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Author Topic: Best way to manage money?  (Read 61065 times)
danherbias07
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November 10, 2016, 03:50:06 PM
 #941

Jose Mujica say: the poor man is the man no have money for his needing..

if you have a good income but you spent MORE, you are poor
if you have normal income but you spent right money, you arent poor

i advice to read a little red book of talent https://www.amazon.com/Little-Book-Talent-Improving-Skills/dp/034553025X
this book help to improve skills and understand more things, one is HOW SPENT right amount of money

I strongly agree with this. A lot of my friends are now getting a larger income than me but I see they are still broke and borrowing money to other people.
How come this still happens?
They got so used with their larger income so they are also spending more and buying expensive items with the highest class. Yes it is good because it is branded but for what expense?
Without the right way of managing the money or staying at your the way you are before you receive higher income you could be broke.

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November 10, 2016, 03:52:56 PM
 #942

Jose Mujica say: the poor man is the man no have money for his needing..

if you have a good income but you spent MORE, you are poor
if you have normal income but you spent right money, you arent poor

i advice to read a little red book of talent https://www.amazon.com/Little-Book-Talent-Improving-Skills/dp/034553025X
this book help to improve skills and understand more things, one is HOW SPENT right amount of money

That is well said. Ofcourse if someone earns $500 a month but he spends $600 or more in that month then he would probably need to borrow money from others for that, it is better to just cut down the expenses than getting yourself in trouble of borrowing and etc.
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November 10, 2016, 04:02:50 PM
 #943

credit cards are pritty helpful but i am a student and i relay mostly on the bitcoin's i am not serviving for it but its good to take just my pocket money from it. its also educational and financial to me which is simplly greate

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November 10, 2016, 04:28:57 PM
 #944

credit cards are pritty helpful but i am a student and i relay mostly on the bitcoin's i am not serviving for it but its good to take just my pocket money from it. its also educational and financial to me which is simplly greate
But, I have heard like credit cards are the worst loan types, when you are spending money from your pocket in fiat format, you will realize the value of money and while spending you will control yourself.

At the same time when you are spending in the format of electronic cards that too from others packet, you will become more lavish as you will not feel the value of money, but finally you need to pay back with interests.
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November 10, 2016, 11:24:41 PM
 #945

Ive found the best way to manage my money is to put money into an account that if I want to save it, I would not have any sort of direct access to. It has helped me save quite a bit of money in my life so far.
However for Bitcoin, I havent really found a lot of uses besides trading so whatever I make I keep Tongue

What do you mean you don't have direct access? is it saved in banks or in other investments? well, that would work if you are saving it in bank, but in investments, well, I have a doubt about that... But anyway, I think the best way is still budgeting your money and religiously following it...  Smiley
I think the intention is to save the place where you can not access directly, so you'll be trouble to spending bitcoin to do and you'll avoid wasteful.
and of course your bitcoin will be intact and if it persists you can collect a lot of bitcoin it was a brilliant idea dude

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November 11, 2016, 07:00:43 AM
 #946

Ive found the best way to manage my money is to put money into an account that if I want to save it, I would not have any sort of direct access to. It has helped me save quite a bit of money in my life so far.
However for Bitcoin, I havent really found a lot of uses besides trading so whatever I make I keep Tongue

What do you mean you don't have direct access? is it saved in banks or in other investments? well, that would work if you are saving it in bank, but in investments, well, I have a doubt about that... But anyway, I think the best way is still budgeting your money and religiously following it...  Smiley
I think the intention is to save the place where you can not access directly, so you'll be trouble to spending bitcoin to do and you'll avoid wasteful.
and of course your bitcoin will be intact and if it persists you can collect a lot of bitcoin it was a brilliant idea dude


Put it under time deposit so you cannot withdraw it easily, actually it's our emotion that is a traitor for us and will make us decide to spend on things that is unnecessary for us, and later we just realize that we do not need it anymore but our money is gone already.

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babo
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November 11, 2016, 09:10:41 AM
 #947

I strongly agree with this. A lot of my friends are now getting a larger income than me but I see they are still broke and borrowing money to other people.
How come this still happens?
They got so used with their larger income so they are also spending more and buying expensive items with the highest class. Yes it is good because it is branded but for what expense?
Without the right way of managing the money or staying at your the way you are before you receive higher income you could be broke.

