|
Now a days more than 95% are turning into scams. Even the top projects who looks super good will not be there for long, If your lucky enough you might come out soon with some profit or else you are dead forever. I myself a victim here who lost everything and came out from dead now.
It as become way more easy for scammers to dupe investors, Do not trust no one who say invest here and there showing magical figures and all those lending platforms showing high APY%.
I was so happy planning my retirement by now but nothing went as planned and lost all my life savings and I am barley surviving now.
So all the newbie's here be careful and watch out.
|
|
|
|
|
DEFI, herkes başlatabileceği için birçok dolandırıcılık projesini kapsadığını kanıtladı.
Hâlâ yeni ama muhtemelen bundan 6 ay sonra yerleşecek ve küçük paralar masternode dünyasındaki gibi olacak, bu DEFI projelerinin% 5'inden daha azı kârlı olmak için hayatta kalacak, ancak yüksek APY% oranları sunmaya devam edemezler. çünkü merkezi kripto iniş platformlarında olduğu gibi kurumsal likidite yedeği yoktur.
Merkezi kripto iniş platformlarında bunların hepsi şu anda tanımlanmıştır, santigrat en iyisidir, nexo en kötüsüdür (şu anda)
Adı: Celsius
Web sitesi: celsius.network
Yargı Yetkisi: İngiltere / ABD
Güven: 8/10 (9 / 10'du ancak ezildiler, kullanıcılar 48 saat erişimini kaybetti ve birkaç hafta önce neredeyse etki alanını kaybetti)
APY% oranları kazanın: 9/10
Bileşik Oluşturma: Haftalık
Faiz Ödemeleri: Haftalık
Kredi oranları: 9/10
Yönetilen varlıklar: 3.3 milyar USD
Üye: 240000
Faiz kazanmak için desteklenen madeni paralar: 36
ATM kartı: YOK
Kripto emeklilik planları: HAYIR
Kendi parasına sahip olmak: EVET
İsim: BlockFI
Web sitesi: blockfi.com
Yargı Yetkisi: ABD
Güven: 8/10
APY% oranları kazanın: 6/10
Bileşik: Günlük
Faiz Ödemeleri: Aylık
Kredi oranları: 7/10
Yönetim altındaki varlıklar: Bilinmiyor
Üyeler: Bilinmiyor
Faiz kazanmak için desteklenen madeni paralar: 8
ATM kartı: 2021 için yeni duyuruldu
Kripto emeklilik planları: HAYIR
Kendi paranız olsun: HAYIR
İsim: Apyharvest
Web sitesi: apyharvest.com
Yargı alanı: İngiltere
Güven: 8/10
APY% oranları kazanın: 10/10
Bileşik: Günlük
Faiz Ödemeleri: Günlük
Kredi oranları: 10/10
Yönetilen varlıklar: 1,3 milyar USDC
Üyeler: 40000
Faiz kazanmak için desteklenen madeni paralar: 47
ATM kartı: YOK
Kripto emeklilik planları: EVET
Kendi paranız olsun: HAYIR
İsim: Crypto com
Web sitesi: crypto.com
Yargı Yetkisi: Malta
Güven: 7/10
APY% oranları kazanın: 5/10
Bileşik: HAYIR
Faiz Ödemeleri: Mevduat ve Faiz 1 veya 3 ay esnek kilitlenir
Kredi oranları: 4/10
Yönetim altındaki varlıklar: Bilinmiyor
Üyeler: 5 milyon
Faiz kazanmak için desteklenen madeni paralar: 34
ATM kartı: EVET - çalışıyor
Kripto emeklilik planları: HAYIR
Kendi parasına sahip olmak: EVET
İsim: Nexo
Web sitesi: nexo.io
Yargı Yetkisi: Bulgaristan
Güven: 5/10
APY% oranları kazanın: 8/10
Bileşik: Günlük
Faiz Ödemeleri: Günlük
Kredi oranları: 6/10
Yönetim altındaki varlıklar: Bilinmiyor
Üyeler: 1 milyon
Faiz kazanmak için desteklenen madeni paralar: 17
ATM kartı: Ağustos 2019'da söz verildi, asla teslim edilmedi
Kripto emeklilik planları: HAYIR
Kendi parasına sahip olmak: EVET
Tüm varlıklarımı ASLA merkezi kripto iniş platformlarına koymam çünkü bu durumda başarısız olursa tüm paralarımı kaybederim.
