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1501  Economy / Economics / Re: Saving one third what you earn monthly is not that hard, isn't it ? on: December 21, 2022, 09:52:07 PM
Yep, that's right, it shows wasteful nature, of course, it will destroy the dream of saving money, this doesn't matter how much salary you have, whether big or small, people who can't manage their finances or are wasteful, they can't save money because often their hands itch to spend it. Debt is a bad thing that can lead to division, especially if the money is used for everyday consumption.
The problem lies in everyone's lifestyle and power in managing their finances.
Indeed, in this case, saving is quite good, but with the current economic conditions, to be honest, I prefer to invest rather than save.
On the other hand, lifestyle also determines this, because sometimes a person's hedonistic nature actually destroys themselves, so I really think that in terms of being wasteful or not, this depends on perspective, because sometimes many people do not realize that they spend their money on things that are not really important, but they do that because their self-control is very low.
1502  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: December 21, 2022, 09:37:56 PM
I don't think there is any way Real Madrid will lost out in the La Liga and since their performance currently is above average both in the La Liga and championship so with the way things are Real Madrid will have this season to themselves without much competition from other clubs.
There is surely going to be competition for the La Liga this season, but the competition is between real madrid and barcelona, neither of them is going to win the La Liga easily, it is surely going to be tough. Real madrid are not sure of winning the title, same as barcelona, as both of them are of the same level of performance, for now barcelona are even on top of the La Liga with two points after 14 games, and Madrid are 2nd, a team that is in first position after 14 matches surely has a chance to win the title.
As long as the two of them are still playing the game like now, it will be very clear that there is real competition, of course, Barcelona is in good condition as well as Madrid, although internally they still have problems such as Barcelona which still has to look for several players to survive or Madrid with Benzema.

But indeed, looking at the competition, it is clear that it will appear real now and this is what is expected after last season there was nothing like this.
1503  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 21, 2022, 08:24:33 PM
The opening match of the 17th week of the season is going to be Brentford v Tottenham.
The shock made at the start of the season by Brentford surprised me a bit, but when facing Tottenham now it will obviously be very difficult even though they will play as a home team but it is clear that Tottenham are above them.
In this case now there are no players who are in trouble also for Tottenham so I think they will come out with their best squad after before the break Kulusevski was Tottenham's biggest loss.
1504  Alternate cryptocurrencies / Altcoin Discussion / Re: Why you should be very careful with alts on: December 21, 2022, 08:02:07 PM
Keep a track of your altcoins regularly and once you see the slackness in the team it's safer to switch.
This is too much of a waste of time to see almost every day maybe even every hour there is a new project on altcoins and can we find at least 1 good one a day? in this case even if there is but how much time we waste on it.
I personally prefer to be in a certain place and staying in bitcoin is a very sure thing for me than having to spend hours on something that is not very clear.
1505  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 19, 2022, 04:16:23 PM
This news is already busy now and it seems that Griezmann is one of the targets after Gakpo, Dumfries and a number of other players who are being rumored with Manchester United now.
In fact, Griezmann had also been rumored in 2017, but this was hindered by an Atletico Madrid shopping embargo so they failed, but it seems there is other interest at the moment following Griezmann's good performance in this world cup.
Is to fill Ronaldo place? Manchester United must to get him, Griezmann in the world cup is really good. The Premier League would suitable maybe will be better rather than La Liga. He has spent several seasons at Atletico Madrid and was also on loan at Barcelona. When he was loaned out, his performance down but before that he also performed very well at Atletico Madrid. I hope these rumors come to real because Manchester United should be at least in the top four.
It's a possibility but we still have to see developments in this regard especially during the last few weeks rumors about several striker players who did quite well in the world cup are also always associated with Manchester United so there will still be some surprises I think about this.
On the other hand, I still haven't seen a statement from Griezmann or Atletico regarding this news.
1506  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 18, 2022, 09:28:46 PM
It is reported that Manchester United are interested in the French national team player Antoine Griezmann, yes they want Griezmann again after he performed well and brought France to the final, even though in the final France was defeated by Argentina in a penalty shootout which ended a few hours ago. Even though Antoine Griezmann got a new role at the World Cup, he succeeded in playing his new role. Actually, this is not the first time that Manchester United are interested in this player, because a few years ago Manchester United also tried to bring in this player, but Griezmann prefers to stay in La Liga.
This news is already busy now and it seems that Griezmann is one of the targets after Gakpo, Dumfries and a number of other players who are being rumored with Manchester United now.
In fact, Griezmann had also been rumored in 2017, but this was hindered by an Atletico Madrid shopping embargo so they failed, but it seems there is other interest at the moment following Griezmann's good performance in this world cup.
1507  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: December 18, 2022, 08:43:49 PM
I didn't see any failure in Xavi for the first season because regardless of anything, seeing from their condition at the beginning of last season with the end of the season it was clearly very different and that was Xavi's achievement but indeed failure in the champions league is one thing that cannot be forgotten.
But for now I feel he has failed because with Barcelona's condition which is much better than before and the expenses made for player transfers are quite expensive when he fails in the current champions League it is a real failure for me, even if he succeeds in winning La Liga later (fans hope) still I can't think of this as an advantage.

