freedomgo
Legendary
Offline
Activity: 3192
Merit: 1152
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 01:17:05 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline.
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blackmachinegun
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 05:11:22 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. you know to be rich you must have the discipline nature, you have the discipline to continue to save bitcoinmu, according to plan and the discipline to not be wasteful in the use of money, discipline is very important to you in your plan to save money
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diegz
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 05:19:58 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. It is with their lifestyle, I am sure that for a long time they've been doing that, I even see officemates who can't save because their salary is gone after signing the payroll or their ATM are already a collateral in an unpaid lending company. I believe that those who manage their money are from families who teach it to them during their young age, or those people who suffer poverty and get out of it and learn from their experience.
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Xenophoto
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 06:05:14 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. It is with their lifestyle, I am sure that for a long time they've been doing that, I even see officemates who can't save because their salary is gone after signing the payroll or their ATM are already a collateral in an unpaid lending company. I believe that those who manage their money are from families who teach it to them during their young age, or those people who suffer poverty and get out of it and learn from their experience.Or maybe they are just people who have enough IQ to not follow those dumb social media trends? People are just so afraid that they will be late with the trends that they end up spending so much money. It should be a common sense that you shouldn't buy those things because those will just not be the trend for a long time. Following the trend would mean that you have to buy a set of expensive clothes every month because the trend changes so often. Actually, these type of people never actually had the money to follow the trend because most of the rich people that I know are focused on their expertise, they don't allot a time to follow the trend because they know that it's not worth it.
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JANGKRIK BOSS
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 06:28:11 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. you know to be rich you must have the discipline nature, you have the discipline to continue to save bitcoinmu, according to plan and the discipline to not be wasteful in the use of money, discipline is very important to you in your plan to save money I think dicipline is not enough, we must smart also to manage our money. The best way to manage our money is invest. If you not have experiences to manage your money, you can pay fo a money consultant.
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saiha
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 06:52:45 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. you know to be rich you must have the discipline nature, you have the discipline to continue to save bitcoinmu, according to plan and the discipline to not be wasteful in the use of money, discipline is very important to you in your plan to save money I think dicipline is not enough, we must smart also to manage our money. The best way to manage our money is invest. If you not have experiences to manage your money, you can pay fo a money consultant. Discipline and proper management of money and as well as time will lead you to success and that depends on how you will do it. I think experience is not necessary but it is a plus for your way to success. And you don't have to hire money consultant. Because you can just read some useful articles that will help you how to manage money properly that was made by them.
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Vires in Numeris
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Positid
Sr. Member
![*](https://bitcointalk.org/Themes/custom1/images/star.gif) ![*](https://bitcointalk.org/Themes/custom1/images/star.gif) ![*](https://bitcointalk.org/Themes/custom1/images/star.gif)
Offline
Activity: 378
Merit: 250
BULL RUN until 2030
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 06:55:03 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. you know to be rich you must have the discipline nature, you have the discipline to continue to save bitcoinmu, according to plan and the discipline to not be wasteful in the use of money, discipline is very important to you in your plan to save money That's the hardest thing which is to sacrifice, we are just human and we have a lot of wants but with but we have to focus on our goals, and sacrificing our own happiness for a better one can help. The outcome should have a good amount of savings that we will be able to use for future business venture.
