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Author Topic: Can Bitcoin make Banks disappear?  (Read 427560 times)
vikkyzenna
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June 25, 2017, 01:10:14 PM
 #4521

for the acquisition of all necessary goods and services is quite enough the usual dollars, debit cards and services installed on the smartphone. In addition, on the way to the widespread adoption of bitcoin as a means of payment are significant legal, regulatory and, finally, cultural barriers. At the same time, at this stage, bitcoin is valuable as a valuable investment object, a kind of "digital gold". I doubt that in the foreseeable future the average inhabitant of the planet will use bitcoin for the everyday acquisition of the benefits it needs.
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June 25, 2017, 01:25:47 PM
 #4522

for the acquisition of all necessary goods and services is quite enough the usual dollars, debit cards and services installed on the smartphone. In addition, on the way to the widespread adoption of bitcoin as a means of payment are significant legal, regulatory and, finally, cultural barriers. At the same time, at this stage, bitcoin is valuable as a valuable investment object, a kind of "digital gold". I doubt that in the foreseeable future the average inhabitant of the planet will use bitcoin for the everyday acquisition of the benefits it needs.

You are right that there is really won't happen the so called all bitcoin transactions in a person's day to day living. The fact that we live in a country whose financial transactions are regulated by the government says it all - unless our government is in chaos and is no longer functioning, then maybe that is the time bitcoin can be used. But that is really far from the reality.
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June 25, 2017, 01:36:38 PM
 #4523

for the acquisition of all necessary goods and services is quite enough the usual dollars, debit cards and services installed on the smartphone. In addition, on the way to the widespread adoption of bitcoin as a means of payment are significant legal, regulatory and, finally, cultural barriers. At the same time, at this stage, bitcoin is valuable as a valuable investment object, a kind of "digital gold". I doubt that in the foreseeable future the average inhabitant of the planet will use bitcoin for the everyday acquisition of the benefits it needs.

You are right that there is really won't happen the so called all bitcoin transactions in a person's day to day living. The fact that we live in a country whose financial transactions are regulated by the government says it all - unless our government is in chaos and is no longer functioning, then maybe that is the time bitcoin can be used. But that is really far from the reality.


This will indeed be very difficult ,.
But it is not impossible that this will happen, because now bitcoin has worldwide and now many payment methods that have been using bitcoin, (bitcoin payment) because of the ease of transactions and the cost of wearing relatively light and not difficult.
Maybe that's one of the reasons why bitcoin is said to take over
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June 25, 2017, 03:24:33 PM
 #4524

I actually read this topic a few months ago, and I want to reassure you that banks will not disappear until the common currency disappears and that this will not happen. Btc is simply a digital currency. In addition, the government will not let the banking system disappear easily





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stompix
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June 25, 2017, 06:07:11 PM
 #4525

In my opinion bitcoin can't make banks disappear, I don’t think so..Banks will guide Bitcoin users to make the transaction easier.

Oh really? Well, I don't think the bolded is a reason for Bitcoin not been able to replace the banking institution. As it stands, how many people have the bank helped to pull through a Bitcoin transactions?
The answer, I guess, should be none!

However, the bank are at the moment indispensable because of other factors not even associated with helping out Bitcoin users through transactions. The major reason being that there are a whole lot of people who haven't even heard of Bitcoin, let alone knowing how to use it. What about those who don't have access to the Internet? How will they cope if the banking system is completely eradicated?

People in this forum always use "how about the people that don't have an Internet access?" as an argument and they think no one can answer it. Places that don't have an Internet access probably isn't in the city or near town. That means that there are no banks in the place, they will be the least affected ones. And even if there is, there will be very little amount of people that's going to be using it. They are not going to be devastated if banks disappear. They are not going to be affected at all. What you should be worrying about are the people that have a lot of money in the banks.

People with no Internet are just going to have to stick with what's available in their place and that's fiat money.

Quote
About 48% of the world's population uses the Internet.[1] In 2015, the International Telecommunication Union estimated about 3.2 billion people, or almost half of the world's population, would be online by the end of the year.

Let' say the numbers have increased to 60%.
You're still sending 40% of the human population to stick with fiat.

No. Banks are already well thought out and for many years are making a profit. Bitcoin can only cooperate with them or they will destroy it.
How can bitcoin be cooperating with banks when we are not under with bank, they are operating in a centralized manner while we are operating on the opposite, I think that is very obvious reason why bitcoin will be a threat to the banks payment system because bitcoin is more transparent.

Just like banks worked with cash 100 years ago. And how they worked with gold coins 500 years ago.
And probably with stones 10k years ago Smiley))). jk.

Why is so hard to picture idiots taking their bitcoins to the bank?
Look how many are using a bitcoin card like xapo.
What's the difference between using a bitcoincard and a fiat money card?