Ancak şu anda DEFI projelerinin çoğu kumar veya dolandırıcılık olduğu için onlara DEFI'den 100 kat daha fazla güveniyorum.
AAVE gibi iyi tanımlanmış olanlar çok düşük faiz oranları sunar.
Bunu yazdığım sırada, USDC'deki Faiz APY% 'si AAVE'de% 4,38 ve Apyharvest'de% 11,94-14,96'dır.
ETH'de çok daha kötü - ETH'de% AAVE APY% 0,11, Apyharvest% 6,25 -% 7,82.
Mevcut portföyüm, merkezi kripto iniş platformlarında% 50 kazanç faizi,% 50 soğuk depoda tutuyorum (ve hala haftalık bazda kripto satın alıyorum)
Bundan sonra Celsius'ta CEL ve MATIC'i ve Apyharvest'te BTC, LINK, DOT, XMR ve USDC'yi pay ediyorum. Haftalık olarak Celsius'ta yaklaşık 90 $ ve Apyharvest'de 450 USDC kazanmak (Apyharvest günlük ödemelerdir, Celsius haftalıktır) Ayrıca Crypto com atm kartım var ve oldukça kullanışlı, nefret ettiğim tek şey CRO parasının değer kaybetmesi, yani Uzun zaman önce başladığımda ilk kart depozitomu fazla ödedim.
Umarım girdilerimi bilgilendirici bulursunuz.
|
|
|
|
Appreciate the fact that you created a comparison of these lending pools but honestly speaking, they are shady as anything.
The reason I say this, is because I have deeply probed some of the companies about the loan originators and they are often not clearing up this question. Many times I suspect these loans to be self-made/non-existant from where you are getting money at the moment but very soon going to end up like another ponzi scheme.
P2P lending is one thing but as soon a business comes in between them the legitimacy of the platform becomes grey. If you are the lender and you are directly lending to borrowers, then I would feel much more comfortable.
Now there are pros and cons to both. If you think they are good, then go for them - put your money there and good luck making some back.
I agree with you 100%. But than again, everything is shady, especially fiat banks - we all know what will happen if more than half population go at same day to cancel their savings and interest accounts in banks - that money is non existent anymore, just print print print, without cover. I was burned to much with mgox back in days, then return to crypto when eth was 8$ and btc 700% in November 2016. Made profit like most of us byt end of 2017. Then burned some on scam icos and some small masternodes during 2018 and 2019. Learned many lessons so its same like comes and goes... I am not whining - on contrary- I adore crypto and I am grateful for all profit that i currently enjoy from it. As I stated in post, I started at crypto com on July 2019, on Celsius on December 2019 and on Apyharvest on April 2020. I did not try blockfi, they had at time some security issue (compromised some user accounts). Few weeks ago, there was "incident" at celsius - when they almost lost domain, and nobody, me included, could not access wallet and it was all looking like they were hacked - not cool at all. When it was solved - we all learned that big celsius which holds 3.3 BILLION USD in assets have dns servers in godaddy personal account - which is IMO definition of unprofessional. Even I give them 8 not 9 on trust, security wise, i like most apyharvest approach - platform less - where there is no platform - nothing can be hacked. And their rates and personal bankers which reply fast and really dedicated. I do not like that they do not publish team and that they are not present in social platforms - but i respect that - again security wise. If something happen to Mashinsky - celsius is done. And really there is no need to be so much personally involved as key person. Nobody herd about Romeo Lacher, and i bet 99.99% of users here did not hear about Julius Baer (except those who live in Switzerland. Well, he is chairman of big Swiss bank, which hold assets larger than total crypto market cap...it is not point to show off, it is point to provide good work. IMO |
|
|
|
It will shift more and more from fiat banking to crypto banking. It is something that is normal part of evolution. I already have my crypto retirement plan at apyharvest.com and hold half of my crypto assets there - they do not support fiat at all, so you can get in only with coins and stablecoins. Future already here.  |
|
|
|
|
IMO not possible to live without banks in next 20 years, or even more.
