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Author Topic: i need 0.10 btc loans  (Read 389 times)
saipawan
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November 09, 2015, 10:11:49 PM
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i need 0.10 btc loans can any body help me
i will use my account collateral
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marjod
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November 09, 2015, 10:13:43 PM
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Lame scam attempt, try again later Wink
tarsua
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November 09, 2015, 10:14:51 PM
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People wont trust a newbie asking for a loan without even mentioning collateral, what can you offer as collateral?
InvoKing
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November 09, 2015, 10:15:17 PM
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i need 0.10 btc loans can any body help me
First post asking for a loan without collateral... You will get a negative trust for sure.
You better give a valid collateral else no one will help you here.

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OC19850520
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November 09, 2015, 10:15:59 PM
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How long would you like the loan for and how much will you be paying back?

Oh,

Also what valid collateral will you be offering a trusted escrow to hold?
saipawan
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November 09, 2015, 10:19:47 PM
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what collateral should i have to submit
tarsua
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November 09, 2015, 10:22:37 PM
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what collateral should i have to submit
What is considered collateral?

Collateral is something that can easily be resold to cover the loan value plus interest should the loaner default on the loan.

- The best collateral is another crypto-currency, such as Litecoin (also written as LTC).  Coins must be moderately traded on multiple exchanges.
- Some digital wares such as domain names can be considered as long as the user cannot recover it.
- Small valuable items that can be shipped though the mail - i.e. gold, silver, iphones, etc.
- Large items, such as a motorcycle or guitar can be used if you live close to the person giving you the loan.  Try localbitcoins.com

What is not considered collateral?

- Items not in hand.  Don't trust a user that promises to give you something *when* they default!  Tracking numbers only show something has been mailed - it could be an empty box.
- Future income.  You can prove you'll make xx coins in the next few days, but nothing forces you to send those coins to pay your debt.
- Identification.  So what if they can prove who they are.  Are you going to spend more money and time taking them to court on untested legal grounds?  You'll probably just walk away, like everyone does.  ID is useless.
- Games codes or similar.  To verify the collateral you need to use the code, which destroys the collateral.  Consider this a purchase, not a loan.  (Post in Digital Goods instead)
- Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight.
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time.  Escrow can't even help, as paypal charge backs can come over 6 months later!
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account)  Examples:  Steam
 
When should you use Escrow?

 - Never send collateral directly to a low activity/post account offering you a loan, as they are likely to take your coins and disappear. (Collateral Scam)
 - Use only "Hero Members" or "Legendary Members" for escrow - they have a vested interest in the community with the time they have spent here.
 - Do not use a third party escrow service unless hero members can vouch for it - it's too easy to create a website, do a few escrows then disappear with a big balance.  Rinse and repeat.
- A list of trusted escrows can be found here:  https://bitcointalk.org/index.php?topic=855778.0
 
When considering the trustworthiness of a user, ignore "Posts" as there are schemes that pay a user per post.  A person can make 1,000 useless posts in one day and contribute nothing to the community.  Instead look at the "Activity" number - that gives you a more accurate tally of how involved the user is in the community.

Ignore the sob stories that users post - it's just a scam to get your coins.  If a person really is in such a situation, they can turn to family, friends or other social circles they frequent.  They are just posting in our community because the payment is anonymous and irreversible.
that should tell you what you can offer as collateral, good luck
saipawan
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November 09, 2015, 10:31:13 PM
 #8

thank you very much i willmread this article and submit my colatteral
Athertle
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November 09, 2015, 10:32:59 PM
 #9

thank you very much i willmread this article and submit my colatteral

In the mean time, close the thread. Bottom left.

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