Doamader
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November 24, 2016, 11:50:58 PM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. I'm not sure I would call them dumb some of the people with those problem are lawyers and doctors people that we will not consider dumb by any standard, I prefer to call them economic illiterate. There is as well people that gets huge salaries and when they loose those they dont wanna to change the lifestyle they had before, this ends taking them into loans and debit its just the first consequence they will see. I know people that spends their bonus always, when the companie removed the bonus these people went to bank to try to pay the debits they made, because for the most they thing those its something that belongs to them.
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Natalim
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November 25, 2016, 02:42:34 AM |
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The best way I think to manage money is to understand that you do need to save and can control the urges to not buy your wants and just pay your responsibilities. You can manage your money through apps, knowing what you paid and how much you save. The first thing when you get your salary or wage, you take an amount already to save. You take a part of it to savings, and apart of it from responsibilities. You should always keep in mind to save then spend what's remaining rather than to spend then save what's remaining. It's a sure way to have savings and completely manage it using an application. That's how I do it.
I don't use apps for it yet, but the idea is worth trying. I'm already appliyng the practice of separating necessary items from unnecessary things. But that alone is probably not enough, it's also necessary to do research in the market to be able to substitute more expensive items for cheaper and quality ones. You don't even have to use apps, what you just need to have is discipline. Because if you are valuing your money and you won't use it for something unusual and that's what you intend to do and makes you to be a good manager of your money. I guess it is effective to do it on the old way, by simply making a list of your expenditures. Apps can help but you are right we need to have a self discipline, it is just a matter of knowing your priority and you can start to manage your money effectively, true that it's hard to manage our money especially when we are not earning good enough but we have to because it's for the future.
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Doms
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 02:53:22 AM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. I'm not sure I would call them dumb some of the people with those problem are lawyers and doctors people that we will not consider dumb by any standard, I prefer to call them economic illiterate. There is as well people that gets huge salaries and when they loose those they dont wanna to change the lifestyle they had before, this ends taking them into loans and debit its just the first consequence they will see. I know people that spends their bonus always, when the companie removed the bonus these people went to bank to try to pay the debits they made, because for the most they thing those its something that belongs to them. I think it is human nature to adjust our lifestyle whenever there's an increase in our salary. But the problem with others is they overdo it. They don't mind spending bigger because they know that they now have bigger incomes. I, on the other hand, try to do the reverse. Whenever I receive a raise, I make sure that part of that raise goes straight to my savings account and from there I also allot a portion for investments. These habits, if continued and followed with discipline would surely help in managing our cash flow better.
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BlokF4No27
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 02:55:12 AM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
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diegz
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 04:49:22 AM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
Dividing your money into many parts is a good plan to manage money. Unfortunately not all of us are capable of dividing money in more parts. Some could only divide it into two, For food, and the other part is for everything. Worst, there are people who could only use their whole money for food.
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freedomgo
Legendary
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Activity: 3192
Merit: 1152
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November 25, 2016, 05:14:08 AM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
Dividing your money into many parts is a good plan to manage money. Unfortunately not all of us are capable of dividing money in more parts. Some could only divide it into two, For food, and the other part is for everything. Worst, there are people who could only use their whole money for food. Even how small your income, you need to budget it properly. Otherwise you will end up borrowing money.
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Dudeperfect
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 05:23:06 AM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
Putting all eggs in one basket is always risky so one must distribute his investment in as much as denominations. Dividing investments among low risk to high risk options is a great way to deal with risks and at the end one can find balanced position for his investments. As we know low risk, low returns and high risk, high returns. One must be able to tackle with the risks if his intentions to get good returns.
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mirakal
Legendary
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Activity: 3234
Merit: 1291
Leading Crypto Sports Betting & Casino Platform
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November 25, 2016, 05:59:25 AM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
Putting all eggs in one basket is always risky so one must distribute his investment in as much as denominations. Dividing investments among low risk to high risk options is a great way to deal with risks and at the end one can find balanced position for his investments. As we know low risk, low returns and high risk, high returns. One must be able to tackle with the risks if his intentions to get good returns. No smart people are doing that, it's like gambling in my eyes. Even in gambling when we see a lot of games on board we do not just even put with one game as we put in different games to avoid losing directly.