But i am pretty sure that crypto market cap will raise, and ratio between crypto/fiat cap will get smaller year by year in pure USD value. Currently it is around 500B-600B for all 5000 crypto coins, comparing to 91T in fiat. That is little over 0.55%. Tomas Frey predicted that crypto will get to 25% by year of 2030. We will see.
In the mean time, we can enjoy high interest in crypto and convert earnings to fiat in amounts we need for personal spending.
Plenty of good services for this, which are already acting like small crypto banks (celsius.network , blockfi.com, apyharvest.com , crypto.com, nexo.io)
They all offer crypto interest accounts, and crypto borrowing (with crypto collateral)
crypto.com offer atm cards (have one - all OK)
apyharvest.com offer crypto retirement plans, crypto joint savings plans and crypto child education plans
Celsius.network have already 3.3 billion AUM (assets under management)
However, they are all centralized, like fiat banks, cannot open account without KYC to prevent AML. And you do not have your keys, so risk exist no meter how much all 5 of them are legitimate.
I personally use crypto.com because of their crypto atm card, but i keep there only enough coins needed for having card. I would never place 100% of all my portfolio on any of them, no meter how big their interests are.
|
|
|
|
Fro BTC retirement plan, check this: https://apyharvest.com/save-crypto/I am already using their R2B plan - "Plan R2B: start 1 BTC, add 0.05 BTC each month @ APY 6.56%" , "R: Crypto retirement plans . Term lengths 5, 10 and 20 years. Compounding DAILY. Stick to the plan for 180 days, and earn additional 0.3% more APY% per 180 days cycle." It has been already few months. I love their email reporting and personal crypto banker. Big advantage for me was also that i can open accounts to all my family members if i want. Interest I earn compound daily, and nothing is locked - if needed , I can withdraw ALL my crypto assets from there at any time - no penalty, no fees. https://imgur.com/a/LjswbxZI can highly recommend them. Not a commercial, otherwise i would post my referral code. |
|
|
|
|
DEFI provou cobrir muitos projetos de scam desde que qualquer um pode lançá-lo. Ainda é novo, mas provavelmente se estabelecerá em 6 meses a partir de agora, e será como no mundo do masternode de pequenas moedas, menos de 5% desses projetos DEFI sobreviverão para serem lucrativos, mas não podem sustentar para oferecer altas taxas de APY uma vez que não há backup de liquidez institucional como no CEFI.
No CEFI, está tudo definido atualmente, celsius é o melhor, nexo é o pior (neste ponto)
Nome: Rede Celsius
Site: celsius.network
Jurisdição: Reino Unido / EUA
Confiança: 9/10
Ganhe taxas de APY%: 9/10
Taxas de empréstimo: 9/10
Ativos sob gestão: 3,3 bilhões de dólares
Membros: 240000
Moedas suportadas para ganho de juros: 36
Cartão ATM: NÃO
Possui moeda própria: SIM
Nome: BlockFI
Site: blockfi.com
Jurisdição: EUA
Confiança: 8/10
Ganhe taxas de APY%: 6/10
Taxas de empréstimo: 7/10
Ativos sob gestão: Desconhecido
Membros: Desconhecidos
Moedas suportadas para ganho de juros: 8
Cartão ATM: recém-anunciado para 2021
Possui moeda própria: NÃO
Nome: Apyharvest
Site: apyharvest.com
Jurisdição: Reino Unido
Confiança: 8/10
Ganhe taxas de APY%: 9/10
Taxas de empréstimo: 9/10
Ativos sob gestão: 1,3 bilhão de USDC
Membros: 40.000
Moedas suportadas para ganho de juros: 47
Cartão ATM: NÃO
Possui moeda própria: NÃO
Nome: Crypto com
Site: crypto.com
Jurisdição: Malta
Confiança: 7/10
Ganhe taxas de APY%: 5/10
Taxas de empréstimo: 4/10
Ativos sob gestão: Desconhecido
Membros: 5 milhões
Moedas suportadas para ganho de juros: 34
Cartão ATM: SIM - funcionando
Possui moeda própria: SIM
Nome: Nexo
Site: nexo.io
Jurisdição: Bulgária
Confiança: 5/10
Ganhe taxas de APY%: 8/10
Taxas de empréstimo: 6/10
Ativos sob gestão: Desconhecido
Membros: 1 milhão
Moedas suportadas para ganho de juros: 17
Cartão ATM: prometido em agosto de 2019, nunca entregue
Possui moeda própria: SIM
Eu NUNCA colocaria todos os meus ativos no CEFI, pois nesse caso perco todas as minhas moedas se a plataforma do CEFI falhar. Mas eu confio neles mais do que no DEFI, já que atualmente a maioria dos projetos de DEFI são apostas. Aqueles que são definidos como bons, como o AAVE, oferecem taxas de juros muito baixas. No momento em que escrevo isso, os juros APY% no USDT são 4,38% no AAVE, 10,51-13,86% no Celsius e 11,79-14,17% no Apyharvest. No ETH é muito pior - AAVE APY% no ETH é 0,11%, no Celsius é 5,5-7,21% e no Apyharvest 6,25-7,82.
