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1441  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: January 19, 2023, 07:44:59 PM
The good news is that they are in the best condition by continuing to show improvement in their matches. It's going to be a very interesting game in this Europa League, there's no mistake about it. Many people regretted why they had to meet in this round because they thought they deserved to meet in a higher round, at least in the semifinals. But the draw shows they have to meet now, so it's better to enjoy the encounter even though this is just the play-off round.
I can't say who will win this match, because in my opinion both teams have the same chance to win and get rid of their opponents in this round.
It is this same opportunity that makes the possibility of a match even more interesting, because both of them will attack each other and try to win in the play-off round. And I think this season's Europa League will be much more interesting than last season even though the strong teams met earlier, but some other matches will also be no less interesting like Roma vs FC Salzburg.
There have been a lot of really good clubs coming out of the Champions League this season which makes it all the more interesting.
At least there are some big names apart from Barcelona and Manchester United but there are also Juventus or Ajax. On the other hand, there are a number of teams that are ready to wait, such as Betis, Sociedad, Arsenal and Freiburg. Indeed, this season they have also experienced quite a good improvement, which has made a difference in this season's Europa League.
1442  Economy / Economics / Re: The Buy Now, Pay Later Bubble Is About to Burst on: January 19, 2023, 05:25:18 PM
-snip-
I think you are lucky because there is not so much "Buy Now Pay Later" there. What I know now is that many people around me are using this, yes it looks helpful if we use it very wisely. But this will be disastrous for us if we only use it for things that are not considered important.
My neighbor uses Buy Now Pay Later, but he uses it for business. Yes, he opened installments for other people, but he used the BNPL, things like this are profitable because he can see business opportunities without spending capital. But what is a pity is the person who credits it, because the costs incurred will be greater than the price of the goods.

Well, there is a good reason some people think credit is a trap and living on it is a new form of slavery.
Unfortunately, there are folks who do not have much option and end up acquiring debt beyond their capacities, also I believe the fact BNPL purchases do not affect the credit score of the clients only helps for people not to meditate on the consequences of its abuse and facilitate recklessness.

There are some consequences indeed and of course there are positive and negative sides.
On the positive side, this can still help if it's only done once or twice, but with conditions like this it actually makes people forget that they have to pay in installments and prefer shopping using that.
In my country now there are many conditions like this which actually cause a sizable debt in the end because they are not aware of using a method like this, especially when past the specified time limit there is usually more interest to be paid which makes this a little difficult.
1443  Economy / Economics / Re: The Buy Now, Pay Later Bubble Is About to Burst on: January 18, 2023, 12:49:01 PM
Sometimes all these concepts of Buy Now, Pay Later and similar plans sound pretty much alien to me.
Here in my country, because inflation, banks do not offer credit; here cash is king.

Banks used to offer credits but eventually the inflation started to go much faster than the interest and banks started to lose money with loans.
Here it is rare for someone to even have debt, and listening about people in USA living on credit sounds kind of crazy to me.  Sad
I think you are lucky because there is not so much "Buy Now Pay Later" there. What I know now is that many people around me are using this, yes it looks helpful if we use it very wisely. But this will be disastrous for us if we only use it for things that are not considered important.
My neighbor uses Buy Now Pay Later, but he uses it for business. Yes, he opened installments for other people, but he used the BNPL, things like this are profitable because he can see business opportunities without spending capital. But what is a pity is the person who credits it, because the costs incurred will be greater than the price of the goods.
1444  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: January 18, 2023, 12:16:47 PM
With the recent matches played by these two teams,which they both won their rivals. Manchester united team are on fire right now and will burn any team that comes close to them. The players have the desire and moral to win at all time,this will make it unpredicted on who will be the winner but Manchester united has 52% chance of winning the match. Barca are also strong team but not on this match,Ten Hag will make some substitutes when the game is tough and in no time the young players will do the magic.
Why did you immediately make the percentage of winning chances for Manchester United? Meanwhile, the strength almost looks the same for both of them this season. If Manchester United and Barcelona have both found their best form this season, I think their matches in the Europa League will be very interesting and the audience will also be very excited to see their matches and meetings in the Europa League, of course many people are waiting for this this season.
The good news is that they are in the best condition by continuing to show improvement in their matches. It's going to be a very interesting game in this Europa League, there's no mistake about it. Many people regretted why they had to meet in this round because they thought they deserved to meet in a higher round, at least in the semifinals. But the draw shows they have to meet now, so it's better to enjoy the encounter even though this is just the play-off round.
I can't say who will win this match, because in my opinion both teams have the same chance to win and get rid of their opponents in this round.
1445  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: January 18, 2023, 11:59:41 AM
Barca vs Getafe