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| . .Duelbits. | | | ▄████▄▄ ▄█████████▄ ▄█████████████▄ ▄██████████████████▄ ▄████▄▄▄█████████▄▄▄███▄ ▄████▐▀▄▄▀▌██▄█▄██▐▀▄▄▀▌███ ██████▀▀▀▀████▀███▀▀▀▀█████ ▐████████████■▄▄▄■██████████▀ ▐██████████████████████████▀ ██████████████████████████▀ ▀███████████████████████▀ ▀███████████████████▀ ▀███████████████▀ | | | | | | ▄▀▄ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █▀▀▀▀▀█ ▀█▀█▀ █▄█ █▄█ | | ▄▀▄ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █ █▀▀▀▀▀█ ▀█▀█▀ █▄█ █▄█ | | | . ▄ ▄▄▀▀▀▀▄▄ ▄▀▀▄ █ █ ▀▄ █ ▄█▄ ▀▄ █ ▄▀ ▀▄ ▀█▀ ▄▀ ▀█▄▄▄▀▀ ▀ ▄▀ ▄▀ ▄▀ ▀▄ ▄▀▀ Live Games | | ▄▄▀▀▀▀▀▀▀▄▄ ▄▀ ▄▄▀▀▀▀▀▄▄ ▀▄ ▄▀ █ ▄ █ ▄ █ ▀▄ █ █ ▀ ▀ █ █ ▄▄▄ █ ▀▀▀▀▀▀▀▀▀▀▀▀▀ █ █ █ █▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀█ █▄█ █ ▀▀█ ▀▀█ ▀▀█ █ █▄█ █ █ █ █ █ █ █ Slots | | . ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▄ █ ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ █ ▄▄ █ █ █ █ █ █ ▄▀▀▄▀▀▄ █ █ █ ▀▄ ▄▀ █ █ █ ▀▄▀ █ ▀▀ █ Blackjack | | . ▄▄▀█████▀▄▄ ▄▀▀ █████ ▄▄▀▀▄ ███▄ ▄█████▄▀▀▄███ ██████▀▀ ▀▀██████ █ ▀▀██▀ ▀▄ ▄▀ ▀██▀▀ █ █ █ ███ █ █ █ ▄▄██▄ ▄▀ ▀▄ ▄██▄▄ █ ██████▄▄ ▄▄██████ Roulette | | . █▀▀▀▄ ▄▀▀▀█ █ ▀▄ ▀▄ ▄▀ ▄▀ █ ▀▄ ▀▄ ▀▄ ▄▀ ▄▀ ▄▀ ▀▄ ▀▄ ▀▄ ▀ ▄▀ ▄▀ ▀▄ ▀▄ ▀▄ ▀ ▄▀ ▄ ▀▄ ▀▄ ▀▄ ▄ █ ▀▄ ▀▄ ▀ ▄▀ █ ▄▀▄ ▀▄ ▀ ▄▀ ▄▀▄ Dice Duels |
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mirakal
Legendary
Offline
Activity: 3234
Merit: 1291
Leading Crypto Sports Betting & Casino Platform
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 07:28:42 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. It is with their lifestyle, I am sure that for a long time they've been doing that, I even see officemates who can't save because their salary is gone after signing the payroll or their ATM are already a collateral in an unpaid lending company. I believe that those who manage their money are from families who teach it to them during their young age, or those people who suffer poverty and get out of it and learn from their experience.Or maybe they are just people who have enough IQ to not follow those dumb social media trends? People are just so afraid that they will be late with the trends that they end up spending so much money. It should be a common sense that you shouldn't buy those things because those will just not be the trend for a long time. Following the trend would mean that you have to buy a set of expensive clothes every month because the trend changes so often. Actually, these type of people never actually had the money to follow the trend because most of the rich people that I know are focused on their expertise, they don't allot a time to follow the trend because they know that it's not worth it. You have the best point so far, these social climbers want to have the lifestyle of the rich when in reality they cannot afford it. They wanted to have a good looks physically but mentally they are obsolete, even the richest person are still living a very simple life and they are more focus on their future than things that will just change sooner or later.
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..Stake.com.. | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | ..PLAY NOW.. |
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ethereumhunter
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 09:15:37 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. you know to be rich you must have the discipline nature, you have the discipline to continue to save bitcoinmu, according to plan and the discipline to not be wasteful in the use of money, discipline is very important to you in your plan to save money I think dicipline is not enough, we must smart also to manage our money. The best way to manage our money is invest. If you not have experiences to manage your money, you can pay fo a money consultant. if we have much of money then its worthed if we rent consultant to help us to manage our money, but if our money is not much, then its not a good idea, better we trying to manage with ourself so anything happen is only our risk and only we that can save our money. and you're right to say discipline is not enough and i think its really hard to do because we have to push ourself to make saving for our money and we should obey no matter the reason.
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..Stake.com.. | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | ..PLAY NOW.. |
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EastSound
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 10:10:14 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. you know to be rich you must have the discipline nature, you have the discipline to continue to save bitcoinmu, according to plan and the discipline to not be wasteful in the use of money, discipline is very important to you in your plan to save money I think dicipline is not enough, we must smart also to manage our money. The best way to manage our money is invest. If you not have experiences to manage your money, you can pay fo a money consultant. if we have much of money then its worthed if we rent consultant to help us to manage our money, but if our money is not much, then its not a good idea, better we trying to manage with ourself so anything happen is only our risk and only we that can save our money. and you're right to say discipline is not enough and i think its really hard to do because we have to push ourself to make saving for our money and we should obey no matter the reason. For the bitcoin money management, there is no need to rent a consultant. We can just buy and hold it.
