Ripple have their own desktop wallet called "Ripple Desktop Wallet", just head over to their website and download it from there. They provide simple instructions, and if you lose your wallet, just retrieve by using your private key.

Dollar cost average is the safest and best way to go about buying Bitcoin if you aren't sure when to buy in.

Doesn't seem like a fork, just looks like another token just using the name Ethereum in its project. Countless out there at the moment.

There are quite a number of interesting upcoming and ongoing ICO's. A few of which are BeeToken, Envion, Coinvest and Nucleus Vision. They're worth checking out, but do your own research before dropping some money on them.

Yes, I feel that some ICO's try to raise too much and believe it's because of greed. Some think it's very easy to raise money through an ICO so they set a high cap. To fix this, the community needs to stop simply investing in ICO's without any prior research conducted.

I would suggest apps such as Blockfolio and CoinMarketCap app. Both apps are totally free to download and use. As for wallets, there are many out there such as Eidoo and Change.

What do you mean? There are at least 10 ICO's taking place in January, and many more to come in the coming months. So I don't think they're coming to an end.

XLM and REQ seem pretty good. Would recommend XEM. They're going all out this year and their community is great. ICX and DRGN are also great options. Take a look at them.

Envion seems to be a good option, though they're currently carrying out an ICO and as usual, any investment should be done with caution and research should be carried out beforehand. However, the mining industry seems to be still picking up so they might have a chance at this.

Apart from the big four, I think there are many others with a focus on privacy such as ZCoin, Aeon and Verge. I'm sure there are many more, but these are the few I really like.

Wow, this probably won't be good for them since they are widely known for listing almost any coin, making it easy to purchase right after an ICO.

Nope, it has been around since last year. No ICO was carried out by it and it is a privacy coin. If you want to know more about it, head to their website http://zoinofficial.com/

Uh first, radicals need to be removed. Be it Muslim, Christian, Jew and more. Then, funding to terrorist groups need to be curbed, which will eventually cause most terrorist to leave their groups as many are just there for monetary gain.

Tax will be hard to claim. Also, the government and central bank will not have control over the circulation of it in a country, which is why fiat is used. Basically, governments want to maintain control over the currency.

No, definitely not. I have many muslim friends and they are really nice individuals. Those "muslims" which are considered bad such as terrorist aren't even considered muslims by their fellow muslims any longer. Islam definitely doesn't teach people to become terrorist and such.

They just use religion as an excuse to kill, but I'm sure they have ulterior motives such as monetary or political gain by using religion to kill.

I don't support the death penalty as I feel it is a quick way out for criminals. Being placed in a cell for a lifetime with nothing to do seems like a much better punishment as they will have to suffer in a cell.

Educated people are the most corrupt, and this can be seen evidently in politicians, who are the most corrupt part of society. However, education is also part of the solution to corruption, which is ironic.

Yes, I think a degree still matters as most companies still believe that their employees should have some sort of higher level education before joining.

It's hard to say. Both companies have yet to prove they're capable of delivering a product. However, if I had to choose, I would choose OmiseGO, as it has a lot lined up for 2018, and hopefully they will deliver.