I am NOT begging... getting a loan, offering a guarantee of at least 100.000 EURO for 25.000 EURO does it sound begging to you?

Oh wow, you must be a real financial professional...

Just for your information Romanian Lei (RON), was the best currency for years IN THE ENTIRE EUROPE, the most hunted one from all the investors. In 2013 if I am not mistaking Ro had also the biggest (or second biggest) economical growth in Europe. ALL the big companies (Mercedes, Audi, etc. etc. ) are opening one factory after another all across Eastern Europe, they basically relocating all their business.

Microsoft and Google has and will have the biggest offices across EU in Romania, as here lives the most wanted programmers, and so on.

I just don't get why some people on this forum feel the need to write a few sentence of stupid things, without having the slightest clue of what they are talking about? Or is this a part of your effort nyan1 to try to increase your post numbers in the hope that if they are high enough maybe you can get 0.0000001 BTC for your signature and start spamming everywhere? Of course while you are giving macro-economy lessons to us...

Killerloop, you are really not reading what I am writing. Search for Romanian banks (I have provided one link above), they ALL require a "adeverinta de salariu", which is your workbook (in Ro every employee has a workbook). If you don't belive Google ANY romanian bank (the biggest ones are Banca Transilvania, BCR, BRD, Bancpost, OTP, ...)

In case you don't have that -workbook-  (as you are not an employee), then it does NOT matter what guarantees you have, as having the workbook is one of the condition to get a loan. You understand?
EDIT: Romanian National Bank introduced a few years ago some VERY VERY strict conditions in getting loans after a while that it was quite easy to do that.

Anyway, I am done explaining to you, it is obvious that you are tendencious and I don't care about your opinion. What I really hope is that I find someone interested nearby, who knows the realities of this country, eventually lives here, and understands the situation, has the necessary money and wants to close a deal like this.

As far as I am concerned, I think that you:
1. don't live nearby and clearly doesn't understand the realities of this country
2. don't understand (or don't want to understand) the situation (all you do is keep making accusations, one after each other towards a person you don't know anything about)... But hey, that's OK, because if one lives in Romania, then it must be a scammer or criminal, right? Problem with this tagging is that while in some cases are true, in most cases are not. If I stay to think about more I was actually scammed by someone who lives in the UK, so go figure that... how the world is looking with tagging persons just like that. I haven't choose to born here (and basically we are a Hungarian family, and some while ago the city I am living was belonging to Hungary... but WW redraw the borders, and we woke up in Ro).
3. obviously you are not interested in closing a deal like this with me, so really don't understand why spending so much time. Take it easy, I am sure that anyone who is interested will go trough all the papers in details, etc.

If someone interested in closing the deal will need a critical eye too, to try to spot the problems or a scam, I will tell him to involve you also, as you are the most critical person towards me on this forum and this way it's guaranteed that nobody will go naively into a trap. I promise this in public, if you accept it of course.

Killerloop, I just described the overall situation. I hope you understand that I will not start sharing pictures of my house, and my family in public, but whoever is interested and asks for it, can get them (with whatever they want to be written on it). It is located in the center area of the city Targu Mures (there was a yard where there were two houses and a plot of almost 900 square meters). First I have purchased the first house and then the second in the same yard, so everything is mine, then started a very very big renovation (they were old houses), and have rebuilt them.
Then I started to build a new 2 floor house in the same yard, which I wanted to use as a personal office myself.

And yes, I am unemployed, never was employed in my life. I am a brilliant programmer, built HUGE websites (unfortunately not for myself), but never for Romania (most of my clients are in Germany, Unitek Kingdom, Sweden, US. I am working as a freelancer, doesn't have a workbook therefor (getting paid different amount in different timeperiods, etc.).

And no, the house or anything else is not about to be taken by the bank. That's really easy to see, because as I explained above each house has an ID card, and if there were ANY obligation to it, they would appear in it. It's just that the cost of the renovation for the other two houses and building the new one were higher than estimated.


And getting back to the accusations you have made: in case that some information you were interested in were missing, wouldn't be more logical to ask them from me before drawing the conclusion that I am a scammer? This fact also makes you ignorant... because ONLY ignorant people think about themselves that they know everything, and they can be so certain about themselves that they just can complete the missing pieces in a case they have no clue about without asking at least the other party.

KingOfSports, this is a difficult question.

Here is how the setup would be done if you were here: every house in Ro has a CF (carte funciara), which is like an ID card of the house. In this ID card it's written who is the owner, but also if the house has any obligation on it (for example if you have rented out to someone, or if you are using it as a guarantee, etc.). Btw. mine is totally free of obligation.

Next step would be that we would go to a public notar (I don't really know the terminology for it, but it's like an impartial advocate, who authenticate documents). There we would sign a deed in which we state that you will transfer the money to my account and in exchange I will return the money within 2 years, having my property as a guarantee. Then in the ID card of the house will automatically show up this fact, so the house can NOT be transferred, sold, donated, used as an another guarantee, or whatsoever, until it's free of obligations. In case of not returning the money, claiming it is very easy, because this deed has included an executory title, meaning that you just can turn to the local court to execute the property.

So this is how it would work if you were here. I am however puzzled by how it can be arranged this from the distance. I am sure it can be (for example you send me your info, I will make all these on my end, and we put a closure in the agreement that my declaration at the public notar will be null, unless you will transfer the money within one weeks I sent you the documents). Obviously the problem would be that I make this at the public notar, send you all the authenticated docs, and then you don't send the money, so such closure must be included.

I will have to ask around anyway, to make sure that what I wrote above is perfectly legal (it's just a guess at this point, but seems legit as I am thinking about it).