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danherbias07
Legendary
Offline
Activity: 3234
Merit: 1127
Leading Crypto Sports Betting & Casino Platform
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 23, 2016, 11:02:12 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. you know to be rich you must have the discipline nature, you have the discipline to continue to save bitcoinmu, according to plan and the discipline to not be wasteful in the use of money, discipline is very important to you in your plan to save money I think dicipline is not enough, we must smart also to manage our money. The best way to manage our money is invest. If you not have experiences to manage your money, you can pay fo a money consultant. if we have much of money then its worthed if we rent consultant to help us to manage our money, but if our money is not much, then its not a good idea, better we trying to manage with ourself so anything happen is only our risk and only we that can save our money. and you're right to say discipline is not enough and i think its really hard to do because we have to push ourself to make saving for our money and we should obey no matter the reason. Financial consultants are okay if they will just attend to you twice or thrice giving you some tips or ideas to how it can be controlled or be managed. But having it at a full time will cost much and you might spend it all just for that person.
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..Stake.com.. | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | ..PLAY NOW.. |
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Nowl1935
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November 23, 2016, 07:03:32 PM |
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For me there are lots of Easy method to manage money. Using a small notebook to track your spending. List all must pay bills such as rent, utilities, car payments, insurance, food and transportation costs(gas) Then everyday of the month write down every penny spent. At the end of the month look at what you wrote and see where you can cut costs or not spend. Total it up. Minus the total from your monthly income. Using the balance What would be the maximum you could bank? If it is $35.00 then the first of the month make a check for $35 and put in savings. This is known as paying yourself first. It really works. So good luck
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crwth
Copper Member
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November 23, 2016, 08:00:36 PM |
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The best way I think to manage money is to understand that you do need to save and can control the urges to not buy your wants and just pay your responsibilities. You can manage your money through apps, knowing what you paid and how much you save. The first thing when you get your salary or wage, you take an amount already to save. You take a part of it to savings, and apart of it from responsibilities. You should always keep in mind to save then spend what's remaining rather than to spend then save what's remaining. It's a sure way to have savings and completely manage it using an application. That's how I do it.
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Slow death
Legendary
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Activity: 3122
Merit: 1120
Leading Crypto Sports Betting & Casino Platform
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November 23, 2016, 08:59:29 PM |
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My opinion:
Make a list of all the things you use, be it energy, water, clothing, household utensils. Your food and your pet if you have, and then seek to know the price of all these things. You write down in the paper and then organize the list:
example:
Energy: $4/month ( you separate energy money ) Water: $5/month ( you separate the water money ) clothing: $35 (you separate money from clothing )
After you organize the list you do the total calculations. That way you have an average of how much money you need to pay your expenses.
Basically, if you have a salary of $3000/month and your expense is only $1500/month, you can save $200 in the bank as a savings and the rest you can spend with whatever you want.
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BitSat
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November 23, 2016, 11:28:20 PM |
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My opinion:
Make a list of all the things you use, be it energy, water, clothing, household utensils. Your food and your pet if you have, and then seek to know the price of all these things. You write down in the paper and then organize the list:
example:
Energy: $4/month ( you separate energy money ) Water: $5/month ( you separate the water money ) clothing: $35 (you separate money from clothing )
After you organize the list you do the total calculations. That way you have an average of how much money you need to pay your expenses.
Basically, if you have a salary of $3000/month and your expense is only $1500/month, you can save $200 in the bank as a savings and the rest you can spend with whatever you want.
You done very good job but some time we have to face emergency just because of this mostly lost our savings and fail to manage this money but still trying as you done because without this life ruined and worst things can check us any time
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mrcash02
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November 23, 2016, 11:45:32 PM |
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My opinion:
Make a list of all the things you use, be it energy, water, clothing, household utensils. Your food and your pet if you have, and then seek to know the price of all these things. You write down in the paper and then organize the list:
example:
Energy: $4/month ( you separate energy money ) Water: $5/month ( you separate the water money ) clothing: $35 (you separate money from clothing )
After you organize the list you do the total calculations. That way you have an average of how much money you need to pay your expenses.
Basically, if you have a salary of $3000/month and your expense is only $1500/month, you can save $200 in the bank as a savings and the rest you can spend with whatever you want.
You done very good job but some time we have to face emergency just because of this mostly lost our savings and fail to manage this money but still trying as you done because without this life ruined and worst things can check us any time The $200 savings he said can be used for emergency situations. It's always good to have some extra money for unpredictable things that happen in our life. I agree with the post above about the management of money and I would say, we need to search for prosperity in our life, always. So, it's a good option to try to save most money as possible every month to make an investment and increase our income on the next months. It can be a virtual investment or a real one. A good manager increase the earnings each new month.