Meu portfólio atual é 50% apostado em CEFI, 50% mantenho em armazenamento refrigerado (e ainda compro criptografia semanalmente)
De eu aposto ETH em Celsius, e Bitcoin, USDC e SNX em Apyharvest. Eu também tenho um cartão Crypto com atm e é bastante utilizável, a única coisa que odeio é que a moeda CRO está perdendo valor, então paguei a mais do meu depósito inicial com cartão quando comecei há muito tempo.
Comecei na crypto com em julho de 2019, na Celsius em dezembro de 2019 e na Apyharvest em abril de 2020.
Espero que você encontre minhas entradas informativas.
|
|
|
|
|
HODL!
And put some, not more than 50% in some CEFI, not DEFI, earn interest which you should spend for living.
I hold and send my BTC mining rewards to apyharvest.com and earn 7.21% APY . I also hold there ETH @ 7.82% APY and some nice amount of USDC @ 14.96% APY.
It is best way to hold BTC. Also i highly recomend their service.
This is not ad, i do not want to post my referral code here. Just info from satisfied customer.
I also hold some coins at celsius, but their BTC and ETH APY% is lower and they do not support direct mining to interest account.
|
|
|
|
|
XTZ'mi apyharvest.com'da tutuyorum ve% 5,76 APY kazanıyorum. Ayrıca orada BTC @% 7.21 APY ve bazı güzel miktarda USDC @% 14.96 APY tutarım var. Tezos'u tutmanın en iyi yolu budur. Ayrıca hizmetlerini şiddetle tavsiye ederim. Bu reklam değil, referans kodumu buraya göndermek istemiyorum. Sadece memnun müşteriden bilgi. Ayrıca santigratta biraz bozuk para tutuyorum, ancak bunlar XTZ'yi desteklemiyor.
|
|
|
|
|
DEFI proved to cover many scam projects since anybody can launch it. It is still new but it will settle probably in 6 months from now, and it will be like in small coins masternode world, less than 5% of those DEFI projects will survive to be profitable, but they cannot sustain to offer high APY% rates since there is no institutional liquidity backup like in CEFI.
