I provided a sketch on 2 rounds of voting and options that provides a framework, if not a template. With that being said, I really feel that loans should absolutely be off the table as that is totally different from participating in a public product offering. One is like going into business or a partnership with him and the other is purchasing products from him, again totally different things with different motivations and expected outcomes.
that I can agree with (about the loans) it still is a theft on the part of yogg- sounds like he was trying to rope in as many loans, sales etc so he could have more funds when he decided to fuck every one but yes it was a known risk as projects can fail. the keys on cards already made or ordered should not have failed. He lied about his process - shows he was leaving it open from the start.