So far this is extraordinary odds in La Liga this week. Because we know Barcelona is on fire after beat Madrid on Final Super Cup. They can't hold to continue to win and make gap the different points on La liga. no one has dared yet to bet on Getafe even they odds is look interesting. The solidirty team is a factor to bet on Barcelona even 1.18. who dare to bet Getafe which have 1 win on 5 matches?.

Everyone knows the current state of Barcelona and being faced with Getafe, even though it gives very attractive odds but who will take a big risk by betting on Getafe?
Barcelona won their first trophy this season, at the same time this is the main trophy for Xavi Hernandes who is much demanded to present a trophy for Barcelona. The trophy they won in the Super Cup was a good start for Xavi Hernandez in presenting the next trophy for Barcelona.
In La Liga they lead the standings, only they failed to stay in the Champions League, but there is great hope for them to bring home the Europa League trophy, even if they have to get through a big match against Manchester United first.
1446  Bitcoin / Bitcoin Discussion / Re: It is ok to sell your Bitcoin. on: January 17, 2023, 09:55:43 PM
Quote
~ Do people hodl just because others are HODLing?
I'm not doing it on someone else's basis and I don't feel like anyone can be a role model for hodl because this is based on my own will with the thought that buying with the current DCA and keep adding to the portfolio and keep hodl until the desired target occurs then let go of things that.
Quote
~ Why do people hodl rather than sell and buy again when low
It's not really a problem to do this, but sometimes things like this can be a little anxious because we don't even know what will happen in the future, like even if we master technical analysis, nothing is certain there, so there are still many people who are still stick with their hold.
Quote
~ What is your major reason for HODLing and how do your survive the bear market?
As simple as I wrote before, why I hodling is because I haven't reached the target I want. if I'm already in my target then of course I will stop there because what's the point of continuing to hodling if we have got the profit target we want.
1447  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: January 17, 2023, 09:06:05 PM
According to Sky, Bayern Munich have made a new offer for Sommer. 8 million euros plus 1 million euros for bonus payments. But Mönchengladbach is also said to have rejected this offer. I think Mönchengladbach will get Jonas Omlin and negotiate his transfer in the background. Montpellier are also said to have alternatives. So it is just a quastion of time.
It seems that if Bayern still wants Yann Sommer they still need to provide quite a large amount of money because Monchengladbach will obviously not be interested in such an offer, especially since they have said they will not issue Sommer in the current transfer.
At least the release clause might in the end be the difference there and of course this must be done in order to reach an agreement for both parties.
1448  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: January 17, 2023, 08:32:55 PM

I think Klopp could very well turn things around in the club. He has proven time and time again to be very capable to deliver on the club expectations. The blame would in most cases, rest on the manager of the club if the players don’t perform according to expectations. Things may not be going as expected for Liverpool at the moment but that’s just football. You win some, you lose some.

It definitely will not be an easy game for Liverpool when they face Real Madrid as Real Madrid is at their top form and play well. Real Madrid is most likely the preferred team to win the game. One thing I know for sure is that I’m not putting my money on Liverpool in this game.