In CEFI it is all currently defined, celsius is best, nexo is worst (at this point)
Name: Celsius Network
Website: celsius.network
Jurisdiction: UK/USA
Trust: 9/10
Earn APY% rates: 9/10
Loan rates: 9/10
Assets under management: 3.3 billion USD
Members: 240000
Coins supported for earning interest: 36
ATM card: NO
Have own coin: YES
Name: BlockFI
Website: blockfi.com
Jurisdiction: USA
Trust: 8/10
Earn APY% rates: 6/10
Loan rates: 7/10
Assets under management: Unknown
Members: Unknown
Coins supported for earning interest: 8
ATM card: Just announced for 2021
Have own coin: NO
Name: Apyharvest
Website: apyharvest.com
Jurisdiction: UK
Trust: 8/10
Earn APY% rates: 9/10
Loan rates: 9/10
Assets under management: 1.3 billion USDC
Members: 40000
Coins supported for earning interest: 47
ATM card: NO
Have own coin: NO
Name: Crypto com
Website: crypto.com
Jurisdiction: Malta
Trust: 7/10
Earn APY% rates: 5/10
Loan rates: 4/10
Assets under management: Unknown
Members: 5 million
Coins supported for earning interest: 34
ATM card: YES - working
Have own coin: YES
Name: Nexo
Website: nexo.io
Jurisdiction: Bulgaria
Trust: 5/10
Earn APY% rates: 8/10
Loan rates: 6/10
Assets under management: Unknown
Members: 1 million
Coins supported for earning interest: 17
ATM card: Promised August 2019, never delivered
Have own coin: YES
I would NEVER put all my assets to CEFI, since in that case i lose all my coins if CEFI platform fails. But i trust them more than DEFI since currently most of DEFI projects are gamble. Those which are defined good, like AAVE , offer very low interest rates. At time i write this, Interest APY% on USDT is 4.38% at AAVE, 10.51-13.86% at Celsius and 11.79-14.17% at Apyharvest. On ETH is much worse - AAVE APY% on ETH is 0.11%, at Celsius is 5.5-7.21% and at Apyharvest 6.25-7.82.
My current portfolio is 50% staking in CEFI, 50% i keep at cold storage ( and o still buy crypto on be-weekly basis)
From I stake ETH at Celsius, and Bitcoin, USDC and SNX at Apyharvest. I have also Crypto com atm card, and it is pretty usable, only thing i hate is that CRO coin is losing value, so i overpaid my initial card deposit when i started long ago.
I started at crypto com on July 2019, on Celsius on December 2019 and on Apyharvest on April 2020.
Hope you find my inputs informative.
|
|
|
|
|
DEFI proved to cover many scam projects since anybody can launch it. It is still new but it will settle probably in 6 months from now, and it will be like in small coins masternode world, less than 5% of those DEFI projects will survive to be profitable, but they cannot sustain to offer high APY% rates since there is no institutional liquidity backup like in CEFI.
In CEFI it is all currently defined, celsius is best, nexo is worst (currently)
Name: Celsius Network
Website: celsius.network
Jurisdiction: UK/USA
Trust: 9/10
Earn APY% rates: 9/10
Loan rates: 9/10
Assets under management: 3.3 billion USD
Members: 240000
Coins supported for earning interest: 36
ATM card: NO
Have own coin: YES
Name: BlockFI
Website: blockfi.com
Jurisdiction: USA
Trust: 8/10
Earn APY% rates: 6/10
Loan rates: 7/10
Assets under management: Unknown
Members: Unknown
Coins supported for earning interest: 8
ATM card: Just announced for 2021
Have own coin: NO
Name: Apyharvest
Website: apyharvest.com
Jurisdiction: UK
Trust: 8/10
Earn APY% rates: 9/10
Loan rates: 9/10
Assets under management: 1.3 billion USDC
Members: 40000
Coins supported for earning interest: 47
ATM card: NO
Have own coin: NO
Name: Crypto com
Website: crypto.com
Jurisdiction: Malta
Trust: 7/10
Earn APY% rates: 5/10
Loan rates: 4/10
Assets under management: Unknown
Members: 5 million
Coins supported for earning interest: 34
ATM card: YES - working
Have own coin: YES
Name: Nexo
Website: nexo.io
Jurisdiction: Bulgaria
Trust: 5/10
Earn APY% rates: 8/10
Loan rates: 6/10
Assets under management: Unknown
Members: 1 million
Coins supported for earning interest: 17
ATM card: Promised August 2019, never delivered
Have own coin: YES
I would NEVER put all my assets to CEFI, since in that case i lose all my coins if CEFI platform fails. But i trust them more than DEFI since currently most of DEFI projects are gamble. Those which are defined good, like AAVE , offer very low interest rates. At time i write this, Interest APY% on USDT is 4.38% at AAVE, 10.51-13.86% at Celsius and 11.79-14.17% at Apyharvest. On ETH is much worse - AAVE APY% on ETH is 0.11%, at Celsius is 5.5-7.21% and at Apyharvest 6.25-7.82.
