I've never heard that PM blocks users with lot of money in their accounts. Perfect Money is legit, but it's not safe as a bank accounts.
It's offshore company registered in Panama, they are dealing with lot HYIP scammers (it's main fiat service used by scammers). I wouldn't be surprised if one day they will be shut down by authorities.

“Sticking my 2 useless cents” is far better than a criminal like you looking for opportunities to defraud people of their coins. You should grow up and find a decent paying job, instead of feeding yourself with food paid for with stolen coins.

But of course one can’t expect incorrigible criminals to earn honorably and honestly. Especially habitual scammers like you who offer to build shady exchanges overnight and sell them to unsuspecting buyers sans escrow protection!

Unfortunately these decisions they make are almost always not eligible for appeal. The after careful consideration phrase usually implies they did a serious analysis of your fiat and crypto transactions and decided there is something they don't agree with. Perhaps excessive inward and outward movements which might suggest structured transactions. A structured transaction is a suspicious series of transfers which a bank (in this case Bitstamp) suspects might be related to money laundering.

As you can see, they asked a lot of questions. These are usually questions asked when money laundering or an AML policy violation is suspected.

If you suspect this was an unfair decision, you can escalate the matter by writing to the Luxembourg financial regulatory authorities or the Commission de Surveillance du Secteur Financier. The website is http://www.cssf.lu/en/

I suggest you continue trying to contact Bitstamp first and let them know that you will advance the matter to the CSSF if they do not allow you access to your funds. Try contacting them on their Facebook and Twitter pages. You should also PM their representative here and inform them about your intention to escalate the matter to the CSSF for arbitration or clarification.

If they have a solid case against you (for example, if there is indeed a strong suspicion of money laundering after they carefully studied your account's fiat movements) then they have a right and even an obligation to close and sanction your account (which is what the account closure is). The money you have on that account, if any, must be explained. Will they return it or not? If they are not returning it, then it's probably because they suspect your account was used to commit money laundering.

Exchanges will also close accounts if assets within that account are, after considering a balance of probabilities, difficult to ascertain as truly yours and yours alone. When money laundering is suspected, they usually consider the possibility of third parties being the true owners of some or all of the funds. 

Bitstamp is not a scam exchange. They have proper audit and accountability systems in place.

Escrow or do not transact on that site, guys. This We're here to establish honest business ethics and serve you folks with your business needs. line only makes sense if or when trust is truly and solidly established.

Some people don't get it. Anyone can create a website overnight and advertise it here as a glorified Bitstamp or Kraken. It's not a trusted exchange. Insist on using escrow. Only time will tell if it grows and establishes itself as a trustworthy exchange. Creating fly by night exchanges is all the rage now. It's a moneymaking scheme and best of all it's the best way to avoid the escrow challenge. Being an exchange, the operator aims to create a facade of being the trustworthy party. Their customers are, by default, indirectly branded as dishonest. To test that theory, here's the challenge: Would the exchange send bitcoins or money first before the customer pays?

Insist on escrow and if the exchange refuses, that would be a major red flag.

 

Escrow or do not transact on that site, guys. This We're here to establish honest business ethics and serve you folks with your business needs. line only makes sense if or when trust is truly and solidly established.

Some people don't get it. Anyone can create a website overnight and advertise it here as a glorified Bitstamp or Kraken. It's not a trusted exchange. Insist on using escrow. Only time will tell if it grows and establishes itself as a trustworthy exchange. Creating fly by night exchanges is all the rage now. It's a moneymaking scheme and best of all it's the best way to avoid the escrow challenge. Being an exchange, the operator aims to create a facade of being the trustworthy party. Their customers are, by default, indirectly branded as dishonest. To test that theory, here's the challenge: Would the exchange send bitcoins or money first before the customer pays?

Insist on escrow and if the exchange refuses, that would be a major red flag.

 

bitstamp is very good never have a problem with them.

Credit cards come with charge back risks. They are reversible and disputable. Banks conservatively side with the non-bitcoin party (the person claiming to have been defrauded when in fact he did use the card to buy bitcoin). Simply dispute the transaction and drop the B word (B as in Bitcoin) and banks might reverse the money to the card. Scammers know most traditional banks are anti-bitcoin and they exploit this window of opportunity which explains why buying bitcoins with credit card is still a challenging piece of work.

Then you have the phishers, cloners, identity thieves etc who all do their part to make it even harder for legitimate bitcoin traders to build a positive long-term relationship with their card payment processors and acquiring bankers.

As for any vouches here, be careful of such recommendations. You never know until it's too late. By that I mean they might be after your card information which you input on their website. You don't get any coins and end up seeing a bunch of strange transactions on your next credit card statement.

perfect money is not scam, but you should only use it cautiously for just small amount, if you use it for large amount than $1500 then they may block your account for some reason and you may lose your funds

how can you pay through CC ?