15% is a bit higher than I wanted, so I will wait a little bit more to see if anyone is ready to do it with 10%. If not, then the amount I would like to have is 23.000 EURO (instead of 25.000 EURO), because I don't want to exceed the 30.000 EURO I have to give back in two years. (that would be an average 1.250 EURO  / month, which is in my comfort zone, but don't want to play around as it's a lot in stake for me and my family).

To RCHumphrey: I understand your confusion, but trust me things are working like that in Romania. The value of my real estates are not 100.000 EURO, they are a lot more, but it doesn't matter.

I send you a link (use Google translate to translate it to English).

http://www.bancatransilvania.ro/persoane-fizice/credite/credite-de-nevoi-personale/credit-pentru-nevoi-personale-garantate-cu-ipoteca-solutia-bt/

(btw. you can check any Romanian bank, and you will see the same thing).

So, if you scroll down, you will see a section where it says Documente necesare (necessary papers).

The first thing written there is: : adeverinta de salariu (which is your salary certificate).

It's just how it works in Romania unfortunately, there is NO CHANCE that any bank will give you 100 EURO without that no matter of what guarantees you posses. Loansharks are doing well for this reason, they charge 4-5% interest / month, but that is a way I will never go obviously.

I attach here all the conversation with killerloop so everyone can see what he based on his "great judgement".

25000 eur loan
« Sent to: CoinThinker on: Today at 02:34:28 PM »
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I am willing to give you the loan at a nominal 10% year. Where are you located?


To this I have answered the following:

Re: 25000 eur loan
« Sent to: Killerloop on: Today at 02:38:17 PM »
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Quote from: Killerloop on Today at 02:34:28 PM
I am willing to give you the loan at a nominal 10% year. Where are you located?

I am a Hungarian living in Transylvania, Targu Mures (Romania).

But what you mean "nominal 10% year"? Hope there is no difference between nominal 10% and real 10% Smiley


Then he replied nothing more. Anybody can help me out to see where's the scam part???

I am sorry, but I DON'T tolerate any idiot to call me a scammer!!! I am probably one of the most honest person on this forum, so chose your words.

So if you accuse me of being one, then you better motivate your stupid opinion, if it's not too much to ask.

No, they are not... you need to proof with your "workbook" (that's a romanian stupidity), that you have a salary, and the rate can be only maximum 30% of your salary.

It doesn't matter if you have real estates worth of millions of EURO, they will not give you 1.000 EURO if you can't prove your salary.

Unfortunately bank is not an option for me... living in a country where it's nearly impossible to get a bank loan (Romania). You need so many documents that it is hard to enumerate (among them, you need to be employed somewhere, which is not my case).

EDIT: I have trust in BTC, this is why I don't want a BTC loan... I am quite sure that in two years BTC will raise up like hell. I have some BTC at the moment, which I am not going to touch for 1-2 years more.

EDIT 2: By the way the bank interest rate is worse here also

Hello everyone,

here's the deal: I have a nice house, composed by two houses in the same yard, and started to build a new one (for a personal office).

Thing is that I am in the middle of the construction, and I ran out of money. I would like to get a 25.000 EURO loan for a two year period so I can quickly finish up my office (before September, latest October).

I offer a 10% interest/year and as a guarantee I can offer another real estate (not some sh.t coins). This way the total return will be 30.000 EURO. The estates value is way above 100.000 EURO even between friends.

I am doing this only if you agree to make it perfectly LEGALLY, with documents, etc. and a bank account where I can transfer money too (so I have proof of the amount which I returned).

Please PM me (or write on the board), but ONLY if you have serious offers.


Thanks.

That's fine ... interested?

I am selling 0.2 BTC for 140 USD, which is the current Bitstamp price. No negotiation about it

I accept Neteller or Skrill, however I prefer Neteller.

Yes, exactly... it is a limited market, but it's such a perfect .com for an adult personals website.

I'll keep it "dude"...

Go ahead, and register a better .com for a matrimonial site, or something similar to an adult partner/sex finder... Let me know if you have succeeded.

There is no site on it or whatsoever.... so I can not really answer your question.

But I strongly believe that this is really that one of a time domain opportunity, that's why I registered years ago. Try find any .com available on the adult/sex market and you'll see what I mean. This one is really really interesting and very easy to market (all you need to do is to make the wordplay sextrimonials viral, and you have won).

I am not willing to sell for anything below 1.5 BTC (which looking at the 5-6 figure domain sales for a still available premium domain - ONLY DOMAIN, no site -, is really really nothing).

Still for sale...

2985 Bitcoin to be sold and almost 8.000 to be buyed (order book on bitstamp)....

Really can't understand how can some be so idiots to sell at this price... everybody who has at least a little of brain would remove all the sell orders below 650-700. Otherwise will feel like a real idiot (which he is), for selling at this price.

Hi guys,

I want to sell a domain name I have registered quite some while ago: sextrimonials.com

This wordplay is probably the best one to describe a website for adult matrimonial ads. I am open for offers (but remember, I was not selling this domain for the last years, I am not selling it now either if I am not happy with the price). There are not many .coms left out there in this field, especially not as good ones as this one.

Cheers.

Exactly... I haven't told that I haven't played my own Ponzi, should be stupid not to do... but still, as you know most of the rounds were small rounds, there was only ONE high roller round, when I have made almost 0.1 BTC in one shot. On the other rounds I have made significantly smaller amounts (not complaining though), because it was a good experience.

As I told over all I have made around 4 BTC with this website in about 2 months. That is I consider to be very good, even if large part of it (around 3 I have made from the 5%), and the remaining playing. I am happy with it.

And yes, to the other question you told also: I kept emphasizing all the time, I suck when it comes to marketing. Probably with a person with more ideas on this and more vision can make it more successful.