Barcelona didn’t focus on the Champions League this season. I think they are solely focusing on the La Liga title. And I think Barcelona is also in a very good position to win the La Liga title. But the main competition, Real Madrid is also not going to sit back and relax. Real Madrid is currently in the second position. Barcelona is going to face some difficulties against Real Madrid for sure.

Barcelona will have to be very consistent and Barcelona cannot lose even one match. Forget about losing, they shouldn't even draw a match. Otherwise, they will be giving Real Madrid a chance to get back to the first position. Barcelona is only two points ahead of Real Madrid and Barcelona should always try to make that gap bigger.

regards

duke
It's stupid if they don't concentrate on the Champions League and maybe even this is an assumption that I can't accept because in any case the Champions League is the highest league for now in Europe especially with their condition that they need more money with their current financial condition. They know that the Champions League is the goal of almost every club so it doesn't make sense if they don't focus on the champions league so they fail.
As for La Liga, it depends on everyone's perspective if you say it's appropriate or not because this is still an assumption and this has to be proven by Barcelona.
1508  Economy / Economics / Re: Saving one third what you earn monthly is not that hard, isn't it ? on: December 17, 2022, 10:14:58 PM
in this case it's very easy but we have to remember this is just a supposition Cheesy
In essence, this is still a little difficult to do when indeed we cannot have such a high salary in one month.
I personally get a basic monthly salary of only around $ 300-$ 400 per month and this is considered large in the country where I live because the needs are not too big, indeed in this case it can still be done to set aside a little profit for investment, but on the other hand I I think everyone's needs are different, especially if they have family responsibilities, so not everyone can do that because sometimes the salary they get can only support their daily life.
1509  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: December 17, 2022, 09:39:16 PM
Xavi is having issues chasing two trophies at the same. Last season he had to forfeit the Europa after losing to Frankfurt to secure a second place in the Laliga. This season he lost in the Uefa CL group stage while chasing dominance in the Laliga as well. I don't know what to expect from their game against United but it seems United haven't gotten their own balance yet so it could be an advantage to Xavi to pull through the Europa with strength and dominance so much is lying in wait for Xavi once all leagues resumes. 
Xavi Hernandez started bad performance in first season with Barcelona, but he has chance in this season with La Liga tittle in this season after leading 1st standing poaition right now and have two points left from Real Madrid. Actually Xavi can't bring Barcelona have better performance after Barcelona eliminating from Champion League group stage.

Still can't guarantee with Barcelona will get Europe League trophy because against Manchester United in play off round, last season Europe League is not lucky for Barcelona after beating by Frankfurt.
I didn't see any failure in Xavi for the first season because regardless of anything, seeing from their condition at the beginning of last season with the end of the season it was clearly very different and that was Xavi's achievement but indeed failure in the champions league is one thing that cannot be forgotten.
But for now I feel he has failed because with Barcelona's condition which is much better than before and the expenses made for player transfers are quite expensive when he fails in the current champions League it is a real failure for me, even if he succeeds in winning La Liga later (fans hope) still I can't think of this as an advantage.
1510  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 17, 2022, 08:54:38 PM
The short-term plans for Newcastle United are not yet clear. In the long term, this club wants to measure itself with the very best in England. But what about the financial fair play regulations? Surely there should be certain rules, otherwise it would mean that this club can buy anything they want. I don't think there is an even richer owner of a football club in the world. Now we have to wait for them to bring in the first world-class players. Why not make an offer on Ronaldo? With a bit of luck he can play CL again next season because Newcastle are doing very well now.
Therefore they are now trying to raise it little by little. In fact, I feel that their long-term plan has started now, even though the players they have recruited are currently not star players, but on the other hand, there are several young players who are actually quite good and are taken into account, for example, at this time, the young player they just brought in, Alexander Isak. although not many really know his name, when talking in La Liga it seems that many do know this player and even Newcastle paid for this, beating several clubs who were interested in this player and paid quite a fortune.
1511  Alternate cryptocurrencies / Altcoin Discussion / Re: What will you do in this case? on: December 17, 2022, 07:58:35 PM
I personally feel that if there is still a chance to get out and it doesn't hurt you why not, I don't mean to say the project is bad but seeing the current conditions with Bearish still in the shadows of course the risk of altcoins being destroyed and not surviving is clearly quite visible and does not rule out the possibility your coin also has the opportunity to be like that.
But if you are sure that you will be kept, why not? But if you are not sure about it, then letting go is one good thing.