That is well said. Ofcourse if someone earns $500 a month but he spends $600 or more in that month then he would probably need to borrow money from others for that, it is better to just cut down the expenses than getting yourself in trouble of borrowing and etc.

yes, poorness is relative in all case, is not absolute conditions
and best good isnt gold, isnt bitcoin.. but is time

we cant buy time
we cant store time
we only can spent time and time is precious

.
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goldcoinminer
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November 11, 2016, 11:28:07 AM
 #948

I strongly agree with this. A lot of my friends are now getting a larger income than me but I see they are still broke and borrowing money to other people.
How come this still happens?
They got so used with their larger income so they are also spending more and buying expensive items with the highest class. Yes it is good because it is branded but for what expense?
Without the right way of managing the money or staying at your the way you are before you receive higher income you could be broke.

That is well said. Ofcourse if someone earns $500 a month but he spends $600 or more in that month then he would probably need to borrow money from others for that, it is better to just cut down the expenses than getting yourself in trouble of borrowing and etc.

yes, poorness is relative in all case, is not absolute conditions
and best good isnt gold, isnt bitcoin.. but is time

we cant buy time
we cant store time
we only can spent time and time is precious
You are correct because with time we can enjoy our stay in this world, even if we are so wealthy but we live short we will not enjoy more the life and also what is important as well is our health. For me they are both precious together with our time.
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November 11, 2016, 11:50:45 AM
 #949

I strongly agree with this. A lot of my friends are now getting a larger income than me but I see they are still broke and borrowing money to other people.
How come this still happens?
They got so used with their larger income so they are also spending more and buying expensive items with the highest class. Yes it is good because it is branded but for what expense?
Without the right way of managing the money or staying at your the way you are before you receive higher income you could be broke.

That is well said. Ofcourse if someone earns $500 a month but he spends $600 or more in that month then he would probably need to borrow money from others for that, it is better to just cut down the expenses than getting yourself in trouble of borrowing and etc.

yes, poorness is relative in all case, is not absolute conditions
and best good isnt gold, isnt bitcoin.. but is time

we cant buy time
we cant store time
we only can spent time and time is precious
You are correct because with time we can enjoy our stay in this world, even if we are so wealthy but we live short we will not enjoy more the life and also what is important as well is our health. For me they are both precious together with our time.
If we have time but don't have money we will get big problem. We must manage our money to avoid poor if we are old. Best way is we must investment now and don't waiting again.
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November 11, 2016, 12:06:38 PM
 #950

You are correct because with time we can enjoy our stay in this world, even if we are so wealthy but we live short we will not enjoy more the life and also what is important as well is our health. For me they are both precious together with our time.
If we have time but don't have money we will get big problem. We must manage our money to avoid poor if we are old. Best way is we must investment now and don't waiting again.

i agree, the best is choice middle like latin people say.. correct quantity of money AND correct quantity of time

more time and less money = bad
less time and more money = bad

correct quantity of money and correct quantity of time = win

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November 11, 2016, 12:21:42 PM
 #951

So I have seen a lot of topics relating to different methods of managing money ("How to earn Bitcoin, "How to save money") and the likes. Now I would like to see what are the best ways people can come up with in regards to managing their money. I find creating a budget is one of the fundamentals of managing money. If you have no records, you can't know exactly how much money you have to spend each month. Another piece of advice I would like to give to people is to not use your credit card unless you're able to pay it off in full at the end of the week.

Any input?
Best way to manage money is by investment once and then if you investment in the short term of investment you will earn and save that use always the affiliate program so you could earn some extra bitcoin and you can help your self also to earn fast by inviting people for their own risk. And save some of your budget in the future for those extra investment.
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November 11, 2016, 03:17:56 PM
 #952

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not
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November 11, 2016, 04:47:07 PM
 #953

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

Well in my opinion , buying something that you considered as useless is not bad as you think especially if you really wanted to buy that certain stuff . We should only avoid too overspending , we have to make a plan or list of what we need for daily life and list of what we want to buy (vices is the good example), and separate a certain amount of money for the bill we have to pay .
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November 11, 2016, 05:06:28 PM
 #954

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

i think the best way is to have zero funds on your card altogether so you are able to spend anything, because by the time there is something i know you would spend on useless stuff

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November 11, 2016, 05:17:03 PM
 #955

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

Well in my opinion , buying something that you considered as useless is not bad as you think especially if you really wanted to buy that certain stuff . We should only avoid too overspending , we have to make a plan or list of what we need for daily life and list of what we want to buy (vices is the good example), and separate a certain amount of money for the bill we have to pay .

