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Author Topic: Best way to manage money?  (Read 61065 times)
coynedterm
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September 17, 2016, 12:13:28 AM
 #681

So I have seen a lot of topics relating to different methods of managing money ("How to earn Bitcoin, "How to save money") and the likes. Now I would like to see what are the best ways people can come up with in regards to managing their money. I find creating a budget is one of the fundamentals of managing money. If you have no records, you can't know exactly how much money you have to spend each month. Another piece of advice I would like to give to people is to not use your credit card unless you're able to pay it off in full at the end of the week.

Any input?
i think you should do the same work like me . i am very responsible toward the money give and tale whether for fun and joy of for professional exchange . in this way i am always mangable to find what is my momthly profit and loss .

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September 17, 2016, 04:12:52 AM
 #682

The best way is to find more efficient alternatives to use your money, without spending on things that could be avoided and having savings to take advantage of opportunities that may bring you better returns in the future.

I agree, it is best to know the things that is really needed and those that are less important be set aside.  another approach is separate 10% to savings  and use the remaining for the monthly budgets.  This might be a bit hard if you are not used to doing it but you will find it will be a life saver in the future.

10% partition on your salary would be a good step on putting it on saving since these funds would surely be useful in future terms in times of emergencies and planned investments. . That's why It's important to manage our money so that we would be able to make some savings.

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September 17, 2016, 07:27:19 AM
 #683

The best way is to find more efficient alternatives to use your money, without spending on things that could be avoided and having savings to take advantage of opportunities that may bring you better returns in the future.

I agree, it is best to know the things that is really needed and those that are less important be set aside.  another approach is separate 10% to savings  and use the remaining for the monthly budgets.  This might be a bit hard if you are not used to doing it but you will find it will be a life saver in the future.

10% partition on your salary would be a good step on putting it on saving since these funds would surely be useful in future terms in times of emergencies and planned investments. . That's why It's important to manage our money so that we would be able to make some savings.
Start small to end up big, when you are just staring to save you do not need to abruptly put a bigger amount to save that you cannot manage, just increase gradually when you are successful in small amount so you will have a continuous savings.
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September 17, 2016, 07:34:06 AM
 #684

If you are not in need of left money than you can invest in trustable source or policies with good outcome.It is great backup plan for anyone.you can also do saving in different areas as it will only help you at last.
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September 17, 2016, 08:49:45 AM
 #685

If you are not in need of left money than you can invest in trustable source or policies with good outcome.It is great backup plan for anyone.you can also do saving in different areas as it will only help you at last.
Focus on savings first before you invest, it will just come after you will be able to successfully save. You will be tested if you are going to save with discipline and you will not be easily tempted to your wants.

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September 17, 2016, 09:27:51 AM
 #686

If you are not in need of left money than you can invest in trustable source or policies with good outcome.It is great backup plan for anyone.you can also do saving in different areas as it will only help you at last.
Focus on savings first before you invest, it will just come after you will be able to successfully save. You will be tested if you are going to save with discipline and you will not be easily tempted to your wants.
It is good to save when you are receiving a good income, I hope people will understand that we can earn consistently from our jobs and while we are earning we need to set aside a certain amount for savings to take care of our future investment.

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September 17, 2016, 11:54:59 AM
 #687

If you are not in need of left money than you can invest in trustable source or policies with good outcome.It is great backup plan for anyone.you can also do saving in different areas as it will only help you at last.
Focus on savings first before you invest, it will just come after you will be able to successfully save. You will be tested if you are going to save with discipline and you will not be easily tempted to your wants.
you're damn right,directly investing and took the money from certain percents of our monthly salaary is really too small that won't give us a good result at the end,when you're trying to invest,trying to gather as much money as you can and keep in mind that it's really not used money so when the investing failure you don't mind because it's won't affect you

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September 17, 2016, 12:14:34 PM
 #688

If you are not in need of left money than you can invest in trustable source or policies with good outcome.It is great backup plan for anyone.you can also do saving in different areas as it will only help you at last.
I think saving and growing money (to invest) is something that is quite difficult to plan because if you're wrong in making a plan you'd probably get the loss. I'm not so clever in dividing the money for both. I even had to use most of my money to invest?
yeah I think now that it was very risky
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September 17, 2016, 12:23:35 PM
 #689

i think the money we have better kept. to make an investment we must look at things from many sides for the money we invest. because a lot of investment sites that deceive


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September 17, 2016, 04:16:04 PM
 #690

Start small to end up big, when you are just staring to save you do not need to abruptly put a bigger amount to save that you cannot manage, just increase gradually when you are successful in small amount so you will have a continuous savings.