My current portfolio is 50% staking in CEFI, 50% i keep at cold storage ( and o still buy crypto on be-weekly basis)
From I stake ETH at Celsius, and Bitcoin, USDC and SNX at Apyharvest. I have also Crypto com atm card, and it is pretty usable, only thing i hate is that CRO coin is losing value, so i overpaid my initial card deposit when i started long ago.
Hope you find my inputs informative.
|
|
|
|
|
DOMO coin DOOMED This is nothing less than another Scam MN coin, they hype with attractive ROIS and colourful details and ppl keeps falling for it
before investing at least try doing some basic research
|
|
|
|
|
Day trading was good few years back when there were less and real projects. Due to many fake projects and very less number of good projects or on hand to look into
when trader do day trade on top coin (BTC/ETH )what i personally do and it is the best way to not be on loss side
|
|
|
|
Hey Guys, Can someone explain what are these altcoins and what is the exact reason of so much growth in just 24 hours? Are they scam or legit? Thanks. Image:  Those are the fake projects which pump and dump using fake volume with high price at start, they will have some initial own funding and they show as they sold coins bla bla bla and they start selling and buying themelf at high price and will manipulate the market then follow the sheeps with fomo shits , only 1-2% who gets in early might be lucky and rest they start selling and exit |
|
|
|
Just like i used to include in my points that scammers is the main problem crypto is facing presently i come across this news on the internet today about how scammers keep on contrarily influence the digital currencies. As indicated by Changpeng Zhao, the CEO and originator of Binance, there are in excess of 1,500 Binance con artists on the expert informal community LinkedIn. The quantity of Binance scammers on LinkedIn can in the end arrive at 1,605. Now imagine how big scammers are damaging crypto Full news here https://usethebitcoin.com/beware-of-crypto-scammers-1500-scammers-impersonate-binance-on-linkedin/Tell me in which industry there are no scammers? each and every field have their own set of a con artist to steal from you but as the crypto space is so huge and high risk and volatility new investors don't tend to study properly and believe fast whatever looks attractive so always be prepared and study thoroughly about each and every new coin, project & investment you make |
|
|
|
The Whitepaper's 1.0 V is ready! Currently being implemented in the website!
good to see an update is been made, a lot of users are interested to watch and test out your new platform and execution waiting forward to check on your website and other details |
|
|
|
here is why adx price jump now Token upgrade and DeFi features In the last year, the DeFi ecosystem has been exploding - we’ve seen incredible innovations such as flash loans and credit delegation, but arguably the most impactful one has been the yield farming trend started by Compound. For the uninitiated, DeFi stands for decentralized finance - and it makes traditional financial operations like lending, borrowing and exchanging assets more transparent, permissionless and most importantly, composable. read full article here https://www.adex.network/blog/token-upgrade-defi-features/yes, i think the defi features bring more power to push the price of adex up because the hype in defi-type project And the price is up now, this is going to be a nice run for a few days and it is always best to take out your investment and leave the profit |
|
|
|
Why the Team is anonymous.
We don't want to come in the limelight since its a "DEFI" We dont want to be a point of attack from the Authorities which will undermine our efforts. How can someone trust this project if the team's existence is not published. We are here, not playing hide and seek or some other kind of puzzle that assigns us to find out who will drive the project. Everyone will assume that these are jokes made only by children who want to get 250 ETH by selling tokens. Know that investors will be happier when they can get to know the team and the developer better. Don't make token buyers gamble twice. This is another plain scam as Defi projects are booming with low supply, there come these fraudsters who show lesser supply and cap Topic posts who don't give enough details should be removed |
|
|
|
There have been similar projects before. However, this did not bring anything to investors. Even if this team consists of conscientious people, now it is very difficult to gain the trust of investors who have been so often deceived. Unfortunately, we have more skepticism than positive.  this kind of projects end up as trash, they hype a lot and stop producing an actual working product 80-90% of all new projects are scammers, just make money and jump to another with a different name and team |
|
|
|
|
Waiting for confidential Defi to start up so BEAM can join other high-end clubs
|
|
|
|
|
Show Posts