I also don't find it bad to buy stuff that we want eventhough it is not that important  as long as we have the capability to buy such stuff.  Just make sure you are not overspending to the point that even your monthly food allowance will be spended.  Knowing what to buy, how much to buy and when to buy is one of the key on good management ofyour money.

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November 12, 2016, 08:17:19 AM
 #956

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

Well in my opinion , buying something that you considered as useless is not bad as you think especially if you really wanted to buy that certain stuff . We should only avoid too overspending , we have to make a plan or list of what we need for daily life and list of what we want to buy (vices is the good example), and separate a certain amount of money for the bill we have to pay .

I also don't find it bad to buy stuff that we want eventhough it is not that important  as long as we have the capability to buy such stuff.  Just make sure you are not overspending to the point that even your monthly food allowance will be spended.  Knowing what to buy, how much to buy and when to buy is one of the key on good management ofyour money.
Right, we have to understand that putting a limit with our spending is necessary so we will be able to save. But not spending at all is stupidity, we also have to reward ourselves of the hard work that we are doing and that is only done buy getting our wants.

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 MΞTAWIN  THE FIRST WEB3 CASINO   
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severaldetails
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November 12, 2016, 09:53:01 AM
 #957

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

Well in my opinion , buying something that you considered as useless is not bad as you think especially if you really wanted to buy that certain stuff . We should only avoid too overspending , we have to make a plan or list of what we need for daily life and list of what we want to buy (vices is the good example), and separate a certain amount of money for the bill we have to pay .

I also don't find it bad to buy stuff that we want eventhough it is not that important  as long as we have the capability to buy such stuff.  Just make sure you are not overspending to the point that even your monthly food allowance will be spended.  Knowing what to buy, how much to buy and when to buy is one of the key on good management ofyour money.
Right, we have to understand that putting a limit with our spending is necessary so we will be able to save. But not spending at all is stupidity, we also have to reward ourselves of the hard work that we are doing and that is only done buy getting our wants.
The system needs money to keep running. Our economy depends on the fact that people buy stuff. Sometimes even things they do not really need, just for fun.
Saving too much endangers the way our economy works.
Of course it's not whise to spend all the money you own, but a few extras every now and then are good for both, you and economy.
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November 12, 2016, 10:13:25 AM
 #958

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

i think the best way is to have zero funds on your card altogether so you are able to spend anything, because by the time there is something i know you would spend on useless stuff
yeah I think by doing that you will be more difficult to shop. but make sure that you save some money later to buy food.
if you can keep your money in a place that is difficult to reach it will be better

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November 12, 2016, 02:35:54 PM
 #959

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

i think the best way is to have zero funds on your card altogether so you are able to spend anything, because by the time there is something i know you would spend on useless stuff
yeah I think by doing that you will be more difficult to shop. but make sure that you save some money later to buy food.
if you can keep your money in a place that is difficult to reach it will be better
Wasting money on useless things is most common for almost every human. It is a bad habit and it comes into practice when we are not realizing the true value of money and its buying power. Like you said, only when we are facing a problem to buy food for the living due to insufficient money, we will come to know about the value of money and the importance of managing it properly.
carlfebz2
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November 12, 2016, 03:04:48 PM
 #960

It goes down to self control. Of you are able to control yourself not buying useless things, there's no harm using a credit card. And it even gives you rebate around 2%, so why not

i think the best way is to have zero funds on your card altogether so you are able to spend anything, because by the time there is something i know you would spend on useless stuff
yeah I think by doing that you will be more difficult to shop. but make sure that you save some money later to buy food.
if you can keep your money in a place that is difficult to reach it will be better
Wasting money on useless things is most common for almost every human. It is a bad habit and it comes into practice when we are not realizing the true value of money and its buying power. Like you said, only when we are facing a problem to buy food for the living due to insufficient money, we will come to know about the value of money and the importance of managing it properly.

This is a common thing that will happen. People would really realize such thing the importance of money if he/she already facing financial problems especially on buying his needs. Unwise spending could really make your budget over dropped that's why we should limit our spendings and do buy only the important ones.
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