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passwordnow
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November 24, 2016, 12:57:32 AM |
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The best way I think to manage money is to understand that you do need to save and can control the urges to not buy your wants and just pay your responsibilities. You can manage your money through apps, knowing what you paid and how much you save. The first thing when you get your salary or wage, you take an amount already to save. You take a part of it to savings, and apart of it from responsibilities. You should always keep in mind to save then spend what's remaining rather than to spend then save what's remaining. It's a sure way to have savings and completely manage it using an application. That's how I do it.
You don't even have an app for managing your money. What you need is discipline, if you know the importance matter of saving your money and spending it in right way. You can just simply identify how to manage your money properly. And that's one of the way to best manage your money by knowing the your wants and needs, focus more to your needs and forget for a while those wants.
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..Stake.com.. | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | ..PLAY NOW.. |
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stadus
Legendary
Offline
Activity: 3206
Merit: 1303
Hhampuz for Campaign management
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November 24, 2016, 02:00:08 AM |
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The best way I think to manage money is to understand that you do need to save and can control the urges to not buy your wants and just pay your responsibilities. You can manage your money through apps, knowing what you paid and how much you save. The first thing when you get your salary or wage, you take an amount already to save. You take a part of it to savings, and apart of it from responsibilities. You should always keep in mind to save then spend what's remaining rather than to spend then save what's remaining. It's a sure way to have savings and completely manage it using an application. That's how I do it.
You don't even have an app for managing your money. What you need is discipline, if you know the importance matter of saving your money and spending it in right way. You can just simply identify how to manage your money properly. And that's one of the way to best manage your money by knowing the your wants and needs, focus more to your needs and forget for a while those wants. App is not even necessary as you can certainly right it down if you do not know how to use an app. What we need here is the will to save and we can only do that if we will be able to manage our money very well. Knowing our priorities is one of the factor to be considered, having a future plan of investment is good so you will be force to set up an amount of investment.
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| . .Duelbits. | │ | | │ | ▄▄█▄▄░░▄▄█▄▄░░▄▄█▄▄ ███░░░░███░░░░███ ▀░░░▀░░▀░░░▀░░▀░░░▀ ▄░░░░░░░░░░░░ ▀██████████ ░░░░░███░░░░▀ ░░█░░░███▄█░░░█ ░░██▌░░███░▀░░██▌ ░█░██░░███░░░█░██ ░█▀▀▀█▌░███░░█▀▀▀█▌ ▄█▄░░░██▄███▄█▄░░▄██▄ ▄███▄ ░░░░▀██▄▀ | . REGIONAL SPONSOR | | ███▀██▀███▀█▀▀▀▀██▀▀▀██ ██░▀░██░█░███░▀██░███▄█ █▄███▄██▄████▄████▄▄▄██ ██▀ ▀███▀▀░▀██▀▀▀██████ ███▄███░▄▀██████▀█▀█▀▀█ ████▀▀██▄▀█████▄█▀███▄█ ███▄▄▄████████▄█▄▀█████ ███▀▀▀████████████▄▀███ ███▄░▄█▀▀▀██████▀▀▀▄███ ███████▄██▄▌████▀▀█████ ▀██▄███▀██▄█▄▄▄██▄████▀ ▀▀██████████▄▄███▀▀ ▀▀▀▀█▀▀▀▀ | . EUROPEAN BETTING PARTNER | |
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South Park
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November 24, 2016, 08:07:27 PM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. I'm not sure I would call them dumb some of the people with those problem are lawyers and doctors people that we will not consider dumb by any standard, I prefer to call them economic illiterate.
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d@nte
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November 24, 2016, 10:52:02 PM |
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The best way I think to manage money is to understand that you do need to save and can control the urges to not buy your wants and just pay your responsibilities. You can manage your money through apps, knowing what you paid and how much you save. The first thing when you get your salary or wage, you take an amount already to save. You take a part of it to savings, and apart of it from responsibilities. You should always keep in mind to save then spend what's remaining rather than to spend then save what's remaining. It's a sure way to have savings and completely manage it using an application. That's how I do it.
I don't use apps for it yet, but the idea is worth trying. I'm already appliyng the practice of separating necessary items from unnecessary things. But that alone is probably not enough, it's also necessary to do research in the market to be able to substitute more expensive items for cheaper and quality ones.
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