I disagree that Real Madrid are currently on their top form. Yes before the World Cup break they were brilliant but this Madrid team looks disoriented since the league resume after World Cup. The absence of Touchemane has been a big blow to them. It also seems Vinicius jnr is either suffering from fatigue from or is having an un disclosed injury because he seems to be off it this season. This problems gives Liverpool a glimpse of hope for their showdown but Liverpool on the other hand aren’t doing themselves any favors by playing poorly since the return of the league and if this inconsistency doesn’t stop before the match week then Real Madrid might be on course to eliminate them.
I think if the comparison with Liverpool at the moment it is clear that Madrid is still better.
Even though I am a Liverpool fan in this case, I admit that Liverpool's performance is clearly worse now, so they really need to play even better if they still want to be on the Champions League stage.
We know how strong Madrid are and we have lost the previous meetings. The hope is revenge of course but with the current conditions I'm still a little unsure of Liverpool's strength.
1449  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: January 17, 2023, 08:04:23 PM
Did you see the reverse statistic? It was precisely Rennes who had more opportunities than Paris Saint Germain, they were only superior in possession. However, their mastery of the match did not allow them to win this match by losing to the hosts with a narrow score.
I don't know if I'm happy or sad about this result. The reason is, the defeat of Paris Saint Germain opened up opportunities for other teams to get closer. This will make the competition in Ligue 1 even more interesting because they have very tight points. It can also make the league even more competitive.
As a result, PSG has suffered two defeats in the last three league games! It's part of the game to lose, and as long as this result makes the league more competitive, I'm happy. Whatever the case may be, winning all the time makes football seem boring and uninteresting. It is unacceptable for PSG to have such statistics since only one shot was on target in the whole game. Just three points separate them from the top of Ligue 1.
Regardless of anything, they are still having a hard time when there really isn't any of their core players even if it's only 1 there.
We know PSG lost in these 2 matches when Messi
and Neymar wasn't there. On the other hand, for yesterday's defeat, there was also no Mbappe.
Are they really a team that can't be consistent when their star players don't play? I think it's definitely a setback if something like that actually happens.
1450  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: January 16, 2023, 11:50:23 AM
PSG have been inconsistent again to win after losing against Rennes in Ligue 1. I don't understand what made PSG so difficult in this match, Messi's return should have made the game more lively. Looking at PSG's statistics, they are far superior with 6 shots on target, but it seems that this is just a matter of finishing which keeps PSG from scoring. With this result, PSG cannot widen the distance from Lens on the standings, while Lens only needs 3 more points to match PSG's points.
As a result of PSG's defeat, the competition for points in the temporary standings has become even more fierce because there is not such a large distance between the teams in the top three for now. I also didn't expect why PSG could be beaten by Rennes, even though Neymar and Messi also played in that match, but they also couldn't score goals to save PSG from losing to Rennes even though that also didn't change PSG's position as top of the standings.
Did you see the reverse statistic? It was precisely Rennes who had more opportunities than Paris Saint Germain, they were only superior in possession. However, their mastery of the match did not allow them to win this match by losing to the hosts with a narrow score.
I don't know if I'm happy or sad about this result. The reason is, the defeat of Paris Saint Germain opened up opportunities for other teams to get closer. This will make the competition in Ligue 1 even more interesting because they have very tight points. It can also make the league even more competitive.
1451  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: January 15, 2023, 07:28:25 AM
Real Madrid continues to be seen as the favorite against Liverpool.  Troubled matches are played for Liverpool in the league.  They get the results they don't want.  Real Madrid, on the other hand, are better overall in the league and are under the impression of the team closer to qualifying in the UCL.  In my opinion, the Real Madrid option seems wiser as a bet.
I am sure that Liverpool players have more pressure and psychological barriers when they have to play with Real Madrid again. After many bad results when played with Real Madrid in the last five seasons, it is not easy for Liverpool players to start matches with empty mind. They likely are obsessed with past defeats which can impact their performance in upcoming two matches.

In addition, Liverpool have worse form in this season compares to Real Madrid and it will make them a weaker team in their matches. Anyway, they can fight and decide their destiny and if Villareal can beat Real Madrid, Liverpool can do it as well.
Even in Liverpool's better conditions than now, like last season for example, Real Madrid can still beat Liverpool. Moreover, if Liverpool were in a situation like this there would be a lot of doubts directed at them. In the domestic league they played in, in their last match they had to lose 3-0 to Brighton and even their game didn't show anything better. I keep trying to stay optimistic amidst the reality that exists with this team, I really hope that there are many miracles that will change the morality of this team that I like in a very short time.
Very disappointed of course, but hopefully there will always be hope.
1452  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: January 15, 2023, 06:01:53 AM
Still, Bayern Munich's match against RB Leipzig is a serious test. Perhaps the best team after Bayern Munich. It is a pity that Bayern Munich usually has so little opposition in this competition. There used to be a serious title fight with competitor Dortmund, but that is really in the past. I don't know exactly how it came about that the differences between these 2 teams have become so great. They used to be about as good. Dortmund has brought in a lot of money for Haaland, but has now at least got Haaler back, who incidentally scored no fewer than 3 goals in a last friendly match. He seems to have fully recovered from his illness.
Even though this match was quite a serious match because this match will show each team's weaknesses after they have had such a long holiday, I think that in a friendly match like this they don't use all their abilities. Especially for Bayern Munich, they are the strongest team in the Bundesliga, in this match they might only see how their defense performs after there is no Manuel Neuer in the squad. We know now they are trying hard to find a replacement goalkeeper for Manuel Neuer who has been sidelined due to injury.
1453  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: January 15, 2023, 05:43:55 AM
Damnnn how can Manchester City play so badly yesterday, they've a high ball possession but they only shoot 5 balls. With the current players, Manchester City can't play defensive because all the players are very good in attack strategy. When Ederson become a goal keeper, they need to maximize Ederson long pass, he's very good to make a counter attack.

