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21  Economy / Economics / Re: Debt Management. on: April 28, 2024, 08:35:04 PM
Banks in every country offer loans to their customers in several stages. In the country where I live, banks usually offer relatively low interest loans for a few things. I can take money loan for building our house here as well as for business I can take money loan and I can also take loan for agriculture. But there are certain conditions in these cases and the bank will give me a loan according to my position subject to certain conditions.
Before you can be granted loan there will be a lot of assessments before your loan can be granted because of people that will default. I don't see the reason why you take loan and you will not want to pay back. I think that will depend on countries because banks are known for there high interest rates when ever you take loans. Taking  a loan make sure is for something relevant. And loans for houses you have to have a good salary scale before you can be granted such loan. And some in there terms and conditions you need to provide a collateral worth the amount of the loan and a guarantor. If you meet up with there conditions then you will be granted the loan with ease.
22  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 28, 2024, 04:22:37 PM
Only in the first half did Arsenal lead by 3 goals in this north London derby and the host Spurs seemed unable to stop every attack from the Gunners. I think the result is certain that Arsenal will win because the difference of 3 goals is very difficult to catch. Moreover, if Spurs want to win they need 4 goals and I think that is very impossible.

Mikel Arteta must provide the right strategy in the second half, especially for the defense line so that it can be strengthened again and avoid conceding. This is a high-tension match so if Spurs manage to find the back of the net then they will be even more enthusiastic about scoring another goal. For Arsenal, they have to score at least 1 more goal to finish this match and to avoid unwanted results. But if it's difficult they just need to maintain their lead until the end.
I was so excited when I saw arsenal having a 3 lead goal, everyone was like there is no way arsenal would have lose to Tottenham Arsenal is on fire and Tottenham almost equalized the three goal and if they had equalized it will be a shame on us because recording three goals from first half and we can not maintain it till the end of the game. Then I will know that something is wrong with arsenal. What will now be the essence of winning the 3 goals if they can not defend it.

And even with Arteta's strategy to tighten the defense they still scored two goals and they almost caught up, with a difference of one goal but lucky enough we were able to win. Arsenal tried because I was even expecting us to lose this game but at the end of the day we were able to win.
23  Other / Beginners & Help / Re: My decision on bitcoin on: April 28, 2024, 03:05:33 PM
BTC is expensive in the eyes of some beginners, but successful people are usually people who are able and ready with all the risks seen now it is expensive for BTC, but if you are strong and hold it until time, I think 2 units of mobile phones even more you will get back with a better brand.

My friend, the post-halving moment will provide something big later even though there is a slight difference later because this moment is eagerly awaited by many people including you and all who believe in bitcoin. Yes. You've made a bold initial decision of course
That is part of the reasons people are scared of investing in bitcoin but I think its because of there orientation, you still start with at least 10 dollar depending on what you have on ground because if you want to wait till when you have money then you will never invest, you can start gradually and as you are earning you can be adding up to your portfolio. Thats is how it is done when you don't have enough to invest.

And with etf and bitcoin halving should be a super opportunity to add up to your portfolio. No matter what you have accumulated you will still make profit. This is the opportunity a lot of people have been waiting for, to make profits. After waiting for bull run to occur after post halving, you don't know how people have been waiting for this opportunity to come.
24  Economy / Economics / Re: It's better to invest now than to regret it in a hospital bed. on: April 28, 2024, 11:36:41 AM
It's much more better to invest now some investment are not for us anymore but few are also for our needs, because when we get retired at work it's our investment that will sustain us and besides by then we're weak by straight and some needful things will be sort out from our investment. And when we're advanced with our age and lying in the hospital bed our kids won't get stressed that much but our investments will help out by then, so the earlier is better then regretting later in a hospital bed. So you should try and save also before your retirement time so, nowadays you don't wait until you get old before you invest because investment is a life saver it'll help you at anytime you're facing any kind of issues at any moment.


The value to invest in a particular business as gone up, and there is still a lot of opportunities to invest in that is still very affordable and open to the public. It is better to have a retire plan before our retirement so that you have things to fall back on, and you can use the money gotten from your retirement to invest more.
I feel old folks need to learn how to keep there self healthy, have good access to medical facilities, so that all you need to do when retired is to enjoy good food. The point is that investment is very important and it will sustain you.

