I agree with your speculative premise 100% that the future involved crypto playing a major role in everyone’s lives. I see this as the future. However, “embracing” crypto pulls in a lot of concepts that many do not care about. People just want better things and things that work. Crypto will bring this along with many added benefits to what people have today. My main point is that the future may hold scenarios where people are using crypto without even knowing it or understanding it - along the lines of the analogy that people love the web but don’t understand what DNS is. 

I see that several cryptos will be in the EU beta release. Do you have any ideas on what coins will be added to the Live Release? 
Will some coins be easier to add than others based on the technical details of the specific chain?

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The white paper mentions rounding up purchases (presumably up to the nearest Euro) with the user being able to route the rounded up amount elsewhere, like a “crypto trading account.” Do you know what exchanges will be available to send this round up? Is this done via an exchange integration/API, or wallet address (potentially a separate non exchange wallet?)

I’ll add that vision is also a key attribute to survive in the s space. I see courage as necessary too as courage helps us act in the face of fear. But directing the courage in the right direction based on your goals and research requires a certain insight, “line of sight” to meet your goals, etc - which to me capture the vision concept.

I’ve been thinking about the tokenization conceptual workflow in the white paper, especially the part highlighting the proof of reserve (independent 3rd party) to verify that there are indeed real assets to backup the tokenization.  I see that the end user can rate these 3rd party verifiers. Beyond user ratings, what other ways do you see to establish trust in the 3rd party?  My question is more conceptual since I can see this answer depending on what is being tokenized.  Could you share a couple examples or further expand out the “egg-token” example in the white paper?

Have another question is OK... Is there a fee to send crypto via my 2gether app to a phone contact that also has a 2gether app? Is this transfer performed on-chain or within 2gether’s internal systems (analogous to moving coins within a CEX)?

I’ll look into it. I’m generally wanting to minimize or avoid use of a third party but I’m open to looking into options.  I can imagine companies/services/lawyers starting to come up with solutions to make this easier.

I like the idea of getting rewarded for sharing my personal data to receive customized marketing offers that are actually a good fit for me.  Can you elaborate on how my data is shared with a 3rd party making an offer?  For example, is my specific info only shared if I accept an offer?  Does the personal data otherwise reside 100% within 2gether?

Let’s consider your question by use case and actual development activities.

Use case - as a currency BCH brings nothing to the table relative to BTC or LTC.  BCH fans may seem to have a spiritual connection to Satoshi which is misguided in my opinion.  ETH has actual utility within its ecosystem. The ICO phase may be behind us, but smart contracts on ethereum will play a big part in the future.

Development - perhaps I oversimplify but I see BCH as a random fork with no goal other than to overthrow BTC with a marketing and tribal apparatus. This has been unsuccessful and in my union, will continue to be unsuccessful.  This is in contrast to ETH - there are actual improvements and developments ongoing.

Another question - In the white paper I see that users will “enjoy benefits according to the amount of 2GT tokens held…”  Can you elaborate or provide an example of the benefits?  Im also curious for team thoughts on how much effect the benefits will impact holding behavior (and in turn, token velocity).

Brilliant! I feel lame that I didn’t think of that. There’s a ton of good material out there, including materials that should be understandable to my wife (especially if I get her toes wet at least with playing with her own wallet).

Appreciate the thoughts here!

Thanks, this is solid advice. I often talk to my wife about crypto but never in a hands on way. Perhaps I can get her started with a simple phone app like you said, send her some modest amounts, and teach her how to protect  her own keys. Maybe an ultimate goal is being able to hand her a wiped Lesger nano and see if she can restore and then interact with BTC and a handful of alts!

I like the side effect of getting crypto more directly onto her radar as well as a mantra of “adoption starts at home”    These bonus benefits are great. Thanks again!

I have been thinking more about the practical side of how to best get my crypto into the hands of my family when I pass on someday, when they have near zero knowledge of crypto.  I am pretty diversified both in coins and in types of wallets, and we all know crypto can be tricky for new folks. I’m looking for solutions they avoid me writing a novel-length set of instructions as well as zero/minimal trust in 3rd parties.

Has anyone taken this topic seriously and come up with a plan?

Do you have any tips or resources you could share?

Note: I’m interested in the practical side of coin access by noobs here. I am not looking for input on the legal or tax aspects  since that is so very case/country dependent.

I really wonder how many casual investors think about this as well as how many keys will be lost forever as we all get older!

I do the same thing OP.  I tend to hang onto a shred of hope that somehow these coins may be at least sellable for a profit in the future although that is likely just dreaming. A smart approach would be to dump things with no future value (project is dead) and see what type of tax benefit may be possible for the loss (depending on juristixtion this may be possible.

The white paper mentions “rounding up” purchases (presumably up to the nearest Euro) with the user being able to route the rounded up amount elsewhere, such as a “crypto trading account.” Do you know what exchanges will be available to send this round up? Is this achieved via an exchange integration/API, or an exchange wallet address?

I agree with many of the points about decentralization impact if we’re Satoshi known and active.  It’s interestinf to consider if Satoshi would have smashed some of the bitcoin forks that he may have seen as unnecessary. His opinion and leadership would be very impactful. We may have avoided BCH and all the subsequent Fork junk.

Does the app have the ability to add “watch only addresses” - for example, an ETH wallet for which I have the private keys but want to have an easy way to monitor the holdings via the app as part of my overall financial portfolio. If this is not on the roadmap is it something 2gether would consider?

Oh that’s great and the ideal in my opinion. I recall that the white paper making general mention of “one user = one vote.”  So would token adds fall into this voting mechanism? Will voting be done within the app?
Thanks.

 I would Rather hold the ETH  since there is a lot of innovation there and the future growth with smart contracts and protocols should be solid. I like LTC for nostalgia but I’m not convinced of its long term staying power.

Hello, nobody can answer this with certainty. My guess is that we will see some sideways for the next month or two - or maybe 6 months. I am hopeful that the year 2019 will be a strong one for crypto!  Just my own thoughts. I again think that TA and fundamentals cannot make guarantees to you about when a “recovery” will occur. However I am really optimistic about the long term value and utility in this space. Cheers!

You have to do your own research and your own calculated risk/benefit. But I think now is a good time to buy ETH if you are patient with holdings and dollar cost average your buys. I anticipate we will see all time highs again but nobody can tell you how high it will go. So it’s a matter of patience, potential gain, and your timeframe I think. Cheers!!