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Author Topic: How good are you at managing your money  (Read 51321 times)
Labumi
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September 15, 2016, 12:53:14 PM
 #581

I spend my bitcoin by investing and buying stuffs online.

A pretty brilliant way. Can you tell about the website what you use to purchase goods online..?? and why do you prefer the bitcoin as payment purchase goods online..?? . And I hope that you are investing with a terpecaya place and free from hyip or ponzi system because it was very dangerous and could cause great harm
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September 15, 2016, 01:54:32 PM
 #582

If I collect my money always save 20% on long-term savings. And the rest I used to meet my needs. And if there sis I use to buy things I want. That certainly I do to manage my finances.
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September 15, 2016, 02:46:25 PM
 #583

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

Congratulations to you, mine was a crap.  I never think of the future before when I still have a good paying job.  I just buy anything I want without thinking if I actually need them or not.  Sometimes because of peer pressure and sometimes because of too much generosity.  I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one. 
it is always important to think about the future because you might even become broke if you dont save enough money

Yes always think steps forward about the future you don't want to get broke with no choices what to do. If you just keep budgeting and managing your money it is very difficult to get into trouble.
Always keep some money behind for emergencies.
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September 15, 2016, 02:55:57 PM
 #584

I am not so good at managing my money cause I always buy little things trash things what I don't need cause I think its cheap anyways.
And if you keep doing that then it's alot of money your missing at the end of the month. 30x coffee in a place in a month is 30x 3$ for just coffee.
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September 15, 2016, 03:13:08 PM
 #585

I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good

But do you actively manage money? because that is not managing but just having enough. To manage money a budget you cant miss. Also you can try to buy a safe and put money locked in there which you safe cause the bank interest rate is so low thats its not worth it.
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September 15, 2016, 03:13:52 PM
 #586

If I collect my money always save 20% on long-term savings. And the rest I used to meet my needs. And if there sis I use to buy things I want. That certainly I do to manage my finances.

That is good to save some of our earnings for the future out of our expenses so that we will be able to fulfill other high cost needs for our life and in that saved money we will be able to start a business or can invest in a project etc so that to increase up our income.
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September 15, 2016, 03:32:29 PM
 #587

I'm pretty bad at it and I don't make as much as I used to.   But I don't have credit cards so I don't live beyond my means.  I guess I'm not as bad as I used to be.
Make way so that you can change your life with it make some money while you slept because if you can make money while you slept then you can make money while you are awake i love this quote and it really means a lot for me so that as my self i really good on managing money.
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September 15, 2016, 03:41:21 PM
 #588

If I collect my money always save 20% on long-term savings. And the rest I used to meet my needs. And if there sis I use to buy things I want. That certainly I do to manage my finances.

That is good to save some of our earnings for the future out of our expenses so that we will be able to fulfill other high cost needs for our life and in that saved money we will be able to start a business or can invest in a project etc so that to increase up our income.

We are already at the high cost of necessities thank to tax. Earning a bit more through bitcoin is really an ease to those high cost. Imagine not feeling the taxes anymore because you are already earning it.

 
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September 15, 2016, 03:43:17 PM
 #589

I divide any money that I have. I set the portion of each requirement. with it we can more wisely where things are important.
with the division we can see any expenses that we do. frugality is the best thing.
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September 15, 2016, 03:53:58 PM
 #590

I never run out of money so i think i manage my money pretty well
well, I don't think if you are not ran out of money ever it means you are a good manager and managing your money well(may be you are.
you may have a lot of money thats why you are not run out of manager.
good manager is the person who manage his monthly needs in less amount of money. and still safe some of them.
haha that's true that never run out of money doesn't mean someone good at managing,i guess he's loaded with tons of money or he's actually a rich boy that every his needs already fulfilled,if you want to test whether you're good at managing money or not,try to live with 50% of your salary in 6 months

Even if you are a rich boy, you will know if you are managing your finances well. If you do not overspend and you still allocate money for saving and investment, then I can say you are managing your money well. It is just easier for the rich kid to manage because he got plenty of spare money. But the  challenge to resist temptation remains.the same

 
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September 15, 2016, 06:20:26 PM
 #591

I divide any money that I have. I set the portion of each requirement. with it we can more wisely where things are important.
with the division we can see any expenses that we do. frugality is the best thing.

I work the same way.
Every month i know what cost are certain and what income is certain. From there i try to reserve 200 dollar for events i can't predict.

Managing your cost/income in excel is a very handy tool to do this.