Because what i understand is that the future itself depends with our investment today, that's what i understand because most people goes down today because they only depends with their monthly income at the end they got retired. Then start from the scratch again meanwhile others that invested continued with there investment and keep growing with it, their are many platforms that people can invest money today out there. but the one that I can boost of is investing with Bitcoin it's helps a lot and it has always helping me since I started investing with Bitcoin. So stop enjoying yourself always and try to plan for your future as well because money comes and go but now we got hope to hold it down when it comes with investin, I've seen many people taking loan in the bank to start a business it's not a bad idea but they've thought of the future because the earlier is better so let's try and save for our kids in the future and to end up some brokenness level in our life's.
The future is ours to decide if we want to remain the way we are or look for an investment and then be focused as possible everyone that started a business and are dedicated, I heard stories of men that started there business in the 90s and look at were those businesses are now. Investment is not just about the money alone, consistency, patience and many more. I don't believe that wealth is luck if you ask the right questions they will tell you the challenges they went through when investing or establishing there business.

Bitcoin as helped a lot of people and that is one of the reasons, we need to pay serious attention to what ever is happening around us and that way so that it will be easy to know the kind of investment you want to go into. And investment is one of the best decision anyone can make.
25  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 28, 2024, 10:17:38 AM
I am also wishing Bayern Munich well, not because I have issues with Real Madrid but because I will ordinarily wish Bayern Munich could, at least, for this season. So they can have a feel of what it takes to win over the big guys in the Champions league. However, football doesn't work like that, everyone is working hard to win and they are all putting in their efforts and expertise to bring results. If that is the case, Tuchel have a lot of works to do because some of his players are also not in good standing, including Gnabry, Coman and Sané.
Even if beyern should have the capacity to win i would not want them to since they are playing against real Madrid and in reality i know winning Madrid will be another serious challenge for them,  and Madrid actually deserves the trophy. Both of them truly want to win. Result will determine who the winner will be, its going to be a tough one for both of them.

Everyone expects Bayern Munich to play with their best. But it doesn't mean Bayern Munich will defeat Real Madrid. With the current condition in Bayern team, I am not sure Bayern Munich will defeat Real Madrid. Tuchel will leave Bayern Munich and they are experiencing bad season in Bundesliga. There should be no good mentality of the players with this condition. Meanwhile Real Madrid is in a good condition because they won La Liga and expect to win again the UCL trophy. So, I believe Real Madrid will have no problem to eliminate Bayern Munich in semi-final. Real Madrid will go to the final round, they probably will meet PSG in the final match.
Exactly what am saying Bayern Munich will find it very  difficult to be able to defeat real Madrid, Madrid winning the city shows that they are more ready than before. They want to claim the title by all means. And it is called a league. Every other thing is expected everyone will to put all energy they could.

Tuchel leaving Bayern Munich will course more damages to there performance. But eventually if he leave they won't have a choice than to adapt and learn to accept his absence. And Madrid meeting psg has been what have been expecting.  So that is why I have so much confidence that Madrid will eliminate Bayern in the semi-finals.
26  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 27, 2024, 09:21:19 PM
Chelsea is no longer what we used to see,  they haven't recovered from the 5 to nail loss to Arsenal now they already down with Aston villa leading with 2 goals, I wonder where the fault is coming from but right now in my own sense of view, i think it's from both the coach and player's, a lot of reshuffling is required.

It's high time we acknowledged that Liverpool are out of form and totally erased competing for the league title, imagine a draw match against West Ham. Nothing seems wrong with the coach, just that they find it difficult to convert their build ups into goal, no impact from Salah and Nunez like they used to, Aston villa is just 6 points away from equalling their points, any more loss is pushing them to the wall and Villa might take on the third position.
What is killing Chelsea is much they stick to one pattern of playing, Arsenal winning Chelsea five was one major hit on them and I feel it affected there way of playing, Chelsea has not gotten the solution to there problem and Chelsea is playing well but they lack creativity to score. And  the problem of Chelsea is not players and its not coach so what is now the problem of Chelsea there players actually lack team work.

Liverpool are losing form because they were finding it difficult to win west ham today even with all the opportunities they had 8 shots on target and 14 off target and out of all this they were only able to score two goals, you have a point that they are losing point. And after much struggle the game ended draw. Winning is no longer dream for Liverpool.
27  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 27, 2024, 07:29:11 PM
This is the most anticipated match for both Arsenal fans and Anti Arsenal that are waiting for Arsenal’s downfall in the Premier League this season.

As an Arsenal fan, I am having that confidence of winning Tottenham because Arsenal stand a chance to defeat Spurs even though they played draw in their rest leg match at the emirate stadium.

