously been in this situation and when I was at the bottom and still very short and had no money then there was nothing in my mind to invest because let alone to invest, for me to be able to live alone is good but when my economy changes and I have money the thought of investment will exist by itself.
574  Economy / Gambling discussion / Re: Streamer wins seem too good on: November 25, 2023, 09:57:11 PM

streamers may get free money to wager without thinking too much, means more wagering = more chances to hit slots or win big payout.
The chances of a win is higher when the bets are higher. We all know this about casino games especially slots. And just like you I have once won, 110x my wager but never higher. I Keep wondering what's the maximum one can reach. Streamers do this all day long, their wins may be blown out of proportion despite the unknown underlying clauses they may have.
Another problem to remember is that not all streamers gamble with their money because after all, we must be aware that there are many streamers who are assigned to gamble with certain sites to make it look like the site is good when it is just a marketing trick to bring some new users to the site in question.
They only work not gambling because in the end they only offer sites to play with the simulation of the streamers playing which of course will continue to be won to boost the assumption that the site is indeed good.
Although I agree that large bets will bring greater profits but on the other hand for them streamers things like nothing because in the end they play definitely set to win regardless of the amount of bets they do.
575  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: November 25, 2023, 09:32:58 PM
I predicted that we would see many goals in the match between Atalanta and Napoli, it happened as I thought and we watched 3 goals in the match. There was even one more goal that didn't count.
In general, it was a match as I expected, both teams found many positions, but at the end of the match, Napoli was the winner. If they had scored more goals in the first half, they would have been much more comfortable in the match, but the beginning of the second half was very fast and both teams made defensive mistakes
Napoli's form is still not perfect at the moment but with 3 points on Mazzari's first debut I think it's good enough for them and makes a difference to the previous few weeks.
A very interesting match, it's just that in this match even though Napoli's possession can excel but in terms of quality of attack it looks like Atalanta is quite intimidating.
The victory on debut was good enough, it's just that there are still a lot of things missing from Napoli and Mazzari must be able to make a breakthrough again so that Napoli's performance gets better.



Currently we are also still presented with Milan's match against Fiorentina and it is likely that Milan can maintain this 1 goal advantage now even though I think this match is quite boring.
576  Bitcoin / Bitcoin Discussion / Re: Is It Late To Invest In Bitcoin? on: November 25, 2023, 09:07:27 PM
I see no reason to delay investing in Bitcoin.
When someone wants to invest in Bitcoin and also says that there's no way to delay investing in Bitcoin it's best to invest as quickly as you can. But one problem that everyone is dealing with is about the money that they're about to invest. Not all people can invest asap based on their likes and that's why they're delaying their plans of investing in Bitcoin.

It's true that it is never too late to invest in Bitcoin and the problem of having not enough money to invest now is what everyone's problem as usual.
Actually, in this case when someone already has the thought to invest, it indirectly means that they already have a little fund to set aside for their investment because after all they will definitely think carefully before finally deciding to invest.
On the other hand, there are a lot of strategies that can be done to invest in bitcoin so that even if we don't have big money but it's not a problem if we want to invest because there are several methods that can be done such as DCA which can be used as an option because we can buy whatever bitcoin we can with a certain amount of time.
Indeed, talking seems easier but when someone has decided to invest then surely they can manage their income and set it aside for investment on the sidelines of spending on the needs of life that we do.
577  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: November 25, 2023, 08:42:17 PM
Despite the recent pitfalls with Newcastle United, there is a clear picture of where Newcastle is heading to and how they are determined to chase the path to their success and also make every possible attempt to claim their title in this season, but in the champion league, if Newcastle will go low, it won't be so low to the point that they can fall below the top 10are even progress into the top 5 that can make them better positioned for the future.
Let's say, in the next season, Manchester City is going to have a tough challenge coming from Newcastle at least, since if they can create a better team by signing new and energetic players.
This is their first season in the Champions League after 2 decades of absence from this big ring so this opportunity they must utilize well regardless of whether they will qualify or not to the next phase this must still be attempted so that they get good results so that when they do not qualify there will be no regrets and get a good experience in terms of their performance and play.
At the moment their chances are still there but it is still very difficult. The match against PSG could have been decisive for them but at the moment Isak is fortunately back in times of crisis for Newcastle who are without a pure striker. This can be put to good use and they must try to take 3 points against PSG so that their chances of qualifying continue to exist.
578  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: November 24, 2023, 09:56:45 PM
WTF Granada? For a long time I doubted what result to predict in this game, but in the end I settled on the classic 2-1, although I wanted to choose 1-0 due to the fact that Alaves scores fewer goals per game on average. But Granada are so bad that with 10 minutes left in the game the score is already 3-0 and Alaves still have time to make it even bigger  Angry
But this classic score did not go well as their final score is 3-1 now and could have been 3-0 if there was no penalty from Ujuni in the 86th minute Cheesy
Granada still has a big problem from their defense even though if you look at the quality of the attack from Alaves, they are actually not too good, it's just that with the poor performance of Granada's defense, 3 goals can be shot easily.