And besides that, how can you get a loan without a bank?
Btcjam doesn't look like a future idea.

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Harlot
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June 25, 2017, 06:14:42 PM
 #4526

I actually read this topic a few months ago, and I want to reassure you that banks will not disappear until the common currency disappears and that this will not happen. Btc is simply a digital currency. In addition, the government will not let the banking system disappear easily
I agree with you, the government has a power to protect their own banks which in turn is also protecting the money of all their citizens. And the government won't make it go that far if Bitcoin will really post a threat to their own banking system and currency. Also this should be over by now as some developed countries will soon accept Bitcoin as a mode of payment. For me Bitcoin won't exist if there is no Fiat Currency in the world as people will really convert their Bitcoin to Fiat as of right now.
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June 25, 2017, 06:42:45 PM
 #4527

Bitcoin may not make the bank disappear!
Because not everyone in the world knows bitcoin,
Although people in the world know bitcoin, only some of them will put their money in bitcoin, there are some say that the use of bitcoin is difficult
Today of course it can't but we are talking about the future... When paper money was invented not everyone knew that, but today everyone (99%) use it. I think the society will have to accept Bitcoin before it will make big impact on economy and world overall. But the problem is that many people (most influential people in the world) are making a lot of money with economy system we have, so there is a big chance they will try to stop Cryptocurrencies. Only time can show us what is going to happen. Smiley



This appears to be a law of nature, where the strong is the one that will last long, but it seems to eliminate the  paper money system not easy, but does not rule out the passage of time and where humans are increasingly following the time.
And that's where it will start entering the bitcoin and digital coin finance system


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June 25, 2017, 07:30:52 PM
 #4528

Banks will change or go under but they won't go away. They will always find some service to provide that someone else will want to buy.


that right, banks will not easily disappear because banks always find some service to provide that someone else will want to buy. Wink
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June 25, 2017, 08:56:06 PM
 #4529

Banks will change or go under but they won't go away. They will always find some service to provide that someone else will want to buy.


that right, banks will not easily disappear because banks always find some service to provide that someone else will want to buy. Wink
Or I do not understand the financial structure of the crypto currency a bit, you are something about something wrong. I do not think Bitcoin will be able to destroy the banking system. Today you banks are beginning to explore Bitcoin technology. We understand that this is a full-scale preparation for competition.

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June 25, 2017, 11:49:27 PM
 #4530

I actually read this topic a few months ago, and I want to reassure you that banks will not disappear until the common currency disappears and that this will not happen. Btc is simply a digital currency. In addition, the government will not let the banking system disappear easily

Even if they don't disappear they will lose customers and since Bitcoin has no customers because Noone is in charge they can't do much. Different people will handle their finance in different ways. This is up to each person to decide what is best.

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June 25, 2017, 11:59:47 PM
 #4531

It seems that experts say that Bitcoin 'Here to Stay,' But Banks Could Disappear.


"TheStreet: How do you think FinTech will impact the way banks operate?

Frank Schwab: Banks either react on, or they will disappear. Anyway, the consolidation of the banking industry accelerates as the behaviour of people changes. Some banks will benefit from [FinTech], some will be pushed to the back end, and some will disappear."
http://www.thestreet.com/story/13419089/1/bitcoin-here-to-stay-but-banks-could-disappear-says-fintech-expert.html

What's your read on that?


Obviously yes i guess when bitcoin become a number one currency in the world it will be easier to make the bank disappear and as we all know bitcoin is the banks worst fear it is a lot easier to store money in bitcoin than bank and at the same time you are investing in bitcoin.
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June 26, 2017, 12:37:00 AM
 #4532

No, banks are already thinking into some way to use bitcoin technology to save them a lot money over their inside transactions. Bitcoin isnt a real problem for banks, they provide a usefull thing the loans for over 2 years up to 50 years, the max period you will lend your coins will be for maybe 2 weeks with colateral. Besides those the world economy does use banks, and they wont change it at all, soo bitcoin isnt a problem to banks at all, even with some people using it, the money will return to banks in the end.
What you're saying is true because people will also exchange btc to fiat in order to buy things that can only be bought by means of fiat money. But what everyone saying here is what if many countries began accepting btc as a payment ( as we all see they began regulating btc ), and what if many people are using btc let's say 60% btc 40% fiat currency, I wonder if the banks will accept the fact that btc is the new age and they will bought a lot of btc in order to replace their money into digital currency which I think if they don't do some companies will begin launching other cryptocurrencies banks and the older banks will fade, which I think this will have a lot of contradictions regarding fiat to cryptocurrencies to Central banks and to online banks and to government and it's people who use cryptocurrencies. This will be a long haul of hearings and New laws will be implemented in the payment system of cryptocurrencies.