This match is a match that can decide Arsenal’s continued hope in the Premier League title aim this season and if Arsenal win the match, it will be a good hope for Arsenal because if Tottenham lose to Arsenal, they will I their best to recover against City so that keep their top four hope live because Aston Villa is also in the race of the top four ahead of Manchester United.
A lot of people want to really know the out come of what the result will be when Arsenal plays against Tottenham, am still wondering why a lot of people are hating on Arsenal is not as if we have won any trophy the manner which i see comments towards the performance of Arsenal i just feel very bad, even from clubs that we know they are weak. Even when bayen removed us from champions league people were still happy.

Am with you we have a better chance of winning Tottenham, Arsenal knows what is at stake so taking chances at this point in time will just put our chances at stake. We need to show dominance against them and winning will actually increase our chances of winning. And Chelsea against Aston villa just as i expected Chelsea is already down by one goal.
28  Economy / Economics / Re: Is Inflation Necessary on: April 27, 2024, 06:25:44 PM
Inflation is not optional where you can choose or not choose it based on its necessity. The reason why we can’t keep the currency at the same value is that we can’t. How do you keep printing money and expect it to maintain its value? Imagine if Bitcoin wasn’t capped at 21M, do you think it wouldn’t be reducing in value? It definitely wouldn’t go as far as it did. A cup of coffee will someday be sold for $20. Why? They keep printing money and making it worth less (not worthless Grin)
Inflation can not be decided by people circumstances make inflation happen and with the carelessness of our government. And it is even getting worst to maintain the value of a currency. It's dependency does not is not in out power and in a free market even the government find it difficult to make certain decisions. And the printing of money excessively have made some countries lose there value in term of currency.

The more the scarcity of money the more value it gets and if not that some countries are really on other currencies in there foreign reserve then it would have been worst. Bitcoin would have been the best and the solution to devaluation of currency. And instead of printing countries should adopt cashless policies, and those are part of trying to maintain the value of currency.
29  Bitcoin / Bitcoin Discussion / Re: People have a complete misunderstanding of Bitcoin. on: April 27, 2024, 05:47:23 PM
I know someone that will continue holding their Bitcoin even when the price is high, they will keep holding because they don't know when to sell or when to keep holding. Cryptocurrency need understanding of the market for one to keep making money from the market.
The market can be confusing sometimes but it is still better we keep holding rather than trying to sell when we supposed to hold.
In case we misunderstood the market, it is better for us to ask questions to get clarification.
Intending to hold you must have convinced your self that overtime you will make your return. And what ever the circumstances might be people holding are not really bothered all they keep there eyes on making money. And holding is a lot of work because you can not really determine when the price of bitcoin will go up in the market. Your mind have to be more prepared to be able to hold.

And if the price is high you start having feelings wether to sell or to keep, because it might be that when you sell the price might increase. If the price is high then you can sell and if the price is low you can keep holding till the price has gone up. The aim is to make profits, and once that is archived then you can sell, without wasting much time.
30  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 27, 2024, 05:19:03 PM
Liverpool against West ham the first half  was looking almost impossible for them to score, second half they equalized, and played 1:1, when I was even already commending the way Liverpool was playing but along the line, and most of the opportunity Liverpool was getting was countered, and  I was surprised at the level that west ham play was switching till the extent they managed to draw Liverpool even when Salah later joined the game in the second half nothing really changed about the game.

The did end in a draw. And manchester united also played draw against burnley, and was expected of Liverpool but not Liverpool because looks like they had there game under control. Waiting for Chelsea vs Aston Villa am sure Aston villa will win against Chelsea. There is still not special with the way Chelsea plays. And Arsenal vs Tottenham also give me worry but we can still win.
31  Local / Politics and society (Naija) / Re: Don't allow politicians to use you on: April 26, 2024, 09:42:10 PM
Only those that are not ready to be responsible for themselves and has thought about life the way it appears on them can accept the offer of working for this politicians to use them and waste them at the end just because of a peanut they stand to be given, when they have the ability and capacity of earning more than that by themselves if they are serious about life.
Politicians are smart if not for that they hardly engage any of there family members when it comes to there dirty games they will look for outsider, but very soon people's eyes will open. And one of the reason most of them accept that offer is because they could not decline the money been offered to them.