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September 15, 2016, 10:39:34 PM
 #592

I never run out of money so i think i manage my money pretty well
well, I don't think if you are not ran out of money ever it means you are a good manager and managing your money well(may be you are.
you may have a lot of money thats why you are not run out of manager.
good manager is the person who manage his monthly needs in less amount of money. and still safe some of them.
haha that's true that never run out of money doesn't mean someone good at managing,i guess he's loaded with tons of money or he's actually a rich boy that every his needs already fulfilled,if you want to test whether you're good at managing money or not,try to live with 50% of your salary in 6 months

Even if you are a rich boy, you will know if you are managing your finances well. If you do not overspend and you still allocate money for saving and investment, then I can say you are managing your money well. It is just easier for the rich kid to manage because he got plenty of spare money. But the  challenge to resist temptation remains.the same

A rich person is rich because he is well in managing his/her money and those people who are working and are poor the I think they will not be much good to manage their money and they will not know that how to save and how to invest their money and because of that they spend all of their money for their buying different unnecessary things for life.
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September 15, 2016, 10:46:29 PM
 #593

The key to managing your money is make a list of your bills/ expenses
then figure out how much money you make, and how much you have left.
Coming up with a budget and only spending what you have to, putting some away if you can is the key to saving.

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September 16, 2016, 04:12:14 AM
 #594

The key to managing your money is make a list of your bills/ expenses
then figure out how much money you make, and how much you have left.
Coming up with a budget and only spending what you have to, putting some away if you can is the key to saving.
Budgeting is really important because that is our guide that we need to follow to implement it with discipline, without a guide that is a written budget plan we are just playing with our money and will end up saving nothing.
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September 16, 2016, 04:29:33 AM
 #595


Budgeting is really important because that is our guide that we need to follow to implement it with discipline, without a guide that is a written budget plan we are just playing with our money and will end up saving nothing.

Its true and it is in budget that you can control your financial flow. All must be or within the budget in order to have record where your money goes or where it was spent. You can also review your budget if what items you are overspending and how you can cut the expenses or what alternative to be done. If you dont have a budget plan, its difficult to save.

 
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September 16, 2016, 05:42:01 AM
 #596

I spend it on living as I only get to do that once.
saving is for those who have enough right now to get by

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September 16, 2016, 05:44:26 AM
 #597


Budgeting is really important because that is our guide that we need to follow to implement it with discipline, without a guide that is a written budget plan we are just playing with our money and will end up saving nothing.

Its true and it is in budget that you can control your financial flow. All must be or within the budget in order to have record where your money goes or where it was spent. You can also review your budget if what items you are overspending and how you can cut the expenses or what alternative to be done. If you dont have a budget plan, its difficult to save.

Well thats a good budget management and we must obliged  our selves to do that since it would be very a helpful thing if we  follow these routine  or system  because we would get some idea on how we gonna  do with our budget as you said we must list our spendings and expenses so that we would able to cut some if we saw its overspending already.

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September 16, 2016, 06:05:48 AM
 #598


Budgeting is really important because that is our guide that we need to follow to implement it with discipline, without a guide that is a written budget plan we are just playing with our money and will end up saving nothing.

Its true and it is in budget that you can control your financial flow. All must be or within the budget in order to have record where your money goes or where it was spent. You can also review your budget if what items you are overspending and how you can cut the expenses or what alternative to be done. If you dont have a budget plan, its difficult to save.

Well thats a good budget management and we must obliged  our selves to do that since it would be very a helpful thing if we  follow these routine  or system  because we would get some idea on how we gonna  do with our budget as you said we must list our spendings and expenses so that we would able to cut some if we saw its overspending already.
Learn to sacrifice and have a discipline on your self so you can focus on the right way on managing money, sure there are a lot of temptation in this world therefore we need to be strong to resist it.

 
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September 16, 2016, 06:27:57 AM
 #599

I am good if I write my income and expenses on a spreadsheet, I started it but fell ill so need to re do it and see how I go. I think you need to be wise and disciplined and also you need to diversify your savings. I am trying t put 5% of our earnings into gold and silver each month. It's not a lot but at least it is a small nest egg for the future.


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September 16, 2016, 07:23:51 AM
 #600

I am good if I write my income and expenses on a spreadsheet, I started it but fell ill so need to re do it and see how I go. I think you need to be wise and disciplined and also you need to diversify your savings. I am trying t put 5% of our earnings into gold and silver each month. It's not a lot but at least it is a small nest egg for the future.
a man actually not born to managing money ,
the results will always suck messed up , all went not what they planned ,
i am personally a bad manager , never reach a goal in managing money ,
btw you did not talking about your 5% earning to invest in bitcoin eh?
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