I need an alternative to the bank that can be created via KYC with no minimum balance and easy to pay, load and withdraw anytime. Else, UPI apps are many.
People say mobikwik is good but I always get an error completing KYC.
As I said UPI lite is an option but if you need higher limits then you can try Amazon Pay that I have been using for very long time but only for making online purchases not UPI payments but whenever I tried it worked fine but it has its limitations since its considered as bank not wallet you can add upto 10K per month. If you need higher limits then banks are the only choice, IDFC, Kotak and many private banks offering instant account opening after submission of KYC but the minimum balance you need to maintain will be 10K. UPI lite is good but the limit makes it not so useful. Amazon Pay doesn't work with many merchants as the ones near me use gpay or bhim. The banks require me to open a savings account after a year using their digital savings account. I hope an alternative is found soon else will need to switch back to debit cards  If you have a Jio connection then you can go for their payment bank and UPI service. I have used it in the past for only UPI payment it worked fine at that time not sure how it is working now. I prefer to use my Kotak 300 bank account UPI for my small expenses and like you, I also do not prefer using my main savings account for any transactions. You could either look into Jio or try this account by Kotak it allows zero balance saving accounts the only issue with it is that availing Debit card on that bank account is not free. I have jio connection and will try it out. I just closed my kotak account so don't want to try their zero balance one. Thanks! |
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I need an alternative to the bank that can be created via KYC with no minimum balance and easy to pay, load and withdraw anytime. Else, UPI apps are many.
People say mobikwik is good but I always get an error completing KYC.
As I said UPI lite is an option but if you need higher limits then you can try Amazon Pay that I have been using for very long time but only for making online purchases not UPI payments but whenever I tried it worked fine but it has its limitations since its considered as bank not wallet you can add upto 10K per month. If you need higher limits then banks are the only choice, IDFC, Kotak and many private banks offering instant account opening after submission of KYC but the minimum balance you need to maintain will be 10K. UPI lite is good but the limit makes it not so useful. Amazon Pay doesn't work with many merchants as the ones near me use gpay or bhim. The banks require me to open a savings account after a year using their digital savings account. I hope an alternative is found soon else will need to switch back to debit cards |
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Paytm UPI was the best option for me and now I'm using Bhim which is much more complicated. Paytm had its own bank and it was easy to add and withdraw money which is not offered by other UPI alternatives.
BHIM app is good but is overfeatured and is often clanky to use. In that sense, GPay and Phonepe has better interfaces and I use GPay almost regularly to make payments hoping for some good cashbacks. They used to give away few single digit INR value cashbacks directly back in 2020 but they dont anymore. Still I keep getting hopeful I will get some one fine day. As far as Paytm is concerned, I can see them selling off to someone else and moving on. I use Gpay but often face issues loading the app which takes a while compared to Paytm. Actually, Paytm bank was the only bank account I used to pay via gpay, Paytm UPI, Bhim, Amazon etc. Now I need to use my savings bank account which is not something I like to do. Airtel Payments bank also is not good. I need an alternative to the bank that can be created via KYC with no minimum balance and easy to pay, load and withdraw anytime. Else, UPI apps are many. People say mobikwik is good but I always get an error completing KYC. |
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I have been inactive and I'm really sorry for that as I had my own personal and financial problems. I understand that this board has not been active as earlier in 2017-2018, this section was super active when altcoins were doing well and I was fortunate enough to be a part of the forum back then. Now, it seems that the market is also not good and for Indians, the taxes have ruined the fun of even considering BTC as an investment or source of income which wasn't the case earlier. Bitcoins had so much potential in India but nothing is working out now.
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Paytm UPI was the best option for me and now I'm using Bhim which is much more complicated. Paytm had its own bank and it was easy to add and withdraw money which is not offered by other UPI alternatives.