And the situation of the country is not helping things are becoming difficult but that is not even a guarantee for them to accept does offer from politicians, it they want to do anything dirty they should use there own children. But people will still accept politicians offer but if the country get better then people will be able to decline since they have decent jobs with good pay. We are getting there very soon.
32  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: April 26, 2024, 09:11:20 PM
Real Madrid will not play very ambitiously in this match. The next match is very important, good players need to be rested. That's why we will see young players like Arda Güler in the first 11 on the field in this match.
If Real Madrid players play well in this match, they will send a message of preparation for the next season. I think young names will try to shine their stars in this match. However, we may see a surprising score as a result of the match, I think the match may end in a draw Smiley
Because of preparations they have for other matches real Madrid is nothing showing or even perform like its a concerning game for them. And they are still maintaining the one goal that was scored by A. Güler and the goal scored by there opponent was canceled by var so this is a narrow escape for real Madrid, because even coordination real Madrid's game is not coordinated. And there is nothing left for real Madrid they are going to win the la Liga and the only challenge they will be having now champions league. And since Manchester is no longer in the picture. And finally the game have finished and there game ended 1:0 against Real Sociedad.
33  Economy / Economics / Re: Isn't it all about money? on: April 26, 2024, 06:16:22 PM
It has been said that money can't buy everything and you can't realize everything in exchange for money.  Because with money you can never achieve happiness. With money you may be able to express temporary happiness but you can never do that in your mind.  Yes, given money or lack of self-will can fulfill many wishes and which you write down and temporarily do not get.  With money, you can grow your business. In business, you can invite money. You can achieve everything yourself. You can achieve success.  Suppose you have money but no happiness or your family is not happy in that case your money is useless.  No good or no price.  You need money to achieve but sometimes you need money to achieve happiness.


True that there is limitation to what money can buy, specifically life, and there are sickness that money cannot cure. Aside that bro money is actually very important because there is no way you can do anything or even survive in this world without money. True that money does not give actual happiness but give you excitement and access to what ever you want to buy talk of luxury and comfort money will give you full access. And when you have money especially a lot of money it will come a time that you will feel like your lacking something. It is better to give meaning to life than just money, make friends have fun be kind and treat people well, that is what we call life not just buying and spending. Make people happy and help does you can.
34  Bitcoin / Bitcoin Discussion / Re: If someone you introduced to BTC says the risks of her funds is on you on: April 26, 2024, 05:09:16 PM
I always told to the people that asks me or I encourage to invest, that investing is not plating tree that if you invest you'll earn something, it's still 50/50 and there's always a risk. I only teach them the basics like what is Bitcoin, how it works and why it is the top 1 in market share, volume and price and I teach them how to use different wallets from web wallets, mobile apps to hardware wallets and how to use exchange sites to buy Bitcoin and transfer it to their wallet and to secure their wallets also.

But one thing I told them... that I just teach you and it's up to you whether you are interested and willing to take risk to invest in Bitcoin or not. If the people that told you that you should refund their investment, then move on he/she's not ready about it.
The people don't  always want the the truth if not for that how would you want to invest and you are not putting the risk into consideration people are just to desperate for money.  They don't want to risk there money but they want to make money is that not surprising thats just human nature. And any investing in bitcoin should be told of the risks behind investing in bitcoin you investing does not guarantee that you will make money from it.

But if anyone is patience enough to invest and the individual is aware of the risk that investing in bitcoin comes with then, that way the person have good understanding of what he or she is going into. And and when you teaching about wallet in addition also teach them about security how to keep there shit safe and should not panic incase of price or anything happening in the market.
35  Economy / Gambling discussion / Re: ⚽ Premier League 2023/2024 Discussion Thread ⚽ on: April 26, 2024, 04:36:56 PM
Unfortunately Manchester City didn't drop any point yesterday.  Sad  But I can't say I was surprised to see it. Brighton are actually not a bad team in home games. However I remembered the way they lost to Arsenal home anyway and I was ready to see a similar loss too last night. Manchester City finished them off already in the first half.

Now I see only Tottenham as a hindrance for Manchester City. If they manage to steal points then maybe there might be a chance for Arsenal again. Arsenal still have the biggest goal difference in the standings which might be some help for them. By the way we shouldn't forget Arsenal's next game is also against Tottenham away. A tough job is waiting for them...
It was clear from the beginning of the match that Brighton would have been able to win Manchester City, even if City is not in form it will be like the hardest thing for them to accomplish. There performance was so poor and they were acting cool even when they need to take the situation of the game seriously. Starting from the first half there was no hope left for Brighton any more.