Selling will be the last resort if a certain coin is in shaky condition during this market situation. If you want a good exit, better sell your nonpotential coin at a reasonable price and buy a potential coin that has a better resistance against the bear season. Choose coins that have a better chance of reaching a good value when the bull season approaches. If you had enough research about your coin, you'll know its capability and you'll have an idea if it's still good for holding or not.
That's the point. As long as we are sure that the project will survive, we will do it, but if it is not very promising, then leave it.
Actually, with the current conditions, it would be better to be in something that is possible and of course bitcoin is a good choice than giving hope to several projects in alt which are not too certain.
1512  Alternate cryptocurrencies / Altcoin Discussion / Re: What will you do in this case? on: December 16, 2022, 09:43:08 PM
I personally feel that if there is still a chance to get out and it doesn't hurt you why not, I don't mean to say the project is bad but seeing the current conditions with Bearish still in the shadows of course the risk of altcoins being destroyed and not surviving is clearly quite visible and does not rule out the possibility your coin also has the opportunity to be like that.
But if you are sure that you will be kept, why not? But if you are not sure about it, then letting go is one good thing.
1513  Bitcoin / Bitcoin Discussion / Re: Too many chickens own BTC. Don't be a chicken, HODL! BE A LION. on: December 16, 2022, 09:19:56 PM
Loose hands are holding bags and any FUD at all makes these guys sell at lowsy prices. On the one hand, this is not helpful at all and makes it hard for stability, but on the other hand it allows us to purchase bitcoin  at cheap prices.

What is the essence of holding if the person can not withstand negative news?
Holding requires sacrifice and many people don't seem to realize that. You can't plan to hold btc for 2 to 3 years and expect to have a smooth ride without any bear period? there will always be ups and downs during the period of hold. So anyone planning to hold should be prepared for the unexpected that comes along.
They are still lulled by the condition where they are really very profitable and with the high bitcoin price so they don't accept when something like this happens.
I will not make this a classification, but on average, new people are here who have already bought at high prices, they are a little panicked about this, even though they have to realize that there are many rich people out there who come from bitcoin when they have passed their old age. this several times and even holding it in for so many years that they have become what they are now.
They just see bitcoin is a great place but don't realize that there are so many sacrifices that have to be made up front.
1514  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 16, 2022, 08:30:39 PM
I think Arsenal will be able to beat West Ham. Because Arsenal have enough great players who are performing better than West Ham. However, there is nothing to underestimate West Ham, they will also try hard to secure victory. But I see Arsenal winning this match.
In terms of this chance it can still be but of course this is still not certain.
Currently, the stinky players have gathered again after about a month when they returned to their respective countries to undergo a break and the world cup competition (which follows) and now they have to be demanded again to concentrate on the EPL with no less hot tension.
I think there will be a few things that are difficult especially from the fatigue factor, hopefully this isn't too disturbing.
1515  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: December 16, 2022, 07:46:22 PM

Barcelona is trying to improve its reputation by winning in La Liga and in this way it is hoped that Barcelona will be able to get new investors or additional funds for their team because with their achievements they should be able to increase funds and make Barcelona's finances recover.
The problem is there is no certainty either for them to win I think and this is a gamble for them. Maybe it's true, when they win they will be able to bring in some new investors but the worst possibility is what if they don't make it back and fail just like the previous season.
I think it's worse than before if they fail and their current actions are too bold in my opinion because in this case it's clear the risk is quite big.
1516  Economy / Economics / Re: Forget a return to office: We’re living in the age of side hustles on: December 15, 2022, 09:23:08 PM
Actually, if you look at the current conditions for me personally because I am too comfortable in a zone where doing work at home, especially during the several years of lockdown, has made me used to this and now when I return to the office it makes me a little uncomfortable, although this definitely takes some getting used to. repeat.
As for talking about generation Z, right now there is also a slight difference, especially with many jobs that can be used as objects or categorized as freelancers, this also supports them to live more freely but have income.
1517  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: December 15, 2022, 08:46:37 PM
Maybe the scenario won't be as complicated as we discussed. I am sure that Xavi does not work alone. there are officials, assistant coaches, and everyone is clearly involved in rebuilding Barcelona to its former glory. On the other hand, like it or not, Barcelona had to sell a number of other players and some of them ended up this season. like one of them, Busquets whose contract is about to expire. after all, he really underperformed. other names such as Jordi Alba, who has been widely rumored after Barcelona was eliminated from the Champions League.