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arseaboy
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 03:48:42 PM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
Putting all eggs in one basket is always risky so one must distribute his investment in as much as denominations. Dividing investments among low risk to high risk options is a great way to deal with risks and at the end one can find balanced position for his investments. As we know low risk, low returns and high risk, high returns. One must be able to tackle with the risks if his intentions to get good returns. No smart people are doing that, it's like gambling in my eyes. Even in gambling when we see a lot of games on board we do not just even put with one game as we put in different games to avoid losing directly. It's a good strategy.. and just like gambling, investing your money will always be a risk. You just have to be careful or cautious where to put your money for investment.
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Mastsetad
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 03:56:50 PM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
Before investing anywhere, someone should find out a way to manage his money in a good way so that he can have some savings which he can use for investments later on, and for managing the money in a good way someone will have to right down the things he needs to buy every month with his salary and do not spend a penny beside that list.
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eternalgloom
Legendary
Offline
Activity: 1792
Merit: 1283
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November 25, 2016, 05:32:28 PM |
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The best way is to divide our money in some places, don't just put it in one place. We should also have to be investing for the future, the investment could form real like stock, land, gold and more. Bitcoin is one alternative investment for long term.
Dividing your money into many parts is a good plan to manage money. Unfortunately not all of us are capable of dividing money in more parts. Some could only divide it into two, For food, and the other part is for everything. Worst, there are people who could only use their whole money for food. You're talking about people from third world countries, because practically everyone from a rich country (European countries or USA) can find ways to save up a part of their funds and save it.
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Mario274
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 06:18:06 PM |
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The best way to manage money - is to invest in their projects with minimal risk. But in investing activities mainly there is always a risk.
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socks435
Legendary
Offline
Activity: 2016
Merit: 1030
Privacy is always important
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November 25, 2016, 06:21:54 PM |
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The best way to manage money - is to invest in their projects with minimal risk. But in investing activities mainly there is always a risk.
I think this is not a way for managing money i think it is just investing a money. If you want to manage your money you should have budgeting plan to have savings or that you can also scaling up your money until you can get a profit. or just saving your money is a good idea and almost many people are already doing it..
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Solving blocks can't be solved without my rigs.
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BingoDog
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 06:25:09 PM |
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It's good to make the plan. How much do you need for living and all expenses, how much you can save or invest and how much you can maybe spend the way you like. And stick to that plan, try not to spend irationaly. But people who are hardly covering their living expenses probably wouldn't agree with me.
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malaj
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South Park
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 25, 2016, 07:55:42 PM |
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Yeah, there are people who are living the way they want and they are spending what they cannot afford for their lifestyle.
They always to be what's on the trend but as they spend their money, they are not managing it well. That's why I can say that I'm a good manager of my money.
I don't imitate them with their lifestyle and I just spend my money on the things that I need.
Then you can call these people as dumb, in the end they will just borrow money and will be in debt of the rest of their lives due to lack of self discipline. I'm not sure I would call them dumb some of the people with those problem are lawyers and doctors people that we will not consider dumb by any standard, I prefer to call them economic illiterate. There is as well people that gets huge salaries and when they loose those they dont wanna to change the lifestyle they had before, this ends taking them into loans and debit its just the first consequence they will see. I know people that spends their bonus always, when the companie removed the bonus these people went to bank to try to pay the debits they made, because for the most they thing those its something that belongs to them. I think it is human nature to adjust our lifestyle whenever there's an increase in our salary. But the problem with others is they overdo it. They don't mind spending bigger because they know that they now have bigger incomes. I, on the other hand, try to do the reverse. Whenever I receive a raise, I make sure that part of that raise goes straight to my savings account and from there I also allot a portion for investments. These habits, if continued and followed with discipline would surely help in managing our cash flow better. There is nothing wrong with raising our lifestyles if we get a raise, but I have seen people spending their raise in a single night in drinks and stuff like and they are always the same people complaining the interest in their credit cards are to high, well if you did not blow your salary so fast you will not need credit cards and you will not need to complaining about it.
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batang_bitcoin
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 26, 2016, 12:43:39 AM |
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The best way I think to manage money is to understand that you do need to save and can control the urges to not buy your wants and just pay your responsibilities. You can manage your money through apps, knowing what you paid and how much you save. The first thing when you get your salary or wage, you take an amount already to save. You take a part of it to savings, and apart of it from responsibilities. You should always keep in mind to save then spend what's remaining rather than to spend then save what's remaining. It's a sure way to have savings and completely manage it using an application. That's how I do it.