But on the other hand I am quite happy with this result because my bet in the first match after the break got a good result. hopefully this will be a good start on the weekend tomorrow because I am already preparing with some bets from matches that will be carried out in several major competitions in Europe that are reopening.
579  Economy / Economics / Re: this makes a huge impact on the economy. on: November 24, 2023, 09:44:44 PM
In my opinion, spending more on payday doesn't necessarily mean they're not spending wisely. If someone takes a salary and saves from it, while also saving an emergency fund and other important funds, they can still spend some money on things they want or need.

For example, a person might save 50% of their income, while the remaining 50% is used for living expenses, such as housing, food, and transportation. Once they have met their necessary living expenses, they can spend the remaining money on things they want, such as clothing, entertainment, or travel.

Spending money on things they want can help them feel more satisfied and happier. So spend wisely. They should avoid spending too much on unnecessary things, and they should set limits for themselves.
While it is fine to spend some money on the things that we want, in my experience many people take this to the extreme and spend every single dollar they make on what they want, not understanding that whatever money being saved for their future on their pensions is not going to be anywhere near enough to maintain their current lifestyle, so they either learn to lower their expenses now or they may suffer the consequences once they do not have the strength and health to work anymore.
We have to be able to distinguish whether the money we spend on the things we want is just for self-reward or whether we are just trying to be hedonistic.

When indeed we use it only as a self reward then indeed it will not be a problem as long as we don't do things like this too often and don't feel too much that we have a lot of money we can do everything because in the end when such hedonistic nature is in us it is we who will get into trouble.
The money we have if we are not good at managing it then it will run out but if in the end when we are aware of good money management even if we buy the things we want we can still control ourselves that we should not be hedonic just because we have a lot of money because it can just run out when we can't control it.
580  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 24, 2023, 09:26:47 PM

But however if it was Newcastle United against those clubs Newcastle United would have win them, because there performance this season is very impressive by also wining Arsenal on there match at least they have proven to be a strong team.

I agree with you. At the moment I don't see any chance of Chelsea winning this game. Although the bookies predict this will be an even match but one important note here is that Chelsea are very inconsistent and they often lose against average teams. Newcastle are in their best form and of course they have good statistics in the league this season.
Even if that's the case, their chances are still very big actually to get points in this match. Indeed, Chelsea still cannot be consistent when playing against clubs that are below their level but for now Newcastle is still at par in terms of level because after all Newcastle in these 2 seasons has been transformed into a dark horse club that will continue to grow with the resources they have so with this situation both clubs still have a chance in 3 points.
Chelsea will be even more motivated if the club they play against provides greater resistance and we know how they were in the previous 2 matches when facing Tottenham and Manchester City.
So in this case considering Chelsea there is no chance for 3 points in tomorrow's match I think it is something wrong.
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