Maslate
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May 30, 2016, 06:21:26 AM |
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Making budget is a good idea as it keeps the record of money to be spent and using credit cards is something like losing your money. Banks make you pay more. One more thing that could be opted is investing money in parts that will help you to have secondary income without much risk.
Yeah, it is better if you throw away your credit cards. It will just destroy your budget and the interest it bills when you missed a payment is too big. As much as possible avoid bad debts, it will carve away money from your budget. Save and then invest so you can be financially liberated. Credit card are just for us to get tempted to buy on unnecessary things in life, they are designed that if we default a payment we will pay a huge interest plus penalty, we should stay way using it. Let's use cash instead and if you can buy things in cash the better.
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Doms
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May 30, 2016, 12:02:20 PM |
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Making budget is a good idea as it keeps the record of money to be spent and using credit cards is something like losing your money. Banks make you pay more. One more thing that could be opted is investing money in parts that will help you to have secondary income without much risk.
Yeah, it is better if you throw away your credit cards. It will just destroy your budget and the interest it bills when you missed a payment is too big. As much as possible avoid bad debts, it will carve away money from your budget. Save and then invest so you can be financially liberated. Credit card are just for us to get tempted to buy on unnecessary things in life, they are designed that if we default a payment we will pay a huge interest plus penalty, we should stay way using it. Let's use cash instead and if you can buy things in cash the better. Credit cards are ok if you know how to use it properly. It's all about how you manage your finances. Sometimes, loans are also good if you are going to use it to start a business. All these instruments that are at our disposal could make our lives better. It is just a matter of maximizing the uses of each without falling into the temptation of greed.
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salmanahmedone
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May 30, 2016, 03:06:16 PM |
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Making budget is a good idea as it keeps the record of money to be spent and using credit cards is something like losing your money. Banks make you pay more. One more thing that could be opted is investing money in parts that will help you to have secondary income without much risk.
Yeah, it is better if you throw away your credit cards. It will just destroy your budget and the interest it bills when you missed a payment is too big. As much as possible avoid bad debts, it will carve away money from your budget. Save and then invest so you can be financially liberated. Credit card are just for us to get tempted to buy on unnecessary things in life, they are designed that if we default a payment we will pay a huge interest plus penalty, we should stay way using it. Let's use cash instead and if you can buy things in cash the better. Right, because i was banker, and i know credit card not useful thing for everyone, i have seen mostly people who have a big amount Credit card they all are defaulter, because no one have full information about how to use it, all people are using the cards in his own sense. so better is that avoid it.
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Icathia
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June 01, 2016, 03:15:07 PM |
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i like to have always a certain amount ready to resolve big problem or emergency, like 10 euro
the other can be spent at will for your needs, a portion of this i like to use it for investment if there are good investments to be made
Best way to manage your money is to always put some money on the side if you can and do not spend money just because you have money at the time. Always be prepared for the future maybe something goes wrong and you have to pay for someting.
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BitcoinPaw
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June 01, 2016, 11:14:19 PM |
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The best way to manage money is create plan of wastings , and also your power of will is really needed to controll yourself. With this two simple steps i am managing my money.
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yayayo
Legendary
Offline
Activity: 1806
Merit: 1024
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June 02, 2016, 12:47:32 AM |
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i like to have always a certain amount ready to resolve big problem or emergency, like 10 euro
the other can be spent at will for your needs, a portion of this i like to use it for investment if there are good investments to be made
Best way to manage your money is to always put some money on the side if you can and do not spend money just because you have money at the time. Always be prepared for the future maybe something goes wrong and you have to pay for someting. That's not wrong, however first and foremost you have to get an overview on your funds: How much do I earn and what are my regularly occurring expenses? What is really needed and what is optional? I think to successfully manage your money you should have some spending discipline. For me that's easy, since I do not feel much satisfaction from buying things. Other people I know are more emotionally attached to spending, feeling joy after buying something they desire. However this feeling of joy tends to be short-lived. To sum it up: Know your means. Avoid the dangers of overspending. Avoid debt, since it leads to further expenses. ya.ya.yo!
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goldcoinminer
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June 02, 2016, 01:11:16 AM |
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The best way to manage money is create plan of wastings , and also your power of will is really needed to controll yourself. With this two simple steps i am managing my money.
I just don't get it. Pardon me, what do you mean on plan of wastings? Is that an amount set aside for leisure? Most people especially here in bitcoin community have only one thing known for plan of wastings is gambling.
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daringdiscovered
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June 02, 2016, 05:43:20 AM |
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i like to have always a certain amount ready to resolve big problem or emergency, like 10 euro
the other can be spent at will for your needs, a portion of this i like to use it for investment if there are good investments to be made
I prefer also doing this. It is hard to borrow money from people when you're in need. My mom saves 2$ everyday and puts it in a piggy bank. So when we run short from budget or emergency comes we have something to spend. Plus don't spend it at things you don't need necessarily. Everytime you receive your salary for the month separate all the bills that needs to be paid that month so your debts won't get bigger every month.