Then when the second half started all hope was already lost for Brighton and Manchester City was able to get a clean win and 3 point added to their point. Tottenham won't be problem to Manchester City that i know. And this point Arsenal should not make any mistake of losing any game now this is the time we need all the points we can get.
36  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 25, 2024, 09:39:46 PM
Brighton is one of the most dumb clubs have seen from the way they play, who makes passes close to the goal post, Brighton are always making the same mistakes is not as if they are not good but they keep playing the same game in every game.  And that is why they were beaten by Manchester City, they don't want to always improve there coach is very poor in management. And that is why they are always beating by every club, and I was even expecting more goals, from the city, I just feel like Manchester city were tired of scoring more goals if not the pressure was actually much on them.

And when the season began they were actually playing very well just wondering what happened along the line. There heat went cold. All of a sudden.
37  Economy / Gambling discussion / Re: Where is the fun when you lose your money? on: April 25, 2024, 07:40:22 PM
Some gamblers will count it an additional fun even when they loose their money on gambling, it is the bet or match they they missed target on, which shouldn't by any means affect their fun or change their emotion to bad, gambling is just as if someone is going to a viewing center to subscribe for watching a particular match and after the game, you take a leave and you don't mind if you receive any incentives as addition for doing that or not.  
The fact is they are just trying to act tough if not for that, how will you lose money and still think it is fun, the love people have for money will not make it interesting when you lose it, so there are a lot of things attached to this emotionally, I don't know for others nothing is fun losing money. And some people see it as an opportunity to want to make money that is they will want to keep try, untill there luck is met. Just plan so that you will reduce how you lose money to gambling.

But this mentality of not bothering wether you are losing or you are winning is not a good one at all, gambling have done to much terrible things to people, but its nobody's fault but the bettor who made recklessness decisions decisions.
38  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 24, 2024, 09:34:17 PM
It is true that Dortmund will have a hard time, it is not going to be easy for them. Dortmund is a very technically enhanced team, but PSG has the physicality to endure all of that and then some.

I feel like we are going to see PSG having an easy win, it is not going to be all that simple for Dortmund, they just do not have the established team that could go for it. Sure they are at semi finals, and that makes people overestimate them, but they are fifth at bundesliga this season, while the semi finals at ucl type of dortmund may confuse you, the fifth at bhundesliga should show you that they are not actually that great. I bet that PSG will end up with something that can benefit them a lot, and will end up with a good situation in the end.
Dortmund have a unique way of playing against their opponent but sometimes uniqueness might not really work in some situations. And even playing against q club like psg has good players that play in their own talent, and the physicality that psg depends on that is the likes of Mbappe that has super speed and a good power goals. I have the same feeling that psg will have a easy win. And the semi finals is going to be tough And if psg should qualify it won't be that easy but eventually if they meet with Madrid it is going to be tougher but if qm to predict who is going to win then I will go for real Madrid, am very they won't want to lose any club after they have gotten to this point. Good luck psg against Dortmund.
39  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 24, 2024, 08:31:55 PM
The English premiership is very dramatic in the ongoing games, at this point, liverpool and Manchester United are losing the their counterparts, though it is not the end of the game yet but that a very poor way to start match, though I always know that Manchester United has been very inconsistent in their matches but allowing Sheffield united to score first is not good for me, must they allow their opponents to score first, manchester united should check where is coming from and tackle it once amd for all, manchester United needs to win this game entirely, they should not take chances, the team needs to rebrand and go back to their winning ways.
Football is one funny game, Liverpool can not even score Everton and Everton had been protecting that one goal in first half and now they have added another goal making it 2:0 there is no way Liverpool will able to equalize the two goals, and if they did then i will know that Everton is bad, and first half Liverpool played well but currently this second half Everton is dominating and attacking and defending well and Liverpool losing gives us more opportunity to win the Premier League. And with what manchester united is playing they are going to be a walk over for us.  And now I have a belive that we might win the Premier League, am having a feeling that Manchester City is going to flop playing Brighton tomorrow, still a good chance for us. Now am impressed with arsenal even with all the insult.
40  Local / Nigeria (Naija) / Re: Local Board Moderator; Your honest feedback here. on: April 24, 2024, 07:58:19 PM
Actually the local board needs to be purged and a moderator is very much need and great effort to push to make the local board a better place. Must of the topics for weeks have been. Topics of no interest but with a moderator countering spammers and irrelevant topics, orderliness will be restored and I support your  action of been a moderator.

Irrelevant post should be deleted and that way people will learn how to make educative posts, that the only way they will learn. Good one and this might open more doors of getting more merit source to this local board.
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