I don't use apps for it yet, but the idea is worth trying. I'm already appliyng the practice of separating necessary items from unnecessary things. But that alone is probably not enough, it's also necessary to do research in the market to be able to substitute more expensive items for cheaper and quality ones. You don't even have to use apps, what you just need to have is discipline. Because if you are valuing your money and you won't use it for something unusual and that's what you intend to do and makes you to be a good manager of your money. I guess it is effective to do it on the old way, by simply making a list of your expenditures. Apps can help but you are right we need to have a self discipline, it is just a matter of knowing your priority and you can start to manage your money effectively, true that it's hard to manage our money especially when we are not earning good enough but we have to because it's for the future. Apps maybe some of good help but still it won't be able to make you encourage at all. The courage must come from the person who really wants to manage his money properly. And I can say, that is the best way to manage money and learn to make yourself put value to the money that you are earning so that you will spend it wisely.
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Rent this sig space so that BTC goes to $100k.
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alexsandria
Sr. Member
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Merit: 268
★777Coin.com★ Fun BTC Casino!
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 26, 2016, 01:10:05 AM |
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So I have seen a lot of topics relating to different methods of managing money ("How to earn Bitcoin, "How to save money") and the likes. Now I would like to see what are the best ways people can come up with in regards to managing their money. I find creating a budget is one of the fundamentals of managing money. If you have no records, you can't know exactly how much money you have to spend each month. Another piece of advice I would like to give to people is to not use your credit card unless you're able to pay it off in full at the end of the week.
Any input?
The best way to manage money is to invest 50% of it wether in trading it altcoin.Then the another 50% should be saved for the rate of bitcoin as it continue rising its rate. Also, never put a money in an investment whom you do not know more about.
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Ziskinberg
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 26, 2016, 01:42:23 AM |
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So I have seen a lot of topics relating to different methods of managing money ("How to earn Bitcoin, "How to save money") and the likes. Now I would like to see what are the best ways people can come up with in regards to managing their money. I find creating a budget is one of the fundamentals of managing money. If you have no records, you can't know exactly how much money you have to spend each month. Another piece of advice I would like to give to people is to not use your credit card unless you're able to pay it off in full at the end of the week.
Any input?
The best way to manage money is to invest 50% of it wether in trading it altcoin.Then the another 50% should be saved for the rate of bitcoin as it continue rising its rate. Also, never put a money in an investment whom you do not know more about. I like the idea of diversifying your investment but I do not like the allocation. Seems too big and only divided into two, investment does not limit only online because there's a lot of investment in the real world like having your own business. It's too risky here, you cannot put all your money at risk.
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ethereumhunter
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 26, 2016, 02:03:02 AM |
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So I have seen a lot of topics relating to different methods of managing money ("How to earn Bitcoin, "How to save money") and the likes. Now I would like to see what are the best ways people can come up with in regards to managing their money. I find creating a budget is one of the fundamentals of managing money. If you have no records, you can't know exactly how much money you have to spend each month. Another piece of advice I would like to give to people is to not use your credit card unless you're able to pay it off in full at the end of the week.
Any input?
The best way to manage money is to invest 50% of it wether in trading it altcoin.Then the another 50% should be saved for the rate of bitcoin as it continue rising its rate. Also, never put a money in an investment whom you do not know more about. I like the idea of diversifying your investment but I do not like the allocation. Seems too big and only divided into two, investment does not limit only online because there's a lot of investment in the real world like having your own business. It's too risky here, you cannot put all your money at risk. agree with you. i think its a good idea if we have split our money with the online business and offline business. if you have your bitcoin and altcoin, better its still on the each of wallet and for the offline business, i think it would be good to not use it for the online business so we can have two type of investment and its work by each of them and give a good profit for us.
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TheGodFather
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
November 26, 2016, 02:08:50 AM |
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The best way to manage money - is to invest in their projects with minimal risk. But in investing activities mainly there is always a risk.
like what activities??? i guess it much better if you invest your money and have a collateral and make it grow by dividing your money into half so you can invest the other half here online like gambling sites bank roll they're offering stable income and thats great because you can have a profit more stable than using it on activities like you said example networking. right ?
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