IMO, Xavi really has a very complicated job, besides he has the burden of winning the La Liga trophy, plus the Europa League. however, I agree that Barcelona should sell some of its players and replace them with newcomers. Regarding the back line, I think they will make changes once this season rolls back up.

The problem is Barcelona did not have substandard coaches before. But they were not able to bring out the true potential of the players. Xavi has the capability to do that. I know that a lot of people are saying that Barcelona will have to win because otherwise Xavi might actually be fired. But the problem is Barcelona cannot afford to sack Xavi. And imagine Barcelona actually does that, who will they bring in next?

Unless they can bring in Zidane I don’t see how sacking Xavi is not going to be the correct decision. And I think he is doing a good job. In my opinion, even if Barcelona ends up finishing as the second team in La Liga, I don't think it is too bad of an outcome.
I think when I say the previous coach was below standard it's also a bit inaccurate because looking at Koeman's condition actually he's also a good coach and it's proven that he won several titles in the Eredivisie but Barcelona and him have a mismatch and it's too short so things like season happen. yesterday.
As for Xavi, he knows what he has to do because he already knows the ins and outs of Barcelona so it becomes easy to direct but right now I also can't say that Xavi is a good coach especially since there hasn't been any achievement for him other than bringing Barcelona to better direction than last season but not a guarantee. As long as he still doesn't get a trophy he is still nothing and this season is a betting season for Xavi because if he doesn't bring a trophy he will also be labeled a failure.
1518  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 15, 2022, 08:08:59 PM
Hmm many players who are rumored to be joining Manchester United but nothing can be confirmed so far only news and rumors
Previously I also heard that they would not be active in the upcoming transfer market except looking for a replacement for players who will move
It's not too strange because if we look at last season's transfers it was also like this but indeed in the end sometimes unexpected things happen and seeing Ten Hag's preferences now I personally wouldn't be too surprised when this transfer will be another Dutch player who will become retainers from Manchester United especially at this time there are indeed several young Dutch players who are also being monitored by them.

Speaking of Dutch players, Van Dijk of Liverpool is also having a mediocre season so far. It's not just his fault, of course, that Liverpool are not doing well, but in Liverpool's championship season he was unbeatable in defence. Klopp has been asked left and right whether he still wanted to stay at Liverpool. I don't know who else should coach Liverpool. And that's only Liverpool's first mediocre season. In recent years they have also played great in the competition and performed in general.
Your response does not make sense with the previous discussion friend. Try to make things work because I was talking about Manchester United not about Van Dijk and Liverpool.

For quite some years now Chelsea have been struggling with form and lacking good attacking players. The departure of Lukaku, Timo werner, and now injured Broja have left a wide gap in Chelsea's attack that needs someone to fill in immediately for the team. I hear they are very much interested in Victor Osimhen but I doubt Napoli will be open to selling him in the January window.
Apart from anything, even if there are strikers at Chelsea, I think that the Tuchel era did not develop there because most of the strikers in the Tuchel era really failed in my opinion.
On the other hand, the current management issue and the differences between the top officials there are still having an effect, so I don't think this is a good season for Chelsea.
1519  Bitcoin / Bitcoin Discussion / Re: Can Elon musk listen to bitcoiners not to delete Hal Finney's account on: December 14, 2022, 10:29:06 PM
With this condition I think this will be another consideration. But on the other hand, it now depends on Elon because indeed he is the one in power and if he really doesn't want it, it is likely that his policy will continue regardless of the many requests.
But I think if this is really talking about business then maybe he will withhold it and let this account continue because if it is not there will definitely be more sideways gossip about it even though it actually doesn't really have much effect on Elon either.
1520  Bitcoin / Bitcoin Discussion / Re: Strong Hands Are Buying on: December 14, 2022, 09:54:58 PM
yes, indeed to buy bitcoin we have to wait for the right moment, but there are times when we have to buy bitcoin immediately and hold it for the long term. although we will not know when bitcoin will rise again. sometimes there are times when the price of bitcoin will rise suddenly. for example, as experienced today, now bitcoin prices are starting to gradually increase in all markets, and this shows that if you are going to buy bitcoin, don't think too much because we have to take advantage of the opportunities that exist as soon.
To be honest, I don't understand where the right time is Grin Because what I feel during this time we are in Bearish, as long as it's not more than $ 30k, it's quite right in my opinion to continue buying and now it's even cheaper, what to do reconsidered as if there is still another right price? As long as we can buy and as long as the Bearish continues, I think this is the right time to add to our portfolio.
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