Sometimes that is the problem. The target is too much you are having a hard time keeping up.  And it becomes boring and tedious you stop doing it altogether. I think I will take your advice, keep the target small and keep saving even if it is just a small amount.
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September 18, 2016, 07:36:41 AM
 #691

I believe you should  save your money, cutting your spendings,  by only buying what you really need.  I believe that is a better way  to manage your money..
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September 19, 2016, 01:09:43 PM
 #692

Saving. People who know how to save money, always good with it, never need to take loans, borrowing and other stuff, you just living without money problem.
yeah I think everybody already knows how to do a cash deposit. but I'm sure everyone will be trouble to always be consistent with their plans to save money and apply sparingly. I'm sure people will have difficulty to it. people would prefer to spending and Wasteful
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September 19, 2016, 05:40:53 PM
 #693

I believe you should  save your money, cutting your spendings,  by only buying what you really need.  I believe that is a better way  to manage your money..

Saving is really a good way to manage your money. But don't forget that you must have some things to spend for and with that I would like to suggest in able to manage your money properly what you need to do is have a checklist for those things that you are going to spend your money. And that is going to be your guidelines that the things listed are the only ones you need to buy.

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September 19, 2016, 05:50:26 PM
 #694

I believe you should  save your money, cutting your spendings,  by only buying what you really need.  I believe that is a better way  to manage your money..

Saving is really a good way to manage your money. But don't forget that you must have some things to spend for and with that I would like to suggest in able to manage your money properly what you need to do is have a checklist for those things that you are going to spend your money. And that is going to be your guidelines that the things listed are the only ones you need to buy.
Yeah one of the good thing is savings but we can say that you are managing it.. because you are just saving.
For me its good to manage your money is to use and spend it to your own business if you have a business you will start to manage and budget your money for your business.

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September 19, 2016, 09:23:28 PM
 #695

For this I think diversify is really  important and it  is good to have part of the portfolio in bitcoin.  I believe it is the most stable  investment among the  cryptos.
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September 20, 2016, 02:41:33 AM
 #696

I think you should get a list  of the things where you will  spend your money, and try  to avoid wasting it  on unnecessary expenses.
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September 20, 2016, 04:02:27 AM
 #697

If you are not in need of left money than you can invest in trustable source or policies with good outcome.It is great backup plan for anyone.you can also do saving in different areas as it will only help you at last.
Focus on savings first before you invest, it will just come after you will be able to successfully save. You will be tested if you are going to save with discipline and you will not be easily tempted to your wants.
It is good to save when you are receiving a good income, I hope people will understand that we can earn consistently from our jobs and while we are earning we need to set aside a certain amount for savings to take care of our future investment.

for people who get work in office and get payment in monthly, its a good option. but if someone only get payment in a week or a day, its really hard to do, but we can do it with small amount for first start and next, we can try to reduce our output expense so we can save more amount in our savings account.

do it with small amount, trying to increase the amount, continue to savings and in the year, you will not realize that you have more money in your savings. good luck

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Yakamoto
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September 20, 2016, 04:10:44 AM
 #698

If you are not in need of left money than you can invest in trustable source or policies with good outcome.It is great backup plan for anyone.you can also do saving in different areas as it will only help you at last.
Focus on savings first before you invest, it will just come after you will be able to successfully save. You will be tested if you are going to save with discipline and you will not be easily tempted to your wants.
It is good to save when you are receiving a good income, I hope people will understand that we can earn consistently from our jobs and while we are earning we need to set aside a certain amount for savings to take care of our future investment.

for people who get work in office and get payment in monthly, its a good option. but if someone only get payment in a week or a day, its really hard to do, but we can do it with small amount for first start and next, we can try to reduce our output expense so we can save more amount in our savings account.

do it with small amount, trying to increase the amount, continue to savings and in the year, you will not realize that you have more money in your savings. good luck
Salaried jobs are far easier to make budgets for and make money that you can save off of, and hourly wages are far, far more difficult to actually get money off of. The sporadic hours and the varying pay week-to-week make everything a challenge. It is possible to save, but designing a budget around that is far, far more difficult.
HaXX0R1337
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September 20, 2016, 05:00:21 AM
 #699

I dont like saving everything you get, you just won't make more than you do right now.
I prefer to save like 50% , and invest the rest ( 50% too ) .
It makes me earn, but if i do something bad- i have always some money for backup, right?

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chaser15
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September 20, 2016, 05:49:32 PM
 #700


Salaried jobs are far easier to make budgets for and make money that you can save off of, and hourly wages are far, far more difficult to actually get money off of. The sporadic hours and the varying pay week-to-week make everything a challenge. It is possible to save, but designing a budget around that is far, far more difficult.

That's why twice a month salary is easy to managed or those salaries that isn't designed for a short term. In my past daily jobs, I received my salary thru weekly basis. In that duration, because Im comfortable that my salary has only few days of interval, spendings is really active resulting for a shortage 3 days before the exact salary.

But with the change of duration when I transferred to work, I can budget properly now my salary for 15 days since Im receiving my salary every 15th and end of the month.

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