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June 26, 2017, 12:55:24 AM
 #4533

No, banks are already thinking into some way to use bitcoin technology to save them a lot money over their inside transactions. Bitcoin isnt a real problem for banks, they provide a usefull thing the loans for over 2 years up to 50 years, the max period you will lend your coins will be for maybe 2 weeks with colateral. Besides those the world economy does use banks, and they wont change it at all, soo bitcoin isnt a problem to banks at all, even with some people using it, the money will return to banks in the end.
What you're saying is true because people will also exchange btc to fiat in order to buy things that can only be bought by means of fiat money. But what everyone saying here is what if many countries began accepting btc as a payment ( as we all see they began regulating btc ), and what if many people are using btc let's say 60% btc 40% fiat currency, I wonder if the banks will accept the fact that btc is the new age and they will bought a lot of btc in order to replace their money into digital currency which I think if they don't do some companies will begin launching other cryptocurrencies banks and the older banks will fade, which I think this will have a lot of contradictions regarding fiat to cryptocurrencies to Central banks and to online banks and to government and it's people who use cryptocurrencies. This will be a long haul of hearings and New laws will be implemented in the payment system of cryptocurrencies.

Your assumptions are valid but it is far from happening anytime soon because our financial industry, which banks are in, are regulated by the government and they can control and implement policies for the thriving of these banks.
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June 26, 2017, 01:00:54 AM
 #4534

I actually read this topic a few months ago, and I want to reassure you that banks will not disappear until the common currency disappears and that this will not happen. Btc is simply a digital currency. In addition, the government will not let the banking system disappear easily
Yeah as long as the fiat is still there and does not disappear then the bank will continue to survive. The government will maintain their own local fiat or currency. So bitcoin will never disappear even bitcoin will be popular and famous though

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June 26, 2017, 01:42:09 AM
 #4535

I actually read this topic a few months ago, and I want to reassure you that banks will not disappear until the common currency disappears and that this will not happen. Btc is simply a digital currency. In addition, the government will not let the banking system disappear easily
Banks not only serve as a place to save money for the population of a country. But the central bank also regulates finances in every country. Bitcoin will not be able to replace or make the bank disappear, the bank has a very central position in the country
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June 26, 2017, 01:45:46 AM
 #4536

Certainly no. Banks would never be replaced since goverment's control would be lost if there is no banks. Besides, crypto currency would also need banks if it become a major currency.
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June 26, 2017, 09:17:44 AM
 #4537

Banks will change or go under but they won't go away. They will always find some service to provide that someone else will want to buy.


that right, banks will not easily disappear because banks always find some service to provide that someone else will want to buy. Wink

as long as the banks don't want to open their eyes with new technologies, the banks will be disappear soon because every time new technologies comes out, it will give something new and something good. so banks will not disappear from anything as they want to follow the technology and if its good for them then they can implemented with their system.

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June 26, 2017, 09:30:14 AM
 #4538

It seems that experts say that Bitcoin 'Here to Stay,' But Banks Could Disappear.


"TheStreet: How do you think FinTech will impact the way banks operate?

Frank Schwab: Banks either react on, or they will disappear. Anyway, the consolidation of the banking industry accelerates as the behaviour of people changes. Some banks will benefit from [FinTech], some will be pushed to the back end, and some will disappear."
http://www.thestreet.com/story/13419089/1/bitcoin-here-to-stay-but-banks-could-disappear-says-fintech-expert.html

What's your read on that?




Bitcoin is growing and we can save it to our wallet but not so that the bank will disappear as it will grow to grow stronger to fit Bitcoin. I believe that will happen
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June 26, 2017, 09:54:49 AM
 #4539

Banks will change or go under but they won't go away. They will always find some service to provide that someone else will want to buy.


that right, banks will not easily disappear because banks always find some service to provide that someone else will want to buy. Wink

as long as the banks don't want to open their eyes with new technologies, the banks will be disappear soon because every time new technologies comes out, it will give something new and something good. so banks will not disappear from anything as they want to follow the technology and if its good for them then they can implemented with their system.

Banks are actually adjusting to technology and I believe they are even quite advanced already in so far as online banking is concerned - it is just that banks are not into technology business but they are actually using technology both for the benefit of their clientele and there company.
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June 26, 2017, 11:22:57 AM
 #4540

Certainly no. Banks would never be replaced since goverment's control would be lost if there is no banks. Besides, crypto currency would also need banks if it become a major currency.

That right, governments have control of some banks. It’s the way of government to earn taxes and fees in transactions that’s why bitcoin cannot make banks disappear. Right now, lot of people still depends in banks to save, and for their daily transaction as long as their trust is in banks, it will not dissapper.

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