As expected Brighton will beat Liverpool, Liverpool wouldn't play good when their key players are injured, so it's really good to bet on Liverpool's opponent until the end of this month.

Today match I bet Arsenal to win, and draw for Chelsea vs Crystal Palace, I hope the match doesn't make me disappointed Wink
Something that cannot be expected from Liverpool's game, I think Brighton deserved the victory seeing their good game. liverpool on the contrary, they played badly so that 3 big goals against them and made it a defeat that they had to swallow raw.
Manchester United managed to prove that they are better now by beating Manchester City, which usually in their previous meetings they could almost always win against Manchester United. But in this match, see how well they played, even their defense was not easily penetrated by Manchester City's attack line.
1454  Economy / Economics / Re: My investments ahead of the 2024 halving 100% Bitcoin on: January 14, 2023, 12:00:12 PM
That’s the best investment than having 99% of altcoins on your portfolio. I admit that i’ve made a really bad decision not putting bitcoin as my priorities in investment cause I was expecting that some altcoins would go higher like a boom. Mid year last year I started putting 50% of my funds on bitcoin and will continue this year hopefully.
Make sure we always hold bitcoin before any coin in our portfolio. I won't forbid investing in any altcoins, but don't let us forget about bitcoins and instead focus on altcoins alone.
I usually make bitcoin my top priority, and if I want to invest in altcoins, I only share a portion of my capital in a percentage that is not much more than bitcoin. And even if I want to invest in altcoins, I usually don't focus on one of my coins, but I spread it from my capital for at least 2 types of coins.
1455  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: January 14, 2023, 11:38:47 AM
Quote from: D-law
It's such a wonderful night to watch Napoli
They dominated Juventus as they are supposed to do
Five goals against a struggling Juventus who rely on defends now to score for en.

Congratulations to Napoli for the beautiful displayed they used to achieved three points from Juventus. Juventus performance was very poor from the beginning that made Napoli striker Osimhen to scored the first goal at 14 minutes to give their fans hope of winning the match and to maintain the first position till the end of the Italian league competition. Napoli succeeded to scored 5 goals to defeated Juventus and to alert other strong teams that this season title will definitely work for their favour, and they have all the tools to make it possible in this tournament.
I didn't even expect that this score would come despite Juventus' loss in their meeting with leaders Napoli. It's true that the game that Napoli displayed in this match was extraordinary, unfortunately Juventus couldn't even perform well so that 5 goals were created. 2 goals in the first half and an additional 3 goals in the second half locked their victory until the long whistle sounded. They didn't relax in the slightest even though they had scored a goal from Juventus, they kept trying to get goal after goal until the game really ended. Congratulations to Napoli for their crushing victory over the Juventus team.
1456  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: January 14, 2023, 11:15:40 AM
Ok, so Ill leave my tip for the Celta de Vigo vs Villareal.

I expect to see Villareal as a favourite for this game, but the home team is a tough notch when playing with the fans support. The home team will not go quietly and will attempt to score. That said, I believe the most probable outcome for this game will be for both teams to score.

Celta de Vigo 1 vs Villareal 1

Both Teams Score

Let me know what do you guys think.