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Nouelle-Hunter
Member
Offline
Activity: 70
Merit: 10
★YoBit.Net★ 350+ Coins Exchange & Dice
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June 10, 2016, 02:06:42 AM |
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In terms of managing money im not that good but i can give you advice.First is go away from gambling,this will just drain your money your saving.Focus on your work not on any things and dont ever ever spend it to things that is not needed.And you can also put it on bitcoin wallets so you cannot spend it physically and you can save it up
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Cybertron00
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June 10, 2016, 02:21:04 AM |
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Well im also not good at that, but let me give you an advice. Don't buy things you don't need and don't invest in investment sites because they are riskier than gambling.
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goldcoinminer
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June 10, 2016, 04:47:03 AM |
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Making budget is a good idea as it keeps the record of money to be spent and using credit cards is something like losing your money. Banks make you pay more. One more thing that could be opted is investing money in parts that will help you to have secondary income without much risk.
Yeah, it is better if you throw away your credit cards. It will just destroy your budget and the interest it bills when you missed a payment is too big. As much as possible avoid bad debts, it will carve away money from your budget. Save and then invest so you can be financially liberated. Credit card are just for us to get tempted to buy on unnecessary things in life, they are designed that if we default a payment we will pay a huge interest plus penalty, we should stay way using it. Let's use cash instead and if you can buy things in cash the better. Credit cards are ok if you know how to use it properly. It's all about how you manage your finances. Sometimes, loans are also good if you are going to use it to start a business. All these instruments that are at our disposal could make our lives better. It is just a matter of maximizing the uses of each without falling into the temptation of greed. If you are easily tempted with the things around while in the shopping mall, never bring a credit as it will ruin your budget planning. That is only for people with good self discipline as it is very convenient for them to bring credit card instead of cash.
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yhansky
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June 10, 2016, 04:55:53 AM |
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Make some notes ,list all the activities you will do,,from buying to selling your coins. Like me i list all the details of my transactions ,cause sometimes i forget one transaction and i thought some of my btc is missing.
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goldcoinminer
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June 10, 2016, 05:39:54 AM |
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Make some notes ,list all the activities you will do,,from buying to selling your coins. Like me i list all the details of my transactions ,cause sometimes i forget one transaction and i thought some of my btc is missing.
I think that is the basic thing to do in managing your money and actually you can easily find that method anywhere but it still goes down to the ability of a person to implement the method. If we lack self discipline it's hard for use to follow that and we cannot manage our money properly.
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blackmachinegun
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June 10, 2016, 06:39:58 AM |
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The best way to manage money is create plan of wastings , and also your power of will is really needed to controll yourself. With this two simple steps i am managing my money.
I just don't get it. Pardon me, what do you mean on plan of wastings? Is that an amount set aside for leisure? Most people especially here in bitcoin community have only one thing known for plan of wastings is gambling. many people who do waste money like a gamble or buy goods that are not needed and so forth. this is the main reason people are poor or fails to become rich. because any money they save will always run for at spend. therefore plan wasting very important IMO
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CryingMidget
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June 10, 2016, 06:45:44 AM |
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Make some notes ,list all the activities you will do,,from buying to selling your coins. Like me i list all the details of my transactions ,cause sometimes i forget one transaction and i thought some of my btc is missing.
Saving and investment is an integral part of wise money management.One should save at least 10% to 20% of his earnings for future and if possible invest 10% in some good business opportunity.Bitcoin is certainly one of them
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Bitcoinbee
Member
Offline
Activity: 84
Merit: 10
www.lunarbets.eu Bitcoin*Sports*Betting
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June 10, 2016, 07:26:05 AM |
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Best way to manage money, is to have a systematic breakdown on how money will be used, it could be with investments, spending's, savings, overhead expenses and etc.. You can always make or draft a chart to have a visualized details of it. Within that system you will be able to control or manage on how to allocate or address anything within a specific part. There are a lot of ways especially those written in best selling books or novels just google it.
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GermanFoobla
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June 10, 2016, 02:13:02 PM |
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The way to manage your money is that you have to know that you must save also some money and that would be nice so you will not lose any money and that is nice. But to earn some money you have to make an investment and that can be bad if you are selling it on the wrong moment.
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redsun114
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June 10, 2016, 05:39:11 PM |
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The way to manage your money is that you have to know that you must save also some money and that would be nice so you will not lose any money and that is nice. But to earn some money you have to make an investment and that can be bad if you are selling it on the wrong moment.
In practical for managing your money in best way is by keeping all your records of your expenses, earnings, saving all in one file like .docx or any similar file so you can easily move for your daily works more efficiently
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goldcoinminer
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June 11, 2016, 04:40:06 AM |
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The way to manage your money is that you have to know that you must save also some money and that would be nice so you will not lose any money and that is nice. But to earn some money you have to make an investment and that can be bad if you are selling it on the wrong moment.
In practical for managing your money in best way is by keeping all your records of your expenses, earnings, saving all in one file like .docx or any similar file so you can easily move for your daily works more efficiently That's are vital in money management, you need to treat it like you have a business and keep track of your expenses and income on a daily basis, in that way you can analyze through the data what expenses to minimize and eliminate.
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Cyaren
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June 11, 2016, 05:28:11 AM |
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I believe that the best way to manage your money is to willing to take some risks instead of hiding all your money under your mattress and do nothing about it. That is the dumbest thing you can do.
I guess another important part is to never gamble with your money, if you cannot afford to lose it. I've seen people gambling away their life savings, which is dumb as well.
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