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They do send out notices to anyone who skips taxes and tackles cases. If one is dealing via Indian exchanges, there is more chances of getting such notices and they can send notices up to 7 years but the amount does matter. The tax has ruined it for everyone as it's hard while filing returns and plus, they demotivate you to deal in bitcoins by imposing 30% which is a huge amount to pay.
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I still trust Unocoin only as it's easy for me and have been using it since 6 years. The fee is not an issue but I wish there are more exchange websites for Indians to spend BTC directly instead of converting it. I purchased gift cards earlier from Bitrefill but it was damn expensive (almost 800 in fees) and not worth the price I paid for it.
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🥳 शुक्रिया उन सभी लोगों का जो "BNB चेन पर मेटावर्स को एक्स्प्लोर करने" के हमारे आखरी AMA में शामिल हुए. @MetaApesGame @BurgerCitiesBar @Zebec_HQ @betfury_gaming 🎥 क्या आप शामिल नहीं हो पाए? रीप्ले को यहाँ देखें! https://t.co/g41G3kWdVc |
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I have 23 coins of 50 paise ranging from the period 1984-2002, 10 coins of 25 paise ranging from the period 1975-2002 and 1 coin of 5 paise of the year 1967.
All are Indian coins only.
If anyone is interested in buying these coins, kindly pm me or post here.
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I don't get why there they want to demotivate all customers having forex or crypto transactions by penalizing them with huge tDS deductions. They even banned SBM recently and stopped all foreign trades which was beneficial for customers as they could pay 0% forex conversion fee. Everything that's helping the people is banned by them.
Or so do we think. Cryptocurrencies fall under the AML policies as per the recent guidelines by government of India. This shows that India is very much concerned about money laundering and we all know how good crypto is when using it for money laundering. This is one of the major reasons why India is against the use of cryptocurrencies. But according to me, India should create more regulatory policies so that Indians can trade cryptocurrencies and not use it for money laundering. One idea that just struck in my mind is creating India's own government authorized cypto exchange which allows users to trade cryptocurrencies. This way India will be able to track money laundering, encourage crypto trading, utilize it for taxation as well as promote the use of it's upcoming CBDC. Ek baan chaar nishaan  I feel it's more about investing in foreign currencies. Like SBM supports Indians to invest in forex market and make foreign transactions. Hence, they banned it and are charging 20% TDS on all such transactions no matter the amount. Crypto was something they always hated but now prefer taxing it heavily. They have started charging for UPI transactions also which is currently applicable for merchants. |
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I don't get why there they want to demotivate all customers having forex or crypto transactions by penalizing them with huge tDS deductions. They even banned SBM recently and stopped all foreign trades which was beneficial for customers as they could pay 0% forex conversion fee. Everything that's helping the people is banned by them.
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That's almost 50% for buying 1000. I also wanted to make a purchase of BNB tokens worth Rs. 200 via Wazir via UPI but it had disabled UPI payment mode for a long time after which I uninstalled it. I just needed this to pay for the network fee.
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【अपडेट】 ⏰ मार्च 28, 2023 💻 वेब 1️⃣ VP कार्य की समाप्ति मानक तय करें; 2️⃣ रेफेरल विवरण तक पहुँच प्रदान करें; 3️⃣ बाज़ारस्थल ऑर्डर डिस्प्ले लॉजिक को अपने मुताबिक निर्धारित करें  |
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pricing
For translation, $0.05 per word. |
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Secondlive Hindi translation (ANN+Bounty+Website):  |
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🎉 बड़ी खबर! @SecondLiveReal और @SpaceIDProtocol के संयोजन का वक्त आ चूका है! 🚀 #SecondLive पर आपका अनोखा .bnb डोमेन इस्तेमाल करने के लिए तैयार हो जाइए! 😍 अगले हफ्ते और भी रोमांचक गतिविधियाँ अ रही हैं जिन्हें आप मिस नहीं करना चाहेंगे! #Web3 #DID #SPACEID #Domain @BNBCHAIN #BNB @BSCNews @bsc_daily @SmartBSCNews  |
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