Villareal had some chances but they didn't know how to enjoy it. They could have taken the 3 points home but they could not overcome the Celta defensive strategy!
My tip was a win as both team's scoring was one of the most probable outcomes for this game. Hope someone enjoyed my tip as well.
I didn't even see the chances that Villarreal could create in this match, it was the home team who had more chances compared to Villarreal. In fact, I consider them quite lucky because Celta Vigo could only score 1 goal from the several opportunities they created throughout the game. The course of the game can almost be said to be balanced, it's just that I see Villarreal's defense not working so well so that Celta Vigo can easily create several opportunities that have great potential to become a goal. At first I thought this would be a game that Villarreal would win, but it didn't turn out as expected.
1457  Alternate cryptocurrencies / Altcoin Discussion / Re: is investing in ethereum safe? on: January 13, 2023, 09:59:35 PM
I think this is still quite safe, Ethereum is one of the alt that is quite good in my opinion compared to other altcoins, Ethereum is clearly better in terms of investment but if it relates to the election there is bitcoin there I suggest to be in bitcoin but if you really want to be in altcoins then indeed Ethereum is definitely not something wrong and you should be there if you want altcoins.
1458  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: January 13, 2023, 09:29:41 PM
I think Marseille are more likely than Lens to finish the season at the second position in the standings. The point gap is quite close now and I won't be surprised if Marseille get ahead of them in the near future. Marseille have a much better squad before anything else. They are able to show this by their performance these days as well. They are still on a nice winning streak.

Marseille is more likely to be in second place in the Ligue 1 standings than Lens, and that makes a lot of sense considering their consistency in being in the top 5 over the past 5 seasons. Apart from that, Ligue 1 also still has a lot of matches.
Judging from the consistency that Marseille has shown and looking at the statistics in the previous few seasons, it's still possible, but on the other hand, I'm currently expecting a lot more from Lens.
But even if they have to be dumped in their current position and move to third place I think this is also not too bad for them because regardless of anything it has been a performance increase for Lens.
Lens have only lost once and I think it's still possible for them to bounce back.
1459  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: January 13, 2023, 09:15:23 PM
I would actually be pretty surprised, if Memphis Depay would really be the number 1 choice of Athletico Madrid as a replacement for Joao Felix. The last news that i read about Depay at Barcelona was, that the officials of the club were pretty angry about him because he faked an injury or something like that, so that he did not need to play anymore for Barca shortly before the start of the World Cup in Qatar because he did not want to risk a serious injury and therefore miss the world cup. Also i always have the feeling that Depay is just a prime example of someone that comes out of poverty and gets rich to quickly, the way he behaves. I could be wrong though.
Well, I haven't heard about the Memphis depay issue and Barcelona officials, but if it's true, the chances of leaving Barcelona will be made easier by the current rumours. I honestly doubt that Memphis Depay will leave Barcelona, but if the player is deemed to be in trouble of course that will lead to his future elsewhere.
There were rumors a few months ago that Depay's clause was 5-15 million, even though this could be said to be quite cheap, but I think Barcelona will still be profitable because Depay was brought in for free.
In addition, they can reduce their current salary.
As for Depay, this condition is clearly better than having to be on the bench forever. I think it's better for him to go to Atletico, at least the competition at Atletico is more open in terms of attackers than at Barcelona, who won't get a chance.
1460  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: January 12, 2023, 09:30:21 PM

Indeed Harry Kane is the most valuable player Spurs have on their side and it will be so difficult for them to let him leave the club. Spurs are struggling this season and they need their key player in the team. Despite the many options Kane has, I will also like Harry Kane to remain at the club because he will always be a competition for other strikers in the league and make them put in their best to be in the race for the golden boot trophy.
I think he will stay with Tottenham, because if now Tottenham let him go then who is the player who will fill the void that is left. I haven't even heard that Tottenham are looking for players up front, so the chances of Harry Kane leaving are very slim. They will not take a high risk by releasing their flagship player.
They still need Harry Kane to remain a part of them for the next few seasons. So I believe we will still see this player at Spurs.
This still has some considerations I think because regardless of anything with the seduction of several big teams, especially in this case Bayern seriously said that they are ready to pay an adequate salary and guarantee this trophy can definitely be tempting for Kane.
But on the other hand, this condition is a little unpredictable because we know that Tottenham will not want to let this player go and that there have been examples when City's big offer was defeated by the firmness of Tottenham before.
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